AA |
Account Aggregator |
ACC |
Asian Consultative Council |
ACU |
Asian Currency Union |
AD |
Authorised Dealer/Additional Director |
AD Cat-I |
Authorised Dealer Category-I |
ADF |
Asset Development Fund |
AED |
(United) Arab Emirates Dirham |
AEs |
Advanced Economies |
AePS |
Aadhaar Enabled Payment System |
AFA |
Additional Factor of Authentication |
AFS |
Available for Sale |
AI |
Artificial Intelligence |
AIFs |
Alternative Investment Funds |
AIFIs |
All India Financial Institutions |
AMFI |
Association of Mutual Funds in India |
AML |
Anti-Money Laundering |
AML-CFT |
Anti-Money Laundering-Combating the Financing of Terrorism |
AMRMS |
Audit Management and Risk Monitoring System |
AMS |
Audit Management System |
ANBC |
Adjusted Net Bank Credit |
AO |
Auditee Office |
AP |
Authorised Person |
APBS |
Aadhaar Payment Bridge System |
API |
Application Programming Interface |
ARCs |
Asset Reconstruction Companies |
AREAER |
Annual Report on Exchange Arrangements and Exchange Restrictions |
ARMS |
Audit and Risk Management Sub-Committee |
ASISO |
Automated Sweep-in and Sweep-out |
ASTRA |
Advanced Security Threat and Risk Assessment |
ATBs |
Auction Treasury Bills |
ATM |
Automated Teller Machine |
AUM |
Assets Under Management |
BBAs |
Bilateral Borrowing Agreements |
BBPOUs |
Bharat Bill Payment Operating Units |
BBPS |
Bharat Bill Payment System |
BCs |
Business Correspondents |
BCBS |
Basel Committee on Banking Supervision |
BC-ICT |
Business Correspondents -Information and Communication Technology |
BCM |
Business Continuity Management |
BCP |
Business Continuity Plan |
BE |
Budget Estimates |
BESS |
Battery Energy Storage Systems |
BFS |
Board for Financial Supervision |
BFSI |
Banking, Financial Services and Insurance |
BG |
Bank Guarantee |
BHIM |
Bharat Interface for Money |
BIC |
Business Indicator Component |
BIS |
Bank for International Settlements/Bureau of Indian Standards |
BoE |
Bank of England |
BoG |
Board of Governors |
BoJ |
Bank of Japan |
BoP |
Balance of Payments |
bps |
Basis Points |
BPSS |
Board for Regulation and Supervision of Payment and Settlement Systems |
BQR |
Bharat Quick Response |
BRBNMPL |
Bharatiya Reserve Bank Note Mudran Private Limited |
BRICS |
Brazil, Russia, India, China and South Africa |
BSBDA |
Basic Savings Bank Deposit Account |
B-SC |
Building Sub-Committee |
BSR |
Basic Statistical Return |
CA |
Concurrent Audit |
CAB |
College of Agricultural Banking |
CAD |
Current Account Deficit |
CAFRAL |
Centre for Advanced Financial Research and Learning |
CaMS |
Case Management System |
CBDC |
Central Bank Digital Currency |
CBDC-R |
Central Bank Digital Currency-Retail |
CBDC-W |
Central Bank Digital Currency-Wholesale |
CBGN |
Central Bank Governance Network |
CBIA |
Central Banks’ Internal Auditors |
CBP |
Capacity Building Programme |
CBSL |
Central Bank of Sri Lanka |
CBUAE |
Central Bank of the United Arab Emirates |
CCB |
Committee of the Central Board |
CCIL |
Clearing Corporation of India Limited |
CCIR |
Comprehensive Credit Information Repository |
CCP |
Central Counterparty |
CCPI |
Climate Change Performance Index |
CCS |
Consumer Confidence Survey |
CCTS |
Carbon Credit and Trading Scheme |
CDBMS |
Centralised Database Management System |
CDs |
Certificates of Deposit |
CD |
Credit to Deposit |
CEO |
Chief Executive Officer |
CEOBE |
Credit Equivalent of Off-Balance Sheet Exposure |
CEPD |
Consumer Education and Protection Department |
CERT-IN |
Computer Emergency Response Team - India |
CFLs |
Centres for Financial Literacy |
CGFS |
Committee on the Global Financial System |
CGTMSE |
Credit Guarantee Fund Trust for Micro and Small Enterprises |
CiC |
Currency in Circulation |
CICs |
Credit Information Companies |
CII |
Critical Information Infrastructure |
CIMS |
Centralised Information Management System |
CIs |
Credit Institutions |
CMBs |
Cash Management Bills |
CMIE |
Centre for Monitoring Indian Economy |
CMS |
Complaint Management System |
CODs |
Central Office Departments |
CoFT |
Card-on-File Tokenisation |
COR |
Certificate of Registration |
CoS |
College of Supervisors |
COSO |
Committee of Sponsoring Organisations |
CPF |
Counter Proliferation Financing |
CPFIR |
Central Payments Fraud Information Registry |
CPHS |
Consumer Pyramids Household Survey |
CPI |
Consumer Price Index |
CPI-AL |
CPI for Agricultural Labourers |
CPI-IW |
CPI for Industrial Workers |
CPI-RL |
CPI for Rural Labourers |
CPs |
Commercial Papers |
CPS |
Centralised Payment System |
CRA |
Contingent Reserve Arrangement |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRDC |
Currency Research and Development Centre |
CRILC |
Central Repository of Information on Large Credits |
CRR |
Cash Reserve Ratio |
CSAA |
Control Self-Assessment Audit |
CSAP |
Cyber Security Augmentation Plan |
CSBD |
Corporate Strategy and Budget Department |
CSF |
Consolidated Sinking Fund |
CSGL |
Constituent Subsidiary General Ledger |
CSP |
Cloud Service Provider |
CSS |
Centrally Sponsored Scheme |
CTS |
Cheque Truncation System |
CU |
Capacity Utilisation |
CUG |
Closed User Group |
CVO |
Chief Vigilance Officer |
CwP |
Currency with the Public |
DAP |
Diammonium Phosphate |
DBIE |
Database on Indian Economy |
DCCBs |
District Central Cooperative Banks |
DCW |
Development Centre Workshop |
DDs |
Demand Drafts |
DEAF |
Depositor Education Awareness Fund |
DEIO |
Department of External Investments and Operations |
DEPR |
Department of Economic and Policy Research |
DevSecOps |
Development, Security and Operations |
DGBA |
Department of Government and Bank Accounts |
DGF |
Data Governance Framework |
DGFT |
Directorate General of Foreign Trade |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DIF |
Deposit Insurance Fund |
DIS |
Deposit Insurance System |
DISCOM |
Distribution Companies |
DIT |
Department of Information Technology |
DLG |
Default Loss Guarantee |
DLT |
Distributed Ledger Technology |
DoC |
Department of Communication |
DoR |
Department of Regulation |
DoS |
Department of Supervision |
DPI |
Digital Payments Index/Digital Public Infrastructure |
DPSS |
Department of Payment and Settlement Systems |
DQE |
Data Query Engine |
DQI |
Data Quality Index |
DR |
Disaster Recovery |
DRaaS |
Data Recovery as a Service |
DSIM |
Department of Statistics and Information Management |
e-BAAT |
Electronic Banking Awareness and Training |
EBITDA |
Earnings Before Interest, Taxes, Depreciation and Amortisation |
EBLR |
External Benchmark-based Lending Rate |
EBR |
Element Based Repository |
ECB |
European Central Bank |
ECBs |
External Commercial Borrowings |
ECCTI |
Enterprise Computing and Cybersecurity Training Institute |
ECL |
Expected Credit Loss |
ECLGS |
Emergency Credit Line Guarantee Scheme |
ECS |
Electronic Clearing Service |
EDC |
Executive Directors’ Committee |
EDDPE |
Expanding and Deepening of Digital Payment Ecosystem |
EFD |
Enforcement Department |
EFI |
External Funded Institutions |
EGRC |
Enterprise Governance Risk and Compliance |
EI |
Emotional Intelligence |
EKP |
