3. Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
|||||||
as on |
||||||||
Financial year so far |
Year-on-year |
|||||||
Item |
2005 |
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Fortnight |
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Jun. 24# |
2004-2005 |
2005-2006 |
2004 |
2005 |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
||
Liabilities to the Banking System |
||||||||
Demand and time deposits from Banks |
37,847 |
-212 |
1,380 |
1,538 |
-1,692 |
-368 |
||
Borrowings from Banks(1) |
29,847 |
-37 |
768 |
2,231 |
-2,159 |
14,052 |
||
Other demand and time (2)liabilities |
11,923 |
195 |
589 |
8,799 |
788 |
8,707 |
||
Liabilities to Others |
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Aggregate deposits@ |
17,89,864 |
3,908 |
58,004 |
89,665 |
2,17,944 |
2,27,444 |
||
(0.2) |
(3.9) |
(5.3) |
(16.2) |
(14.6) |
||||
Demand |
2,60,112 |
4,301 |
-12,155 |
12,085 |
31,212 |
47,245 |
||
Time@ |
15,29,751 |
- 393 |
70,159 |
77,581 |
1,86,732 |
1,80,199 |
||
[15,26,183] |
[1,76,630] |
|||||||
Borrowings(3) |
70,166 |
- 841 |
5,409 |
643 |
14,915 |
40,087 |
||
Other demand and time liabilities |
1,53,580 |
720 |
-4,470 |
- 39,180 |
12,998 |
9,966 |
||
Borrowings from Reserve Bank |
- |
-750 |
- |
50 |
1 |
- |
||
Cash in hand and Balances with Reserve Bank |
1,05,716 |
-4,219 |
10,392 |
9,139 |
1,314 |
18,429 |
||
Cash in hand |
9,730 |
183 |
1,001 |
1,258 |
-1,109 |
831 |
||
Balances with Reserve Bank |
95,986 |
-4,402 |
9,391 |
7,881 |
2,424 |
17,598 |
||
Assets with the Banking System |
||||||||
Balance with other Banks(4) |
19,784 |
405 |
906 |
464 |
1,973 |
1,917 |
||
Money at call and short notice |
26,055 |
1,443 |
1,083 |
6,195 |
- 7,469 |
6,915 |
||
Advances to Banks |
9,168 |
2 |
-532 |
-523 |
3,310 |
-822 |
||
Other assets |
2,729 |
-1,154 |
125 |
304 |
181 |
-34 |
||
Investments(5) |
7,40,078 |
3,160 |
39,871 |
925 |
1,34,393 |
22,619 |
||
(0.4) |
(5.9) |
(0.1) |
(23.0) |
(3.2) |
||||
Government securities |
7,15,107 |
2,950 |
40,056 |
-3,875 |
1,35,863 |
20,293 |
||
[7,02,914] |
[8,101] |
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Other approved securities |
24,972 |
210 |
-184 |
4,800 |
-1,470 |
2,326 |
||
Bank Credit |
11,61,387 |
11,197 |
38,085 |
60,958 |
1,45,977 |
2,82,517 |
||
(1.0) |
(4.5) |
(5.5) |
(19.9) |
(32.1) |
||||
Food Credit |
44,804 |
-945 |
7,100 |
3,683 |
-7,004 |
1,743 |
||
Non-food credit |
11,16,583 |
12,142 |
30,985 |
57,275 |
1,52,981 |
2,80,774 |
||
[10,83,900] |
[2,48,092] |
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Loans, cash-credit and overdrafts |
11,03,349 |
11,207 |
39,022 |
63,137 |
1,39,251 |
2,75,087 |
||
Inland bills- purchased |
7,715 |
128 |
-81 |
161 |
1,909 |
827 |
||
discounted(6) |
23,884 |
77 |
-383 |
1,349 |
2,373 |
2,537 |
||
Foreign bills-purchased |
10,311 |
-285 |
-789 |
517 |
158 |
987 |
||
discounted |
16,128 |
70 |
317 |
474 |
2,287 |
3,079 |
||
Cash-Deposit Ratio |
5.91 |
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Investment-Deposit Ratio |
41.35 |
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Credit-Deposit Ratio |
64.89 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |