(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Oct. 14#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,992

–310

–2,040

2,684

–1,377

4,198

Borrowings from Banks ⁽¹⁾

33,218

1,675

11,728

5,602

10,612

6,464

Other demand and time liabilities⁽²⁾

7,093

1,742

613

3,968

420

3,853

Liabilities to Others

Aggregate deposits@

19,09,070

–144

97,799

2,08,872

2,17,201

3,06,855

(—)

(6.5)

(12.3)

(15.7)

(19.2)

Demand

2,94,024

–1,971

4,068

45,996

41,519

64,933

Time@

16,15,047

1,827

93,731

1,62,876

1,75,683

2,41,922

[90,162]

[1,72,114]

Borrowings⁽³⁾

78,003

660

41,021

8,481

46,353

12,312

Other demand and time liabilities

1,84,053

5,439

8,953

–8,707

22,277

27,016

Borrowings from Reserve Bank

—

–800

—

–50

–101

—

Cash in hand and Balances with Reserve Bank

1,24,620

8,407

15,567

28,043

21,768

32,159

Cash in hand

10,691

178

196

2,219

–886

2,597

Balances with Reserve Bank

1,13,929

8,229

15,370

25,824

22,654

29,562

Assets with the Banking System

Balance with other Banks⁽⁴⁾

23,288

–438

66

3,967

31

6,261

Money at call and short notice

25,692

2,519

2,994

5,831

–1,781

4,640

Advances to Banks

3,157

–145

–1,006

–6,535

950

–6,360

Other assets

3,701

56

–195

1,276

–313

1,259

Investments ⁽⁵⁾

7,46,981

–6,456

27,989

7,827

71,172

41,404

(–0.9)

(4.1)

(1.1)

(11.2)

(5.9)

Government securities

7,22,674

–6,442

28,963

3,693

72,756

38,954

[16,771]

[60,563]

Other approved securities

24,306

–14

–974

4,134

–1,584

2,450

Bank Credit

12,74,268

18,128

1,31,442

1,73,840

2,18,397

3,02,042

(1.4)

(15.6)

(15.8)

(29.0)

(31.1)

Food Credit

37,208

–2,341

–2

–3,913

1,808

1,249

Non-food credit

12,37,060

20,469

1,31,444

1,77,753

2,16,588

3,00,793

[98,761]

[1,83,906]

Loans, cash-credit and overdrafts

12,09,494

15,107

1,29,943

1,69,282

2,10,342

2,90,311

Inland bills- purchased

10,362

–158

189

2,808

251

3,204

discounted⁽⁶⁾

24,732

979

487

–500

4,040

2,515

Foreign bills-purchased

12,160

1,710

–218

1,332

1,265

2,264

discounted

17,520

490

1,040

917

2,499

3,747

Cash-Deposit Ratio

6.53

Investment-Deposit Ratio

39.13

Credit-DepositRatio

66.75

(2) Wherever it has not been possible to identify a liability to the banking system, it has been included
in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.