Enterprise Knowledge Portal |
EMDEs |
Emerging Market and Developing Economies |
EMEs |
Emerging Market Economies |
EMIs |
Equated Monthly Instalments |
EoI |
Expression of Interest |
ERM |
Enterprise-wide Risk Management |
e₹ |
Digital Rupee |
e₹-R |
Digital Rupee - Retail |
e₹-W |
Digital Rupee - Wholesale |
ESG |
Environmental, Social and Governance |
ETCD |
Exchange Traded Currency Derivatives |
ETP |
Electronic Trading Platform |
EU |
European Union |
EWS |
Early Warning Signals/ Economically Weaker Section |
FACT |
Financial Awareness and Consumer Training |
FAE |
First Advance Estimates |
FAR |
Fully Accessible Route |
FATF |
Financial Action Task Force |
FBIL |
Financial Benchmarks India Private Limited |
FBs |
Foreign Banks |
FC |
Finance Commission/Financial Conglomerate |
FCA |
Foreign Currency Assets |
FCB |
Foreign Central Banks |
FCNR(B) |
Foreign Currency Non-Resident Account (Bank) |
FCRA |
Foreign Currency (Regulation) Act |
FCY |
Foreign Currency |
FDI |
Foreign Direct Investment |
FE |
Final Estimates |
FED |
Foreign Exchange Department |
FEMA |
Foreign Exchange Management Act |
FEPA |
Financial Education Programme for Adults |
FER |
Foreign Exchange Reserves |
FETP |
Financial Education Training Programme |
FFMCs |
Full-Fledged Money Changers |
FI |
Financial Information |
FIAP |
Financial Inclusion Action Plan |
FICNs |
Fake Indian Currency Notes |
FIDD |
Financial Inclusion and Development Department |
FIF |
Financial Inclusion Fund |
FI-Index |
Financial Inclusion Index |
FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
FinTech |
Financial Technology |
FIP |
Financial Inclusion Plan/ Financial Information Provider |
FIs |
Financial Intermediaries/ Financial Institutions |
FIRRI |
Framework for Identification and Reporting of Risk Incidents |
FLW |
Financial Literacy Week |
FMCBG |
Finance Ministers and Central Bank Governors |
FMOD |
Financial Markets Operations Department |
FMRD |
Financial Markets Regulation Department |
Forex/FX |
Foreign Exchange |
FPI |
Foreign Portfolio Investment |
FPOs |
Follow-on Public Offers |
FPS |
Fast Payment Systems |
FRMS |
Fraud Risk Management System |
FRRR |
Fixed Rate Reverse Repo |
FRSB |
Floating Rate Savings Bond |
FSAP |
Financial Sector Assessment Programme |
FSB |
Financial Stability Board |
FSD |
Financial Stability Department |
FSDC |
Financial Stability and Development Council |
FSDC-SC |
Financial Stability and Development Council - Sub-Committee |
FSI |
Financial Sector Issues |
FSR |
Financial Stability Report |
FSRs |
Financial Sector Regulators |
FSWM |
Financially Sound and Well Managed |
FUs |
Factoring Units |
FVTPL |
Fair Value through Profit and Loss Account |
FWG |
Framework Working Group |
G20 |
Group of Twenty |
GCCs |
General Credit Cards |
GCF |
Gross Capital Formation |
GCM |
Governance and Compliance Manager |
GDP |
Gross Domestic Product |
GeM |
Government e-Marketplace |
GFCE |
Government Final Consumption Expenditure |
GFCF |
Gross Fixed Capital Formation |
GFD |
Gross Fiscal Deficit |
GFIN |
Global Financial Innovation Network |
GFSN |
Global Financial Safety Net |
GIFT-City |
Gujarat International Finance Tec-City |
GNDI |
Gross National Disposable Income |
GNPA |
Gross Non-Performing Asset |
GoI |
Government of India |
GPFI |
Global Partnership for Financial Inclusion |
GREEN |
Generation of Renewable Energy, Energy Conservation and Neer Conservation |
GRF |
Guarantee Redemption Fund |
GRIHA |
Green Rating for Integrated Habitat Assessment |
GRQ |
