(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

796.6

9.5

–17.6

–45.9

54.8

76.8

Borrowings from Banks ⁽¹⁾

205.4

–108.4

8.0

–113.8

12.1

–99.9

Other Demand and Time Liabilities ⁽²⁾

67.4

–16.6

29.0

6.0

29.2

–32.9

Liabilities to Others

Aggregate Deposits

64,339.3

–89.0

4,683.1

5,248.5

8,700.5

7,576.5

(–0.1)

(9.0)

(8.9)

(18.1)

(13.3)

Demand

6,131.1

–118.0

–800.0

–122.2

–168.1

514.1

Time

58,208.3

29.0

5,483.2

5,370.8

8,868.7

7,062.5

Borrowings ⁽³⁾

1,983.2

–40.4

388.7

–81.3

460.6

281.1

Other Demand and Time Liabilities

4,062.4

194.5

154.4

328.5

219.9

490.0

Borrowings from Reserve Bank

169.9

–58.6

–12.0

82.4

–3.9

131.6

Cash in Hand and Balances with Reserve Bank

3,679.3

396.5

374.3

85.3

494.8

–190.1

Cash in hand

423.4

–46.6

69.3

62.1

75.6

50.6

Balances with Reserve Bank

3,255.9

443.1

305.0

23.2

419.3

–240.7

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

782.2

24.2

19.2

75.6

81.9

201.6

Money at Call and Short Notice

175.0

–57.6

67.2

–57.8

54.9

–58.3

Advances to Banks

71.0

–3.0

–60.8

–64.9

3.4

6.1

Other Assets

672.4

–4.0

43.1

–31.6

239.7

–61.5

Investments ⁽⁵⁾

19,565.3

–116.9

1,784.1

2,187.4

2,344.8

2,765.0

(–0.6)

(11.9)

(12.6)

(16.2)

(16.5)

Government Securities

19,533.0

–119.0

1,794.5

2,182.8

2,358.2

2,767.0

Other Approved Securities

32.3

2.2

–10.4

4.6

–13.3

–2.0

Bank Credit

49,626.5

35.9

3,262.3

3,508.0

6,237.5

6,943.3

(0.1)

(8.3)

(7.6)

(17.1)

(16.3)

Food Credit

1,086.8

9.0

186.2

273.8

203.8

257.8

Non-food credit

48,539.7

26.9

3,076.1

3,234.2

6,033.6

6,685.5

Loans, Cash credit and Overdrafts

47,835.4

1.6

3,173.6

3,475.7

5,969.5

6,721.7

Inland Bills – Purchased

225.5

–1.1

10.9

62.1

26.4

80.2

Discounted ⁽⁶⁾

940.2

–3.0

28.9

–39.6

159.0

112.6

Foreign Bills – Purchased

182.3

6.9

11.1

–29.4

17.4

–14.7

Discounted

443.1

31.4

37.8

39.2

65.2

43.4

Cash-Deposit Ratio

5.72

Investment-Deposit Ratio

30.41

Credit-Deposit Ratio

77.13

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3,2002.