Notifications -Regulating Co-operative Banking - આરબીઆઈ - Reserve Bank of India
notifications
ઑક્ટો 16, 2008
Maintenance of Cash Reserve Ratio - Urban Co-operative Banks
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
પીડીએફ (
ઑક્ટો 16, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
ઑક્ટો 16, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
ઑક્ટો 15, 2008
Savings Bonds now eligible as Collateral for Loans
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
ઑક્ટો 10, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
ઑક્ટો 07, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
ઑક્ટો 01, 2008
Payment of interest on accounts frozen - UCBs
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
સપ્ટે 30, 2008
Treatment of deposits with DCCB / SCB as SLR
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
સપ્ટે 26, 2008
UCBs - Acquisition of Accommodation on Lease/Rental Basis
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
સપ્ટે 22, 2008
Revival of the Interest -tax Act 1974-Collection from borrowers
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde
સપ્ટે 19, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/184 UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on Sep
RBI/2008-09/184 UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on Sep
સપ્ટે 19, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/185 UBD BPD. AD Cir No.17 /13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.2 /13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on September 16, 2008, the interest rates on FCNR (B) Deposits will
RBI/2008-09/185 UBD BPD. AD Cir No.17 /13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.2 /13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on September 16, 2008, the interest rates on FCNR (B) Deposits will
સપ્ટે 18, 2008
Display of information relating to Interest Rates and Service Charges - Rates at a quick glance
RBI/2008-09/ 181 UBD. PCB. Cir. No. 15 /12.05.001/2008-09 September 18, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular UBD. PCB. Cir. No. 10/12.05.001/2008-09 dated September 1, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised@@NBSP@@ them to display information i
RBI/2008-09/ 181 UBD. PCB. Cir. No. 15 /12.05.001/2008-09 September 18, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular UBD. PCB. Cir. No. 10/12.05.001/2008-09 dated September 1, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised@@NBSP@@ them to display information i
સપ્ટે 17, 2008
Liquidity Risk Management System in Tier I UCBs- Guidelines
RBI/2008-09/174 UBD. PCB. Cir. No12/12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Liquidity Risk Management System in Tier I UCBs- Guidelines As you may be aware a comprehensive Asset Liability Management (ALM) including Liquidity Risk Management guidelines have been prescribed for scheduled UCBs. These guidelines have been extended to other Tier II as well. 2. Liquidity is the ability of a ba
RBI/2008-09/174 UBD. PCB. Cir. No12/12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Liquidity Risk Management System in Tier I UCBs- Guidelines As you may be aware a comprehensive Asset Liability Management (ALM) including Liquidity Risk Management guidelines have been prescribed for scheduled UCBs. These guidelines have been extended to other Tier II as well. 2. Liquidity is the ability of a ba
સપ્ટે 17, 2008
Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) -
RBI/2008-09/175 UBD. PCB. Cir. No 13 /12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) - As you are aware, Urban Co-operative Banks (UCBs) are now operating in a fairly deregulated environment and are required to determine their own interest rates on deposits (other than saving account) and interest
RBI/2008-09/175 UBD. PCB. Cir. No 13 /12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) - As you are aware, Urban Co-operative Banks (UCBs) are now operating in a fairly deregulated environment and are required to determine their own interest rates on deposits (other than saving account) and interest
સપ્ટે 17, 2008
Guidelines on Asset-Liability Management (ALM) System - Amendments-Scheduled UCBs
RBI/2008-09/176 UBD.PCB.Cir.No. 3/12.05.001/08-09 September 17, 2008 The Chief Executive Officer of all Scheduled Primary (Urban) Co-operative Banks. Dear Sir/Madam Guidelines on Asset-Liability Management (ALM) System – Amendments-Scheduled UCBs As you are aware, Reserve Bank had issued guidelines on ALM system vide circular dated April 15, 2002 which covered, among others, interest rate risk and liquidity risk measurement/reporting framework and prudential limits. F
RBI/2008-09/176 UBD.PCB.Cir.No. 3/12.05.001/08-09 September 17, 2008 The Chief Executive Officer of all Scheduled Primary (Urban) Co-operative Banks. Dear Sir/Madam Guidelines on Asset-Liability Management (ALM) System – Amendments-Scheduled UCBs As you are aware, Reserve Bank had issued guidelines on ALM system vide circular dated April 15, 2002 which covered, among others, interest rate risk and liquidity risk measurement/reporting framework and prudential limits. F
સપ્ટે 17, 2008
Introduction of Currency Futures - UCBs
RBI/2008-09/178 UBD.PCB.Cir.No. 14/16.12.000/ 08-09 September 17, 2008. The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Introduction of Currency Futures - UCBs As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the proposal to introduce exchange traded Cu
RBI/2008-09/178 UBD.PCB.Cir.No. 14/16.12.000/ 08-09 September 17, 2008. The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Introduction of Currency Futures - UCBs As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the proposal to introduce exchange traded Cu
સપ્ટે 05, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs
RBI/2008-09/ 157 UBD.PCB.Cir.No.11 /13.05.000/2008-09 September 5, 2008 The Chief Executive Officer of all Primary (Urban) co-operative banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 @@NBSP@@dated May 23, 2008, forwarding therewith the Agricultural Debt Waiver and Debt Relief Scheme 2008, and our subsequent circular UBD.PCB.Cir.No.50/13.05.000/07-0
RBI/2008-09/ 157 UBD.PCB.Cir.No.11 /13.05.000/2008-09 September 5, 2008 The Chief Executive Officer of all Primary (Urban) co-operative banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 @@NBSP@@dated May 23, 2008, forwarding therewith the Agricultural Debt Waiver and Debt Relief Scheme 2008, and our subsequent circular UBD.PCB.Cir.No.50/13.05.000/07-0
સપ્ટે 01, 2008
Display of information by banks - Comprehensive Notice Board
RBI/2008-09/151 UBD. PCB. Cir. No. 10 /12.05.001/2008-09 September 1, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting@@NBSP@@ financial education. This display enables customers to make informed decisions regarding products and services of the bank and be aware of their rights as also
RBI/2008-09/151 UBD. PCB. Cir. No. 10 /12.05.001/2008-09 September 1, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting@@NBSP@@ financial education. This display enables customers to make informed decisions regarding products and services of the bank and be aware of their rights as also
સપ્ટે 01, 2008
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2008-09/150 UBD.BPD (PCB) Cir No: 9 /13.01.000/2008-09 September 1, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.50/13.01.00/2000-2001@@NBSP@@dated April 19, 2001 on applicability of interest rates on renewal of overdue deposits. Further, as per the extant instructions, accounts which have not been operated upon ov
RBI/2008-09/150 UBD.BPD (PCB) Cir No: 9 /13.01.000/2008-09 September 1, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.50/13.01.00/2000-2001@@NBSP@@dated April 19, 2001 on applicability of interest rates on renewal of overdue deposits. Further, as per the extant instructions, accounts which have not been operated upon ov
ઑગસ્ટ 28, 2008
Grievance Redressal Mechanism in banks
RBI/2008-09/144UBD. CO. BPD (PCB). No. 8 /09.39.000 / 2008 – 09August 28, 2008ToThe Chief Executive OfficersAll Primary (Urban) Co-operative BanksDear Sir / Madam,Grievance Redressal Mechanism in banksPlease refer to our circular UBD. BPD. (PCB) No. 31/12.05.001/2006-07 dated March 9, 2007 advising urban co-operative banks to implement the recommendations of the Working Group that had been set up to formulate a scheme for ensuring reasonableness of bank charges. One o
RBI/2008-09/144UBD. CO. BPD (PCB). No. 8 /09.39.000 / 2008 – 09August 28, 2008ToThe Chief Executive OfficersAll Primary (Urban) Co-operative BanksDear Sir / Madam,Grievance Redressal Mechanism in banksPlease refer to our circular UBD. BPD. (PCB) No. 31/12.05.001/2006-07 dated March 9, 2007 advising urban co-operative banks to implement the recommendations of the Working Group that had been set up to formulate a scheme for ensuring reasonableness of bank charges. One o
ઑગસ્ટ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
જુલાઈ 31, 2008
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs
RBI/2008-09/111 UBD. PCB.Cir.No. 5/13.05.000/08-09 July 30, 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief scheme for farmers,
RBI/2008-09/111 UBD. PCB.Cir.No. 5/13.05.000/08-09 July 30, 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief scheme for farmers,
જુલાઈ 31, 2008
UCBs - CRR increased
RBI/2008-2009/110 Ref: UBD (PCB).No./ 1/12.03.000/2008-09 July 31, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/386@@NBSP@@ UBD (PCB) Cir. No.6/ 12.03.000/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual M
RBI/2008-2009/110 Ref: UBD (PCB).No./ 1/12.03.000/2008-09 July 31, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/386@@NBSP@@ UBD (PCB) Cir. No.6/ 12.03.000/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual M
જુલાઈ 15, 2008
Instruments for Augmenting Capital Funds-UCBs
RBI/2008-09/96 UBD.PCB.Cir.No.4 /09.18.201/08-09 @@NBSP@@July 15, 2008. The Chief Executive Officer of All Primary (Urban) Co-operative Banks. @@NBSP@@ Dear Sir/Madam, Instruments for Augmenting Capital Funds-UCBs @@NBSP@@Following the announcement in the Annual Policy Statement for the year 2006-07, the Reserve Bank constituted a Working Group (Chairman: Shri N.S.Vishwanathan) to examine the issues concerning raising of capital by UCBs and identifying alternate instr
RBI/2008-09/96 UBD.PCB.Cir.No.4 /09.18.201/08-09 @@NBSP@@July 15, 2008. The Chief Executive Officer of All Primary (Urban) Co-operative Banks. @@NBSP@@ Dear Sir/Madam, Instruments for Augmenting Capital Funds-UCBs @@NBSP@@Following the announcement in the Annual Policy Statement for the year 2006-07, the Reserve Bank constituted a Working Group (Chairman: Shri N.S.Vishwanathan) to examine the issues concerning raising of capital by UCBs and identifying alternate instr
જુલાઈ 11, 2008
Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose
RBI/2008-09/93 UBD.BPD (PCB) Cir No: 3 /12.05.001/2008-09 July 11, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- As you are aware, in terms of Section 18(1) (c) and 24(2) (a) of the B.R. Act, 1949 (AACS), net balance maintained in current account by the co-operative banks with the following banks are treated as cash for the purpose of CRR/SLR. i) State Bank
RBI/2008-09/93 UBD.BPD (PCB) Cir No: 3 /12.05.001/2008-09 July 11, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- As you are aware, in terms of Section 18(1) (c) and 24(2) (a) of the B.R. Act, 1949 (AACS), net balance maintained in current account by the co-operative banks with the following banks are treated as cash for the purpose of CRR/SLR. i) State Bank
જુલાઈ 03, 2008
Union Budget -2008-09 - Agricultural Debt Waiver and Debt Relief Scheme,2008
RBI/2008-09/89 UBD.PCB. Cir .No.2/13.05.000 /2008-09 July@@NBSP@@ 3, 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam Union Budget -2008-09 – Agricultural Debt Waiver and Debt Relief Scheme,2008 Please refer to our Circular No. UBD.PCB. Cir. No. 58/13.05.000/2007-08 dated June 20, 2008 on the captioned subject. 2.The clarification provided against query No.33 in the above circular has been modified by@@NBSP@@ Govt. of India as under:
RBI/2008-09/89 UBD.PCB. Cir .No.2/13.05.000 /2008-09 July@@NBSP@@ 3, 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam Union Budget -2008-09 – Agricultural Debt Waiver and Debt Relief Scheme,2008 Please refer to our Circular No. UBD.PCB. Cir. No. 58/13.05.000/2007-08 dated June 20, 2008 on the captioned subject. 2.The clarification provided against query No.33 in the above circular has been modified by@@NBSP@@ Govt. of India as under:
જુલાઈ 02, 2008
Prevention of Money Laundering Act, 2002 - Obligation of banks in terms of Rules notified there under - UCBs
RBI/2008-2009/86 UBD. CO. BPD.(PCB) No.1/12.05.001/ 2008-09 July@@NBSP@@@@NBSP@@ 2, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - UCBs Please refer to our circular UBD. CO. BPD. (PCB) No. 38 / 09.16.100/2005-06 dated March 21, 2006 on the captioned subject. In paragraphs 4 & 5 of the said circular, it was advised that banks
RBI/2008-2009/86 UBD. CO. BPD.(PCB) No.1/12.05.001/ 2008-09 July@@NBSP@@@@NBSP@@ 2, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - UCBs Please refer to our circular UBD. CO. BPD. (PCB) No. 38 / 09.16.100/2005-06 dated March 21, 2006 on the captioned subject. In paragraphs 4 & 5 of the said circular, it was advised that banks
જુલાઈ 01, 2008
Master Circular Maintenance of Statutory Reserves Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)
RBI/2008-09/60UBD CO Ret /MC No/ 15/12.03.000/2008-09July 01, 2008Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular Maintenance of Statutory ReservesCash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)The Reserve Bank of India has been periodically issuing instructions to primary (urban) co-operative banks (PCBs) regarding maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) and matters re
RBI/2008-09/60UBD CO Ret /MC No/ 15/12.03.000/2008-09July 01, 2008Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular Maintenance of Statutory ReservesCash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)The Reserve Bank of India has been periodically issuing instructions to primary (urban) co-operative banks (PCBs) regarding maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) and matters re
જુલાઈ 01, 2008
Master Circular - Frauds - Classification and Reporting
RBI/2008- 09/30 DBS.CO.FrMC.BC..No.@@NBSP@@ 16/23.04.001/2008-09 July 01, 2008 The Chief Executives of all Primary (Urban) Co-operative Banks Dear Sir, Frauds – Classification and Reporting Please refer to our letter DBS.CO. FrMC BC No. 2 /23.04.001/2007-08 dated July 02, 2007 forwarding therewith Master Circular on 'Frauds – Classification & Reporting'. It may be noted that the Master Circular consolidates and updates all the instructions issued during the year s
RBI/2008- 09/30 DBS.CO.FrMC.BC..No.@@NBSP@@ 16/23.04.001/2008-09 July 01, 2008 The Chief Executives of all Primary (Urban) Co-operative Banks Dear Sir, Frauds – Classification and Reporting Please refer to our letter DBS.CO. FrMC BC No. 2 /23.04.001/2007-08 dated July 02, 2007 forwarding therewith Master Circular on 'Frauds – Classification & Reporting'. It may be noted that the Master Circular consolidates and updates all the instructions issued during the year s
જૂન 30, 2008
Priority Sector Lending -Revision of Reporting Formats-UCBs
RBI/2007-08/388 UBD.PCB.Cir.No. 58A/09.09.01/ 2007-08 June 30,2008. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending –Revision of Reporting Formats-UCBs. Please refer to our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 forwarding therewith revised guidelines for priority sector lending (PSL) by UCBs and the reporting formats (Statements I,Statement II and Statement III) there under for repo
RBI/2007-08/388 UBD.PCB.Cir.No. 58A/09.09.01/ 2007-08 June 30,2008. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending –Revision of Reporting Formats-UCBs. Please refer to our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 forwarding therewith revised guidelines for priority sector lending (PSL) by UCBs and the reporting formats (Statements I,Statement II and Statement III) there under for repo
જૂન 26, 2008
Scheduled UCBs - Maintenance of CRR
RBI/2007-2008/386 Ref: UBD (PCB).No./6 /12.03.000/2007-08 June 26, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/307 UBD (PCB) Cir. No.5/ 12.03.000/ 2007-08 dated April 30, 2008 on the captioned subject.@@NBSP@@ On review of current global and domestic macroeconomic and financial developm
RBI/2007-2008/386 Ref: UBD (PCB).No./6 /12.03.000/2007-08 June 26, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/307 UBD (PCB) Cir. No.5/ 12.03.000/ 2007-08 dated April 30, 2008 on the captioned subject.@@NBSP@@ On review of current global and domestic macroeconomic and financial developm
જૂન 24, 2008
Wilful Defaulters and action thereagainst -UCBs
RBI/2007-08/377 UBD.PCB.Cir.No.57/16.74.00/2008-09 June 24, 2008 The Chief Executive Officer of All Scheduled Primary (Urban) Urban Co-operative BanksDear Sir/Madam,Wilful Defaulters and action thereagainst –UCBsPlease refer to paragraph 3 of our circular UBD.BR.Cir.1/16.74.00/2002-03 dated August 01, 2002 wherein the term “wilful default” has been defined. @@NBSP@@In this connection, we advise that pursuant to the Hon’ble Supreme Court’s Order relating to writ petiti
RBI/2007-08/377 UBD.PCB.Cir.No.57/16.74.00/2008-09 June 24, 2008 The Chief Executive Officer of All Scheduled Primary (Urban) Urban Co-operative BanksDear Sir/Madam,Wilful Defaulters and action thereagainst –UCBsPlease refer to paragraph 3 of our circular UBD.BR.Cir.1/16.74.00/2002-03 dated August 01, 2002 wherein the term “wilful default” has been defined. @@NBSP@@In this connection, we advise that pursuant to the Hon’ble Supreme Court’s Order relating to writ petiti
જૂન 20, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs
RBI / 2007-08/374 UBD.PCB.Cir.No.58/13.05.000/2007-08 June 20, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs. Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UB
RBI / 2007-08/374 UBD.PCB.Cir.No.58/13.05.000/2007-08 June 20, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs. Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UB
જૂન 17, 2008
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Additional Instructions
RBI/2007-08/370 UBD.PCB.Cir.No. 55/13.05.000/2007-08 June 17, 2008 To The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008- UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 dated May 23, 2008 and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, we forward certain additional instructions f
RBI/2007-08/370 UBD.PCB.Cir.No. 55/13.05.000/2007-08 June 17, 2008 To The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008- UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 dated May 23, 2008 and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, we forward certain additional instructions f
જૂન 17, 2008
UCBs - Valuation of Non-SLR Securities issued by GOI
RBI -2007-08/371 UBD.BPD. (PCB). No 56 /16.20.000/2007-08 June 17, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Valuation of Non-SLR securities issued by the Government of India Please refer to para 12 of our Master Circular UBD. BPD. (PCB) MC. No 2 /16.20.000/2007-08 dated July 2, 2007 on 'Investments by Primary (Urban) Co-operative Banks'. 2. It has been observed that, over the years, the Government of India has, from time to tim
RBI -2007-08/371 UBD.BPD. (PCB). No 56 /16.20.000/2007-08 June 17, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Valuation of Non-SLR securities issued by the Government of India Please refer to para 12 of our Master Circular UBD. BPD. (PCB) MC. No 2 /16.20.000/2007-08 dated July 2, 2007 on 'Investments by Primary (Urban) Co-operative Banks'. 2. It has been observed that, over the years, the Government of India has, from time to tim
જૂન 16, 2008
Branch Licensing Norms for UCBs Liberalised
RBI/2007-08/367 UBD.CO.LS.Cir.No. 52 /07.01.000/2007-08 June 16, 2008 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2008-09- Branch licensing norms for Primary (Urban) Cooperative banks-Liberalisation Please refer to para 211 of the Annual Policy Statement 2008-09 (copy enclosed) in terms of which, it has been decided to liberalise and rationalise the branch licensing norms for well managed and financially sound Primary (Urb
RBI/2007-08/367 UBD.CO.LS.Cir.No. 52 /07.01.000/2007-08 June 16, 2008 All Primary (Urban) Cooperative Banks Dear Sir/Madam Annual Policy Statement for the year 2008-09- Branch licensing norms for Primary (Urban) Cooperative banks-Liberalisation Please refer to para 211 of the Annual Policy Statement 2008-09 (copy enclosed) in terms of which, it has been decided to liberalise and rationalise the branch licensing norms for well managed and financially sound Primary (Urb
જૂન 16, 2008
Claims secured by residential property - Change in limits for risk weights-UCBs
RBI/2007-08/368 UBD.PCB.Cir.No. 53/13.05.000/07-08 June 16, 2008 The Chief Executive Officers of All Primary(Urban) Co-operative Banks @@NBSP@@ Dear Sir/Madam, Claims secured by residential property – Change in limits for risk weights-UCBs Please refer our circular UBD.PCB.Cir.No. 40/13.05.000/06-07 dated May 4, 2007 wherein it was decided to reduce the risk weight on the residential housing loans to individuals from the existing 75 per cent to 50 per cent as a tempor
RBI/2007-08/368 UBD.PCB.Cir.No. 53/13.05.000/07-08 June 16, 2008 The Chief Executive Officers of All Primary(Urban) Co-operative Banks @@NBSP@@ Dear Sir/Madam, Claims secured by residential property – Change in limits for risk weights-UCBs Please refer our circular UBD.PCB.Cir.No. 40/13.05.000/06-07 dated May 4, 2007 wherein it was decided to reduce the risk weight on the residential housing loans to individuals from the existing 75 per cent to 50 per cent as a tempor
જૂન 12, 2008
Banking facilities to the visually challenged - UCBs
RBI/2007-2008/364UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be denied
RBI/2007-2008/364UBD. CO. BPD. (PCB). No51/09.39.000/2007-08 June 12, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Banking facilities to the visually challenged - UCBs It has been brought to the notice of the Reserve Bank that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM/ locker etc. cannot be denied
જૂન 02, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs
RBI /2007-2008/347UBD. PCB.Cir.No.49/13.05.000/2007-08June 2, 2008The Chief Executive Officer,All Primary (Urban) Co-operative Banks Dear Sir,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir. No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, supplementary explanatory instructions issued by Gove
RBI /2007-2008/347UBD. PCB.Cir.No.49/13.05.000/2007-08June 2, 2008The Chief Executive Officer,All Primary (Urban) Co-operative Banks Dear Sir,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir. No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, supplementary explanatory instructions issued by Gove
જૂન 02, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs
RBI / 2007-08/348UBD.PCB.Cir.No.50/13.05.000/2007-08June 2, 2008The Chief Executive Officer,All Primary (Urban) Co-operative Banks Dear Sir,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir. No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UBD.PCB.Cir.No.49/13.05.000/200
RBI / 2007-08/348UBD.PCB.Cir.No.50/13.05.000/2007-08June 2, 2008The Chief Executive Officer,All Primary (Urban) Co-operative Banks Dear Sir,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir. No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UBD.PCB.Cir.No.49/13.05.000/200
મે 26, 2008
Mahila Urban Co-operative Banks-Membership
RBI/2007-2008/334UBD.PCB.Cir.No.48/13.05.007/07-08May 26, 2008The Chief Executive Officers ofAll Mahila Primary (Urban) Co-operative Banks(As per the list enclosed)Dear Sir/Madam,Mahila Urban Co-operative Banks-Membership As per the extant licensing policy and procedures, membership of Mahila UCBs is exclusively confined to women. Mahila banks should not resort to enrolment of male members as ‘A’ category or nominal members except as nominal members for the purpose of
RBI/2007-2008/334UBD.PCB.Cir.No.48/13.05.007/07-08May 26, 2008The Chief Executive Officers ofAll Mahila Primary (Urban) Co-operative Banks(As per the list enclosed)Dear Sir/Madam,Mahila Urban Co-operative Banks-Membership As per the extant licensing policy and procedures, membership of Mahila UCBs is exclusively confined to women. Mahila banks should not resort to enrolment of male members as ‘A’ category or nominal members except as nominal members for the purpose of
મે 26, 2008
Installation of Automatic Teller Machines -UCBs
RBI/2007-2008/332UBD.PCB.Cir.No. 46 /09.69.000/07-08May 26, 2008The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam,Annual Policy Statement for the year 2008-09Installation of Automatic Teller Machines (ATMs) -UCBs. Please refer to our circular UBD.PCB.BPD.Cir.No. 50/09.69.000/05-06 dated April 28, 2006 on the above subject. 2. As announced in the Annual Policy Statement for the year 2008-09 dated April 29, 2008 (extract enclosed), th
RBI/2007-2008/332UBD.PCB.Cir.No. 46 /09.69.000/07-08May 26, 2008The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam,Annual Policy Statement for the year 2008-09Installation of Automatic Teller Machines (ATMs) -UCBs. Please refer to our circular UBD.PCB.BPD.Cir.No. 50/09.69.000/05-06 dated April 28, 2006 on the above subject. 2. As announced in the Annual Policy Statement for the year 2008-09 dated April 29, 2008 (extract enclosed), th
મે 26, 2008
Provisioning Requirement for Standard Assets- UCBs
RBI/2007-08/333 UBD.PCB.Cir.No. 47/09.11.600/07-08 May@@NBSP@@ 26, 2008 The Chief Executive Officers of All Salary Earners' (Urban) Co-operative Banks Provisioning Requirement for Standard Assets- UCBs Please refer to our circular UBD.PCB.Cir.No.30/09.11.600/06-07 dated February 19, 2007 enhancing the provisioning requirement for standard assets in respect of personal loans, loans and advances qualifying as capital market exposure and real estate loans (excluding resi
RBI/2007-08/333 UBD.PCB.Cir.No. 47/09.11.600/07-08 May@@NBSP@@ 26, 2008 The Chief Executive Officers of All Salary Earners' (Urban) Co-operative Banks Provisioning Requirement for Standard Assets- UCBs Please refer to our circular UBD.PCB.Cir.No.30/09.11.600/06-07 dated February 19, 2007 enhancing the provisioning requirement for standard assets in respect of personal loans, loans and advances qualifying as capital market exposure and real estate loans (excluding resi
મે 23, 2008
Agricultural Debt Waiver and Debt Relief Scheme, 2008 -UCBs
RBI/2007-2008/331UBD.PCB.Cir.No. 43/13.05.000/07-08May 23, 2008The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/Madam,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 -UCBsAs you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief Scheme for farmers, for implementation by all scheduled commercial banks, RRBs and co-operative credi
RBI/2007-2008/331UBD.PCB.Cir.No. 43/13.05.000/07-08May 23, 2008The Chief Executive Officersof All Primary(Urban) Co-operative Banks Dear Sir/Madam,Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 -UCBsAs you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief Scheme for farmers, for implementation by all scheduled commercial banks, RRBs and co-operative credi
