(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2004

Fortnight

Oct. 29#

2003-2004

2004-2005

2003

2004

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

34,962

–312

–5,420

–1,872

–4,028

–73

Borrowings from Banks ⁽¹⁾

26,783

–126

–3,004

11,757

–6,901

10,150

Other demand and time liabilities⁽²⁾

2,749

–474

179

122

206

316

Liabilities to Others

Aggregate deposits@

16,16,874

11,642

1,15,207

1,12,458

1,47,433

2,20,814

(0.7)

(9.0)

(7.5)

(11.8)

(15.8)

Demand

2,46,036

14,710

20,786

21,014

31,128

54,961

Time@

13,70,838

–3,068

94,421

91,445

1,16,304

1,65,854

[13,67,270]

[87,876]

[1,62,285]

Borrowings⁽³⁾

65,231

416

8,427

40,562

11,832

44,167

Other demand and time liabilities

1,62,879

2,807

8,282

14,795

11,728

24,791

Borrowings from Reserve Bank

—

—

–73

—

–29

–6

Cash in hand and Balances with Reserve Bank

94,992

2,465

13,380

18,097

–7,497

15,710

Cash in hand

8,555

395

2,144

657

3,536

–1,156

Balances with Reserve Bank

86,437

2,070

11,236

17,440

–11,033

16,866

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,670

394

–1,219

709

–1,810

1,701

Money at call and short notice

22,262

240

–9,909

4,204

–14,932

36

Advances to Banks

9,203

–205

1,580

–1,320

2,534

477

Other assets

2,012

–133

83

–625

163

–621

Investments ⁽⁵⁾

7,06,543

–1,269

84,031

28,955

1,28,692

74,966

(–0.2)

(15.3)

(4.3)

(25.6)

(11.9)

Government securities

6,80,304

–1,114

84,726

25,546

1,30,402

72,161

[6,68,111]

[13,353]

[59,969]

Other approved securities

26,239

–155

–695

3,409

–1,710

2,805

Bank Credit

9,88,276

17,259

33,088

1,47,491

79,733

2,25,973

(1.8)

(4.5)

(17.5)

(11.7)

(29.6)

Food Credit

39,712

3,752

–13,459

3,751

–19,393

3,691

Non-food credit

9,48,565

13,506

46,547

1,43,741

99,126

2,22,282

[9,15,882]

[1,11,058]

[1,89,599]

Loans, cash-credit and overdrafts

9,34,017

16,360

34,390

1,44,777

77,410

2,17,555

Inland bills- purchased

7,406

–92

1,416

437

1,994

406

discounted⁽⁶⁾

22,929

534

–1,243

1,199

382

3,988

Foreign bills-purchased

9,817

70

–1,241

–296

–1,067

1,308

discounted

14,108

387

–233

1,375

1,014

2,717

Cash-Deposit Ratio

5.88

Investment-Deposit Ratio

43.70

Credit-DepositRatio

61.12

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs),
since November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items
under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are
given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.