(Rs. crore)

Item

Outstanding
as on
2009
Dec. 4# 

Variation over

Fortnight

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

51,673

376

-1,567

2,817

8,190

6,461

Borrowings from Banks⁽¹⁾

17,259

582

-7,266

-12,228

3,710

-8,471

Other Demand and Time Liabilities⁽²⁾

5,663

18

20,923

-16,110

20,955

-33,640

Liabilities to Others

Aggregate Deposits

42,03,645

17,722

3,55,642

3,69,535

6,27,529

6,51,064

(0.4)

(11.1)

(9.6)

(21.5)

(18.3)

Demand

5,25,529

6,391

-84,306

2,445

20,645

85,526

Time

36,78,116

11,331

4,39,948

3,67,091

6,06,884

5,65,538

Borrowings⁽³⁾

1,03,567

6,190

1,654

-10,369

15,862

-4,591

Other Demand and Time Liabilities

3,23,886

7,486

11,187

16,366

44,279

14,344

Borrowings from Reserve Bank

—

—

518

-11,728

4,279

-4,518

Cash in Hand and Balances with Reserve Bank

2,52,417

-3,611

-47,800

-6,058

-34,471

25,051

Cash in Hand

23,729

181

3,137

3,448

4,504

2,548

Balances with Reserve Bank

2,28,689

-3,792

-50,937

-9,506

-38,976

22,504

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

44,421

-377

2,411

-8,488

7,461

5,994

Money at Call and Short Notice

7,583

1,185

-7,220

-7,454

1,881

-5,123

Advances to Banks

2,923

-42

-1,468

20

-1,026

611

Other Assets

24,470

-428

27,660

-27,251

29,416

-34,346

Investments⁽⁵⁾

13,85,299

24,100

1,31,238

2,18,889

1,47,740

2,82,346

(1.8)

(13.5)

(18.8)

(15.5)

(25.6)

Government Securities

13,69,839

22,829

1,32,925

2,14,054

1,49,967

2,78,253

Other Approved Securities

15,460

1,272

-1,687

4,836

-2,227

4,094

Bank Credit

29,19,700

20,930

2,80,308

1,44,151

5,51,993

2,77,479

(0.7)

(11.9)

(5.2)

(26.4)

(10.5)

Food Credit

44,564

2,712

6,841

-1,647

12,031

-6,676

Non-Food credit

28,75,136

18,219

2,73,467

1,45,798

5,39,962

2,84,155

Loans, Cash-credit and Overdrafts

28,19,651

20,049

2,84,193

1,43,975

5,41,623

2,73,882

Inland Bills-   Purchased

10,470

429

473

-1,244

2,479

-2,597

Discounted⁽⁶⁾

48,479

1,102

-2,326

5,321

4,520

10,252

Foreign Bills- Purchased

16,157

-458

1,341

-2,365

4,969

-1,684

Discounted

24,943

-192

-3,373

-1,536

-1,598

-2,375

Cash-Deposit Ratio

6.00

Investment-Deposit Ratio

32.95

Credit-Deposit Ratio

69.46

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.