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Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation (Part 1 of 2)

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

LESS THAN 6%

6% AND ABOVE BUT LESS THAN 10%

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

260

93,64

89,03

1,96,011

23848,65

18279,79

1.

Direct Finance

190

5,75

4,12

1,81,771

14027,19

10087,43

2.

Indirect Finance

70

87,89

84,91

14,240

9821,47

8192,36

II.

INDUSTRY

78

215,40

201,84

1,35,852

83954,06

59522,32

1.

Mining & Quarrying

1,955

3599,76

2197,12

2.

Food Manufacturing & Processing

7

12,65

12,48

9,969

7421,48

5228,45

(a)

Rice Mills, Flour & Dal Mills

2

40

41

5,304

3446,88

2480,17

(b)

Sugar

62

245,96

230,45

(c)

Edible Oils & Vanaspati

1

2,00

1,84

419

795,34

384,08

(d)

Tea Processing

1

5

1

209

275,46

164,09

(e)

Processing of Fruits & Vegetables

714

195,40

145,89

(f)

Others

3

10,20

10,22

3,261

2462,43

1823,77

3.

Beverage & Tobacco

1

15

15

342

650,06

451,85

4.

Textiles

2

26,96

24,41

11,354

13290,40

9300,34

(a)

Cotton Textiles

1

25,00

23,48

3,599

6202,77

4184,06

(b)

Jute & Other Natural Fibre Textiles

152

113,83

86,36

(c)

Handloom Textiles & Khadi

1

1,96

93

665

275,66

226,58

(d)

Other Textiles & Textile Products

6,938

6698,14

4803,34

5.

Paper, Paper Products & Printing

1

33,90

31,05

1,891

1029,43

730,37

6.

Leather & Leather Products

1,611

1399,09

1130,05

7.

Rubber & Plastic Products

1

3

2

1,995

1344,48

996,65

8.

Chemicals & Chemical Products

1

1,27

1,27

3,039

8264,18

5521,64

(a)

Heavy Industrial Chemicals

528

1679,09

1274,36

(b)

Fertilisers

103

1748,60

1516,27

(c)

Drugs & Pharmaceuticals

1

1,27

1,27

687

1419,85

1154,09

(d)

Non-Edible Oils

61

143,39

84,00

(e)

Other Chemicals & Chemical Products

1,660

3273,25

1492,93

9.

Petroleum, Coal Products & Nuclear Fuels

1

25,00

25,00

174

1028,28

690,52

10.

Manufacture of Cement & Cement Products

983

416,85

304,65

11.

Basic Metals & Metal Products

4,510

6874,23

5019,87

(a)

Iron & Steel

1,670

4173,96

3260,92

(b)

Non-Ferrous Metals

612

579,44

310,91

(c)

Metal Products

2,228

2120,83

1448,05

12.

Engineering

1

67

16

7,070

5849,24

3798,88

(a)

Heavy Engineering

2,613

1363,81

1191,11

(b)

Light Engineering

1

67

16

2,616

2262,78

1317,20

(c)

Electrical Machinery & Goods

1,051

1429,11

825,96

(d)

Electronic Machinery & Goods

790

793,54

464,61

13.

Vehicles, Vehicle Parts & Transport Equipments

1,761

1739,96

1287,35

14.

Other Industries

20

2,16

1,68

10,358

9310,03

6184,28

15.

Electricity, Gas & Water

4

36

35

501

5245,82

3906,06

(a)

Electricity Generation & Transmission

1

8

7

285

4758,38

3503,24

(b)

Non-Conventional Energy

2

5

5

56

188,57

158,24

(c)

Gas, Steam & Water Supply

1

23

23

160

298,88

244,58

16.

Construction

39

112,25

105,27

78,339

16490,76

12774,25

III.

TRANSPORT OPERATORS

16

49,20

49,10

37,436

3210,77

2904,63

IV.

PROFESSIONAL AND OTHER SERVICES

53

21,25

18,24

49,415

19051,51

15262,44

V.

PERSONAL LOANS

98,803

4123,42

3952,29

21,31,164

159549,73

139129,24

1.

Loans for Purchase of Consumer Durables

2.

Loans for Housing

91,655

3890,06

3730,95

19,82,149

154258,33

135257,12

3.

Rest of the Personal Loans

7,148

233,36

221,34

1,49,015

5291,40

3872,12

VI.

TRADE

25

15,27

10,63

55,090

67013,71

50546,56

1.

Wholesale Trade

4

33

33

12,208

58237,82

43894,04

2.

Retail Trade

21

14,94

10,30

42,882

8775,89

6652,51

VII.

FINANCE

42

16,35

11,07

6,816

11604,40

9580,74

VIII.

ALL OTHERS

123

19,54

15,97

78,435

10100,31

7084,48

TOTAL LOANS AND ADVANCES

99,400

4554,06

4348,17

26,90,219

378333,14

302310,21

OF WHICH: 1.

Artisans and Village & Tiny Industries

20

2,24

1,78

9,923

1159,80

871,34

2.

Other Small Scale Industries

2

3,22

2,19

21,985

10482,01

7855,59

See Notes on Tables.

 

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

10% AND ABOVE BUT LESS THAN 12%

12% AND ABOVE BUT LESS THAN 13%

No. of
 Accounts

Credit
 Limit

Amount Outstanding

No. of Accounts

Credit
Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,24,867

34418,65

28800,51

1,16,494

8534,09

7149,68

1.

Direct Finance

5,90,753

25499,47

22044,85

1,06,309

5259,53

4360,25

2.

Indirect Finance

34,114

8919,18

6755,66

10,185

3274,56

2789,43

II.

INDUSTRY

2,35,503

178515,55

112670,77

85,023

72462,59

34679,71

1.

Mining & Quarrying

8,532

5359,52

3309,91

2,667

1545,88

664,46

2.

Food Manufacturing & Processing

31,793

13853,29

9964,44

9,408

7387,21

3125,32

(a)

Rice Mills, Flour & Dal Mills

13,879

4083,45

2821,28

3,491

966,45

762,65

(b)

Sugar

516

2418,13

1566,63

211

956,35

534,53

(c)

Edible Oils & Vanaspati

2,852

1684,31

1233,19

993

705,19

500,69

(d)

Tea Processing

768

1108,61

895,13

370

257,16

201,58

(e)

Processing of Fruits & Vegetables

1,999

323,34

241,53

638

137,98

110,12

(f)

Others

11,779

4235,45

3206,67

3,705

4364,08

1015,75

3.

Beverage & Tobacco

1,676

1336,63

1055,82

734

668,89

406,11

4.

Textiles

33,451

18857,93

13076,85

12,065

11026,32

5106,40

(a)

Cotton Textiles

12,086

7931,29

5691,92

4,394

5073,96

2897,94

(b)

Jute & Other Natural Fibre Textiles

713

306,08

206,29

219

120,11

82,98

(c)

Handloom Textiles & Khadi

2,620

456,11

345,16

719

137,81

113,96

(d)

Other Textiles & Textile Products

18,032

10164,45

6833,48

6,733

5694,44

2011,52

5.

Paper, Paper Products & Printing

10,208

4553,08

3271,81

4,040

1760,58

1300,38

6.

Leather & Leather Products

2,162

965,73

812,90

1,910

1988,69

355,79

7.

Rubber & Plastic Products

10,205

3939,25

2704,61

3,910

1476,07

1095,92

8.

Chemicals & Chemical Products

13,548

16311,54

9609,67

5,222

6611,69

2631,41

(a)

Heavy Industrial Chemicals

2,423

4252,17

2359,34

1,163

2299,26

766,62

(b)

Fertilisers

441

4250,67

2141,75

164

1562,17

236,72

(c)

Drugs & Pharmaceuticals

2,655

3396,30

2106,57

1,162

1165,30

615,87

(d)

Non-Edible Oils

389

233,86

157,20

142

47,87

37,27

(e)

Other Chemicals & Chemical Products

7,640

4178,53

2844,81

2,591

1537,10

974,94

9.

Petroleum, Coal Products & Nuclear Fuels

1,030

8135,96

3575,68

448

6006,49

1202,61

10.

Manufacture of Cement & Cement Products

3,662

3881,78

2801,44

1,160

795,44

494,20

11.

Basic Metals & Metal Products

21,168

31748,57

19226,99

7,480

10638,08

5129,55

(a)

Iron & Steel

8,750

23485,16

15181,27

2,928

8359,00

3501,00

(b)

Non-Ferrous Metals

2,912

2086,53

1179,48

744

708,53

499,62

(c)

Metal Products

9,506

6176,87

2866,23

3,808

1570,55

1128,93

12.

Engineering

26,126

13458,50

9533,22

9,589

7352,13

3781,02

(a)

Heavy Engineering

6,607

2867,46

1837,19

2,156

1043,85

724,16

(b)

Light Engineering

11,344

4439,82

2964,13

3,988

2687,73

1138,86

(c)

Electrical Machinery & Goods

5,815

3499,26

2608,72

2,421

1557,20

1085,45

(d)

Electronic Machinery & Goods

2,360

2651,95

2123,18

1,024

2063,35

832,55

13.

Vehicles, Vehicle Parts & Transport Equipments

5,684

5645,59

3048,97

1,998

1272,48

818,80

14.

Other Industries

37,674

27899,09

14258,79

13,408

5485,26

2941,89

15.

Electricity, Gas & Water

1,500

5745,95

4075,79

623

1256,99

620,54

(a)

Electricity Generation & Transmission

563

5086,66

3582,24

214

1093,67

510,70

(b)

Non-Conventional Energy

228

353,81

275,00

108

63,53

41,26

(c)

Gas, Steam & Water Supply

709

305,47

218,54

301

99,79

68,58

16.

Construction

27,084

16823,15

12343,90

10,361

7190,37

5005,29

III.

TRANSPORT OPERATORS

37,769

4117,63

3327,46

19,835

1837,12

1502,90

IV.

PROFESSIONAL AND OTHER SERVICES

75,281

20066,97

14884,89

25,752

6671,79

4758,23

V.

PERSONAL LOANS

4,35,367

22903,01

18259,95

2,54,621

20113,64

15856,06

1.

Loans for Purchase of Consumer Durables

1,903

68,94

55,56

2.

Loans for Housing

2,45,005

15168,59

13053,22

95,800

12760,78

10521,33

3.

Rest of the Personal Loans

1,90,362

7734,42

5206,73

1,56,918

7283,92

5279,18

VI.

TRADE

2,43,243

38265,03

28265,56

90,370

17347,21

9992,71

1.

Wholesale Trade

39,503

12553,32

8584,05

24,702

9158,78

3792,21

2.

Retail Trade

2,03,740

25711,71

19681,50

65,668

8188,43

6200,50

VII.

FINANCE

3,395

7985,59

5520,31

1,371

5032,30

4112,13

VIII.

ALL OTHERS

2,03,939

17625,14

12556,46

43,667

3745,37

2558,51

TOTAL LOANS AND ADVANCES

18,59,364

323897,57

224285,91

6,37,133

135744,12

80609,94

OF WHICH: 1.

Artisans and Village & Tiny Industries

33,388

3077,57

2429,16

7,779

906,06

725,05

2.

Other Small Scale Industries

1,04,759

23500,66

18156,50

37,115

9096,15

7173,12

 

TABLE NO.5.3 - INTEREST RATE RANGE-WISE CLASSIFICATION OF OUTSTANDING LOANS AND

ADVANCES OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

13% AND ABOVE BUT
 LESS THAN 14%

14% AND ABOVE
 BUT LESS THAN 15%

No. of
Accounts

Credit
Limit

Amount Outstanding

No. of Accounts

Credit
 Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

1,16,214

23639,67

19437,14

77,158

15294,26

12717,21

1.

Direct Finance

1,08,715

4553,73

3989,46

71,021

4316,63

3740,94

2.

Indirect Finance

7,499

19085,94

15447,67

6,137

10977,63

8976,27

II.

INDUSTRY

51,446

109378,89

79180,83

69,703

207360,56

151286,27

1.

Mining & Quarrying

1,678

3032,83

2349,55

2,104

4625,34

3658,57

2.

Food Manufacturing & Processing

5,105

3327,35

2355,94

5,602

12377,75

9579,96

(a)

Rice Mills, Flour & Dal Mills

1,812

363,96

254,80

1,682

1405,26

1095,76

(b)

Sugar

90

663,18

439,49

374

4484,17

3537,22

(c)

Edible Oils & Vanaspati

598

930,67

642,09

644

1546,11

1231,89

(d)

Tea Processing

208

451,53

282,97

342

1262,38

1077,88

(e)

Processing of Fruits & Vegetables

372

65,47

49,38

439

238,50

185,73

(f)

Others

2,025

852,54

687,20

2,121

3441,33

2451,48

3.

Beverage & Tobacco

491

391,35

315,04

606

1923,47

1478,23

4.

Textiles

6,753

5849,35

4746,06

9,191

27778,51

17733,56

(a)

Cotton Textiles

2,458

3490,46

3053,91

3,876

15526,18

10165,49

(b)

Jute & Other Natural Fibre Textiles

119

69,20

42,75

143

300,85

191,97

(c)

Handloom Textiles & Khadi

579

219,32

183,01

285

682,79

395,41

(d)

Other Textiles & Textile Products

3,597

2070,37

1466,39

4,887

11268,69

6980,69

5.

Paper, Paper Products & Printing

2,274

666,54

522,67

2,376

6051,62

4315,63

6.

Leather & Leather Products

760

249,49

183,13

769

701,59

520,11

7.

Rubber & Plastic Products

2,225

846,61

663,02

2,078

4096,26

2766,31

8.

Chemicals & Chemical Products

2,715

7987,74

4814,73

4,279

21163,63

14335,10

(a)

Heavy Industrial Chemicals

679

4136,59

2932,86

867

7022,70

3370,26

(b)

Fertilisers

97

929,91

643,12

272

4615,10

3443,96

(c)

Drugs & Pharmaceuticals

562

840,79

547,94

1,255

5624,02

4479,42

(d)

Non-Edible Oils

69

24,71

21,40

74

88,20

76,99

(e)

Other Chemicals & Chemical Products

1,308

2055,74

669,40

1,811

3813,61

2964,47

9.

Petroleum, Coal Products & Nuclear Fuels

312

17232,73

9197,65

283

3927,50

3264,32

10.

Manufacture of Cement & Cement Products

762

704,31

542,85

822

3127,23

2553,71

11.

Basic Metals & Metal Products

3,938

6728,08

4502,31

5,219

28889,13

21415,54

(a)

Iron & Steel

1,456

5288,89

3570,00

2,496

21550,96

16622,47

(b)

Non-Ferrous Metals

363

623,81

345,77

591

3837,84

2320,72

(c)

Metal Products

2,119

815,38

586,53

2,132

3500,33

2472,35

12.

Engineering

5,230

4721,61

3381,80

6,352

14396,53

10972,47

(a)

Heavy Engineering

1,301

882,80

547,80

1,637

3103,17

1985,25

(b)

Light Engineering

2,106

1355,08

1009,60

2,376

4172,17

3038,24

(c)

Electrical Machinery & Goods

1,210

1718,86

1167,03

1,436

2963,73

2454,00

(d)

Electronic Machinery & Goods

613

764,87

657,37

903

4157,46

3494,98

13.

Vehicles, Vehicle Parts & Transport Equipments

1,328

2419,85

1575,85

1,999

9259,46

6304,26

14.

Other Industries

9,164

4702,84

3486,66

11,803

21169,13

16337,00

15.

Electricity, Gas & Water

747

26594,23

21238,59

791

17780,06

13156,39

(a)

Electricity Generation & Transmission

465

25354,64

20189,21

464

15584,29

11621,15

(b)

Non-Conventional Energy

81

111,75

105,55

92

631,70

530,15

(c)

Gas, Steam & Water Supply

201

1127,84

943,82

235

1564,06

1005,09

16.

Construction

7,964

23923,98

19305,00

15,429

30093,35

22895,11

III.

TRANSPORT OPERATORS

17,476

6373,99

3856,17

16,747

7932,85

6831,33

IV.

PROFESSIONAL AND OTHER SERVICES

18,568

7987,00

4360,42

22,246

36475,79

28124,30

V.

PERSONAL LOANS

85,888

3803,70

2905,97

79,434

3300,04

2464,24

1.

Loans for Purchase of Consumer Durables

823

33,04

25,07

415

16,79

11,37

2.

Loans for Housing

3.

Rest of the Personal Loans

85,065

3770,66

2880,90

79,019

3283,25

2452,87

VI.

TRADE

62,592

11882,57

8307,87

49,380

17283,11

12655,24

1.

Wholesale Trade

15,097

5811,56

3825,20

14,237

6736,96

4607,92

2.

Retail Trade

47,495

6071,01

4482,68

35,143

10546,15

8047,32

VII.

FINANCE

1,078

28566,61

24215,59

2,713

46425,48

39628,55

VIII.

ALL OTHERS

33,514

9528,27

7247,62

32,604

6865,53

4080,58

TOTAL LOANS AND ADVANCES

3,86,776

201160,69

149511,61

3,49,985

340937,62

257787,74

OF WHICH;1.

Artisans and Village & Tiny Industries

4,027

335,27

273,68

3,783

321,96

253,56

2.

Other Small Scale Industries

18,412

3868,17

3051,71

18,731

7457,59

5666,96

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