Bihar - आरबीआई - Reserve Bank of India
Bihar
Table No.5.7 - State and Population Group-Wise Classification of Outstanding |
NORTH - EASTERN REGION | |||||||||||||||||
| | | | (Amount in Rupees Lakh) | |||||||||||||
RURAL | SEMI-URBAN | ||||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | |||||||||||
| | | 1 | 2 | 3 | | 4 | 5 | 6 | ||||||||
I. | AGRICULTURE | 6,968 | 4,31 | 4,00 | 1,745 | 3,42 | 3,12 | ||||||||||
1. | Direct Finance | 6,948 | 4,22 | 3,91 | 1,705 | 2,78 | 2,51 | ||||||||||
2. | Indirect Finance | 20 | 8 | 9 | 40 | 65 | 61 | ||||||||||
II. | INDUSTRY | 2,049 | 9,57 | 7,28 | 740 | 7,98 | 6,06 | ||||||||||
1. | Mining & Quarrying | 4 | 9 | 14 | - | - | - | ||||||||||
2. | Food Manufacturing and Processing | 98 | 74 | 69 | 49 | 5,54 | 3,82 | ||||||||||
(a) | Rice Mills, Flour and Dal Mills | 25 | 9 | 11 | - | - | - | ||||||||||
(b) | Sugar | - | - | - | - | - | - | ||||||||||
(c) | Edible Oils and Vanaspati | 2 | 1 | 1 | - | - | - | ||||||||||
(d) | Tea Processing | - | - | - | - | - | - | ||||||||||
(e) | Processing of Fruits & Vegetables | - | - | - | 1 | - | - | ||||||||||
(f) | Others | 71 | 65 | 57 | 48 | 5,53 | 3,81 | ||||||||||
3. | Beverage and Tobacco | 4 | 21 | 71 | - | - | - | ||||||||||
4. | Textiles | 13 | 17 | 13 | 19 | 12 | 10 | ||||||||||
(a) | Cotton Textiles | 2 | 11 | 7 | 2 | 3 | 1 | ||||||||||
(b) | Jute Textiles | - | - | - | - | - | - | ||||||||||
(c) | Handloom Textiles & Khadi | 5 | 2 | 2 | 8 | 4 | 4 | ||||||||||
(d) | Other Textiles | 6 | 5 | 4 | 9 | 5 | 5 | ||||||||||
5. | Paper, Paper Products and Printing | 12 | 10 | 8 | 10 | 18 | 18 | ||||||||||
6. | Leather and Leather Products | 2 | 1 | 1 | 2 | 1 | 1 | ||||||||||
7. | Rubber and Rubber Products | 1 | 4 | 2 | 3 | 2 | 2 | ||||||||||
8. | Chemicals and Chemical Products | 5 | 2,14 | 1,89 | 5 | 5 | 3 | ||||||||||
(a) | Heavy Industrial Chemicals | 1 | 2,10 | 1,87 | - | - | - | ||||||||||
(b) | Fertilizers | - | - | - | - | - | - | ||||||||||
(c) | Drugs and Pharmaceuticals | 1 | 2 | 2 | - | - | - | ||||||||||
(d) | Non-Edible Oils | - | - | - | 2 | 2 | 1 | ||||||||||
(e) | Other Chemicals & Chemical Products | 3 | 2 | 1 | 3 | 3 | 2 | ||||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 3 | 3 | 2 | ||||||||||
10. | Manufacture of Cement & Cement Products | - | - | - | 3 | 55 | 54 | ||||||||||
11. | Basic Metals & Metal Products | 5 | 9 | 6 | 11 | 10 | 7 | ||||||||||
(a) | Iron and Steel | - | - | - | 4 | 5 | 4 | ||||||||||
(b) | Non-Ferrous Metals | - | - | - | - | - | - | ||||||||||
(c) | Other Metal Products | 5 | 9 | 6 | 7 | 6 | 3 | ||||||||||
12. | Engineering | 26 | 3,84 | 1,35 | 6 | 4 | 5 | ||||||||||
(a) | Heavy Engineering | 4 | 3,73 | 1,27 | - | - | - | ||||||||||
(b) | Light Engineering | 19 | 10 | 7 | 2 | 1 | 2 | ||||||||||
(c) | Electrical Machinery & Goods | 2 | 1 | 1 | 3 | 3 | 3 | ||||||||||
(d) | Electronic Machinery & Goods | 1 | - | - | 1 | 1 | - | ||||||||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||||
Equipments | 12 | 12 | 13 | 17 | 23 | 17 | |||||||||||
14. | Other Industries | 1,857 | 1,87 | 1,87 | 609 | 1,04 | 97 | ||||||||||
15. | Electricity, Gas & Water | 2 | 1 | 1 | - | - | - | ||||||||||
(a) | Electricity Generation & Transmission | - | - | - | - | - | - | ||||||||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | ||||||||||
(c) | Gas, Steam & Water Supply | 2 | 1 | 1 | - | - | - | ||||||||||
16. | Construction | 8 | 13 | 17 | 3 | 7 | 8 | ||||||||||
III. | TRANSPORT OPERATORS | 155 | 1,30 | 1,42 | 525 | 4,28 | 2,98 | ||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 345 | 1,40 | 1,37 | 46 | 41 | 30 | ||||||||||
V. | PERSONAL LOANS | 536 | 1,77 | 1,60 | 234 | 1,40 | 1,24 | ||||||||||
1. | Loans for Purchase of Consumer Durables | 28 | 17 | 14 | 16 | 13 | 11 | ||||||||||
2. | Loans for Housing | 6 | 5 | 5 | 42 | 65 | 62 | ||||||||||
3. | Rest of the Personal Loans | 502 | 1,55 | 1,41 | 176 | 62 | 51 | ||||||||||
VI. | TRADE | 2,409 | 3,10 | 2,74 | 1,184 | 3,79 | 3,25 | ||||||||||
1. | Wholesale Trade | 108 | 24 | 20 | 77 | 18 | 9 | ||||||||||
2. | Retail Trade | 2,301 | 2,86 | 2,55 | 1,107 | 3,61 | 3,16 | ||||||||||
VII. | FINANCE | 4 | 18 | 17 | 4 | 71 | 45 | ||||||||||
VIII. | ALL OTHERS | 144 | 5,45 | 5,23 | | 67 | 9 | 10 | |||||||||
TOTAL BANK CREDIT | 12,610 | 27,07 | 23,81 | 4,545 | 22,07 | 17,48 | |||||||||||
OF WHICH : | 1. Artisans & Village Industries | 1,024 | 64 | 58 | 274 | 44 | 39 | ||||||||||
| 2. Other Small Scale Industries | 815 | 2,06 | 2,82 | | 266 | 91 | 93 | |||||||||
| | | | | | | | | | ||||||||
URBAN | METROPOLITAN | ||||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||||||||
Accounts | Limit | Outstanding | | Accounts | Limit | Outstanding | |||||||||||
| | | 7 | 8 | 9 | | 10 | 11 | 12 | ||||||||
I. | AGRICULTURE | 1,274 | 89 | 78 | - | - | - | ||||||||||
1. | Direct Finance | 1,273 | 89 | 77 | - | - | - | ||||||||||
2. | Indirect Finance | 1 | - | - | - | - | - | ||||||||||
II. | INDUSTRY | 975 | 2,23 | 2,21 | - | - | - | ||||||||||
1. | Mining & Quarrying | - | - | - | - | - | - | ||||||||||
2. | Food Manufacturing and Processing | - | - | - | - | - | - | ||||||||||
(a) | Rice Mills, Flour and Dal Mills | - | - | - | - | - | - | ||||||||||
(b) | Sugar | - | - | - | - | - | - | ||||||||||
(c) | Edible Oils and Vanaspati | - | - | - | - | - | - | ||||||||||
(d) | Tea Processing | - | - | - | - | - | - | ||||||||||
(e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | ||||||||||
(f) | Others | - | - | - | - | - | - | ||||||||||
3. | Beverage and Tobacco | - | - | - | - | - | - | ||||||||||
4. | Textiles | - | - | - | - | - | - | ||||||||||
(a) | Cotton Textiles | - | - | - | - | - | - | ||||||||||
(b) | Jute Textiles | - | - | - | - | - | - | ||||||||||
(c) | Handloom Textiles & Khadi | - | - | - | - | - | - | ||||||||||
(d) | Other Textiles | - | - | - | - | - | - | ||||||||||
5. | Paper, Paper Products and Printing | 1 | 1 | 1 | - | - | - | ||||||||||
6. | Leather and Leather Products | - | - | - | - | - | - | ||||||||||
7. | Rubber and Rubber Products | - | - | - | - | - | - | ||||||||||
8. | Chemicals and Chemical Products | - | - | - | - | - | - | ||||||||||
(a) | Heavy Industrial Chemicals | - | - | - | - | - | - | ||||||||||
(b) | Fertilizers | - | - | - | - | - | - | ||||||||||
(c) | Drugs and Pharmaceuticals | - | - | - | - | - | - | ||||||||||
(d) | Non-Edible Oils | - | - | - | - | - | - | ||||||||||
(e) | Other Chemicals & Chemical Products | - | - | - | - | - | - | ||||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - | ||||||||||
10. | Manufacture of Cement & Cement Products | - | - | - | - | - | - | ||||||||||
11. | Basic Metals & Metal Products | - | - | - | - | - | - | ||||||||||
(a) | Iron and Steel | - | - | - | - | - | - | ||||||||||
(b) | Non-Ferrous Metals | - | - | - | - | - | - | ||||||||||
(c) | Other Metal Products | - | - | - | - | - | - | ||||||||||
12. | Engineering | - | - | - | - | - | - | ||||||||||
(a) | Heavy Engineering | - | - | - | - | - | - | ||||||||||
(b) | Light Engineering | - | - | - | - | - | - | ||||||||||
(c) | Electrical Machinery & Goods | - | - | - | - | - | - | ||||||||||
(d) | Electronic Machinery & Goods | - | - | - | - | - | - | ||||||||||
13. | Vehicles, Vehicle Parts & Transport | ||||||||||||||||
Equipments | 23 | 44 | 46 | - | - | - | |||||||||||
14. | Other Industries | 946 | 1,73 | 1,70 | - | - | - | ||||||||||
15. | Electricity, Gas & Water | 5 | 5 | 2 | - | - | - | ||||||||||
(a) | Electricity Generation & Transmission | 1 | 2 | 1 | - | - | - | ||||||||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | ||||||||||
(c) | Gas, Steam & Water Supply | 4 | 3 | 2 | - | - | - | ||||||||||
16. | Construction | - | - | - | - | - | - | ||||||||||
III. | TRANSPORT OPERATORS | 21 | 4 | 4 | - | - | - | ||||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 140 | 60 | 32 | - | - | - | ||||||||||
V. | PERSONAL LOANS | 991 | 1,21 | 86 | - | - | - | ||||||||||
1. | Loans for Purchase of Consumer Durables | 93 | 6 | 4 | - | - | - | ||||||||||
2. | Loans for Housing | 70 | 24 | 20 | - | - | - | ||||||||||
3. | Rest of the Personal Loans | 828 | 90 | 62 | - | - | - | ||||||||||
V I. | TRADE | 1,346 | 4,25 | 3,58 | - | - | - | ||||||||||
1. | Wholesale Trade | 15 | 44 | 28 | - | - | - | ||||||||||
2. | Retail Trade | 1,331 | 3,81 | 3,29 | - | - | - | ||||||||||
VII. | FINANCE | - | - | - | - | - | - | ||||||||||
VIII. | ALL OTHERS | 181 | 25 | 22 | | - | - | - | |||||||||
TOTAL BANK CREDIT | 4,928 | 9,47 | 8,00 | - | - | - | |||||||||||
OF WHICH : | 1. Artisans & Village Industries | 344 | 30 | 33 | - | - | - | ||||||||||
| 2. Other Small Scale Industries | 602 | 1,50 | 1,47 | | - | - | - |