3. Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2004 | ||||||
Fortnight | |||||||
Dec. 24# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 33,875 | –756 | –4,674 | –2,958 | –1,683 | –1,905 | |
Borrowings from Banks (1) | 29,661 | 917 | –5,714 | 14,635 | –6,797 | 15,738 | |
Other demand and time liabilities(2) | 3,495 | 608 | 122 | 868 | 160 | 1,119 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 16,22,579 | 920 | 1,41,043 | 1,18,163 | 1,61,364 | 2,00,683 | |
(0.1) | (11.0) | (7.9) | (12.8) | (14.1) | |||
Demand | 2,30,133 | –1,035 | 23,911 | 5,111 | 29,316 | 35,933 | |
Time@ | 13,92,446 | 1,955 | 1,17,131 | 1,13,052 | 1,32,047 | 1,64,751 | |
[13,88,877] | [1,09,484] | [1,61,182] | |||||
Borrowings(3) | 66,069 | –732 | 9,601 | 41,399 | 11,743 | 43,830 | |
Other demand and time liabilities | 1,69,965 | 3,984 | 5,045 | 21,881 | 11,615 | 35,114 | |
Borrowings from Reserve Bank | 665 | 665 | –79 | 665 | –34 | 665 | |
Cash in hand and Balances with Reserve Bank | 98,451 | 4,859 | 12,192 | 21,556 | 6,537 | 20,357 | |
Cash in hand | 8,938 | –107 | 1,502 | 1,040 | 1,804 | –132 | |
Balances with Reserve Bank | 89,513 | 4,967 | 10,690 | 20,516 | 4,733 | 20,489 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 16,683 | –288 | –1,295 | –279 | –1,337 | 790 | |
Money at call and short notice | 21,852 | –230 | –12,531 | 3,795 | –14,712 | 2,249 | |
Advances to Banks | 9,090 | –100 | 1,971 | –1,434 | 1,107 | –28 | |
Other assets | 2,317 | –38 | 46 | –321 | 281 | –279 | |
Investments (5) | 7,02,895 | –6,401 | 98,838 | 25,308 | 1,22,329 | 56,512 | |
(–0.9) | (18.1) | (3.7) | (23.3) | (8.7) | |||
Government securities | 6,76,952 | –6,195 | 99,208 | 22,194 | 1,23,006 | 54,327 | |
[6,64,759] | [10,001] | [42,134] | |||||
Other approved securities | 25,944 | –206 | –371 | 3,114 | –677 | 2,186 | |
Bank Credit | 10,27,009 | 13,643 | 54,142 | 1,86,224 | 91,113 | 2,43,651 | |
(1.3) | (7.4) | (22.1) | (13.2) | (31.1) | |||
Food Credit | 43,779 | 586 | –13,127 | 7,818 | –15,595 | 7,427 | |
Non-food credit | 9,83,229 | 13,056 | 67,269 | 1,78,405 | 1,06,708 | 2,36,224 | |
[9,50,547] | [1,45,723] | [2,03,541] | |||||
Loans, cash-credit and overdrafts | 9,71,770 | 13,837 | 53,963 | 1,82,530 | 88,510 | 2,35,735 | |
Inland bills- purchased | 7,108 | –290 | 745 | 139 | 1,275 | 778 | |
discounted(6) | 23,539 | 252 | –255 | 1,809 | –124 | 3,610 | |
Foreign bills-purchased | 10,145 | –100 | –654 | 32 | –589 | 1,048 | |
discounted | 14,446 | –57 | 342 | 1,713 | 2,042 | 2,479 | |
Cash-Deposit Ratio | 6.07 | ||||||
Investment-Deposit Ratio | 43.32 | ||||||
Credit-DepositRatio | 63.29 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |