Notifications -Regulating Co-operative Banking - આરબીઆઈ - Reserve Bank of India
notifications
મે 26, 2006
UCBs advised to display Service Charges in their branches/on Website
RBI/ 2005-06/392 UBD. (PCB).Cir.No.54/09.39.000/05-06 May 26, 2006The Chief Executive Officers of All Primary (Urban Co-operative Banks)Dear Sir/Madam, Annual Policy Statement for the year 2006-07- Fair Practices Code- Display of Bank Charges-UCBs Please refer to the paragraph 162 of the Annual Policy Statement for the year 2006-07, a copy of which is enclosed.2. As per extant instructions, the decision to prescribe service charges is left to the discretion of the Boa
RBI/ 2005-06/392 UBD. (PCB).Cir.No.54/09.39.000/05-06 May 26, 2006The Chief Executive Officers of All Primary (Urban Co-operative Banks)Dear Sir/Madam, Annual Policy Statement for the year 2006-07- Fair Practices Code- Display of Bank Charges-UCBs Please refer to the paragraph 162 of the Annual Policy Statement for the year 2006-07, a copy of which is enclosed.2. As per extant instructions, the decision to prescribe service charges is left to the discretion of the Boa
એપ્રિલ 28, 2006
UCBs- Faciltities at Extension Counters
RBI/2005-06/ 380 UBD.LS. (PCB).No. 49 / 07.01.000/2005-06 April 28, 2006 Chief Executive Officers of Primary (Urban) Cooperative Banks Dear Sir, Facilities at Extension Counters by Primary ( Urban) Cooperative Banks Please refer to para 4.1 of our circular UBD.BL.No. 5/ 07.01.00/2003-04 dated July 22, 2003 on the captioned subject. 2. With a view to enable the banks to provide better customer service, it has been decided to allow them to undertake following limited tr
RBI/2005-06/ 380 UBD.LS. (PCB).No. 49 / 07.01.000/2005-06 April 28, 2006 Chief Executive Officers of Primary (Urban) Cooperative Banks Dear Sir, Facilities at Extension Counters by Primary ( Urban) Cooperative Banks Please refer to para 4.1 of our circular UBD.BL.No. 5/ 07.01.00/2003-04 dated July 22, 2003 on the captioned subject. 2. With a view to enable the banks to provide better customer service, it has been decided to allow them to undertake following limited tr
એપ્રિલ 28, 2006
Installation of Automated Teller Machines (ATMs)-UCBs
RBI/2005-06/379 UBD (PCB) BPD Cir No. 50/09.69.000/2005-06 April 28, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Installation of Automated Teller Machines (ATMs)-UCBs Please refer to the announcement made in the Annual Policy Statement for the year 2006-07 to permit well-managed scheduled and non-scheduled UCBs to set up select off-site/ on-site ATMs, based on the recommendation of the concerned TAFCUB. 2. In supercessio
RBI/2005-06/379 UBD (PCB) BPD Cir No. 50/09.69.000/2005-06 April 28, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Installation of Automated Teller Machines (ATMs)-UCBs Please refer to the announcement made in the Annual Policy Statement for the year 2006-07 to permit well-managed scheduled and non-scheduled UCBs to set up select off-site/ on-site ATMs, based on the recommendation of the concerned TAFCUB. 2. In supercessio
એપ્રિલ 20, 2006
UCBs - Interest Rates on NRE Deposits
RBI/2005-06/370 UBD.(PCB). BPD.No. Cir 48 /13.01.000/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD.PCB.Cir 17/13.01.000/2005-06 dated November 22, 2005 read with UBD (PCB) BPD Cir No. 42/13.01.000/2005-06 dated April 5, 2006 on the captioned subject. 2. On a review, it has been decided that until further
RBI/2005-06/370 UBD.(PCB). BPD.No. Cir 48 /13.01.000/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD.PCB.Cir 17/13.01.000/2005-06 dated November 22, 2005 read with UBD (PCB) BPD Cir No. 42/13.01.000/2005-06 dated April 5, 2006 on the captioned subject. 2. On a review, it has been decided that until further
એપ્રિલ 20, 2006
Guidelines for Relief Measures by Banks to Poultry Industry - UCBs
RBI/ 2005-06/369 UBD.CO. (PCB) Cir. No.47 /09.14.001/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry
RBI/ 2005-06/369 UBD.CO. (PCB) Cir. No.47 /09.14.001/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry
એપ્રિલ 19, 2006
Bills discounted under LC - Risk Weight and Exposure Norms - UCBs
RBI/2005-06/367 UBD.(PCB).BPD.Cir No: 46/13.05.000/2005-06 April 19, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Bills discounted under LC – Risk Weight and Exposure Norms - UCBs Please refer to our circular UBD.BPD.PCB.cir. 37/13.05.00/2003-04 dated March 16, 2004. In terms of para 2 (iv) of the circular, the credit exposure on account of bills purchased / discounted / negotiated under LCs or otherwise should be reckone
RBI/2005-06/367 UBD.(PCB).BPD.Cir No: 46/13.05.000/2005-06 April 19, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Bills discounted under LC – Risk Weight and Exposure Norms - UCBs Please refer to our circular UBD.BPD.PCB.cir. 37/13.05.00/2003-04 dated March 16, 2004. In terms of para 2 (iv) of the circular, the credit exposure on account of bills purchased / discounted / negotiated under LCs or otherwise should be reckone
એપ્રિલ 13, 2006
Distribution of units of Mutual Funds- UCBs
RBI/2005-06/360 UBD.BPD(PCB) Cir.No.44/ 09.18.100/2005-06 April 13, 2006. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir /Madam, Distribution of units of Mutual Funds- UCBs We have been receiving requests from banks and their Associations/ Federations for marketing of units of Mutual Funds as agents. The matter has been examined and it has been decided that primary (urban) co-operative banks (UCBs) registered in states, which have sign
RBI/2005-06/360 UBD.BPD(PCB) Cir.No.44/ 09.18.100/2005-06 April 13, 2006. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir /Madam, Distribution of units of Mutual Funds- UCBs We have been receiving requests from banks and their Associations/ Federations for marketing of units of Mutual Funds as agents. The matter has been examined and it has been decided that primary (urban) co-operative banks (UCBs) registered in states, which have sign
એપ્રિલ 05, 2006
Interest Rates on Non-Resident Deposits - UCBs
RBI/2005-06/354 UBD.(PCB)CO.BPD.Cir No. 42/13.01.000/ 2005-06 April 5, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Interest Rates on Non-Resident Deposits - UCBs Please refer to our circular UBD.PCB.No.Cir17/13.01.000/2005-06 dated November 22, 2005 on the captioned subject in terms of which interest rates on fresh repatriable Non-Resident (External) Rupee (NRE) Term deposits for one to three years should not exceed the LIBOR/
RBI/2005-06/354 UBD.(PCB)CO.BPD.Cir No. 42/13.01.000/ 2005-06 April 5, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Interest Rates on Non-Resident Deposits - UCBs Please refer to our circular UBD.PCB.No.Cir17/13.01.000/2005-06 dated November 22, 2005 on the captioned subject in terms of which interest rates on fresh repatriable Non-Resident (External) Rupee (NRE) Term deposits for one to three years should not exceed the LIBOR/
માર્ચ 29, 2006
UCBs - Investment Portfolio - Classification & Valuation of Investments
RBI/2005-06/341 UBD (PCB).BPD. Cir. 41 /16.20.000/2005-06 March 29, 2006 @@NBSP@@ The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Investment portfolio of Urban Co-operative Banks (UCBs) - Classification and Valuation of Investments As you are aware, as per the extant instructions, the primary (urban) cooperative banks are allowed to shift securities from AFS/HFT to HTM category and vice versa once at the beginning of the year. I
RBI/2005-06/341 UBD (PCB).BPD. Cir. 41 /16.20.000/2005-06 March 29, 2006 @@NBSP@@ The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Investment portfolio of Urban Co-operative Banks (UCBs) - Classification and Valuation of Investments As you are aware, as per the extant instructions, the primary (urban) cooperative banks are allowed to shift securities from AFS/HFT to HTM category and vice versa once at the beginning of the year. I
માર્ચ 24, 2006
Currency Chest facility for UCBs
RBI/2005-06/337 UBD(PCB).Cir.No.39/ 09.17.500/2005-06 March 24, 2006. The Chief Executive Officers of all Primary (urban) Co-operative Banks Dear Sir, Currency Chest facility for UCBs As you are aware, an announcement was made in the Mid Term Review of the Annual Policy Statement for the year 2005-06 to extend currency chest facility to scheduled UCBs registered under the Multi State Co-operative Societies Act, 2002 and under the State Acts, where the State government
RBI/2005-06/337 UBD(PCB).Cir.No.39/ 09.17.500/2005-06 March 24, 2006. The Chief Executive Officers of all Primary (urban) Co-operative Banks Dear Sir, Currency Chest facility for UCBs As you are aware, an announcement was made in the Mid Term Review of the Annual Policy Statement for the year 2005-06 to extend currency chest facility to scheduled UCBs registered under the Multi State Co-operative Societies Act, 2002 and under the State Acts, where the State government
માર્ચ 21, 2006
UCBs - PMLA, 2002 - Obligation of Banks
RBI/ 2005-06 /330 UBD.BPD.Cir No.38 /09.16.100/2005-06 March 21, 2006 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder - UCBs Please refer to our circular UBD.PCB.Cir. 30 / 09.161.00/2004-05 dated December 15, 2004 on KYC Guidelines -Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three
RBI/ 2005-06 /330 UBD.BPD.Cir No.38 /09.16.100/2005-06 March 21, 2006 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder - UCBs Please refer to our circular UBD.PCB.Cir. 30 / 09.161.00/2004-05 dated December 15, 2004 on KYC Guidelines -Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three
માર્ચ 09, 2006
UCBs - Debt Restructuring Mechanism for SMEs
RBI/2005-06/323 UBD.BPD.Cir.No.36/09.09.001/05-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, the following guidelines are issued for restructuring of debt of all eligible s
RBI/2005-06/323 UBD.BPD.Cir.No.36/09.09.001/05-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, the following guidelines are issued for restructuring of debt of all eligible s
માર્ચ 09, 2006
Provision of Note Counting Machines on the counters - UCBs
RBI/2005-06/322 UBD. BPD. Cir 35 / 09.73.000 / 2005-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Provision of Note Counting Machines on the counters - UCBs Please refer to our circular UBD.Plan.PCB. 33 / 09.73.00 / 99-2000 dated 13 May 2000 regarding securing of currency note packets with paper bands and avoiding stapling / stitching of note packets. In terms of paragraph 4 of the circular referred to
RBI/2005-06/322 UBD. BPD. Cir 35 / 09.73.000 / 2005-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Provision of Note Counting Machines on the counters - UCBs Please refer to our circular UBD.Plan.PCB. 33 / 09.73.00 / 99-2000 dated 13 May 2000 regarding securing of currency note packets with paper bands and avoiding stapling / stitching of note packets. In terms of paragraph 4 of the circular referred to
માર્ચ 02, 2006
Advances against Gold Ornaments and Jewellery - UCBs
RBI/2005-06/311 UBD.PCB.Cir.No. 34 /13.05.000/2005-06 March 2, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir Advances against Gold Ornaments and Jewellery - UCBs As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore, banks would find granting of advances against the security of such hallmarked jewellery safer and easier. Preferential treatm
RBI/2005-06/311 UBD.PCB.Cir.No. 34 /13.05.000/2005-06 March 2, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir Advances against Gold Ornaments and Jewellery - UCBs As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore, banks would find granting of advances against the security of such hallmarked jewellery safer and easier. Preferential treatm
ફેબ્રુ 17, 2006
Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A
RBI/2005-06/302 UBD(PCB).Cir.No.31 /16.26.00/2005-06 February 17, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD.No.BR.Cir/42/16.26.00/200-01 dated April 19, 2001 on the above subject advising Primary (Urban) Co-operative Banks (UCBs) to maintain a certain percent
RBI/2005-06/302 UBD(PCB).Cir.No.31 /16.26.00/2005-06 February 17, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD.No.BR.Cir/42/16.26.00/200-01 dated April 19, 2001 on the above subject advising Primary (Urban) Co-operative Banks (UCBs) to maintain a certain percent
જાન્યુ 30, 2006
UCBs - Credit Exposure Limit
RBI/2005-06/291 UBD.PCB.Cir.No.29/13.05.000/2005-06 January 30, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Maximum limit on Advances – Limits on credit exposure to Individuals/ Group of borrowers - UCBs Please refer to paragraph 2 (a) of our circular UBD.DS.cir No:44/13.05.00/2004-05 dated April 15, 2005 on the captioned subject in terms of which the sanctioned limit or outstanding whichever is higher shall be reckoned
