(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Fortnight

Financial year so far

Year-on-year

Jul. 27#

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

44,798

–2,406

2,490

–5,952

6,914

5,597

Borrowings from Banks⁽¹⁾

23,001

437

–4,485

–1,046

–1,166

11,219

Other demand and time liabilities⁽²⁾

1,412

–56

475

–879

713

76

Liabilities to Others

Aggregate deposits@

10,21,779

5,917

42,433

59,161

1,12,431

1,66,001

(0.6)

(5.2)

(6.1)

(15.1)

(19.4)

[5.3]

[6.4]

[15.5]

[16.8]

Demand

1,42,438

–248

–3,319

–114

14,756

18,391

Time@

8,79,341

6,165

45,752

59,275

97,675

1,47,610

Borrowings⁽³⁾

2,191

–401

–400

–375

325

–144

Other demand and time liabilities

94,607

2,314

–3,749

3,399

15,011

19,914

Borrowings from Reserve Bank

6,441

1,972

–644

2,544

3,086

594

Cash in hand and Balances with Reserve Bank

77,685

4,026

2,421

12,484

–5,342

12,515

Cash in hand

6,465

–86

97

807

989

1,038

Balances with Reserve Bank

71,220

4,112

2,324

11,677

–6,331

11,477

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,389

–417

–958

–1,468

2,409

3,040

Money at call and short notice

31,301

–1,060

–4,144

–4,327

–3,460

13,765

Advances to Banks

4,562

–151

–852

–370

760

1,872

Other assets

1,875

–131

–1

–63

222

–43

Investments⁽⁵⁾

4,06,732

3,923

22,584

36,573

50,221

75,204

(1.0)

(7.3)

(9.9)

(17.9)

(22.7)

Government securities

3,76,023

3,848

22,702

35,989

50,997

74,865

Other approved securities

30,709

74

–118

584

–776

339

Bank Credit

5,24,184

1,137

21,599

12,750

85,505

66,627

(0.2)

(5.0)

(2.5)

(23.0)

(14.6)

Food Credit

51,027

249

7,117

11,036

10,317

18,219

Non-food credit

4,73,157

889

14,482

1,715

75,189

48,408

Loans, cash-credit and overdrafts

4,84,748

1,670

19,512

14,533

77,022

64,329

Inland bills- purchased

4,643

–290

–343

–265

501

197

discounted⁽⁶⁾

17,758

–101

2,402

–816

4,801

2,598

Foreign bills-purchased

8,996

92

–143

–355

1,128

252

discounted

8,039

–234

170

–347

2,054

–750

Cash-Deposit Ratio

7.60

Investment-Deposit Ratio

39.81

Credit-Deposit Ratio

51.30

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.