Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2) - આરબીઆઈ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)
(Amount in Rupees Lakh) |
|||||||||
LESS THAN 6% |
6% AND ABOVE BUT |
||||||||
LESS THAN 10% |
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
I. |
AGRICULTURE |
29 |
4,09 |
3,43 |
6,507 |
6630,21 |
1651,80 |
||
1. |
Direct Finance |
3 |
16 |
3 |
4,887 |
5177,11 |
902,72 |
||
2. |
Indirect Finance |
26 |
3,93 |
3,40 |
1,620 |
1453,11 |
749,09 |
||
II. |
INDUSTRY |
68 |
22,94 |
12,97 |
15,522 |
18817,22 |
14601,73 |
||
1. |
Mining & Quarrying |
— |
— |
— |
381 |
3804,91 |
3732,61 |
||
2. |
Food Manufacturing& Processing |
1 |
86 |
86 |
712 |
2066,83 |
1524,71 |
||
(a) |
Rice Mills, Flour & Dal Mills |
1 |
86 |
86 |
130 |
628,85 |
506,34 |
||
(b) |
Sugar |
— |
— |
— |
13 |
59,98 |
50,60 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
37 |
72,01 |
52,06 |
||
(d) |
Tea Processing |
— |
— |
— |
24 |
130,29 |
102,70 |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
48 |
38,89 |
28,53 |
||
(f) |
Others |
— |
— |
— |
460 |
1136,82 |
784,49 |
||
3. |
Beverage & Tobacco |
— |
— |
— |
44 |
250,90 |
200,99 |
||
4. |
Textiles |
1 |
2,64 |
2,64 |
4,118 |
3744,80 |
2871,77 |
||
(a) |
Cotton Textiles |
— |
— |
— |
921 |
1299,64 |
916,04 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
79 |
49,46 |
49,81 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
87 |
94,48 |
79,58 |
||
(d) |
Other Textiles & Textile Products |
1 |
2,64 |
2,64 |
3,031 |
2301,22 |
1826,35 |
||
5. |
Paper, PaperProducts & Printing |
— |
— |
— |
159 |
112,63 |
50,13 |
||
6. |
Leather & Leather Products |
— |
— |
— |
804 |
541,36 |
472,96 |
||
7. |
Rubber & Plastic Products |
— |
— |
— |
314 |
188,77 |
126,76 |
||
8. |
Chemicals & Chemical Products |
2 |
3,04 |
3,04 |
677 |
1812,86 |
1501,57 |
||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
119 |
254,78 |
187,48 |
||
(b) |
Fertilisers |
— |
— |
— |
7 |
105,17 |
101,64 |
||
(c) |
Drugs & Pharmaceuticals |
2 |
3,04 |
3,04 |
204 |
389,66 |
288,87 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
15 |
27,14 |
25,83 |
||
(e) |
OtherChemicals & ChemicalProducts |
— |
— |
— |
332 |
1036,11 |
897,75 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
33 |
133,00 |
90,24 |
||
10. |
Manufacture of Cement& Cement Products |
— |
— |
— |
25 |
41,71 |
36,65 |
||
11. |
Basic Metals & Metal Products |
1 |
5 |
5 |
1,038 |
1324,14 |
879,81 |
||
(a) |
Iron & Steel |
1 |
5 |
5 |
283 |
938,44 |
575,56 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
247 |
147,35 |
126,31 |
||
(c) |
Metal Products |
— |
— |
— |
508 |
238,34 |
177,94 |
||
12.Engineering |
— |
— |
— |
699 |
1421,52 |
679,32 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
175 |
354,81 |
86,85 |
||
(b) |
Light Engineering |
— |
— |
— |
285 |
602,00 |
162,66 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
163 |
354,90 |
334,33 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
76 |
109,82 |
95,48 |
||
13. |
Vehicles, VehicleParts & Transport Equipments |
— |
— |
— |
297 |
330,86 |
258,42 |
||
14. |
Other Industries |
24 |
4,63 |
3,47 |
1,840 |
2171,83 |
1429,80 |
||
15. Electricity, Gas & Water |
3 |
1,97 |
32 |
73 |
303,17 |
247,56 |
|||
(a) |
ElectricityGeneration & Transmission |
2 |
19 |
19 |
51 |
301,24 |
245,96 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
5 |
50 |
35 |
||
(c) |
Gas, Steam & WaterSupply |
1 |
1,78 |
13 |
17 |
1,43 |
1,25 |
||
16. |
Construction |
36 |
9,75 |
2,58 |
4,308 |
567,93 |
498,42 |
||
III. |
TRANSPORTOPERATORS |
2 |
5 |
9 |
437 |
51,33 |
81,93 |
||
IV. |
PROFESSIONALANDOTHERSERVICES |
12 |
16,60 |
7,32 |
2,805 |
1082,51 |
858,32 |
||
V. |
PERSONALLOANS |
24,307 |
1438,00 |
790,44 |
1,09,071 |
7419,25 |
6141,37 |
||
1. |
LoansforPurchaseofConsumerDurables |
— |
— |
— |
— |
— |
— |
||
2. |
Loans for Housing |
21,951 |
1362,79 |
719,33 |
1,05,724 |
7310,85 |
6046,53 |
||
3. |
RestofthePersonalLoans |
2,356 |
75,21 |
71,11 |
3,347 |
108,40 |
94,83 |
||
VI. |
TRADE |
8 |
2,62 |
1,22 |
6,229 |
2694,27 |
2077,58 |
||
1. |
WholesaleTrade |
1 |
21 |
21 |
2,692 |
1916,63 |
1511,39 |
||
2. |
RetailTrade |
7 |
2,41 |
1,01 |
3,537 |
777,64 |
566,19 |
||
VII. |
FINANCE |
26 |
2,11 |
1,71 |
584 |
4159,21 |
3030,13 |
||
VIII. |
ALLOTHERS |
32 |
13,26 |
9,84 |
5,675 |
1876,12 |
1421,74 |
||
TOTALLOANSANDADVANCES |
24,484 |
1499,68 |
827,02 |
1,46,830 |
42730,11 |
29864,59 |
|||
OFWHICH: |
1. ArtisansandVillage&TinyIndustries |
11 |
88 |
87 |
1,031 |
140,42 |
114,75 |
||
2. Other Small Scale Industries |
3 |
4,04 |
3,15 |
4,732 |
3294,26 |
2665,61 |
(Amount in Rupees Lakh) |
||||||||
10% AND ABOVE BUT |
12% AND ABOVE BUT |
|||||||
LESS THAN 12% |
LESS THAN 13% |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
7 |
8 |
9 |
10 |
11 |
12 |
|||
I. |
AGRICULTURE |
42,920 |
14868,80 |
5700,80 |
69,670 |
9742,86 |
4281,38 |
|
1. Direct Finance |
34,378 |
9159,59 |
1755,77 |
62,344 |
7345,75 |
2472,91 |
||
2. Indirect Finance |
8,542 |
5709,21 |
3945,03 |
7,326 |
2397,10 |
1808,47 |
||
II. |
INDUSTRY |