RBI/2005-06/291 UBD.PCB.Cir.No.29/13.05.000/2005-06 January 30, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam, Maximum limit on Advances – Limits on credit exposure to Individuals/ Group of borrowers - UCBs Please refer to paragraph 2 (a) of our circular UBD.DS.cir No:44/13.05.00/2004-05 dated April 15, 2005 on the captioned subject in terms of which the sanctioned limit or outstanding whichever is higher shall be reckoned
જાન્યુ 30, 2006
UCBs prohibited from crediting Account Payee Cheque proceeds to Third Party Account
RBI/2005-06/292 UBD. BPD.Cir. No.30 /14.01.062/ 2005-06 January 30, 2006 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account As banks are aware, an account payee cheque is required to be collected for the payee constituent. As regards account payee cheques drawn in favour of UCBs, banks which credit cheques drawn in their favour by other banks marked
RBI/2005-06/292 UBD. BPD.Cir. No.30 /14.01.062/ 2005-06 January 30, 2006 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account As banks are aware, an account payee cheque is required to be collected for the payee constituent. As regards account payee cheques drawn in favour of UCBs, banks which credit cheques drawn in their favour by other banks marked
જાન્યુ 24, 2006
Amortization of expenses incurred on software - UCBs
RBI/2005-06/286 UBD. BPD. PCB. Cir. No. 28 /12.05.001/2005-06 January 24 , 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir / Madam, Amortization of expenses incurred on software - UCBs Please refer to our circular UBD. BPD.PCB.Cir.7/09.50.00/2003-04 dated August 5, 2003 in terms of which UCBs are allowed to charge depreciation on computers on a straight-line method at the rate of 33.33 per cent per annum. In this context it is obse
RBI/2005-06/286 UBD. BPD. PCB. Cir. No. 28 /12.05.001/2005-06 January 24 , 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir / Madam, Amortization of expenses incurred on software - UCBs Please refer to our circular UBD. BPD.PCB.Cir.7/09.50.00/2003-04 dated August 5, 2003 in terms of which UCBs are allowed to charge depreciation on computers on a straight-line method at the rate of 33.33 per cent per annum. In this context it is obse
જાન્યુ 09, 2006
Scheme for Small Enterprises Financial Centres (SEFCs)
RBI/2005-06/274 UBD.PCB.Cir No. 25/09.09.001/2005-06 January 9, 2006 The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir/ Madam, Scheme for Small Enterprises Financial Centres (SEFCs) Please refer to the announcement made by the Governor in paragraph No.84 of the Annual Policy Statement 2005-06 regarding formulation of a scheme of strategic alliance between branches of banks and SIDBI located in the clusters. A copy of the scheme for "Smal
RBI/2005-06/274 UBD.PCB.Cir No. 25/09.09.001/2005-06 January 9, 2006 The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir/ Madam, Scheme for Small Enterprises Financial Centres (SEFCs) Please refer to the announcement made by the Governor in paragraph No.84 of the Annual Policy Statement 2005-06 regarding formulation of a scheme of strategic alliance between branches of banks and SIDBI located in the clusters. A copy of the scheme for "Smal
ડિસે 05, 2005
Maximum Limit on Advances-Limits on Unsecured Advances to Single Party/Connected Group
RBI/2005-06/226 UBD. PCB.Cir. No.22/13.05.000/05-06 December 5, 2005. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Maximum Limit on Advances-Limits on Unsecured Advances to Single Party/Connected Group- Please refer to our directives UBD.No.DS.PCB.Dir/16/13.05.00/96-97 dated November 11, 1996 on the above subject. 2. As per the extant instructions, Primary (Urban) Co-operative Banks (UCB) are permitted to grant unsecured advanc
RBI/2005-06/226 UBD. PCB.Cir. No.22/13.05.000/05-06 December 5, 2005. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam Maximum Limit on Advances-Limits on Unsecured Advances to Single Party/Connected Group- Please refer to our directives UBD.No.DS.PCB.Dir/16/13.05.00/96-97 dated November 11, 1996 on the above subject. 2. As per the extant instructions, Primary (Urban) Co-operative Banks (UCB) are permitted to grant unsecured advanc
પેજની છેલ્લી અપડેટની તારીખ: ઑક્ટોબર 24, 2024