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જુલાઈ 13, 2004
Capital Investment Subsidy Scheme for construction/renovation/expansion of rural godowns

RBI/2004-05/39 RPCD.CO.RF.BC.4/07.02.03/2003-04 July 13, 2004 The Chairman/Managing Director All State Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns Please refer to the circular No. 92/ICD-20/2002-03 dated April 12, 2002 issued to you by NABARD on the above subject. 2. In this connection, we advise that the subsidy admissible to promoters under this scheme will be retained in "Subsidy Reserve Fun

RBI/2004-05/39 RPCD.CO.RF.BC.4/07.02.03/2003-04 July 13, 2004 The Chairman/Managing Director All State Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns Please refer to the circular No. 92/ICD-20/2002-03 dated April 12, 2002 issued to you by NABARD on the above subject. 2. In this connection, we advise that the subsidy admissible to promoters under this scheme will be retained in "Subsidy Reserve Fun

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જુલાઈ 12, 2004
Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances
RBI/2004-05/37RPCD.CO.RF.BC.No.3/07.37.02/2003-04 July 12, 2004 All State Co-operative Banks and Central Co-operative Banks Dear Sir, Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances Please refer to our circular RPCD.CO.RF.BC.No.70/07.37.02/2001-02 dated March 27, 2002 on the above subject. As per the extant norms, advances granted for direct agricultural purposes are treated as NPA, where interest and/or instalment
RBI/2004-05/37RPCD.CO.RF.BC.No.3/07.37.02/2003-04 July 12, 2004 All State Co-operative Banks and Central Co-operative Banks Dear Sir, Prudential Norms on Income Recognition Asset Classification and Provisioning - Agricultural advances Please refer to our circular RPCD.CO.RF.BC.No.70/07.37.02/2001-02 dated March 27, 2002 on the above subject. As per the extant norms, advances granted for direct agricultural purposes are treated as NPA, where interest and/or instalment
જુલાઈ 08, 2004
Flow of Credit to Agriculture - Announcements made by the Union Finance Minister
RBI/ 2004-05/ 25 RPCD. Plan. BC. 2 / 04.09.01/ 2004-05 July 08, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister Please refer to our circular RPCD. Plan. BC. 92/ 04.09.01/ 2003-04 dated June 28, 2004 on the above subject. As advised therein, a format for monitoring restructuring/ one-time settlement of agricultural loans as als
RBI/ 2004-05/ 25 RPCD. Plan. BC. 2 / 04.09.01/ 2004-05 July 08, 2004 The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister Please refer to our circular RPCD. Plan. BC. 92/ 04.09.01/ 2003-04 dated June 28, 2004 on the above subject. As advised therein, a format for monitoring restructuring/ one-time settlement of agricultural loans as als
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જૂન 24, 2004
Flow of Credit to Agriculture - Announcements made by the Union Finance Minister
RBI/2004/266RPCD. No. Plan. BC. 92 / 04.09.01/ 2004-05 June 24, 2004The Chairman/ Managing Director/Chief Executive Officer(All scheduled commercial banks)Dear Sir, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister The Hon'ble Finance Minster, Government of India has announced certain measures for improving flow of credit to agriculture, which are required to be implemented by all scheduled commercial banks. Accordingly, banks may take a
RBI/2004/266RPCD. No. Plan. BC. 92 / 04.09.01/ 2004-05 June 24, 2004The Chairman/ Managing Director/Chief Executive Officer(All scheduled commercial banks)Dear Sir, Flow of Credit to Agriculture - Announcements made by the Union Finance Minister The Hon'ble Finance Minster, Government of India has announced certain measures for improving flow of credit to agriculture, which are required to be implemented by all scheduled commercial banks. Accordingly, banks may take a
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મે 25, 2004
Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs)
RBI/2004/218RPCD.RRB.No.BC.88 /03.05.34/2003-04 May 25 , 2004 All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs) Please refer to Circular DBOD.No.Leg.BC.84/C-672/86 dated August 8, 1986 issued by our Department of Banking Operations and Development advising all commercial banks/RRBs to declare one day in a week as Non-Public Business Working Day (NPBWD) for t
RBI/2004/218RPCD.RRB.No.BC.88 /03.05.34/2003-04 May 25 , 2004 All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Review of Non-Public Business Working Day (NPBWD) observed by rural branches of Regional Rural Banks(RRBs) Please refer to Circular DBOD.No.Leg.BC.84/C-672/86 dated August 8, 1986 issued by our Department of Banking Operations and Development advising all commercial banks/RRBs to declare one day in a week as Non-Public Business Working Day (NPBWD) for t
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મે 20, 2004
Valuation of investment in SLR/Approved Securities by RRBs
RPCD.RRB.BC.No.83/03.05.34/2003-04May 20, 2004 RBI/2004/209 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Valuation of investment in SLR/Approved Securities by RRBs Please refer to our circulars Nos.RPCD.RRB.BC.48 &66/03.05.34/2002-03 dated 25 November 2002 and 23 January 2003 respectively on the above subject. 2. The matter has been reviewed and it has been decided that the exemption granted to RRBs up to the financial year 2003-04 from 'mar
RPCD.RRB.BC.No.83/03.05.34/2003-04May 20, 2004 RBI/2004/209 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir/Madam, Valuation of investment in SLR/Approved Securities by RRBs Please refer to our circulars Nos.RPCD.RRB.BC.48 &66/03.05.34/2002-03 dated 25 November 2002 and 23 January 2003 respectively on the above subject. 2. The matter has been reviewed and it has been decided that the exemption granted to RRBs up to the financial year 2003-04 from 'mar
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મે 18, 2004
Credit Flow to Agriculture - Agricultural Loans - Waiver of Margin/Security Requirements
RBI/2004/217 RPCD. Plan. BC. No. 87 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Credit Flow to Agriculture - Agricultural Loans – Waiver of Margin/Security Requirements Please refer to our circular RPCD. No. PLFS. BC. 123/05.05.18/1997-98 dated May 20, 1998 wherein banks were advised to use their discretion on matters relating to margin/security requirements for agricultur
RBI/2004/217 RPCD. Plan. BC. No. 87 /04.09.01/2003-04 May 18, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs) and Local Area Banks Dear Sir, Credit Flow to Agriculture - Agricultural Loans – Waiver of Margin/Security Requirements Please refer to our circular RPCD. No. PLFS. BC. 123/05.05.18/1997-98 dated May 20, 1998 wherein banks were advised to use their discretion on matters relating to margin/security requirements for agricultur
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મે 12, 2004
Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts)
RBI/2004/196 RPCD.CO.RF.BC. No. 81 /07.38.01/2003-04 May 12, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) Please refer to our Circular RPCD.CO.RF.BC.No.34/07.38.01/2003-04 dated October 18, 2003 specifying interest rates on deposits of money accepted or renewed under different categories of NRE accounts. It has been decided to effect the undern
RBI/2004/196 RPCD.CO.RF.BC. No. 81 /07.38.01/2003-04 May 12, 2004 All State Co-operative Banks and District Central Co-operative Banks Dear Sir, Interest rates on Deposits under Non-Resident (External) Rupee Accounts (NRE Accounts) Please refer to our Circular RPCD.CO.RF.BC.No.34/07.38.01/2003-04 dated October 18, 2003 specifying interest rates on deposits of money accepted or renewed under different categories of NRE accounts. It has been decided to effect the undern
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મે 08, 2004
Bad /doubtful loans under SJSRY - Adjustment of subsidy amount
RBI/2004/194 RPCD.SP.BC. No. 80 /09.16.01/2003-04 May 8, 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Excluding RRBs) - as per list - Dear Sir, Bad /doubtful loans under SJSRY – Adjustment of subsidy amount Please refer to our circular RPCD. SP.BC. No.66 /09.16.01/2001-02 dated March 7, 2002 wherein banks were advised about the accounting procedure for subsidy under the Scheme. 2. In this connection it has been decided that the subsid
RBI/2004/194 RPCD.SP.BC. No. 80 /09.16.01/2003-04 May 8, 2004 The Chairman / Managing Director, All Indian Scheduled Commercial Banks, (Excluding RRBs) - as per list - Dear Sir, Bad /doubtful loans under SJSRY – Adjustment of subsidy amount Please refer to our circular RPCD. SP.BC. No.66 /09.16.01/2001-02 dated March 7, 2002 wherein banks were advised about the accounting procedure for subsidy under the Scheme. 2. In this connection it has been decided that the subsid
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એપ્રિલ 30, 2004
Lead Bank Scheme - Allotment of Districts to Lead District Officers

RBI.2004/185 RPCD.LBS.ROC.78/02.01.01/2003-04 30 April 2004 The Regional Director/Officer-in-Charge Reserve Bank of India (All RBI Offices) Dear Sir, Lead Bank Scheme – Allotment of Districts to Lead District Officers Please refer to our Circular RPCD.No.LBS.266/08.01.03/95-96 dated February 8, 1996 regarding reinduction of LDOs in terms of which each LDO was to be assigned 3 districts. Although certain Regional Offices were reported to have allotted more than 3 distr

RBI.2004/185 RPCD.LBS.ROC.78/02.01.01/2003-04 30 April 2004 The Regional Director/Officer-in-Charge Reserve Bank of India (All RBI Offices) Dear Sir, Lead Bank Scheme – Allotment of Districts to Lead District Officers Please refer to our Circular RPCD.No.LBS.266/08.01.03/95-96 dated February 8, 1996 regarding reinduction of LDOs in terms of which each LDO was to be assigned 3 districts. Although certain Regional Offices were reported to have allotted more than 3 distr

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