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Table No.5.4 - Size of Credit limit-Wise Classification of Outstanding Credit of Scheduled commercial Banks According to Occupation (Part 1 of 2)

 

(Amount in Rupees Lakh)

       

Rs. 25,000ANDLESS

ABOVE Rs. 25,000ANDUPTO

               

Rs. 2 LAKH

 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

1

2

3

4

5

6

I.

AGRICULTURE

158,21,026

20037,23

17910,29

46,18,296

30356,20

26088,29

 

1.

Direct Finance

153,38,568

19469,89

17434,02

45,12,557

29561,76

25428,69

 

2.

Indirect Finance

4,82,458

567,34

476,27

1,05,739

794,44

659,60

II.

INDUSTRY

26,13,318

2821,18

2377,62

7,94,921

6451,97

5543,26

 

1.

Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

2.

Food Manufacturing &Processing

1,78,927

182,56

163,60

46,617

387,71

338,36

   

(a)

Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(d)

Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(e)

Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(f)

Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

3.

Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

4.Textiles

1,06,124

143,80

116,98

49,916

467,15

389,82

   

(a)

Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Jute & Other Natural Fibre Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(d)

Other Textiles & Textile Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

5.

Paper, Paper Products &Printing

16,298

28,48

27,91

13,069

132,09

111,39

 

6.

Leather & Leather Products

17,002

23,47

20,28

6,467

50,66

43,54

 

7.

Rubber & Plastic Products

7,101

10,12

9,69

8,450

88,10

74,86

 

8.

Chemicals & Chemical Products

38,957

51,62

50,54

19,598

190,66

168,46

   

(a)

Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Fertilisers

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Drugs & Pharmaceuticals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(d)

Non-EdibleOils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(e)

Other Chemicals & Chemical Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

9.

Petroleum, CoalProducts & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

10.

Manufacture of Cement & Cement Products

2,649

4,51

3,71

3,738

36,08

30,80

 

11.

BasicMetals & MetalProducts

29,462

34,68

33,51

21,614

210,69

182,35

   

(a)

Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Metal Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

12.Engineering

85,066

105,98

101,18

33,904

326,08

274,32

   

(a)

Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Light Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Electrical Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(d)

Electronic Machinery & Goods

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

13.

Vehicles, Vehicle Parts & Transport Equipments

23,141

29,39

25,17

13,929

130,86

110,72

 

14.

OtherIndustries

20,75,134

2158,06

1785,16

5,43,773

4080,03

3521,04

 

15.

Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(a)

Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(b)

Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

   

(c)

Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

 

16.Construction

33,457

48,53

39,90

33,846

351,85

297,61

III.

TRANSPORTOPERATORS

2,57,035

267,63

220,61

2,44,036

2055,12

1618,99

IV.

PROFESSIONALANDOTHERSERVICES

9,77,528

1221,86

1004,73

4,52,807

3218,97

2506,06

V.

PERSONALLOANS

90,06,700

12715,88

10396,13

98,99,955

65809,04

46240,96

 

1.

Loans for Purchase of Consumer Durables

5,73,663

871,05

685,71

5,38,751

2953,91

2264,59

 

2.

Loans for Housing

4,42,944

579,12

555,62

13,16,608

14555,71

12874,06

 

3.

Rest of the Personal Loans

79,90,093

11265,71

9154,80

80,44,596

48299,42

31102,32

VI.

TRADE

39,95,638

4986,00

4106,38

15,83,880

11523,51

9575,60

 

1.

Wholesale Trade

1,52,272

201,03

166,13

97,649

940,03

759,03

 

2.

Retail Trade

38,43,366

4784,97

3940,25

14,86,231

10583,48

8816,57

VII.

FINANCE

46,450

65,39

58,92

49,872

518,96

423,61

VIII.

ALLOTHERS

41,54,971

5415,52

4963,68

20,10,186

14388,97

12022,05

TOTAL BANK CREDIT

368,72,666

47530,69

41038,35

196,53,953

134322,74

104018,83

OFWHICH:

1.ArtisansandVillage&TinyIndustries

12,12,426

1159,88

935,38

1,64,434

1154,56

957,82

     

2.OtherSmallScaleIndustries

8,25,650

973,41

808,73

4,41,463

3573,00

3119,04

.. .. indicates break-up not available separately.

