Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
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Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Month |
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Dec. 30# |
2004-2005 |
2005-2006 |
2004 |
2005 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
33,850 |
–6,160 |
–1,068 |
–2,458 |
–15 |
–1,916 |
|
Borrowings from Banks (1) |
28,853 |
–4,861 |
15,191 |
1,237 |
16,294 |
–1,365 |
|
Other demand and time liabilities(2) |
5,928 |
354 |
3,287 |
2,804 |
3,538 |
14 |
|
Liabilities to Others |
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Aggregate deposits@ |
19,40,694 |
24,532 |
1,68,061 |
2,40,496 |
2,50,581 |
2,68,217 |
|
(1.3) |
(11.2) |
(14.1) |
(17.6) |
(16.0) |
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Demand |
3,14,734 |
28,377 |
30,687 |
66,707 |
61,508 |
59,025 |
|
Time@ |
16,25,960 |
–3,845 |
1,37,374 |
1,73,789 |
1,89,073 |
2,09,192 |
|
[1,33,861] |
[1,85,560] |
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Borrowings(3) |
77,175 |
–2,962 |
43,738 |
7,652 |
46,169 |
8,768 |
|
Other demand and time liabilities |
1,79,260 |
–1,439 |
20,122 |
–13,500 |
33,355 |
11,054 |
|
Borrowings from Reserve Bank |
2,820 |
2,820 |
110 |
2,770 |
110 |
2,710 |
|
Cash in hand and Balances with Reserve Bank |
1,27,505 |
6,857 |
39,283 |
30,928 |
38,084 |
11,327 |
|
Cash in hand |
10,789 |
–171 |
1,730 |
2,317 |
558 |
1,161 |
|
Balances with Reserve Bank |
1,16,716 |
7,029 |
37,553 |
28,611 |
37,526 |
10,166 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
23,651 |
863 |
1,653 |
4,330 |
2,721 |
5,036 |
|
Money at call and short notice |
12,022 |
–14,176 |
9,340 |
–7,839 |
7,794 |
–15,376 |
|
Advances to Banks |
3,440 |
–3 |
–996 |
–6,252 |
409 |
–6,088 |
|
Other assets |
3,398 |
117 |
–329 |
974 |
–288 |
1,090 |
|
Investments (5) |
7,05,659 |
–37,510 |
22,101 |
–33,494 |
53,306 |
5,970 |
|
(–5.0) |
(3.3) |
(–4.5) |
(8.2) |
(0.9) |
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Government securities |
6,82,264 |
–37,143 |
24,153 |
–36,718 |
56,286 |
3,353 |
|
[11,961] |
[44,093] |
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Other approved securities |
23,395 |
–367 |
–2,052 |
3,223 |
–2,980 |
2,617 |
|
Bank Credit |
13,52,482 |
46,622 |
2,04,765 |
2,52,054 |
2,62,193 |
3,06,932 |
|
(3.6) |
(24.4) |
(22.9) |
(33.5) |
(29.4) |
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Food Credit |
41,920 |
–535 |
8,298 |
799 |
7,908 |
–2,340 |
|
Non-food credit |
13,10,562 |
47,157 |
1,96,467 |
2,51,254 |
2,54,285 |
3,09,272 |
|
[1,63,585] |
[2,21,403] |
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Loans, cash-credit and overdrafts |
12,86,135 |
44,883 |
1,99,139 |
2,45,923 |
2,52,344 |
2,97,756 |
|
Inland bills- purchased |
9,238 |
–114 |
1,102 |
1,684 |
1,742 |
1,166 |
|
discounted(6) |
27,728 |
1,835 |
2,025 |
2,495 |
3,825 |
3,973 |
|
Foreign bills-purchased |
11,100 |
276 |
442 |
272 |
1,459 |
545 |
|
discounted |
18,281 |
–258 |
2,057 |
1,679 |
2,823 |
3,492 |
|
Cash-Deposit Ratio |
6.57 |
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Investment-Deposit Ratio |
36.36 |
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Credit-DepositRatio |
69.69 |
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@ : Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore , since October 1 , 2003 and |