West Bengal - આરબીઆઈ - Reserve Bank of India
West Bengal
EASTERN REGION |
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STATE :WEST BENGAL |
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(Amount in Rupees Lakh) |
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OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
|
I. |
AGRICULTURE |
9,66,210 |
4980,50 |
3409,32 |
2,01,153 |
1842,35 |
1364,38 |
|
1. Direct Finance |
9,38,079 |
4340,69 |
2866,09 |
1,94,171 |
1181,43 |
977,86 |
|
2. Indirect Finance |
28,131 |
639,81 |
543,24 |
6,982 |
660,91 |
386,52 |
II. |
INDUSTRY |
2,28,618 |
4349,00 |
2838,98 |
53,168 |
1697,75 |
1387,78 |
|
1. Mining & Quarrying |
219 |
38,78 |
30,14 |
237 |
30,84 |
26,06 |
|
2. Food Manufacturing & Processing |
87,643 |
704,19 |
586,70 |
15,475 |
460,69 |
368,64 |
|
(a) Rice Mills, Flour & Dal Mills |
31,665 |
210,04 |
173,19 |
6,907 |
213,38 |
184,46 |
|
(b) Sugar |
9 |
3,88 |
1,48 |
1 |
4 |
3 |
|
(c) Edible Oils & Vanaspati |
792 |
23,92 |
20,83 |
253 |
45,56 |
31,83 |
|
(d) Tea Processing |
116 |
289,86 |
252,19 |
63 |
106,81 |
73,61 |
|
(e) Processing of Fruits & Vegetables |
119 |
28,60 |
26,56 |
62 |
12,14 |
10,17 |
|
(f) Others |
54,942 |
147,91 |
112,46 |
8,189 |
82,76 |
68,55 |
|
3. Beverage & Tobacco |
184 |
19,96 |
15,87 |
274 |
57,13 |
51,57 |
|
4. Textiles |
19,683 |
232,30 |
187,94 |
8,205 |
110,06 |
65,99 |
|
(a) Cotton Textiles |
1,507 |
109,79 |
97,09 |
867 |
6,95 |
5,33 |
|
(b) Jute & Other Natural Fibre Textiles |
3,190 |
11,49 |
7,95 |
646 |
27,57 |
14,55 |
|
(c) Handloom Textiles & Khadi |
5,260 |
31,23 |
21,80 |
2,548 |
6,69 |
5,10 |
|
(d) Other Textiles & Textile Products |
9,726 |
79,79 |
61,10 |
4,144 |
68,84 |
41,00 |
|
5. Paper, Paper Products & Printing |
1,718 |
20,17 |
18,81 |
432 |
15,56 |
12,59 |
|
6. Leather & Leather Products |
1,826 |
31,01 |
26,32 |
329 |
8,69 |
8,43 |
|
7. Rubber & Plastic Products |
642 |
180,27 |
119,52 |
376 |
24,27 |
21,53 |
|
8. Chemicals & Chemical Products |
1,750 |
30,77 |
27,76 |
2,446 |
62,61 |
47,12 |
|
(a) Heavy Industrial Chemicals |
17 |
3,17 |
2,58 |
22 |
16,05 |
12,58 |
|
(b) Fertilisers |
7 |
33 |
30 |
6 |
13,36 |
5,10 |
|
(c) Drugs & Pharmaceuticals |
885 |
7,66 |
7,02 |
2,153 |
15,85 |
16,80 |
|
(d) Non-Edible Oils |
10 |
1,28 |
1,21 |
17 |
4,46 |
2,89 |
|
(e) Other Chemicals & Chemical Products |
831 |
18,32 |
16,63 |
248 |
12,89 |
9,75 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
48 |
1017,92 |
593,19 |
39 |
115,60 |
91,84 |
|
10. Manufacture of Cement & Cement Products |
858 |
15,81 |
13,51 |
216 |
21,52 |
19,23 |
|
11. Basic Metals & Metal Products |
2,707 |
582,55 |
480,81 |
733 |
122,37 |
105,71 |
|
(a) Iron & Steel |
92 |
557,31 |
459,40 |
71 |
78,09 |
68,94 |
|
(b) Non-Ferrous Metals |
33 |
6,79 |
6,28 |
23 |
5,00 |
2,49 |
|
(c) Metal Products |
2,582 |
18,45 |
15,13 |
639 |
39,29 |
34,28 |
|
12. Engineering |
2,942 |
177,11 |
148,67 |
1,735 |
132,58 |
123,22 |
|
(a) Heavy Engineering |
64 |
10,83 |
9,88 |
33 |
5,20 |
2,98 |
|
(b) Light Engineering |
1,852 |
57,85 |
35,08 |
1,254 |
29,23 |
23,66 |
|
(c) Electrical Machinery & Goods |
638 |
105,27 |
100,97 |
289 |
48,50 |
49,87 |
|
(d) Electronic Machinery & Goods |
388 |