           

 

       
         
                 
           

(Amount in Rupees Lakh)

     

ABOVE Rs.2LAKHANDUPTO

ABOVE Rs.5LAKHANDUPTO

     

Rs. 5 LAKH

Rs. 10 LAKH

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

     

7

8

9

10

11

12

I.

AGRICULTURE

3,43,305

9832,00

8893,23

28,150

2119,70

1745,58

 

1. Direct Finance

3,05,871

8596,80

7721,98

18,872

1394,87

1093,81

 

2. Indirect Finance

37,434

1235,21

1171,25

9,278

724,83

651,77

II.

INDUSTRY

1,79,180

6329,87

6411,96

86,146

6721,47

6079,89

 

1. Mining & Quarrying

6,452

197,63

183,02

3,090

241,22

222,24

 

2. Food Manufacturing & Processing

14,821

534,96

534,15

9,174

731,46

645,72

 

(a)

Rice Mills, Flour & Dal Mills

5,457

202,02

195,76

4,444

361,36

306,14

 

(b)

Sugar

107

3,83

31,33

76

6,10

15,60

 

(c)

Edible Oils & Vanaspati

1,584

57,49

55,12

875

70,73

68,34

 

(d)

Tea Processing

289

10,04

9,70

195

15,69

14,67

 

(e)

Processing of Fruits & Vegetables

551

19,18

18,24

247

19,36

16,62

 

(f)

Others

6,833

242,41

224,01

3,337

258,23

224,34

 

3. Beverage & Tobacco

1,314

47,05

40,85

718

56,16

51,44

 

4. Textiles

22,283

810,31

864,70

13,270

1052,17

982,55

 

(a)

Cotton Textiles

6,807

247,40

286,01

4,078

328,50

310,23

 

(b)

Jute & Other Natural Fibre Textiles

417

15,19

15,18

278

21,14

18,66

 

(c)

Handloom Textiles & Khadi

1,765

63,90

55,66

799

62,27

54,29

 

(d)

Other Textiles & Textile Products

13,294

483,82

507,85

8,115

640,26

599,37

 

5. Paper, Paper Products &Printing

7,935

283,76

253,87

4,146

322,25

286,21

 

6. Leather & Leather Products

2,233

79,18

80,60

1,523

119,25

125,42

 

7. Rubber & Plastic Products

7,809

281,03

266,50

4,613

353,80

314,81

 

8. Chemicals & Chemical Products

9,240

333,09

374,88

5,978

467,28

426,80

 

(a)

Heavy Industrial Chemicals

1,389

49,95

49,76

1,071

83,42

79,74

 

(b)

Fertilisers

198

7,23

6,77

169

14,33

13,25

 

(c)

Drugs & Pharmaceuticals

2,042

74,12

72,15

1,384

108,66

108,44

 

(d)

Non-Edible Oils

198

7,33

45,55

133

10,74

8,73

 

(e)

Other Chemicals & Chemical Products

5,413

194,46

200,64

3,221

250,12

216,64

 

9. Petroleum, CoalProducts & NuclearFuels

699

25,62

24,26

458

35,91

31,89

 

10. Manufacture of Cement & Cement Products

2,258

82,90

71,86

969

73,83

69,36

 

11. BasicMetals & MetalProducts

14,083

503,93

500,56

8,029

624,36

581,48

 

(a)

Iron & Steel

4,154

150,96

148,18

2,649

208,33

195,93

 

(b)

Non-Ferrous Metals

1,200

43,56

66,97

795

63,01

60,69

 

(c)

Metal Products

8,729

309,41

285,41

4,585

353,02

324,87

 

12.Engineering

17,011

607,19

615,08

8,901

695,53

626,44

 

(a)

Heavy Engineering

4,054

144,02

133,97

2,118

166,36

150,93

 

(b)

Light Engineering

6,440

230,18

265,27

3,277

252,77

226,73

 

(c)

Electrical Machinery & Goods

4,410

157,40

142,14

2,424

191,78

173,47

 

(d)

Electronic Machinery & Goods

2,107

75,59

73,70

1,082

84,62

75,31

 

13.Vehicles,VehicleParts&TransportEquipments

4,747

166,10

178,21

2,055

157,29

153,09

 

14.OtherIndustries

33,070

1163,84

1336,61

12,860

988,11

869,30

 

15.Electricity, Gas & Water

1,269

44,47

40,32

585

45,71

44,89

 

(a)

Electricity Generation &Transmission

498

17,19

17,20

263

20,77

22,13

 

(b)

Non-Conventional Energy

156

5,32

4,55

54

4,29

3,79

 

(c)

Gas, Steam&WaterSupply

615

21,96

18,57

268

20,65

18,97

 

16.Construction

33,956

1168,82

1046,49

9,777

757,14

648,26

III.

