(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Financial year so far

Year-on-year

Sep. 6#

Fortnight

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,337

208

–16,121

6,908

–4,089

3,707

Borrowings from Banks ⁽¹⁾

19,039

–349

–4,401

–1,210

5,551

–606

Other demand and time liabilities⁽²⁾

2,457

438

–519

233

452

685

Liabilities to Others

Aggregate deposits@

12,24,636

5,754

73,882

1,21,276

1,70,441

1,88,136

(0.5)

(7.7)

(11.0)

(19.7)

(18.2)

[8.0]

[11.4]

[17.1]

[18.9]

Demand

1,54,147

1,313

–1,759

1,098

18,490

13,354

Time@

10,70,489

4,441

75,641

1,20,177

1,51,951

1,74,782

Borrowings⁽³⁾

9,768

67

–585

6,739

–1,338

7,787

Other demand and time liabilities

1,16,965

6,956

4,191

5,082

17,134

21,566

Borrowings from Reserve Bank

211

196

1,386

–3,405

–1,482

–5,071

Cash in hand and Balances with Reserve Bank

83,044

9,482

18,790

14,397

10,010

–948

Cash in hand

6,362

–83

326

117

994

379

Balances with Reserve Bank

76,682

9,565

18,465

14,279

9,016

–1,327

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,704

730

–3,017

711

1,571

1,865

Money at call and short notice

27,380

144

–8,381

756

10,954

133

Advances to Banks

7,376

743

–3,107

1,803

–1,396

5,550

Other assets

2,530

–116

302

–144

303

291

Investments⁽⁵⁾

4,98,570

–3,049

38,910

60,300

77,116

89,500

(–0.6)

(10.5)

(13.8)

(23.2)

(21.9)

Government securities

4,71,021

–3,173

39,745

59,845

78,455

91,241

Other approved securities

27,549

125

–835

456

–1,340

–1,741

Bank Credit

6,58,239

5,719

16,353

68,516

64,323

1,30,452

(0.9)

(3.2)

(11.6)

(13.9)

(24.7)

Food Credit

56,178

–223

10,078

2,199

17,619

6,108

Non-food credit

6,02,062

5,942

6,275

66,317

46,704

1,24,344

Loans, cash-credit and overdrafts

6,16,329

4,440

19,293

68,722

63,425

1,26,821

Inland bills- purchased

4,760

56

–185

–271

305

37

discounted⁽⁶⁾

18,196

–201

–1,247

–86

1,340

869

Foreign bills-purchased

9,314

1,230

–963

226

–117

926

discounted

9,640

195

–545

–74

–630

1,799

Cash-Deposit Ratio

6.78

Investment-Deposit Ratio

40.71

Credit-DepositRatio

53.75

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.