General Review of Quotas |
GSCPI |
Global Supply Chain Pressure Index |
GSDP |
Gross State Domestic Product |
G-secs |
Government Securities |
GST |
Goods and Services Taxes |
GVA |
Gross Value Added |
GVCs |
Global Value Chains |
GW |
Gigawatt |
HFCs |
Housing Finance Companies |
HFIs |
High Frequency Indicators |
HFT |
Held for Trading |
HI |
Hearing Impaired |
HRMD |
Human Resource Management Department |
HRM-SC |
Human Resource Management Sub-Committee |
HS |
Harmonised System |
HTM |
Held to Maturity |
IA |
Internal Audit |
IaaS |
Infrastructure as a Service |
IAM |
Identity and Access Management |
IBA |
Indian Banks’ Association |
IBCC |
Indian Banking Community Cloud |
IBU |
IFSC Banking Unit |
ICC |
International Cricket Council |
ICRIER |
Indian Council for Research on International Economic Relations |
ICT |
Information and Communication Technology |
I-CRR |
Incremental Cash Reserve Ratio |
ID |
International Department |
IDF |
Infrastructure Debt Fund |
IDG |
Inter Departmental Group |
IDMD |
Internal Debt Management Department |
IDR |
Indonesian Rupiah |
IFA |
International Financial Architecture |
IFA WG |
International Financial Architecture Working Group |
IFMIS |
Integrated Financial Management and Information System |
IFR |
Investment Fluctuation Reserve |
IFSC |
Indian Financial System Code |
IFSCA |
International Financial Services Centres Authority |
IFTAS |
Indian Financial Technology and Allied Services |
IGAS |
Indian Government Accounting Standards |
IGBs |
Indian Government Bonds |
IGBC |
Indian Green Building Council |
IGIDR |
Indira Gandhi Institute of Development Research |
IGR |
Internal Grievance Redress |
IIBM |
Indian Institute of Bank Management |
IIBX |
India International Bullion Exchange |
IIP |
Index of Industrial Production |
ILM |
Internal Loss Multiplier |
IMD |
India Meteorological Department |
IMEs |
Informal Micro Enterprises |
IMF |
International Monetary Fund |
IMFC |
International Monetary and Financial Committee |
IMPS |
Immediate Payment Service |
IMT |
Instant Money Transfer |
INB |
Internet Banking |
InFiNet |
Indian Financial Network |
INR |
Indian Rupee |
IO |
Internal Ombudsman |
IOs |
International Organisations |
IoRS |
Inter-Operable Regulatory Sandbox |
IPCs |
Irrevocable Payment Commitments |
IPO |
Initial Public Offering |
IPP |
Instant Payment Platform |
IRA |
Investment Revaluation Accounts |
IRACP |
Income Recognition, Asset Classification and Provisioning |
IRD |
Interest Rate Derivatives |
IRF |
Inter-Regulatory Forum |
IRS |
Interest Rate Swap |
IS |
Information Systems |
ISPI |
Index of Supply Chain Pressures for India |
IT |
Information Technology |
ITeS |
IT-enabled Services |
IT-SC |
Information Technology Sub-Committee |
ITBs |
Intermediate Treasury Bills |
ITC |
Indian Trade Classification |
IWG |
Internal Working Group |
JTCC |
Joint Technical Coordination Committee |
KCC |
Kisan Credit Card |
KLEMS |
Capital(K), Labour(L), Energy(E), Material(M) and Services(S) |
KRIs |
Key Risk Indicators |
kWp |
Kilowatt Peak |
KYC |
Know Your Customer |
LABs |
Local Area Banks |
LAES |
Liquidity Adjusted Expected Shortfall |
LAF |
Liquidity Adjustment Facility |
LC |
Letter of Credit |
LCR |
Liquidity Coverage Ratio |
LCS |
Local Currency Settlement |
LCSS |
Local Currency Settlement System |
LEI |
Legal Entity Identifier |
LFPR |
Labour Force Participation Rate |
LIBOR |
London Inter-Bank Offered Rate |
LPA |
Long Period Average |
LPG |
Liquefied Petroleum Gas |
LSF |
Late Submission Fee |
LSP |
Lending Service Provider |
M3 |
Money Supply |
MANI |
Mobile Aided Note Identifier |
MAS |
Monetary Authority of Singapore |
MCA |
Ministry of Corporate Affairs |
MCLR |
Marginal Cost of Funds-based Lending Rate |
MCV |
Mobile Coin Van |
MD |
Master Direction/Managing Director |
MDM |
Mobile Device Management |
MGNREGS |
Mahatma Gandhi National Rural Employment Guarantee Scheme |
MIBOR |
Mumbai Interbank Offered Rate |
MIFOR |
Mumbai Interbank Forward Outright Rate |
MMIFOR |
Modified MIFOR |
MIS |
Management Information System |
ML |
Machine Learning |
MM |
Money Multiplier |
MNBCs |
Miscellaneous Non-Banking Companies |
MoE |
Memorandum of Error |
MoF |
Ministry of Finance |
MoSPI |
Ministry of Statistics and Programme Implementation |
MoU |
Memorandum of Understanding |
MPC |
Monetary Policy Committee |
MSF |
Marginal Standing Facility |
MSMEs |
Micro, Small and Medium Enterprises |
MSP |
Minimum Support Price |
MTF |
Medium Term Framework |
MTSS |
Money Transfer Service Scheme |
NAB |
New Agreements to Borrow |
NABARD |
National Bank for Agriculture and Rural Development |
NACH |
National Automated Clearing House |
NAMCABS |
National Mission for Capacity Building of Bankers for Financing MSME Sector |
NBBL |
NPCI Bharat BillPay Limited |
NBFC |
Non-Banking Financial Company |
NBFIs |
Non-Banking Financial Institutions |
NCCDs |
Non-Centrally Cleared Derivatives |
NCDs |
Non-Convertible Debentures |
NCFE |
National Centre for Financial Education |
NCIIPC |
National Critical Information Infrastructure Protection Centre |
NDA |
Net Domestic Assets |
NDDC |
Non-Deliverable Derivative Contract |
NDI |
Non-Debt Instrument |
NDLD |
New Delhi Leaders’ Declaration |
NDTL |
Net Demand and Time Liabilities |
NER |
North Eastern Region |
NEER |
Nominal Effective Exchange Rate |
NEFT |
National Electronic Funds Transfer |
NETC |
National Electronic Toll Collection |
NFA |
Net Foreign Assets |
NFC |
Non-Food Credit/Near Field Communication |
NGCH |
National Grid Clearing House |
NGSOC |
Next Generation Security Operation Centre |
NGTA |
Next Generation Treasury Application |
NHB |
National Housing Bank |
NIAP |
Nationwide Intensive Awareness Programme |
NIBM |
National Institute of Bank Management |
NIM |
Net Interest Margin |
NIPL |
NPCI International Private Limited |
NIST |
National Institute of Standards and Technology |
NLP |
Natural Language Processing |
NNML |
Net Non-Monetary Liabilities |
NPA |
Non-Performing Assets |
NPCI |
National Payments Corporation of India |
NPI |
National Payments Interface |
NQM |
National Quantum Mission |
NRB |
Nepal Rastra Bank |
NRC |
Nomination and Remuneration Committee |
NRE |
Non-Resident (External) |
NRF |
National Research Foundation |
NRIs |
Non-Resident Indians |
NRO |
Non-Resident Ordinary |
NSDL |
National Securities Depository Limited |
NSFE |
National Strategy for Financial Education |
NSFI |
National Strategy for Financial Inclusion |
NSMs |
Note Sorting Machines |
NSO |
National Statistical Office |
NSSF |
National Small Savings Fund |
NUCFDC |
National Urban Cooperative Finance and Development Corporation Limited |
OBC |
Other Backward Classes |
OBICUS |
Order Books, Inventories and Capacity Utilisation Survey |
OD |
Overdraft |
OECD |
Organisation for Economic Co-operation and Development |
OH |
Orthopedically Handicapped |
OI |
Overseas Investment |
OID |
Overseas Investment Division |
OIS |
Overnight Index Swap |
OLTAS |
Online Tax Accounting System |
OMO |
Open Market Operation |
OoH |
Out-of-Home |
OPEC |