42,367 |
51599,20 |
36139,28 |
45,042 |
39763,59 |
28631,16 |
|
1. Mining & Quarrying |
592 |
3654,50 |
1459,84 |
963 |
3672,12 |
1823,20 |
||
2. FoodManufacturing & Processing |
3,009 |
3057,28 |
2030,89 |
6,037 |
2883,16 |
1990,40 |
||
(a) |
Rice Mills, Flour & Dal Mills |
1,245 |
731,10 |
434,52 |
3,051 |
1073,68 |
742,59 |
|
(b) |
Sugar |
90 |
752,08 |
522,52 |
109 |
405,36 |
335,83 |
|
(c) |
Edible Oils & Vanaspati |
297 |
272,39 |
178,96 |
546 |
266,33 |
174,59 |
|
(d) |
TeaProcessing |
105 |
159,69 |
126,58 |
220 |
274,92 |
212,38 |
|
(e) |
Processing of Fruits & Vegetables |
81 |
77,69 |
62,19 |
141 |
33,21 |
21,99 |
|
(f) |
Others |
1,191 |
1064,32 |
706,13 |
1,970 |
829,65 |
503,02 |
|
3. Beverage&Tobacco |
218 |
383,25 |
336,68 |
324 |
310,67 |
249,72 |
||
4. Textiles |
5,363 |
5050,05 |
3643,72 |
6,815 |
3586,41 |
2717,11 |
||
(a) |
Cotton Textiles |
1,436 |
2046,16 |
1566,90 |
2,095 |
1768,18 |
1469,08 |
|
(b) |
Jute & Othe rNatural Fibre Textiles |
62 |
56,48 |
24,18 |
119 |
72,57 |
44,74 |
|
(c) |
Handloom Textiles & Khadi |
622 |
256,17 |
201,37 |
431 |
67,87 |
45,28 |
|
(d) |
Other Textiles & Textile Products |
3,243 |
2691,24 |
1851,27 |
4,170 |
1677,79 |
1158,02 |
|
5. Paper, Paper Products & Printing |
1,200 |
927,06 |
742,60 |
1,885 |
1032,09 |
768,90 |
||
6. Leather & Leather Products |
600 |
380,56 |
318,87 |
436 |
147,29 |
121,36 |
||
7. Rubber & Plastic Products |
1,389 |
1097,16 |
848,91 |
2,142 |
877,48 |
752,06 |
||
8. Chemicals & Chemical Products |
2,073 |
6166,59 |
3762,75 |
3,002 |
3885,68 |
2981,24 |
||
(a) |
Heavy Industrial Chemicals |
287 |
736,46 |
523,79 |
405 |
686,52 |
585,09 |
|
(b) |
Fertilisers |
122 |
1957,68 |
1082,01 |
112 |
678,88 |
570,92 |
|
(c) |
Drugs & Pharmaceuticals |
513 |
1235,64 |
918,03 |
782 |
1398,50 |
1033,63 |
|
(d) |
Non-Edible Oils |
44 |
78,17 |
63,89 |
87 |
44,36 |
33,83 |
|
(e) |
OtherChemicals & ChemicalProducts |
1,107 |
2158,65 |
1175,03 |
1,616 |
1077,42 |
757,76 |
|
9. Petroleum, Coal Products & NuclearFuels |
146 |
3289,89 |
2800,73 |
177 |
1869,98 |
1004,38 |
||
10. Manufacture of Cement & Cement Products |
429 |
518,42 |
462,55 |
748 |
598,98 |
470,49 |
||
11. BasicMetals & MetalProducts |
2,978 |
4890,02 |
4076,43 |
3,758 |
4877,46 |
3924,62 |
||
(a) |
Iron & Steel |
1,114 |
3956,19 |
3385,89 |
1,443 |
3692,14 |
2964,40 |
|
(b) |
Non-Ferrous Metals |
331 |
212,74 |
171,97 |
339 |
344,16 |
272,65 |
|
(c) |
Metal Products |
1,533 |
721,10 |
518,57 |
1,976 |
841,16 |
687,57 |
|
12. Engineering |
3,279 |
3880,48 |
2961,44 |
4,762 |
3745,07 |
2631,08 |
||
(a) |
Heavy Engineering |
632 |
695,71 |
521,44 |
985 |
696,46 |
509,18 |
|
(b) |
Light Engineering |
1,260 |
1757,41 |
1358,44 |
1,849 |
1197,32 |
815,83 |
|
(c) |
Electrical Machinery & Goods |
977 |
872,98 |
674,16 |
1,318 |
1090,25 |
867,95 |
|
(d) |
Electronic Machinery&Goods |
410 |
554,38 |
407,40 |
610 |
761,05 |
438,12 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
1,213 |
3074,24 |
1374,21 |
1,312 |
1390,85 |
981,50 |
||
14. Other Industries |
5,114 |
3506,28 |
2979,29 |
5,611 |
2025,59 |
1712,77 |
||
15. Electricity, Gas & Water |
331 |
6401,68 |
4487,26 |
466 |
4827,70 |
3529,52 |
||
(a) |
Electricity Generation &Transmission |
217 |
5734,40 |
4013,19 |
261 |
4435,19 |
3290,35 |
|
(b) |
Non-Conventional Energy |
38 |
204,50 |
148,90 |
42 |
83,49 |
75,23 |
|
(c) |
Gas, Steam & WaterSupply |
76 |
462,78 |
325,17 |
163 |
309,02 |
163,94 |
|
16.Construction |
14,433 |
5321,73 |
3853,12 |
6,604 |
4033,06 |
2972,80 |
||
III. |
TRANSPORTOPERATORS |
3,320 |
1745,39 |
1425,44 |
7,838 |
1526,56 |
1057,06 |
|
IV. |
PROFESSIONALANDOTHERSERVICES |
14,373 |
5677,69 |
3898,63 |
15,762 |
5096,74 |
3283,02 |
|
V. |
PERSONALLOANS |
4,14,729 |
23116,10 |
18215,22 |
2,21,192 |
11088,54 |
8462,45 |
|
1. LoansforPurchaseofConsumerDurables |
— |
— |
— |
2,370 |
77,12 |
60,30 |
||
2. Loans for Housing |
3,59,723 |
21323,27 |
16833,23 |
87,041 |
5450,30 |
4330,10 |
||
3. RestofthePersonalLoans |
55,006 |
1792,83 |
1381,98 |
1,31,781 |
5561,11 |
4072,05 |
||
VI. |
TRADE |
24,223 |
51700,06 |
45962,54 |
41,465 |
6650,42 |
5352,04 |
|
1. WholesaleTrade |
6,378 |
49126,90 |
44165,49 |
13,524 |
4130,92 |
3498,29 |
||
2. RetailTrade |
17,845 |
2573,16 |
1797,05 |
27,941 |
2519,50 |
1853,75 |
||
VII. |
FINANCE |
3,286 |
12545,05 |
10059,47 |
3,377 |
6323,38 |
5037,93 |
|
VIII. |
ALLOTHERS |
44,527 |
10193,50 |
6526,75 |
31,586 |
7723,30 |
4918,68 |
|
TOTALLOANSANDADVANCES |
5,89,745 |
171445,79 |
127928,13 |
4,35,932 |
87915,39 |
61023,72 |
||
OFWHICH: |
1. ArtisansandVillage&TinyIndustries |
6,360 |
542,35 |
417,36 |
9,236 |
1097,84 |
841,98 |
|
2. Other Small Scale Industries |
9,426 |
2775,07 |
2146,21 |
15,164 |
3924,93 |
2855,89 |
(Amount in Rupees Lakh) |
|||||||||
13% AND ABOVE BUT |
14% AND ABOVE BUT |
||||||||
LESS THAN 14% |
LESS THAN 15% |
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
I. |
AGRICULTURE |
1,05,270 |
7389,57 |
5890,02 |
1,00,632 |
6836,85 |
5720,73 |
||
1. |
Direct Finance |
90,907 |
4324,81 |
3452,60 |
90,333 |
4336,28 |
3527,17 |
||
2. |
Indirect Finance |
14,363 |
3064,76 |
2437,42 |
10,299 |
2500,57 |
2193,56 |
||
II. |
INDUSTRY |
61,136 |
55110,84 |
41561,05 |
79,170 |
78869,55 |
63030,34 |
||
1. |
Mining & Quarrying |
1,730 |
2552,81 |
1837,76 |
2,358 |
1425,74 |
1196,64 |
||
2. |
Food Manufacturing & Processing |
9,010 |
5964,87 |
3720,15 |
9,137 |
5590,42 |
4580,30 |
||
(a) |
Rice Mills, Flour & Dal Mills |
4,330 |
1024,81 |
822,42 |
4,021 |
1090,84 |
828,68 |
||
(b) |
Sugar |
224 |
2059,18 |
1257,34 |
231 |
1421,38 |
1189,89 |
||
(c) |
Edible Oils & Vanaspati |
912 |
489,91 |
379,92 |
1,007 |
511,63 |
411,72 |
||
(d) |
Tea Processing |
430 |
561,34 |
341,56 |
373 |
854,54 |
757,96 |
||
(e) |
Processing of Fruits & Vegetables |
230 |
62,76 |
43,04 |
237 |
83,14 |
75,40 |
||
(f) |
Others |
2,884 |
1766,88 |
875,87 |
3,268 |
1628,90 |
1316,65 |
||
3. |
Beverage & Tobacco |
521 |
434,04 |
353,57 |
725 |
1409,55 |
1228,37 |
||
4. |
Textiles |
8,660 |
5812,36 |
4163,66 |
11,903 |
8893,51 |
7344,44 |
||
(a) |
Cotton Textiles |
2,760 |
3058,65 |
2304,33 |
4,511 |
3987,01 |
3494,15 |
||
(b) |
Jute & OtherNatural Fibre Textiles |
197 |
83,91 |
59,34 |
208 |
288,17 |
246,74 |
||
(c) |
Handloom Textiles & Khadi |
541 |
153,33 |
128,07 |
645 |
133,95 |
112,04 |
||
(d) |
Other Textiles & Textile Products |
5,162 |
2516,47 |
1671,92 |
6,539 |
4484,38 |
3491,52 |
||
5. |
Paper, Paper Products & Printing |
3,086 |
1495,77 |
1118,69 |
4,022 |
2683,66 |
2269,83 |
||
6. |
Leather & Leather Products |
669 |
217,02 |
153,91 |
1,015 |
608,02 |
490,48 |
||
7. |
Rubber & Plastic Products |
3,432 |
1184,08 |
880,09 |
3,840 |
2278,56 |
1840,75 |
||
8. |
Chemicals & Chemical Products |
4,262 |
5540,87 |
4194,99 |
5,519 |
11724,59 |
9429,12 |
||
(a) |
Heavy Industrial Chemicals |
625 |
1108,07 |
765,70 |
1,008 |
3083,60 |
2170,86 |
||
(b) |
Fertilisers |
167 |
1246,77 |
1095,99 |
268 |
2144,65 |
2036,94 |
||
(c) |
Drugs & Pharmaceuticals |
1,022 |
1223,32 |
994,82 |
1,344 |
2190,62 |
1799,07 |
||
(d) |
Non-EdibleOils |
130 |
52,13 |
40,00 |
121 |
63,35 |
35,39 |
||
(e) |
OtherChemicals & ChemicalProducts |
2,318 |
1910,58 |
1298,49 |
2,778 |
4242,36 |
3386,86 |
||
9. |
Petroleum, CoalProducts & NuclearFuels |
326 |
1849,74 |
1418,06 |
410 |
1566,55 |
1460,91 |
||
10. |
Manufacture of Cement & CementProducts |
1,130 |
1416,56 |
1151,41 |
924 |
2538,35 |
2020,45 |
||
11. |
BasicMetals & MetalProducts |
5,794 |
6216,05 |
4869,30 |
7,360 |
11295,57 |
9051,51 |
||
(a) |
Iron & Steel |