મે 15, 2008
Undertaking Insurance business-UCBs
RBI/2008/ 323 UBD.PCB.Cir.No.44/09.11.200/07-08 May 15, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2008-09 - Undertaking Insurance business-UCBs. Please refer to para 212 of the Annual Policy Statement for the year 2008-09 dated April 29, 2008 (copy enclosed). 2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum
RBI/2008/ 323 UBD.PCB.Cir.No.44/09.11.200/07-08 May 15, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2008-09 - Undertaking Insurance business-UCBs. Please refer to para 212 of the Annual Policy Statement for the year 2008-09 dated April 29, 2008 (copy enclosed). 2. In terms of our circular UBD.BPD.PCB.Cir.No 35/09.112.00/04-05 dated January 24, 2005, all scheduled UCBs having a minimum
મે 15, 2008
Revision of Individual Housing Loan Limits- UCBs
RBI/2008/322 UBD.PCB.Cir.No.42 /09.09.001/08-09 May 15, 2008 The Chief Executive Officers of All Primary(Urban) Co-operative Banks Dear Sir/Madam, Revision of Individual Housing Loan Limits- Annual Policy Statement for the Year 2008-09-UCBs Please refer to our circular UBD.PCB.Cir.No.16/09.09.001/06-07 dated October 17, 2006 permitting UCBs to extend individual housing loans up to the limit of Rs 25.00 lakh per beneficiary of a dwelling unit. 2. In this connection a r
RBI/2008/322 UBD.PCB.Cir.No.42 /09.09.001/08-09 May 15, 2008 The Chief Executive Officers of All Primary(Urban) Co-operative Banks Dear Sir/Madam, Revision of Individual Housing Loan Limits- Annual Policy Statement for the Year 2008-09-UCBs Please refer to our circular UBD.PCB.Cir.No.16/09.09.001/06-07 dated October 17, 2006 permitting UCBs to extend individual housing loans up to the limit of Rs 25.00 lakh per beneficiary of a dwelling unit. 2. In this connection a r
મે 12, 2008
UCBs - Settlement of Claims in respect of Missing Persons
RBI/2007-08/317 UBD (PCB) BPD Cir No: 45 /13.01.000/2007-08 May 12, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by urban co-operative banks (UCBs) in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of
RBI/2007-08/317 UBD (PCB) BPD Cir No: 45 /13.01.000/2007-08 May 12, 2008 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Settlement of claims in respect of missing persons A query has been raised regarding the system which should be followed by urban co-operative banks (UCBs) in case a claim is received from a nominee / legal heirs for settlement of claim in respect of missing persons. 2. The settlement of claims in respect of
એપ્રિલ 30, 2008
UCBs - Increase in CRR
RBI/2007-2008/307 Ref: UBD (PCB).No./5 /12.03.000/2007-08 April 30,@@NBSP@@ 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/293 UBD (PCB) Cir. No.4/12.03.000/2007-08 dated April 22, 2008 on the captioned subject.@@NBSP@@ As set out in the Governor's Annual Policy statement for the year 2008
RBI/2007-2008/307 Ref: UBD (PCB).No./5 /12.03.000/2007-08 April 30,@@NBSP@@ 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/293 UBD (PCB) Cir. No.4/12.03.000/2007-08 dated April 22, 2008 on the captioned subject.@@NBSP@@ As set out in the Governor's Annual Policy statement for the year 2008
એપ્રિલ 22, 2008
UCBs - CRR Increased
RBI/2007-2008/293 Ref: UBD (PCB).No./4 /12.03.000/2007-08 April 22, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/177 UBD (PCB) Cir. No.3/12.03.000/2007-08 dated November 01, 2007 on the captioned subject. @@NBSP@@On a review of the current liquidity situation, it has been decided to incr
RBI/2007-2008/293 Ref: UBD (PCB).No./4 /12.03.000/2007-08 April 22, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/177 UBD (PCB) Cir. No.3/12.03.000/2007-08 dated November 01, 2007 on the captioned subject. @@NBSP@@On a review of the current liquidity situation, it has been decided to incr
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