3,17 |
2,73 |
159 |
49,65 |
46,71 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
1,782 |
9,45 |
8,29 |
197 |
24,28 |
21,53 |
|
14. Other Industries |
1,02,648 |
297,76 |
240,45 |
18,811 |
166,96 |
138,08 |
|
15. Electricity, Gas & Water |
17 |
561,27 |
96,94 |
33 |
45,37 |
15,13 |
|
(a) Electricity Generation & Transmission |
11 |
561,03 |
96,70 |
11 |
43,32 |
13,33 |
|
(b) Non-Conventional Energy |
- |
- |
- |
7 |
58 |
56 |
|
(c) Gas, Steam & Water Supply |
6 |
24 |
23 |
15 |
1,47 |
1,24 |
|
16. Construction |
3,951 |
429,68 |
244,07 |
3,630 |
299,24 |
271,11 |
III. |
TRANSPORT OPERATORS |
17,244 |
206,67 |
186,40 |
3,562 |
58,71 |
44,27 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
55,186 |
442,66 |
338,66 |
16,973 |
427,33 |
340,48 |
V. |
PERSONAL LOANS |
3,10,750 |
3025,21 |
2320,40 |
1,67,009 |
2503,82 |
1980,53 |
|
1. Loans for Purchase of Consumer Durables |
50,759 |
426,19 |
286,79 |
17,703 |
132,85 |
86,29 |
|
2. Loans for Housing |
52,592 |
1169,35 |
970,24 |
41,271 |
1260,58 |
1049,16 |
|
3. Rest of the Personal Loans |
2,07,399 |
1429,67 |
1063,37 |
1,08,035 |
1110,39 |
845,08 |
VI. |
TRADE |
3,20,748 |
2832,53 |
2472,80 |
1,05,847 |
1723,92 |
1441,76 |
|
1. Wholesale Trade |
11,927 |
982,00 |
947,08 |
6,550 |
324,01 |
282,84 |
|
2. Retail Trade |
3,08,821 |
1850,53 |
1525,72 |
99,297 |
1399,91 |
1158,92 |
VII. |
FINANCE |
4,642 |
42,82 |
34,64 |
3,193 |
78,60 |
61,53 |
VIII. |
ALL OTHERS |
1,35,673 |
576,21 |
463,32 |
37,445 |
318,49 |
258,69 |
|
TOTAL BANK CREDIT |
20,39,071 |
16455,61 |
12064,52 |
5,88,350 |
8650,97 |
6879,42 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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EASTERN REGION |
|||||||
STATE : WEST BENGAL |
|||||||
(Amount in Rupees Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
77,972 |
1131,49 |
945,97 |
29,473 |
4377,28 |
3682,84 |
|
1. Direct Finance |
72,766 |
784,61 |
647,98 |
24,092 |
2179,22 |
1967,42 |
|
2. Indirect Finance |
5,206 |
346,87 |
297,99 |
5,381 |
2198,05 |
1715,41 |
II. |
INDUSTRY |
39,024 |
4719,24 |
3534,62 |
67,328 |
70905,31 |
46097,15 |
|
1. Mining & Quarrying |
197 |
74,76 |
63,59 |
318 |
1529,87 |
887,86 |
|
2. Food Manufacturing & Processing |
5,000 |
674,38 |
576,56 |
2,666 |
5803,82 |
3851,66 |
|
(a) Rice Mills, Flour & Dal Mills |
2,031 |
274,54 |
235,35 |
186 |
734,34 |
428,40 |
|
(b) Sugar |
5 |
28 |
22 |
98 |
2034,60 |
1359,27 |
|
(c) Edible Oils & Vanaspati |
160 |
70,66 |
61,69 |
139 |
128,06 |
120,89 |
|
(d) Tea Processing |
120 |
193,14 |
171,87 |
508 |
2164,93 |
1401,46 |
|
(e) Processing of Fruits & Vegetables |
44 |
9,72 |
9,30 |
93 |
125,05 |
114,09 |
|
(f) Others |
2,640 |
126,03 |
98,13 |
1,642 |
616,83 |
427,55 |
|
3. Beverage & Tobacco |
250 |
40,14 |
32,71 |
142 |
453,43 |
204,09 |
|
4. Textiles |
9,736 |
222,09 |
333,56 |
5,882 |
3588,47 |
2246,03 |
|
(a) Cotton Textiles |
3,206 |
38,57 |
34,69 |
1,264 |
758,57 |
605,51 |
|
(b) Jute & Other Natural Fibre Textiles |
3,719 |
129,89 |
254,59 |
646 |
827,28 |
484,91 |
|
(c) Handloom Textiles & Khadi |
1,147 |
9,49 |
8,16 |
146 |
17,93 |
13,16 |
|
(d) Other Textiles & Textile Products |
1,664 |
44,14 |
36,12 |
3,826 |
1984,70 |
1142,45 |
|
5. Paper, Paper Products & Printing |
640 |
65,18 |
41,15 |
1,594 |
1239,48 |
908,76 |
|
6. Leather & Leather Products |
297 |
12,03 |
6,69 |
2,405 |
1392,53 |
952,71 |
|
7. Rubber & Plastic Products |
479 |
96,20 |
79,00 |
1,511 |
883,94 |
715,13 |
|
8. Chemicals & Chemical Products |
1,262 |
336,81 |
242,43 |
3,101 |
3892,18 |
2584,42 |
|
(a) Heavy Industrial Chemicals |
58 |
231,39 |
165,84 |
298 |
940,82 |
516,74 |
|
(b) Fertilisers |
6 |
8,60 |
7,14 |
25 |
130,74 |
134,05 |
|
(c) Drugs & Pharmaceuticals |
811 |
12,80 |
11,10 |
1,285 |
373,99 |
333,61 |
|
(d) Non-Edible Oils |
16 |
9,61 |
9,00 |
25 |
21,14 |
14,23 |
|
(e) Other Chemicals & Chemical Products |
371 |
74,41 |
49,35 |
1,468 |
2425,49 |
1585,79 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
57 |
261,17 |
185,94 |
207 |
2583,09 |
1507,36 |
|
10. Manufacture of Cement & Cement Products |
469 |
151,95 |
130,32 |
499 |
1722,32 |
1297,33 |
|
11. Basic Metals & Metal Products |
6,225 |
1075,46 |
666,59 |
25,737 |
20648,75 |
13068,07 |
|
(a) Iron & Steel |
348 |
939,98 |
549,75 |
1,783 |
17167,08 |
10549,50 |
|
(b) Non-Ferrous Metals |
63 |
39,01 |
37,48 |
320 |
1674,76 |
1072,41 |
|
(c) Metal Products |
5,814 |
96,48 |
79,35 |
23,634 |
1806,92 |
1446,17 |
|
12. Engineering |
2,079 |
252,49 |
190,72 |
6,876 |
6167,37 |
4361,91 |
|
(a) Heavy Engineering |
704 |
124,16 |
90,98 |
710 |
589,98 |
453,26 |
|
(b) Light Engineering |
963 |
76,46 |
54,31 |
3,726 |
2744,83 |
1968,64 |
|
(c) Electrical Machinery & Goods |
243 |
42,48 |
36,88 |
1,438 |
2068,57 |
1433,12 |
|
(d) Electronic Machinery & Goods |
169 |
9,38 |
8,56 |
1,002 |
763,99 |
506,89 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
246 |
49,29 |
31,88 |
676 |
919,74 |
772,69 |
|
14. Other Industries |
9,051 |
382,97 |
280,55 |
7,752 |
3779,19 |
2546,98 |
|
15. Electricity, Gas & Water |
32 |
372,83 |
67,07 |
167 |
4450,45 |
2187,70 |
|
(a) Electricity Generation & Transmission |
17 |
363,10 |
59,60 |
114 |
4316,33 |
2125,26 |
|
(b) Non-Conventional Energy |
4 |
86 |
73 |
13 |
112,64 |
54,92 |
|
(c) Gas, Steam & Water Supply |
11 |
8,87 |
6,75 |
40 |
21,49 |
7,53 |
|
16. Construction |
3,004 |
651,50 |
605,84 |
7,795 |
11850,67 |
8004,45 |
III. |
TRANSPORT OPERATORS |
5,939 |
204,13 |
166,75 |
27,378 |
2093,71 |
1620,96 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
24,110 |
1075,76 |
957,31 |
45,308 |
11235,56 |
7807,14 |
V. |
PERSONAL LOANS |
2,49,634 |
4153,10 |
3356,98 |
5,86,883 |
19035,75 |
13394,28 |
|
1. Loans for Purchase of Consumer Durables |
13,539 |
94,42 |
73,32 |
22,528 |
290,40 |
277,11 |
|
2. Loans for Housing |
62,249 |
2155,63 |
1825,89 |
1,23,803 |
7852,37 |
6688,50 |
|
3. Rest of the Personal Loans |
1,73,846 |
1903,05 |
1457,77 |
4,40,552 |
10892,98 |
6428,67 |
VI. |
TRADE |
68,544 |
2307,87 |
1973,06 |
53,990 |
12108,78 |
9674,50 |
|
1. Wholesale Trade |
5,142 |
757,01 |
664,70 |
8,516 |
6741,67 |
5620,97 |
|
2. Retail Trade |
63,402 |
1550,85 |
1308,36 |
45,474 |
5367,11 |
4053,53 |
VII. |
FINANCE |
595 |
105,59 |
70,86 |
1,972 |
9484,65 |
7692,39 |
VIII. |
ALL OTHERS |
78,296 |
976,36 |
765,21 |
1,19,670 |
6124,23 |
4827,53 |
|
TOTAL BANK CREDIT |
5,44,114 |
14673,53 |
11770,76 |
9,32,002 |
135365,28 |
94796,80 |