Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Month |
Financial year so far |
Year-on-year |
||||
2005-2006 |
2006-2007 |
2005 |
2006 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and time deposits from Banks |
31,913 |
–1,803 |
–8,572 |
–5,165 |
–831 |
–3,022 |
Borrowings from Banks(1) |
38,968 |
6,235 |
–4,395 |
9,771 |
–1,448 |
10,198 |
Other demand and time liabilities(2) |
8,373 |
–559 |
2,102 |
–518 |
368 |
2,090 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate deposits@ |
23,88,392 |
57,021 |
1,56,130 |
2,79,343 |
2,68,789 |
4,47,126 |
|
|
(2.4) |
(8.7) |
(13.2) |
(16.1) |
(23.0) |
Demand |
3,81,962 |
18,919 |
32,409 |
17,322 |
62,717 |
63,536 |
Time@ |
20,06,429 |
38,101 |
1,23,722 |
2,62,021 |
2,06,072 |
3,83,590 |
Borrowings(3) |
80,752 |
–2,963 |
5,325 |
–2,392 |
8,838 |
3,506 |
Other demand and time liabilities |
2,16,925 |
5,974 |
–6,639 |
28,145 |
12,171 |
36,547 |
Borrowings from Reserve Bank |
4,893 |
4,889 |
2,725 |
3,406 |
2,710 |
–2,816 |
Cash in hand and Balances with Reserve Bank |
1,68,196 |
23,188 |
24,721 |
28,090 |
11,675 |
40,343 |
Cash in hand |
15,117 |
1,858 |
988 |
2,071 |
1,509 |
3,980 |
Balances with Reserve Bank |
1,53,079 |
21,330 |
23,732 |
26,018 |
10,166 |
36,363 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with other Banks(4) |
27,270 |
1,799 |
726 |
807 |
6,281 |
2,375 |
Money at call and short notice |
20,930 |
2,675 |
–11,710 |
7,310 |
–15,127 |
8,659 |
Advances to Banks |
5,847 |
728 |
–4,563 |
1,656 |
–5,303 |
1,623 |
Other assets |
12,850 |
660 |
1,349 |
2,731 |
1,630 |
8,912 |
Investments(5) |
7,45,055 |
–20,306 |
–39,829 |
27,600 |
7 4 5 |
44,620 |
|
|
(–2.7) |
(–5.4) |
(3.8) |
(0.1) |
(6.4) |
Government securities |
7,23,527 |
–20,161 |
–38,435 |
22,785 |
2,910 |
41,705 |
Other approved securities |
21,528 |
–145 |
–1,394 |
4,816 |
–2,165 |
2,915 |
Bank Credit |
17,66,344 |
82,614 |
2,05,710 |
2,59,267 |
3,12,370 |
4,08,424 |
|
|
(4.9) |
(17.9) |
(17.2) |
(29.9) |
(30.1) |
Food Credit |
42,161 |
3,481 |
1,904 |
1,470 |
–2,340 |
241 |
Non-food credit |
17,24,183 |
79,133 |
2,03,806 |
2,57,797 |
3,14,710 |
4,08,183 |
Loans, cash-credit and overdrafts |
16,86,785 |
79,103 |
2,03,623 |
2,56,330 |
3,01,625 |
3,96,781 |
Inland bills- purchased |
11,107 |
1,412 |
–647 |
–1,807 |
2,048 |
988 |
discounted(6) |
31,624 |
673 |
2,102 |
808 |
4,283 |
3,587 |
Foreign bills-purchased |
14,338 |
924 |
–925 |
1,264 |
819 |
2,965 |
discounted |
22,489 |
501 |
1,558 |
2,672 |
3,596 |
4,104 |
Cash-Deposit Ratio |
7.04 |
|
|
|
|
|
Investment-Deposit Ratio |
31.19 |
|
|
|
|
|
Credit-Deposit Ratio |
73.96 |
|
|
|
|
|
@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. |