TRANSPORTOPERATORS

57,092

1820,99

1345,20

10,792

736,11

576,70

IV.

PROFESSIONALANDOTHERSERVICES

63,359

2144,47

1827,90

20,206

1560,29

1298,50

V.

PERSONALLOANS

11,12,583

36166,73

29890,29

2,07,466

14865,20

12494,95

 

1. Loans for Purchase of Consumer Durables

9,208

280,72

212,82

1,018

73,82

58,09

 

2. Loans for Housing

5,13,798

17435,11

15973,65

1,27,959

9281,31

8242,24

 

3. Rest of the PersonalLoans

5,89,577

18450,90

13703,82

78,489

5510,08

4194,62

VI.

TRADE

 

1,94,763

6959,36

6229,55

72,111

5697,27

5002,16

 

1. Whole sale Trade

48,955

1819,15

1604,14

28,303

2284,33

2006,45

 

2. Retail Trade

1,45,808

5140,21

4625,41

43,808

3412,94

2995,70

VII.

FINANCE

10,291

355,91

326,38

3,103

244,03

214,56

VIII.

ALLOTHERS

89,503

3056,91

2604,14

63,300

4768,39

3862,45

TOTAL BANK CREDIT

20,50,076

66666,24

57528,65

4,91,274

36712,47

31274,79

OF WHICH:

1.ArtisansandVillage&TinyIndustries

21,388

764,33

653,87

9,082

710,25

599,49

   

2.OtherSmallScaleIndustries

66,057

2390,37

2214,15

38,348

2986,75

2671,47

 

 

         
           
                   
             

(Amount in Rupees Lakh)

       

ABOVE Rs.10LAKHANDUPTO

ABOVE Rs.25LAKHANDUPTO

       

Rs. 25 LAKH

Rs. 50 LAKH

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

       

13

14

15

16

17

18

                   

I.

AGRICULTURE

16,810

2869,51

1787,01

5,971

2212,70

1519,69

 

1.

DirectFinance

11,643

1987,20

1099,85

3,783

1385,11

910,11

 

2.

IndirectFinance

5,167

882,31

687,16

2,188

827,59

609,58

II.

INDUSTRY

65,924

11315,78

10154,48

33,546

12724,63

10864,08

 

1.

Mining & Quarrying

1,411

238,20

231,78

594

223,23

182,20

 

2.

Food Manufacturing & Processing

8,018

1414,59

1210,38

4,485

1720,16

1437,99

   

(a)

Rice Mills, Flour & Dal Mills

4,143

740,84

603,54

2,348

900,29

713,16

   

(b)

Sugar

83

14,80

33,07

82

33,33

54,85

   

(c)

Edible Oils & Vanaspati

834

147,04

139,19

417

159,27

146,22

   

(d)

TeaProcessing

256

46,25

39,19

278

106,56

88,69

   

(e)

Processing of Fruits & Vegetables

194

32,94

27,68

129

49,27

40,62

   

(f)

Others

2,508

432,73

367,71

1,231

471,44

394,45

 

3.

Beverage & Tobacco

546

95,44

84,04

314

120,55

112,11

 

4.

Textiles

12,527

2177,14

1957,36

7,179

2719,68

2263,65

   

(a)

CottonTextiles

4,565

800,97

716,19

2,789

1057,58

891,71

   

(b)

Jute & Other Natural Fibre Textiles

249

43,40

38,96

130

51,52

43,43

   

(c)

Handloom Textiles & Khadi

435

71,92

62,05

182

66,03

49,68

   

(d)

Other Textiles & Textile Products

7,278

1260,84

1140,16

4,078

1544,56

1278,83

 

5.

Paper, Paper Products & Printing

3,148

533,46

463,09

1,441

539,55

427,11

 

6.

Leather & Leather Products

1,468

253,40

226,64

873

332,32

263,93

 

7.

Rubber & Plastic Products

3,740

627,81

542,51

1,663

620,18

524,96

 

8.

Chemicals & ChemicalProducts

5,562

952,86

913,42

3,030

1149,16

1049,60

   

(a)

Heavy Industrial Chemicals

1,052

179,57

175,18

588

222,35

246,27

   

(b)

Fertilisers

202

36,44

31,72

85

31,09

25,13

   

(c)

Drugs & Pharmaceuticals

1,444

247,70

254,80

849

322,90

290,48

   

(d)

Non-EdibleOils

172

30,47

25,75

87

33,77

31,12

   

(e)

OtherChemicals & ChemicalProducts

2,692

458,68

425,97

1,421

539,05

456,61

 

9.

Petroleum, CoalProducts & NuclearFuels

398

69,19

59,93

222

84,47

92,05

 

10.

Manufacture of Cement & Cement Products

545

91,47

92,41

282

105,46

110,48

 

11.

BasicMetals&MetalProducts

7,107

1218,08

1090,14

3,605

1370,72

1155,23

   

(a)

Iron & Steel

2,678

469,85

416,77

1,646

631,95

523,79

   

(b)

Non-FerrousMetals

851

141,73

133,68

399

150,32

130,87

   

(c)

MetalProducts

3,578

606,51

539,69

1,560

588,45

500,57

 

12.Engineering

7,646

1308,97

1197,93

3,784

1434,41

1224,31

   

(a)

HeavyEngineering

1,738

296,99

259,57

817

309,37

252,98

   

(b)

LightEngineering

2,612

441,08

399,34

1,204

456,27

378,90

   

(c)

Electrical Machinery & Goods

2,247

390,71

372,80

1,162

439,08

390,58

   

(d)

Electronic Machinery & Goods

1,049

180,19

166,22

601

229,68

201,86

 

13.

Vehicles, Vehicle Parts & Transport Equipments

1,835

311,72

308,74

948

359,33

315,48

 

14.

Othe rIndustries

6,571

1106,54

970,71

2,802

1059,31

954,67

 

15.

Electricity, Gas & Water

442

76,55

74,83

371

147,40

116,71

   

(a)

Electricity Generation & Transmission

227

40,29

44,46

255

103,61

85,03

   

(b)

Non-Conventional Energy

30

5,18

4,22

25

9,51

6,67

   

(c)

Gas, Steam & Water Supply

185

31,08

26,15

91

34,28

25,02

 

16.

Construction

4,960

840,36

730,57

1,953

738,71

633,58

III.

TRANSPORT OPERATORS

2,221

351,46

282,69

652

240,39

188,17

IV.

PROFESSIONAL AND OTHER SERVICES

11,458

1912,87

1554,15

4,150

1569,71

1293,65

V.

PERSONALLOANS

58,805

9069,01

6984,13

9,986

3547,13

2438,26

 

1.

Loans for Purchase of Consumer Durables

––

––

––

––

––

––

 

2.

Loans for Housing

36,202

5500,43

4624,93

5,466

1940,98

1384,91

 

3.

Rest of the Personal Loans

22,603

3568,58

2359,20

4,520

1606,15

1053,35

VI.

TRADE

 

42,848

7131,16

6208,67

13,850

5180,59

4366,58

 

1.

Whole sale Trade

20,459

3540,40

3084,37

8,170

3053,64

2594,56

 

2.

Retail Trade

22,389

3590,76

3124,29

5,680

2126,95

1772,02

VII.

FINANCE

1,752

299,68

376,77

943

358,30

298,43

VIII.

ALLOTHERS

31,139

5220,97

3865,23

11,769

4441,71

3009,39

TOTAL BANK CREDIT

2,30,957

38170,43

31213,12

80,867

30275,15

23978,25

OF WHICH :

1. Artisans and Village & Tiny Industries

5,871

1010,29

827,59

2,502

944,04

722,81

     

2.OtherSmallScaleIndustries

30,103

5161,90

4460,76

14,249

5350,95

4495,73


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