Scheduled Commercial Banks - Business in India - આરબીઆઈ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
||||||
Financial year so far |
Year-on-year |
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Item |
2006 |
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Month |
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Feb. 24# |
2004-2005 |
2005-2006 |
2005 |
2006 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
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Demand and time deposits from Banks |
30,056 |
–3,209 |
–1,722 |
–6,252 |
–1,874 |
–5,056 |
Borrowings from Banks (1) |
30,867 |
–595 |
10,282 |
3,251 |
11,776 |
5,559 |
Other demand and time liabilities(2) |
8,550 |
2,767 |
450 |
5,426 |
826 |
5,474 |
Liabilities to Others |
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Aggregate deposits@ |
19,79,542 |
23,478 |
1,90,471 |
2,79,344 |
2,14,235 |
2,84,655 |
(1.2) |
(12.7) |
(16.4) |
(14.5) |
(16.8) |
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Demand |
3,18,980 |
9,212 |
24,135 |
70,952 |
45,506 |
69,823 |
Time@ |
16,60,562 |
14,266 |
1,66,336 |
2,08,392 |
1,68,729 |
2,14,832 |
[1,62,823] |
[1,65,215] |
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Borrowings(3) |
80,495 |
2,273 |
45,909 |
10,972 |
46,291 |
9,916 |
Other demand and time liabilities |
1,88,521 |
6,336 |
22,907 |
–4,238 |
28,951 |
17,531 |
Borrowings from Reserve Bank |
2,479 |
–626 |
— |
2,429 |
— |
3,106 |
Cash in hand and Balances with Reserve Bank |
1,26,444 |
696 |
27,401 |
29,867 |
22,916 |
22,148 |
Cash in hand |
10,541 |
–235 |
1,221 |
2,069 |
741 |
1,421 |
Balances with Reserve Bank |
1,15,903 |
931 |
26,179 |
27,798 |
22,175 |
20,727 |
Assets with the Banking System |
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Balance with other Banks(4) |
23,667 |
–221 |
1,716 |
4,347 |
2,291 |
4,990 |
Money at call and short notice |
10,820 |
–2,343 |
–210 |
–9,041 |
397 |
–7,028 |
Advances to Banks |
3,888 |
–74 |
–1,227 |
–5,803 |
–830 |
–5,407 |
Other assets |
4,389 |
1,216 |
–229 |
1,965 |
–37 |
1,981 |
Investments (5) |
7,10,758 |
–109 |
53,455 |
–28,396 |
52,908 |
–20,285 |
(—) |
(7.9) |
(–3.8) |
(7.8) |
(–2.8) |
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Government securities |
6,87,613 |
120 |
55,871 |
–31,369 |
55,499 |
–23,016 |
[43,678] |
[43,306] |
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Other approved securities |
23,145 |
–229 |
–2,416 |
2,973 |
–2,590 |
2,731 |
Bank Credit |
14,04,995 |
34,478 |
2,26,330 |
3,04,567 |
2,46,927 |
3,37,880 |
(2.5) |
(26.9) |
(27.7) |
(30.1) |
(31.7) |
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Food Credit |
40,872 |
2,184 |
5,174 |
–249 |
5,498 |
–263 |
Non-food credit |
13,64,123 |
32,294 |
2,21,156 |
3,04,815 |
2,41,429 |
3,38,144 |
[1,88,274] |
[2,08,547] |
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Loans, cash-credit and overdrafts |
13,37,286 |
33,707 |
2,18,937 |
2,97,074 |
2,38,714 |
3,29,109 |
Inland bills- purchased |
9,622 |
–315 |
–141 |
2,068 |
–339 |
2,794 |
discounted(6) |
28,017 |
606 |
3,568 |
2,785 |
4,366 |
2,720 |
Foreign bills-purchased |
11,431 |
287 |
859 |
603 |
1,307 |
459 |
discounted |
18,639 |
192 |
3,107 |
2,037 |
2,879 |
2,800 |
Cash-Deposit Ratio |
6.39 |
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Investment-Deposit Ratio |
35.91 |
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Credit-DepositRatio |
70.98 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005. (1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |