Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
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Item |
Outstanding |
Variation over |
||||
Month |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
68,625 |
–1,263 |
–2,146 |
–5,116 |
12,754 |
5,841 |
Borrowings from Banks(1) |
22,171 |
–4,895 |
–10,879 |
–7,553 |
2,650 |
692 |
Other Demand and Time Liabilities(2) |
10,047 |
75 |
1,073 |
2,923 |
1,489 |
2,996 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
56,58,288 |
19,568 |
3,01,550 |
4,50,319 |
5,93,715 |
8,63,912 |
|
|
(0.3) |
(6.7) |
(8.6) |
(14.1) |
(18.0) |
Demand |
5,72,001 |
–9,275 |
–51,107 |
–69,704 |
63,034 |
–22,502 |
Time |
50,86,287 |
28,843 |
3,52,657 |
5,20,023 |
5,30,681 |
8,86,414 |
Borrowings(3) |
1,78,974 |
–13,737 |
31,589 |
47,633 |
7,717 |
43,107 |
Other Demand and Time Liabilities |
3,53,531 |
–1,889 |
–5,475 |
11,726 |
8,247 |
29,585 |
Borrowings from Reserve Bank |
5,832 |
2,087 |
4,540 |
801 |
4,582 |
1,251 |
Cash in Hand and Balances with Reserve Bank |
4,09,372 |
18,192 |
35,007 |
59,863 |
85,597 |
67,398 |
Cash in Hand |
37,993 |
–2,317 |
5,519 |
7,647 |
3,329 |
6,896 |
Balances with Reserve Bank |
3,71,379 |
20,509 |
29,488 |
52,216 |
82,268 |
60,502 |
Assets with the Banking System |
|
|
|
|
|
|
Balances with Other Banks(4) |
55,848 |
–3,200 |
–17,590 |
–289 |
868 |
11,017 |
Money at Call and Short Notice |
11,942 |
–5,747 |
–6,187 |
–4,664 |
1,073 |
461 |
Advances to Banks |
7,075 |
1,101 |
–5,702 |
–5,494 |
2,196 |
2,885 |
Other Assets |
69,873 |
–1,411 |
7,795 |
800 |
27,661 |
17,615 |
Investments(5) |
17,09,264 |
4,551 |
81,880 |
2,07,645 |
83,931 |
2,42,632 |
|
|
(0.3) |
(5.9) |
(13.8) |
(6.1) |
(16.5) |
Government Securities |
17,05,167 |
4,474 |
83,396 |
2,08,019 |
86,350 |
2,43,376 |
Other Approved Securities |
4,098 |
77 |
–1,516 |
–373 |
–2,419 |
–744 |
Bank Credit |
41,95,530 |
37,123 |
3,23,592 |
2,53,448 |
6,59,239 |
6,27,150 |
|
|
(0.9) |
(10.0) |
(6.4) |
(22.7) |
(17.6) |
Food Credit |
78,499 |
5,822 |
10,635 |
14,216 |
16,770 |
19,374 |
Non-food credit |
41,17,031 |
31,302 |
3,12,957 |
2,39,232 |
6,42,469 |
6,07,776 |
Loans, Cash credit and Overdrafts |
40,43,019 |
34,870 |
3,17,748 |
2,49,013 |
6,31,281 |
6,03,113 |
Inland Bills – Purchased |
13,937 |
654 |
–1,142 |
493 |
740 |
3,065 |
Discounted(6) |
81,335 |
779 |
5,860 |
1,468 |
20,641 |
13,256 |
Foreign Bills –Purchased |
18,826 |
405 |
1,253 |
243 |
661 |
1,441 |
Discounted |
38,414 |
416 |
–128 |
2,230 |
5,917 |
6,275 |
Cash-Deposit Ratio |
7.23 |
|
|
|
|
|
Investment-Deposit Ratio |
30.21 |
|
|
|
|
|
Credit-Deposit Ratio |
74.15 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |