Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,61,300

324,99

280,80

5,40,682

544,32

509,88

300

11,67

5,72

1.

Direct Finance

2,58,264

259,94

234,29

5,33,268

395,15

387,22

289

2,76

1,91

2.

Indirect Finance

3,036

65,05

46,51

7,414

149,17

122,66

11

8,90

3,81

II.

INDUSTRY

2,14,001

5131,12

3462,26

3,82,369

4942,91

4245,02

1,295

2379,62

1683,84

1.

Mining & Quarrying

105

540,74

298,72

349

220,51

184,84

12

7,33

2,90

2.

Food Manufacturing and Processing

3,892

373,29

180,76

5,223

602,50

488,49

135

282,05

205,50

(a)

Rice Mills, Flour and Dal Mills

397

17,31

14,84

1,177

37,83

30,22

2

19

11

(b)

Sugar

5

25

20

27

1,94

2,87

—

—

—

(c)

Edible Oils and Vanaspati

357

32,84

20,42

526

25,26

23,52

8

21,05

12,65

(d)

Tea Processing

109

288,93

116,85

441

475,64

373,83

68

195,07

141,17

(e)

Processing of Fruits & Vegetables

39

4,13

4,16

75

3,41

4,46

1

3

3

(f)

Others

2,985

29,83

24,29

2,977

58,43

53,58

56

65,72

51,54

3.

Beverage and Tobacco

111

89,38

87,16

241

46,23

41,94

61

261,38

167,93

4.

Textiles

2,145

682,47

439,97

4,840

596,83

492,18

96

207,43

130,23

(a)

Cotton Textiles

191

203,73

137,75

522

120,10

111,50

21

21,51

15,31

(b)

Jute Textiles

224

132,98

73,58

316

214,11

166,92

18

27,30

18,86

(c)

Handloom Textiles & Khadi

160

98

93

537

7,70

8,27

—

—

—

(d)

Other Textiles

1,570

344,78

227,72

3,465

254,93

205,48

57

158,62

96,06

5.

Paper, Paper Products and Printing

823

90,58

61,07

2,140

168,22

144,87

29

27,47

22,05

6.

Leather and Leather Products

486

49,99

52,49

1,348

230,65

171,19

54

41,46

35,56

7.

Rubber and Rubber Products

286

24,22

22,56

607

142,99

148,77

25

46,35

37,11

8.

Chemicals and Chemical Products

1,242

375,57

276,13

3,124

390,18

352,55

190

322,76

270,88

(a)

Heavy Industrial Chemicals

60

169,00

57,43

233

40,59

30,90

56

107,57

87,85

(b)

Fertilizers

36

10,16

5,87

63

28,92

28,98

18

40,81

40,68

(c)

Drugs and Pharmaceuticals

192

80,96

124,91

516

76,30

75,17

31

28,09

19,39

(d)

Non-Edible Oils

21

2,02

1,89

45

3,78

3,53

3

1,60

67

(e)

Other Chemicals & Chemical Products

933

113,44

86,04

2,267

240,59

213,98

82

144,69

122,29

9.

Petroleum, Coal Products & Nuclear Fuels

253

22,13

21,84

328

57,27

47,61

14

22,11

13,66

10.

Manufacture of Cement & Cement Products

154

18,97

16,14

404

37,97

28,42

8

3,49

3,03

11.

Basic Metals & Metal Products

1,486

976,01

617,36

4,166

760,11

644,65

159

513,98

325,46

(a)

Iron and Steel

391

630,02

345,31

1,212

415,38

354,31

54

140,99

79,14

(b)

Non-Ferrous Metals

118

113,27

74,75

265

96,18

75,20

39

162,92

120,25

(c)

Other Metal Products

977

232,71

197,30

2,689

248,55

215,13

66

210,06

126,07

12.

Engineering

2,498

1039,09

827,13

4,822

719,89

599,32

235

292,31

175,62

(a)

Heavy Engineering

277

343,78

325,97

401

181,15

158,48

69

55,74

29,31

(b)

Light Engineering

914

304,19

115,22

1,928

108,54

99,19

69

134,18

69,89

(c)

Electrical Machinery & Goods

857

296,05

266,72

1,751

352,49

269,99

72

91,16

67,14

(d)

Electronic Machinery & Goods

450

95,07

119,22

742

77,70

71,66

25

11,24

9,29

13.

Vehicles, Vehicle Parts & Transport Equipments

397

84,67

68,06

1,054

79,07

67,04

33

4,94

3,17

14.

Other Industries

1,99,794

544,69

389,37

3,51,271

591,39

574,63

191

167,45

141,16

15.

Electricity, Gas & Water

94

195,66

84,25

688

211,21

173,33

24

157,86

133,02

(a)

Electricity Generation & Transmission

72

191,86

81,57

491

192,75

162,21

22

156,30

132,25

(b)

Non-Conventional Energy

6

10

10

89

2,43

1,85

—

—

—

(c)

Gas, Steam & Water Supply

16

3,71

2,58

108

16,04

9,27

2

1,56

77

16.

Construction

235

23,65

19,23

1,764

87,90

85,19

29

21,25

16,56

III.

TRANSPORT OPERATORS

18,823

73,77

61,90

48,361

225,79

211,95

10

3,02

1,75

IV.

PROFESSIONAL AND OTHER SERVICES

6,757

38,30

32,53

85,853

302,52

265,72

604

38,63

22,11

V.

PERSONAL LOANS

1,89,390

416,29

374,50

3,23,841

962,02

869,39

3,18,602

989,00

433,23

1.

Loans for Purchase of Consumer Durables

9,467

11,66

9,57

7,473

12,41

9,71

121

1,61

1,56

2.

Loans for Housing

22,567

196,59

184,03

62,667

432,22

388,18

418

12,60

12,49

3.

Rest of the Personal Loans

1,57,356

208,04

180,91

2,53,701

517,39

471,49

3,18,063

974,78

419,19

V I.

TRADE

1,90,143

508,07

400,98

4,84,118

1626,46

1394,26

326

118,83

83,15

1.

Wholesale Trade

8,061

276,01

191,48

14,937

892,90

673,07

126

84,47

67,12

2.

Retail Trade

1,82,082

232,06

209,50

4,69,181

733,56

721,20

200

34,37

16,03

VII.

FINANCE

155

196,55

141,34

1,301

324,03

271,60

101

308,33

306,59

VIII.

ALL OTHERS

23,282

235,22

184,11

2,20,283

1155,60

1047,91

508

24,11

20,96

TOTAL BANK CREDIT

9,03,851

6924,31

4938,43

20,86,808

10083,65

8815,73

3,21,746

3873,21

2557,35

OF WHICH :

1.

Artisans & Village Industries

92,660

58,68

55,18

1,97,483

121,09

117,15

18

11

4

2.

Other Small Scale Industries

1,04,596

422,16

399,94

1,41,272

973,08

879,13

129

75,44

57,47

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,92,532

148,70

129,79

199

24,60

24,45

10,95,013

1054,27

950,65

1.

Direct Finance

2,90,526

146,17

127,71

196

22,44

22,37

10,82,543

826,46

773,50

2.

Indirect Finance

2,006

2,53

2,08

3

2,16

2,08

12,470

227,81

177,15

II.

INDUSTRY

2,96,041

127,77

112,68

988

392,00

321,34

8,94,694

12973,42

9825,13

1.

Mining & Quarrying

5

11

11

6

17,81

13,18

477

786,49

499,76

2.

Food Manufacturing and Processing

1,133

1,23

92

30

22,75

13,89

10,413

1281,82

889,56

(a)

Rice Mills, Flour and Dal Mills

38

68

45

2

5

5

1,616

56,05

45,67

(b)

Sugar

—

—

—

4

80

35

36

2,98

3,42

(c)

Edible Oils and Vanaspati

10

7

4

7

3,76

2,32

908

82,97

58,96

(d)

Tea Processing

—

—

—

11

13,99

7,07

629

973,63

638,93

(e)

Processing of Fruits & Vegetables

1

2

—

—

—

—

116

7,58

8,65

(f)

Others

1,084

47

42

6

4,16

4,10

7,108

158,61

133,93

3.

Beverage and Tobacco

1

1

1

9

28,47

28,81

423

425,46

325,84

4.

Textiles

46

33

32

120

105,29

77,88

7,247

1592,35

1140,58

(a)

Cotton Textiles

1

—

—

13

15,76

7,94

748

361,11

272,50

(b)

Jute Textiles

—

—

—

19

34,84

27,75

577

409,22

287,11

(c)

Handloom Textiles & Khadi

11

4

3

—

—

—

708

8,71

9,22

(d)

Other Textiles

34

29

29

88

54,69

42,19

5,214

813,31

571,74

5.

Paper, Paper Products and Printing

8

5

5

46

8,76

7,40

3,046

295,08

235,45

6.

Leather and Leather Products

2

1

1

89

13,30

11,17

1,979

335,41

270,42

7.

Rubber and Rubber Products

1

—

—

27

12,69

12,97

946

226,25

221,41

8.

Chemicals and Chemical Products

6

5

4

113

26,70

22,30

4,675

1115,26

921,91

(a)

Heavy Industrial Chemicals

—

—

—

6

18

16

355

317,34

176,34

(b)

Fertilizers

1

2

1

—

—

—

118

79,91

75,53

(c)

Drugs and Pharmaceuticals

—

—

—

14

1,52

1,38

753

186,88

220,86

(d)

Non-Edible Oils

—

—

—

3

35

13

72

7,75

6,22

(e)

Other Chemicals & Chemical Products

5

3

3

90

24,64

20,63

3,377

523,38

442,97

9.

Petroleum, Coal Products & Nuclear Fuels

3

2

2

7

5,73

3,67

605

107,27

86,79

10.

Manufacture of Cement & Cement Products

1

—

1

3

25

21

570

60,69

47,81

11.

Basic Metals & Metal Products

15

10

10

205

30,00

25,79

6,031

2280,20

1613,35

(a)

Iron and Steel

—

—

—

131

24,42

23,34

1,788

1210,81

802,10

(b)

Non-Ferrous Metals

—

—

—

17

51

47

439

372,89

270,67

(c)

Other Metal Products

15

10

10

57

5,08

1,98

3,804

696,50

540,58

12.

Engineering

16

13

21

171

29,12

25,78

7,742

2080,55

1628,06

(a)

Heavy Engineering

3

4

4

34

12,95

12,22

784

593,67

526,03

(b)

Light Engineering

4

4

4

54

8,01

6,66

2,969

554,95

291,00

(c)

Electrical Machinery & Goods

6

4

11

60

6,53

5,40

2,746

746,26

609,35

(d)

Electronic Machinery & Goods

3

1

1

23

1,64

1,50

1,243

185,67

201,68

13.

Vehicles, Vehicle Parts & Transport Equipments

10

15

13

16

47

37

1,510

169,30

138,77

14.

Other Industries

2,94,786

125,32

110,56

100

11,00

9,02

8,46,142

1439,85

1224,73

15.

Electricity, Gas & Water

—

—

—

7

37,98

34,54

813

602,72

425,15

(a)

Electricity Generation & Transmission

—

—

—

7

37,98

34,54

592

578,88

410,58

(b)

Non-Conventional Energy

—

—

—

—

—

—

95

2,53

1,95

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

126

21,31

12,62

16.

Construction

8

26

20

39

41,68

34,37

2,075

174,73

155,55

III.

TRANSPORT OPERATORS

23,069

17,41

15,54

95

6,15

5,34

90,358

326,14

296,48

IV.

PROFESSIONAL AND OTHER SERVICES

30,504

14,20

12,92

647

90,19

80,65

1,24,365

483,84

413,93

V.

PERSONAL LOANS

90,471

110,53

97,98

5,051

21,42

18,66

9,27,355

2499,25

1793,77

1.

Loans for Purchase of Consumer Durables

14,126

18,91

16,75

56

20

18

31,243

44,79

37,76

2.

Loans for Housing

4,250

33,88

30,26

606

6,39

6,26

90,508

681,68

621,22

3.

Rest of the Personal Loans

72,095

57,74

50,97

4,389

14,83

12,23

8,05,604

1772,78

1134,78

V I.

TRADE

2,46,286

118,89

109,68

1,110

195,33

139,70

9,21,983

2567,59

2127,77

1.

Wholesale Trade

277

1,93

1,65

595

166,94

114,70

23,996

1422,24

1048,02

2.

Retail Trade

2,46,009

116,96

108,03

515

28,40

25,00

8,97,987

1145,35

1079,75

VII.

FINANCE

—

—

—

183

188,90

160,76

1,740

1017,81

880,29

VIII.

ALL OTHERS

42,590

25,21

22,34

1,408

10,67

8,80

2,88,071

1450,81

1284,12

TOTAL BANK CREDIT

10,21,493

562,72

500,92

9,681

929,25

759,71

43,43,579

22373,13

17572,14

OF WHICH :

1.

Artisans & Village Industries

2,60,488

110,56

97,34

12

2

1

5,50,661

290,46

269,72

2.

Other Small Scale Industries

32,478

15,37

13,80

336

51,20

41,67

2,78,811

1537,26

1392,00