(Rs. crore)

Outstanding

Variation over

as on

Item

2002

Financial year so far

Year-on-year

Aug. 23#

Fortnight

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,129

–57

–16,500

6,701

–4,844

3,879

Borrowings from Banks ⁽¹⁾

19,388

60

–3,416

–861

7,030

–1,242

Other demand and time liabilities ⁽²⁾

2,018

–45

–850

–205

–291

578

Liabilities to Others

Aggregate deposits@

12,18,881

8,263

68,225

1,15,521

1,67,588

1,88,038

(0.7)

(7.1)

(10.5)

(19.4)

(18.2)

[7.4]

[10.9]

[16.8]

[19.0]

Demand

1,52,833

2,895

608

–215

20,284

9,674

Time@

10,66,048

5,368

67,617

1,15,736

1,47,303

1,78,365

Borrowings⁽³⁾

9,701

219

–471

6,673

–599

7,606

Other demand and time liabilities

1,10,009

–827

2,494

–1,874

15,724

16,307

Borrowings from Reserve Bank

15

–15

–448

–3,601

–2,803

–3,433

Cash in hand and Balances with Reserve Bank

73,562

–3,307

13,554

4,915

10,729

–5,193

Cash in hand

6,446

–37

800

201

1,000

–12

Balances with Reserve Bank

67,117

–3,270

12,754

4,714

9,729

–5,181

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,974

202

–3,601

–19

1,335

1,719

Money at call and short notice

27,236

–677

–5,437

611

11,752

–2,955

Advances to Banks

6,632

855

–2,148

1,060

–534

3,848

Other assets

2,646

269

–40

–28

–89

748

Investments⁽⁵⁾

5,01,618

10,503

36,196

63,349

73,873

95,263

(2.1)

(9.8)

(14.5)

(22.2)

(23.4)

Government securities

4,74,194

10,514

37,195

63,018

75,330

96,965

Other approved securities

27,424

–11

–999

331

–1,457

–1,701

Bank Credit

6,52,520

–935

16,174

62,797

65,342

1,24,912

(–0.1)

(3.2)

(10.6)

(14.1)

(23.7)

Food Credit

56,400

–2,453

10,646

2,422

18,001

5,763

Non-food credit

5,96,119

1,518

5,528

60,375

47,341

1,19,149

Loans, cash-credit and overdrafts

6,11,889

630

18,918

64,283

64,621

1,22,756

Inland bills- purchased

4,704

–66

–194

–328

193

–11

discounted⁽⁶⁾

18,398

–224

–1,028

115

1,779

852

Foreign bills-purchased

8,084

–1,177

–1,046

–1,004

–342

–220

discounted

9,445

–98

–476

–269

–908

1,535

Cash-Deposit Ratio

6.04

Investment-Deposit Ratio

41.15

Credit-DepositRatio

53.53

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.