3. Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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|
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Outstanding |
Variation over |
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as on 2003 |
Financial year so far |
Year-on-year |
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Item |
Apr. 4# |
Fortnight |
2002-2003 |
2003-2004 |
2002 |
2003 |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
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|
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Liabilities to the Banking System |
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Demand and time deposits from Banks |
42,552 |
2,102 |
1,148 |
2,102 |
–22,031 |
9,976 |
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Borrowings from Banks(1) |
18,724 |
–72 9 |
3,753 |
–729 |
–3,171 |
–5,279 |
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Other demand and time liabilities(2) |
5,821 |
3,529 |
–7 9 |
3,529 |
315 |
3,676 |
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Liabilities to Others |
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Aggregate deposits@ |
13,23,662 |
43,086 |
33,689 |
43,086 |
1,43,623 |
1,86,613 |
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(3.4) |
(3.1) |
(3.4) |
(14.5) |
(16.4) |
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[3.2] |
[3.5] |
[15.1] |
[17.1] |
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Demand |
1,88,060 |
19,220 |
10,617 |
19,220 |
9,967 |
24,395 |
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Time@ |
11,35,602 |
23,866 |
23,072 |
23,866 |
1,33,655 |
1,62,218 |
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Borrowings(3) |
13,010 |
387 |
1,261 |
387 |
1,783 |
8,720 |
|||
Other demand and time liabilities |
1,29,216 |
268 |
–2,41 5 |
268 |
7,298 |
19,748 |
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Borrowings from Reserve Bank |
440 |
361 |
–3,163 |
361 |
–1,756 |
–14 |
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Cash in hand and Balances with Reserve Bank |
69,767 |
4,427 |
–2,760 |
4,427 |
–2,485 |
3,879 |
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Cash in hand |
7,240 |
234 |
–16 6 |
234 |
646 |
1,161 |
|||
Balances with Reserve Bank |
62,527 |
4,192 |
–2,59 3 |
4,192 |
–3,130 |
2,718 |
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Assets with the Banking System |
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Balance with other Banks(4) |
18,226 |
576 |
1,132 |
576 |
–3,600 |
–900 |
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Money at call and short notice |
31,955 |
–73 4 |
6,335 |
–734 |
–7,400 |
–1,004 |
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Advances to Banks |
2,202 |
–4,904 |
–23 7 |
–4,904 |
1,548 |
–3,133 |
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Other assets |
2,905 |
407 |
–1 5 |
407 |
45 |
246 |
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Investments(5) |
5,61,635 |
13,318 |
16,264 |
13,318 |
70,402 |
1,07,102 |
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(2.4) |
(3.7) |
(2.4) |
(18.3) |
(23.6) |
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Government securities |
5,34,969 |
13,153 |
16,286 |
13,153 |
73,425 |
1,07,507 |
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Other approved securities |
26,666 |
165 |
–2 2 |
165 |
–3,023 |
–405 |
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Bank Credit |
7,49,878 |
24,510 |
13,947 |
24,510 |
75,307 |
1,46,208 |
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(3.4) |
(2.4) |
(3.4) |
(14.3) |
(24.2) |
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Food Credit |
44,591 |
–4,888 |
–2,27 2 |
–4,888 |
13,874 |
–7,115 |
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Non-food credit |
7,05,287 |
29,398 |
16,219 |
29,398 |
61,433 |
1,53,323 |
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Loans, cash-credit and overdrafts |
7,00,823 |
22,957 |
10,229 |
22,957 |
74,279 |
1,42,988 |
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Inland bills- purchased |
6,309 |
496 |
1,078 |
496 |
94 |
199 |
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discounted(6) |
21,275 |
660 |
1,948 |
660 |
273 |
1,044 |
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Foreign bills-purchased |
10,060 |
538 |
607 |
538 |
–31 6 |
364 |
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discounted |
11,412 |
–14 1 |
85 |
–141 |
977 |
1,613 |
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Cash-Deposit Ratio |
5.27 |
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Investment-Deposit Ratio |
42.43 |
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Credit-Deposit Ratio |
56.65 |
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@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be. |