2,104 |
4735,75 |
3790,48 |
2,672 |
6967,76 |
6522,67 |
||
(b) |
Non-Ferrous Metals |
453 |
362,94 |
245,29 |
596 |
771,96 |
753,32 |
||
(c) |
Metal Products |
3,237 |
1117,37 |
833,54 |
4,092 |
3555,85 |
1775,53 |
||
12. |
Engineering |
6,564 |
4689,05 |
3628,48 |
8,622 |
10927,21 |
8150,28 |
||
(a) |
Heavy Engineering |
1,418 |
739,55 |
560,72 |
1,845 |
1995,43 |
1429,50 |
||
(b) |
Light Engineering |
2,547 |
1160,66 |
822,44 |
3,314 |
2969,38 |
2476,73 |
||
(c) |
Electrical Machinery & Goods |
1,756 |
1519,15 |
1289,51 |
2,321 |
3142,54 |
2177,36 |
||
(d) |
Electronic Machinery & Goods |
843 |
1269,69 |
955,80 |
1,142 |
2819,87 |
2066,69 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,780 |
1651,09 |
1051,00 |
2,180 |
3223,99 |
2395,62 |
||
14. |
Other Industries |
8,528 |
3085,42 |
2375,13 |
13,236 |
6483,72 |
4822,21 |
||
15. Electricity, Gas & Water |
591 |
8447,90 |
6803,41 |
1,282 |
5039,93 |
3908,29 |
|||
(a) |
Electricity Generation & Transmission |
342 |
7821,56 |
6353,05 |
955 |
4822,68 |
3720,67 |
||
(b) |
Non-Conventional Energy |
62 |
56,12 |
40,93 |
81 |
116,68 |
105,92 |
||
(c) |
Gas, Steam & WaterSupply |
187 |
570,23 |
409,44 |
246 |
100,58 |
81,69 |
||
16.Construction |
5,053 |
4553,20 |
3841,42 |
6,637 |
3180,19 |
2841,13 |
|||
III. |
TRANSPORTOPERATORS |
17,855 |
1934,86 |
1258,95 |
18,761 |
2148,56 |
1522,59 |
||
IV. |
PROFESSIONALANDOTHERSERVICES |
18,168 |
8076,17 |
5491,10 |
19,590 |
10126,14 |
6160,20 |
||
V. |
PERSONALLOANS |
1,09,504 |
5421,76 |
4238,89 |
75,010 |
3871,86 |
2907,73 |
||
1. |
LoansforPurchaseofConsumerDurables |
1,304 |
44,12 |
33,56 |
1,672 |
55,61 |
41,37 |
||
2. |
Loans for Housing |
46,899 |
2736,31 |
2208,45 |
17,535 |
1560,43 |
1173,60 |
||
3. |
RestofthePersonalLoans |
61,301 |
2641,34 |
1996,88 |
55,803 |
2255,82 |
1692,76 |
||
VI. |
TRADE |
58,472 |
6528,33 |
5231,68 |
86,664 |
12004,74 |
10242,40 |
||
1. |
WholesaleTrade |
19,608 |
3267,77 |
2588,07 |
27,715 |
5900,57 |
4877,21 |
||
2. |
RetailTrade |
38,864 |
3260,55 |
2643,61 |
58,949 |
6104,17 |
5365,19 |
||
VII. |
FINANCE |
5,128 |
12598,94 |
10937,82 |
2,084 |
14433,22 |
12847,22 |
||
VIII. |
ALLOTHERS |
28,638 |
6999,20 |
4810,73 |
26,764 |
8759,54 |
6183,68 |
||
TOTALLOANSANDADVANCES |
4,04,171 |
104059,66 |
79420,24 |
4,08,675 |
137050,45 |
108614,90 |
|||
OFWHICH: |
1. Artisans and Village & Tiny Industries |
9,038 |
966,61 |
754,51 |
4,860 |
481,47 |
387,94 |
||
2. Other Small Scale Industries |
25,861 |
5274,12 |
4000,38 |
36,429 |
7356,78 |
6109,52 |