Organisation of Petroleum Exporting Countries |
ORBIOs |
Offices of the Reserve Bank of India Ombudsmen |
OTC |
Over the Counter |
OTP |
One-time Password |
PAs |
Payment Aggregators |
PaaS |
Platform as a Service |
PACs |
Public Awareness Campaigns |
PADO |
Public Administration, Defence and Other Services |
PAN |
Permanent Account Number |
PBs |
Payments Banks |
PCA |
Prompt Corrective Action |
PDs |
Primary Dealers |
PDS |
Public Distribution System |
PFCE |
Private Final Consumption Expenditure |
PFMIs |
Principles for Financial Market Infrastructure |
PFMS |
Public Financial Management System |
PIDF |
Payments Infrastructure Development Fund |
PLFS |
Periodic Labour Force Survey |
PLI |
Production-Linked Incentive |
PMGKAY |
Pradhan Mantri Garib Kalyan Anna Yojana |
PML |
Prevention of Money Laundering |
PMUY |
Pradhan Mantri Ujjwala Yojana |
POL |
Petroleum, Oil and Lubricants |
POs |
Payment Orders |
PoS |
Point of Sale |
PPAC |
Petroleum Planning and Analysis Cell |
PPIs |
Prepaid Payment Instruments |
PPP |
Public Private Partnership |
PRAVAAH |
Platform for Regulatory Application, Validation and AutHorisation |
PROI |
Persons Resident Outside India |
PSBs |
Public Sector Banks |
PSL |
Priority Sector Lending |
PSLCs |
Priority Sector Lending Certificates |
PSOs |
Payment System Operators |
PSS |
Payment and Settlement Systems |
PSUs |
Public Sector Undertakings |
PTPFC |
Public Tech Platform for Frictionless Credit |
P2M |
Person-to-Merchant |
P2P |
Person-to-Person |
PVBs |
Private Banks |
PwBD |
Persons with Benchmark Disabilities |
QIP |
Qualified Institutional Placement |
QR |
Quick Response |
QT |
Quantum Technology |
RASCI |
Responsible, Accountable, Supporting, Consulted and Informed |
RBI |
Reserve Bank of India |
RBIA |
Risk-Based Internal Audit |
RBI EPF |
Reserve Bank of India Employees’ Provident Fund |
RBIH |
Reserve Bank Innovation Hub |
RB-IOS |
Reserve Bank-Integrated Ombudsman Scheme |
RBSC |
Reserve Bank Staff College |
RCA |
Root Cause Analysis |
RCCS |
Rural Consumer Confidence Survey |
R&D |
Research and Development |
RDA |
Rupee Drawing Arrangement |
RDBs |
Rupee Denominated Bonds |
ReBIT |
Reserve Bank Information Technology Private Limited |
RE |
Revised Estimates |
REs |
Regulated Entities |
REEs |
Rare Earth Elements |
RFA |
Red Flagging of Accounts |
RFID |
Radio Frequency Identification |
RFP |
Request for Proposal |
RM |
Reserve Money |
RMAB |
Royal Monetary Authority of Bhutan |
RMC |
Risk Monitoring Committee |
RMD |
Risk Monitoring Department |
ROs |
Regional Offices |
RoA |
Return on Assets |
RoE |
Return on Equity |
RPO |
Recovery Point Objective |
RR |
Risk Register |
RRBs |
Regional Rural Banks |
RS |
Regulatory Sandbox |
RTGS |
Real Time Gross Settlement |
RTI |
Right to Information |
RTL |
Risk Tolerance Limits |
RTO |
Recovery Time Objective |
SAF |
Supervisory Action Framework |
SAKAR |
Supervisory Assessment of KYC/ AML Risks |
SAs |
Statutory Auditors |
SAS |
Statistical Analytics System |
SAAR |
Seasonally Adjusted Annualised (Growth) Rate |
SAARC |
South Asian Association of Regional Cooperation |
SAMWAD |
Secure Audio-video Meetings with Advanced Devices |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SATARC |
Security Automation, Threat Analysis and Response Centre |
SBE |
Scale-Based Enforcement |
SBS |
Shredding and Briquetting Systems |
SCBs |
Scheduled Commercial Banks |
SDF |
Special Drawing Facility/ Standing Deposit Facility |
SDMX |
Statistical Data and Metadata Exchange |
SDRs |
Special Drawing Rights |
