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માર્ચ 12, 2007

Loans and advances to directors, relatives and firms/ concerns in which they are interested-UCBs

RBI/2006-2007/285 UBD.PCB.Cir.No. 32/13.05.000/06-07March 12, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir / Madam,Loans and advances to directors, relatives and firms/concerns in which they are interested-UCBsPlease refer to the instructions on the captioned subject contained in our circular UBD.PCB.Cir.50/13.05.00/2002-03 dated April 29, 2003 and the subsequent relaxations advised vide circular no. UBD.PCB.Cir.No.14 /13.05.000/05

પીડીએફ ( 48941 )

માર્ચ 09, 2007

UCBs - Report of the Working Group to formulate a scheme for ensuring reasonableness of bank charges

RBI/2006-2007/284 UBD.@@NBSP@@ CO.@@NBSP@@ BPD.@@NBSP@@ (PCB).@@NBSP@@ No. 31/12.05.001 / 2006-07 March 9, 2007Chief Executive Officers of All Primary (Urban) Co-operative BanksDear Sir / Madam, Report of the Working Group to formulate a scheme for ensuring reasonableness of bank chargesPlease refer to our circulars UBD. BPD. PCB. Cir. 54 / 09.39.000 / 2005-06 dated May 26, 2006 and UBD.PCB.Cir.No.4 /09.39.000/06-07 dated July 24, 2006 on display of service charges by

પીડીએફ ( 36039 )

માર્ચ 01, 2007

UCBs - Maintenance of Cash Reserve Ratio

RBI/2006-2007/271Ref: UBD (PCB).No./3/12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.59/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21 (E) dated January 9, 2007 have notif

પીડીએફ ( 66986 )

માર્ચ 01, 2007

UCBs Maintenance of CRR on Exempted Categories

RBI/2006-2007/272 Ref: UBD (PCB) Cir.No.4 /12.03.000/2006-07March 01, 2007The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir/Madam,Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular UBD (PCB) Cir. No. 60/16.26.000/2005-2006 dated June 22, 2006 on the captioned subject. It has been decided to withdraw the above circular with immediate effect. It has however, been decided that every Scheduled

પીડીએફ ( 50411 )

ફેબ્રુ 19, 2007

Provisioning Requirements for Standard Assets - UCBs

RBI/2006-2007/261 UBD(PCB).Cir.No.30 /09.11.600/06-07 February 19, 2007The Chief Executive Officers ofAll Primary (Urban) Co-operative BanksDear Sir/Madam,Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 - Provisioning Requirement for Standard Assets-UCBsPlease refer to paragraph 84 of the Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 issued on January 31, 2007 (copy of the paragraph enclosed).

પીડીએફ ( 70344 )

ફેબ્રુ 14, 2007

UCBs - CRR Increased

RBI/2006-07/258UBD(PCB) No 2/ 12.03.000/2006-07February 14, 2007The chief Executive Officers ofAll scheduled Primary (urban)Co-operative BanksDear Sir/Madam,Section 42(1) of Reserve Bank of India Act, 1934- maintenance of CRRPlease refer to our circular UBD(PCB)No22/16.26.000/2006-07 dated December 11, 2006 on the captioned subject. On review of the current macroeconomic and monetary conditions, it has been decided to increase the Cash Reserve Ratio (CRR) of scheduled

પીડીએફ ( 50931 )

ફેબ્રુ 05, 2007

UCBs-Interest Rates on NRE Deposits

RBI/2006-2007/248 UBD (PCB) CO BPD Cir No: 28/13.01.000/2006-07 February 5, 2007 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 dated January 31, 2007 (copy of the paragraph enclosed). 2. Interest Rate on Non-Resident (External) Rupee (NRE) Deposits In this c

પીડીએફ ( 59873 )

જાન્યુ 09, 2007

Valuation of Properties-Empanelment of Valuers -UCBs

RBI/2006-2007/230 UBD. PCB. Cir.No.26/13.05.000/06-07 January 9, 2007. The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Valuation of Properties-Empanelment of Valuers -UCBs It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a

પીડીએફ ( 12016 )

ડિસે 28, 2006

Cheque Drop Facility-UCBs

RBI /2006-2007/222 UBD.PCB. Cir.No. 25/09.39.000/06-07December 28, 2006The Chief Executive Officer of All Primary (Urban) Co-operative BanksDear Sir/Madam, Cheque Drop Box Facility and the Facility for Acknowledgement of Cheques-UCBs Reserve Bank of India / Banking Ombudsmen have been receiving complaints that many bank branches are not accepting cheques at the counters and are compelling the customers to drop the cheques in the cheque drop boxes. 2. Banks are advised

પીડીએફ ( 55991 )

ડિસે 26, 2006

UCBs - Relief Measures for Debt Stressed Farmers in Andhra Pradesh, Karnataka and Kerala

RBI/2006-2007/219 UBD.PCB.Cir.No.24 /13.05.000/2006-07 December 26, 2006 The Chief Executive Officers of (i) Primary (Urban) Co-operative Banks in Andhra Pradesh/ Karnataka/Kerala (ii) All Multi State Primary (Urban) Co-operative Banks. Dear Sir/Madam, Package of Relief Measures for the Debt Stressed Farmers of 25 Districts in the States of Andhra Pradesh, Karnataka & Kerala-UCBs For mitigating the distress of farmers in the following 25 debt stressed districts of

પીડીએફ ( 70391 )

ડિસે 11, 2006

UCBs - Increase in CRR

RBI/ 2006-2007/203 UBD (PCB) Cir. No. 22 / 16.26.000/ 2006-2007 December 11, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of CRR Please refer to our Circular UBD. PCB. Cir 59/16.26.000/2005-06 dated June 22, 2006 on the captioned subject. On review of current macroeconomic and monetary conditions, it has been decided to increase cash reserve ratio (CR

પીડીએફ ( 39069 )

નવે 27, 2006

Conduct of Foreign Exchange Business by UCBs-

RBI/2006/189 UBD.PCB.Cir.No. 21/16.12.000/06-07 November 27, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Conduct of Foreign Exchange Business by UCBs- As you are aware, an announcement had been made in the Mid Term Review of Annual Policy Statement for the year 2005-06 (para 108) to consider issuance of licence to conduct foreign exchange business (Authorized Person Licence) to scheduled UCBs registered under the Multi S

પીડીએફ ( 20407 )

નવે 22, 2006

Housing Loans - Implementation of Delhi High Court Orders- UCBs

RBI/2006-07/186 UBD.PCB.Cir. No.20/09.09.001/2006-07 November 22, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Housing Loans – Implementation of Delhi High Court Orders- UCBs Please refer to our Master Circular UBD.PCB.MC.No.6/09.22.010/06-07 dated July 7, 2006 on Housing Finance. 2. During the hearing in the captioned Writ Petition, the Hon'ble High Court of Delhi has directed as under: ' We hereby direct that henceforth

પીડીએફ ( 58688 )

નવે 17, 2006

Change in the list of items reserved for exclusive manufacture in the SSI Sector - UCBs

RBI/2006-07/ 183 UBD(PCB). Cir 19/ 09.09.001/2006-07 November 17, 2006 The Chief Executive Officers of All Primary (Urban ) Co-operative Banks Dear Sir, Notification No.S.O.229(E) dated February 21, 2006 regarding Change in the list of items reserved for exclusive manufacture in the Small Scale Industries Sector - UCBs Please refer to our circular UBD.(PCB) Cir. No. 13/ 09.09.001/ 2005-06 dated September 29, 2005 regarding amendment to the list of reserved items for e

પીડીએફ ( 42990 )

નવે 13, 2006

UCBs - Conversion of Extension Counters into Full-fledged Branches

RBI/2006-07/175 UBD.CO(PCB)Cir.No.18/07.01.000/2006-07 November 13 , 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Mid-Term Review of Annual Policy Statement for the year 2006- 07- Conversion of Extension Counters into full-fledged branches- Urban Co-operative Banks As you are aware, an announcement had been made in the Annual Policy Statement for the year 2004-05 that the Reserve Bank would consider issue of fresh licence

પીડીએફ ( 68773 )

ઑક્ટો 17, 2006

Prime Minister's 15 Point Programme for the Welfare of Minorities -UCBs

RBI/2006/155 UBD.PCB.Cir.No.17/ 09.09.001 /2006-07 October 17, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Prime Minister's 15 Point Programme for the Welfare of Minorities -UCBs Please refer to our Circular UBD.CO.BPD. No. 52/ 09.09.001/ 2002-03 dated June 13, 2003. In this connection, Government of India have recently finalised a new 'Prime Minister's 15- Point Programme for the Welfare of Minorities'. An important ob

પીડીએફ ( 41883 )

ઑક્ટો 17, 2006

UCBs - Housing Loan Ceiling Enhanced

RBI/2006/154 UBD.(PCB).Cir.No.16/09.09.001/06-07 October 17, 2006. The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Priority Sector Lending -Housing Loan -Enhancement of Ceiling for UCBs Please refer to circular UBD.BPD (PCB).Cir.No.29/09.09.01/04-05 dated December 14, 2004 on the above subject, wherein, the banks were permitted to grant housing loans up to a maximum of Rs 15.00 lakh per beneficiary of a dwelling unit as against the

પીડીએફ ( 40389 )

ઑક્ટો 16, 2006

Customer Service - non-issuance of passbooks to Savings Bank Account-holders (Individuals) - UCBs

RBI / 2006-07 / 153 UBD.CO. (PCB). Cir No.15 /09.39.000/ 2006-07 October 16, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Customer Service - non-issuance of passbooks to Savings Bank Account-holders (Individuals) - UCBs As you are aware, a passbook is a ready reckoner of transactions and being handy and compact, is far more convenient to the small customer than a statement of account which has some inherent difficulties,

પીડીએફ ( 37957 )

ઑક્ટો 06, 2006

Address / Telephone Number of the Branch in Pass Books / Statement of Accounts - UCBs

RBI / 2006-07 / 143 UBD.CO. BPD .Cir No. 12 /09.39.000/ 2006-07 October 6, 2006The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam,Address / Telephone Number of the Branch in Pass Books / Statement of Accounts - UCBsIn order to improve the quality of service available to customers in branches, it would be useful if the address / telephone number of the branch is mentioned on the Pass Books / Statement of Accounts.2. Banks are therefor

પીડીએફ ( 37182 )

સપ્ટે 26, 2006

Issue of Master Circular on "Frauds - Classification and Reporting" for Primary (Urban) Co-operative Banks

RBI/2006-07/137 UBD.CO.BPD.PCB.No.11/12.05.001/2006-07 September 26 , 2006 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Master Circular on 'Frauds - Classification and Reporting' for Primary (Urban) Co-operative Banks As you are aware, the Master Circular on 'Frauds – Classification and Reporting' for Primary (Urban) Co-operative Banks (UCBs) was issued by Urban Banks Department, Central Office on September 19, 2003. Co

પીડીએફ ( 42242 )

સપ્ટે 04, 2006

Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities-UCBs.

RBI / 2006-07 / 124 UBD.PCB.Cir.No.10 /13.05.000/2006-07 September 4, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Relief Measures to be extended by Banks in Areas Affected by Natural Calamities-UCBs. Please refer to paragraph 8(iii) of the Annex to our Circular UBD.PCB.Cir.No. /13.05.000/2006-07 dated August 21, 2006, which deals with restructuring of existing loans of borrowers affected by natural calamiti

પીડીએફ ( 32507 )

ઑગસ્ટ 23, 2006

Master Circular on Maintenance of Deposit Accounts - UCBs

RBI/2006-07/114 UBD.BPD(PCB) MC.No: 11 /13.01.000/2006-07 August 23, 2006Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular on Maintenance of Deposit Accounts - UCBs Please refer to our Master Circular UBD BPD (PCB) MC.No.9/13.01.00/2004-05 dated August 11, 2005 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guidelines on the

પીડીએફ ( 261232 )

ઑગસ્ટ 21, 2006

Guidelines on Relief Measures to be Extended by Banks in Areas Affected by Natural Calamities -UCBs

RBI/2006-07/111 UBD.PCB.Cir.No.8/13.05.000/06-07 August 21, 2006 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Guidelines on Relief Measures to be Extended by Banks in Areas Affected by Natural Calamities –UCBs. As you are aware, Reserve Bank of India has from time to time issued guidelines/instructions to banks in regard to relief measures to be provided in areas affected by natural calamities. These guidelines focus on

પીડીએફ ( 78709 )

ઑગસ્ટ 18, 2006

When Issued transactions in Central Government Securities - accounting and related aspects - UCBs

RBI No. 2006-07/ 110 UBD BPD Cir No: 7 /09.29.000/2006-07 August 18, 2006 Chief Executive Officers of Scheduled Primary (Urban) Cooperative Banks (All NDS-OM members) Dear Sir/Madam, ‘When Issued’ transactions in Central Government Securities – accounting and related aspects - UCBs Please refer to our Internal Debt Management Department’s Circular No. IDMD. 3426/ 11.01.01 (D)/ 2005-06 dated May 3, 2006 allowing all NDS – OM members to undertake ‘When issued transactio

પીડીએફ ( 43647 )

ઑગસ્ટ 16, 2006

UCBs - Penal Interest for Non-maintenance of CRR

RBI/2006-2007109 UBD.(PCB-)Cir.No.6/16.26.000/2006-2007 August 16,2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our circular RBI /2005-006/426. UBD (PCB) Cir.No.59/16.26.000/2005-2006 dated June 22,2006 on the captioned subject, wherein it was advised that the Reserve Bank will not be paying any interest on the CRR balances main

પીડીએફ ( 62064 )

જુલાઈ 26, 2006

Providing Clearing and Settlement services for internet based electronic purse schemes-UCBs

RBI/2006-07/ 87 UBD.SUB.Cir.No. 1/09.69.000/06-07 July 26, 2006 The Chief Executive of all Scheduled Primary (Urban) Co-operative Banks Dear Sir, Providing Clearing and Settlement services for internet based electronic purse schemes-UCBs It has come to our notice that some companies have launched internet based electronic purse schemes with the following features (i) Any individual who wishes to be a member of the scheme can register himself by going to the website an

પીડીએફ ( 45614 )

જુલાઈ 24, 2006

Annual Policy Statement for the year 2006-07-Fair Practices Code-Display of Bank Charges-UCBs

RBI/2006-07/82 UBD.PCB.Cir.No. 4 /09.39.000/06-07 July 24, 2006 The Chief Executive Officer of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Fair Practices Code-Display of Bank Charges-UCBs Please refer to our circular UBD.PCB.Cir.No.54/09.39.000/05-06 dated 26.05.2006 on the captioned subject advising scheduled UCBs to display and update, on their website, the details of certain service charges. In conti

પીડીએફ ( 42592 )

જુલાઈ 21, 2006

Package of Relief Measures to the Vidarbha Region in Maharashtra-UCBs

RBI/2006-07/81 UBD(PCB)Cir.No. 3/13.05.000/06-07 July 21, 2006 The Chief Executive Officer of all (i) Primary (Urban) Co-operative Banks in Maharashtra and (ii) Multi State Primary(Urban) Co-operative Banks Dear Sir/Madam, Package of Relief Measures to the Vidarbha Region in Maharashtra-UCBs In order to mitigate distress of farmers in the six debt-ridden districts of Vidarbha, the Hon’

પીડીએફ ( 55641 )

જુલાઈ 11, 2006

Priority Sector - UCB Investments in NHB/HUDCO Bonds

RBI/2006-07/61 UBD.PCB.BPD. 1/09.09.001/2006-07 July 11, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Priority Sector Lending – Investment in special bonds issued by NHB/ HUDCO Please refer to our circular No.UBD.Plan.PCB.17/09.09.010/1999-2000 dated December 22, 1999 in terms of which investments made by UCBs in bonds issued by NHB / HUDCO exclusively for financing of housing, irrespective of the loan size, per dwellin

પીડીએફ ( 41181 )

જુલાઈ 06, 2006

Master Circular on Customer Service - UCBs

પીડીએફ ( 212144 )

જૂન 22, 2006

UCBs - Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR

RBI/2005-2006/426 UBD (PCB) Cir. No. 59/16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir/Madam, Section 42(1) of Reserve Bank of India Act, 1934 – Maintenance of CRR Please refer to our Circular UBD PCB Cir 19/16.11.00/2004-05 dated September 13, 2004 on the captioned subject. 2. The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with effect

પીડીએફ ( 20764 )

જૂન 22, 2006

UCBs - Maintenance of CRR on Exempted Categories

RBI/2005-2006/427 UBD.PCB.Cir.No. 60 /16.26.000/2005-2006 June 22, 2006 The Chief Executive Officers of All Scheduled Primary (urban) Co-operative Banks Dear Sir/Madam, Maintenance of CRR on Exempted Categories Please refer to paragraph 2.1.7(ii) of our Master Circular UBD.BR(PCB).MC.No. 16.26.00/04-05 dated August 26, 2004 on CRR and SLR. 2. In terms of the instructions contained therein, every Scheduled Primary (Urban) Co-operative Bank is exempted from maintaining

પીડીએફ ( 20022 )

જૂન 19, 2006

UCBs advised to adhere to National Building Code

RBI/2005-06/418 UBD.PCB.Cir.No. 58/ 09.09.01/2005-06 June 19, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Adherence to National Building Code (NBC) specifications necessary for lending Institutions-UCBs Bureau of Indian Standards (BIS) has formulated a comprehensive building Code namely National Building Code (NBC) of India 2005, providing guidelines for regulating the building construction activities across the country.

પીડીએફ ( 40992 )

જૂન 15, 2006

Annual Policy Statement for the year 2006-07-Additional Provisioning Requirement for Standard Assets-UCBs

RBI/2005-06/417 UBD(PCB).Cir.No. 57 /09.11.600/05-06 June 15, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Annual Policy Statement for the year 2006-07-Additional Provisioning Requirement for Standard Assets-UCBs Please refer to paragraph 185 of the Annual Policy Statement for the year 2006-07 (copy of the paragraph enclosed). 2. The Committee on Banking Sector Reforms (Chairman: Shri M. Narasimham) had recommended that,

પીડીએફ ( 63866 )

જૂન 01, 2006

UCBs - Risk Weight on Exposure to Commercial Real Estate

RBI/2005-06/396 UBD.PCB.Cir.No.55/09.11.600/05-06 June 1, 2006. The Chief Executive Officers of all Primary (Urban) co-operative Banks Dear Sir/Madam, Annual Policy Statement for the Year 2006-07- Risk Weight on Exposures to Commercial Real Estate Please refer to our Circular No. UBD.PCB.Cir.No. 8/09.116.00/05-06 dated August 9, 2005 wherein, the risk weight on banks’ exposure to the commercial real estate was increased from 100 per cent to 125 per cent and was applic

પીડીએફ ( 55473 )

મે 26, 2006

Guidelines for Relief Measures by Banks to Poultry Industry - UCBs

RBI/ 2005-06/393 UBD.CO. (PCB). BPD Cir No:53/09.14.001/ 2005-06 May 26, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs Please refer to paragraph 2 of our circular UBD.CO.(PCB).BPD Cir No: 47 /09.14.001/ 2005-06 dated April 20, 2006 indicating that Instructions will be issued separately on the scope of the subvention and the manner it shall be calculated and disbu

પીડીએફ ( 63305 )

મે 26, 2006

UCBs advised to display Service Charges in their branches/on Website

RBI/ 2005-06/392 UBD. (PCB).Cir.No.54/09.39.000/05-06 May 26, 2006The Chief Executive Officers of All Primary (Urban Co-operative Banks)Dear Sir/Madam, Annual Policy Statement for the year 2006-07- Fair Practices Code- Display of Bank Charges-UCBs Please refer to the paragraph 162 of the Annual Policy Statement for the year 2006-07, a copy of which is enclosed.2. As per extant instructions, the decision to prescribe service charges is left to the discretion of the Boa

પીડીએફ ( 65610 )

એપ્રિલ 28, 2006

UCBs- Faciltities at Extension Counters

RBI/2005-06/ 380 UBD.LS. (PCB).No. 49 / 07.01.000/2005-06 April 28, 2006 Chief Executive Officers of Primary (Urban) Cooperative Banks Dear Sir, Facilities at Extension Counters by Primary ( Urban) Cooperative Banks Please refer to para 4.1 of our circular UBD.BL.No. 5/ 07.01.00/2003-04 dated July 22, 2003 on the captioned subject. 2. With a view to enable the banks to provide better customer service, it has been decided to allow them to undertake following limited tr

પીડીએફ ( 43261 )

એપ્રિલ 28, 2006

Installation of Automated Teller Machines (ATMs)-UCBs

RBI/2005-06/379 UBD (PCB) BPD Cir No. 50/09.69.000/2005-06 April 28, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Installation of Automated Teller Machines (ATMs)-UCBs Please refer to the announcement made in the Annual Policy Statement for the year 2006-07 to permit well-managed scheduled and non-scheduled UCBs to set up select off-site/ on-site ATMs, based on the recommendation of the concerned TAFCUB. 2. In supercessio

પીડીએફ ( 47555 )

એપ્રિલ 20, 2006

UCBs - Interest Rates on NRE Deposits

RBI/2005-06/370 UBD.(PCB). BPD.No. Cir 48 /13.01.000/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/ Madam, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD.PCB.Cir 17/13.01.000/2005-06 dated November 22, 2005 read with UBD (PCB) BPD Cir No. 42/13.01.000/2005-06 dated April 5, 2006 on the captioned subject. 2. On a review, it has been decided that until further

પીડીએફ ( 45821 )

એપ્રિલ 20, 2006

Guidelines for Relief Measures by Banks to Poultry Industry - UCBs

RBI/ 2005-06/369 UBD.CO. (PCB) Cir. No.47 /09.14.001/2005-06 April 20, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Guidelines for Relief Measures by Banks to Poultry Industry - UCBs As you are aware, there have been instances of outbreak of Avian Influenza (bird flu) in some areas of the country. Keeping in view the loss of income that has occurred due to culling of birds as well as steep fall in the demand for poultry

પીડીએફ ( 43589 )

એપ્રિલ 19, 2006

Bills discounted under LC - Risk Weight and Exposure Norms - UCBs

RBI/2005-06/367 UBD.(PCB).BPD.Cir No: 46/13.05.000/2005-06 April 19, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir/Madam, Bills discounted under LC – Risk Weight and Exposure Norms - UCBs Please refer to our circular UBD.BPD.PCB.cir. 37/13.05.00/2003-04 dated March 16, 2004. In terms of para 2 (iv) of the circular, the credit exposure on account of bills purchased / discounted / negotiated under LCs or otherwise should be reckone

પીડીએફ ( 42867 )

એપ્રિલ 13, 2006

Distribution of units of Mutual Funds- UCBs

RBI/2005-06/360 UBD.BPD(PCB) Cir.No.44/ 09.18.100/2005-06 April 13, 2006. The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir /Madam, Distribution of units of Mutual Funds- UCBs We have been receiving requests from banks and their Associations/ Federations for marketing of units of Mutual Funds as agents. The matter has been examined and it has been decided that primary (urban) co-operative banks (UCBs) registered in states, which have sign

પીડીએફ ( 41499 )

એપ્રિલ 05, 2006

Interest Rates on Non-Resident Deposits - UCBs

RBI/2005-06/354 UBD.(PCB)CO.BPD.Cir No. 42/13.01.000/ 2005-06 April 5, 2006 The Chief Executive Officers of All Primary (urban) Co-operative Banks Dear Sir, Interest Rates on Non-Resident Deposits - UCBs Please refer to our circular UBD.PCB.No.Cir17/13.01.000/2005-06 dated November 22, 2005 on the captioned subject in terms of which interest rates on fresh repatriable Non-Resident (External) Rupee (NRE) Term deposits for one to three years should not exceed the LIBOR/

પીડીએફ ( 39294 )

માર્ચ 29, 2006

UCBs - Investment Portfolio - Classification & Valuation of Investments

RBI/2005-06/341 UBD (PCB).BPD. Cir. 41 /16.20.000/2005-06 March 29, 2006 @@NBSP@@ The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir/ Madam, Investment portfolio of Urban Co-operative Banks (UCBs) - Classification and Valuation of Investments As you are aware, as per the extant instructions, the primary (urban) cooperative banks are allowed to shift securities from AFS/HFT to HTM category and vice versa once at the beginning of the year. I

પીડીએફ ( 44470 )

માર્ચ 24, 2006

Currency Chest facility for UCBs

RBI/2005-06/337 UBD(PCB).Cir.No.39/ 09.17.500/2005-06 March 24, 2006. The Chief Executive Officers of all Primary (urban) Co-operative Banks Dear Sir, Currency Chest facility for UCBs As you are aware, an announcement was made in the Mid Term Review of the Annual Policy Statement for the year 2005-06 to extend currency chest facility to scheduled UCBs registered under the Multi State Co-operative Societies Act, 2002 and under the State Acts, where the State government

પીડીએફ ( 40175 )

માર્ચ 21, 2006

UCBs - PMLA, 2002 - Obligation of Banks

RBI/ 2005-06 /330 UBD.BPD.Cir No.38 /09.16.100/2005-06 March 21, 2006 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified thereunder - UCBs Please refer to our circular UBD.PCB.Cir. 30 / 09.161.00/2004-05 dated December 15, 2004 on KYC Guidelines -Anti Money Laundering Standards. Banks were advised to put in place a policy framework within three

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માર્ચ 09, 2006

UCBs - Debt Restructuring Mechanism for SMEs

RBI/2005-06/323 UBD.BPD.Cir.No.36/09.09.001/05-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, the following guidelines are issued for restructuring of debt of all eligible s

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માર્ચ 09, 2006

Provision of Note Counting Machines on the counters - UCBs

RBI/2005-06/322 UBD. BPD. Cir 35 / 09.73.000 / 2005-06 March 9, 2006 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Provision of Note Counting Machines on the counters - UCBs Please refer to our circular UBD.Plan.PCB. 33 / 09.73.00 / 99-2000 dated 13 May 2000 regarding securing of currency note packets with paper bands and avoiding stapling / stitching of note packets. In terms of paragraph 4 of the circular referred to

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માર્ચ 02, 2006

Advances against Gold Ornaments and Jewellery - UCBs

RBI/2005-06/311 UBD.PCB.Cir.No. 34 /13.05.000/2005-06 March 2, 2006 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir Advances against Gold Ornaments and Jewellery - UCBs As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as to caratage, fineness and purity. Therefore, banks would find granting of advances against the security of such hallmarked jewellery safer and easier. Preferential treatm

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