SD-WAN |
Software Defined-Wide Area Network |
SEs |
Supervised Entities |
SEACEN |
South East Asian Central Banks |
SFBs |
Small Finance Banks |
SFDB |
SAARCFINANCE Database |
SFMS |
Structured Financial Messaging System |
SFMS MI |
SFMS Member Interface |
SFTP |
Secure File Transfer Protocol |
SFWG |
Sustainable Finance Working Group |
SGB |
Sovereign Gold Bond |
SGL |
Subsidiary General Ledger |
SGrBs |
Sovereign Green Bonds |
SGSs |
State Government Securities |
SHGs |
Self-Help Groups |
SIP |
Systematic Investment Plan |
SLBC |
State Level Bankers’ Committee |
SLCC |
State Level Coordination Committee |
SLR |
Statutory Liquidity Ratio/Sri Lankan Rupee |
SLS |
State Linked Schemes |
SMCC |
Social Media Command Centre |
SMEs |
Small and Medium Enterprises |
SMS |
Short Messaging Service |
SNA |
Single Nodal Agency |
SNA-SPARSH |
Single Nodal Agency -Samayochit Pranali Akikrut Sheeghra Hastantaran |
SNRR |
Special Non-Resident Rupee |
SOC |
Security Operations Centre |
SOP |
Standard Operating Procedure |
SPDs |
Standalone Primary Dealers |
SPECTRA |
Software Platform for External Commercial Borrowings and Trade Credits Reporting and Approval |
SPMCIL |
Security Printing and Minting Corporation of India Limited |
SRO |
Self-Regulatory Organisation |
SRVA |
Special Rupee Vostro Account |
S-SC |
Strategy Sub-Committee |
SSO |
Single Sign-On |
S-SOC |
Sectoral Security Operations Centre |
SSCI |
Services Sector Composite Index |
ST |
Scheduled Tribe |
STC |
Short-term Trade Credit |
StCBs |
State Cooperative Banks |
SWIFT |
Society for Worldwide Interbank Financial Telecommunication |
SWM |
South-West Monsoon |
TAT |
Turn-Around Time |
T-Bills |
Treasury Bills |
TEs |
Training Establishments |
TGFIFL |
Technical Group on Financial Inclusion and Financial Literacy |
TIN |
Tax Information Network |
TOT |
Toll-Operate-Transfer |
TPS |
Transactions Per Second |
TRs |
Trade Repositories |
TReDS |
Trade Receivables Discounting System |
TSCAs |
Time-Sensitive Critical Activities |
UAP |
Udyam Assist Platform |
UCBs |
Urban Cooperative Banks |
UDAY |
Ujjwal DISCOM Assurance Yojana |
UDCH |
User Defined Customer Hierarchy |
UI/UX |
User Interface/User Experience |
UK |
United Kingdom |
UN |
United Nations |
UO |
Umbrella Organisation |
UPI |
Unified Payment Interface |
URC |
Udyam Registration Certificate |
USA |
United States of America |
USD |
US Dollar |
UTs |
Union Territories |
UTI |
Unique Transaction Identifier |
UTLBCs |
Union Territory Level Bankers’ Committees |
VAPT |
Vulnerability Assessment and Penetration Testing |
VAaaS |
Vulnerability Assessment as a Service |
VC |
Video Conferencing |
VFT |
Value Free Transfers |
VGF |
Viability Gap Funding |
VOICE |
Voicing Opinion to Inspire, Contribute, and Excel |
VRR |
Variable Rate Repo/Voluntary Retention Route |
VRRR |
Variable Rate Reverse Repo |
WACR |
Weighted Average Call Rate |
WADTDR |
Weighted Average Domestic Term Deposit Rate |
WAFaaS |
Web Application Firewall as a Service |
WALR |
Weighted Average Lending Rate |
WAM |
Weighted Average Maturity |
WAS |
Weighted Average Spread |
WAY |
Weighted Average Yield |
WB |
World Bank |
WEO |
World Economic Outlook |
WG |
Working Group |
WLA |
White Label ATM |
WLAOs |
White Label ATM Operators |
WMA |
Ways and Means Advances |
WPI |
Wholesale Price Index |
WPR |
Worker Population Ratio |
WTO |
World Trade Organisation |
XBRL |
eXtensible Business Reporting Language |
XML |
eXtensible Markup Language |
ZIs |
Zonal Inspectorates |
ZTCs |
Zonal Training Centres |