Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

788

11,27

9,84

151

95

90

1.

Direct Finance

714

7,51

6,73

151

95

90

2.

Indirect Finance

74

3,76

3,11

—

—

—

II.

INDUSTRY

989

1333,88

753,95

195

32,16

25,20

1.

Mining & Quarrying

1

4

3

3

33

13

2.

Food Manufacturing & Processing

30

143,65

58,23

12

62

58

(a) RiceMills, Flour & DalMills

8

51,32

48,53

6

34

34

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

3

81,67

1,05

1

15

15

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

1

3

1

(f) Others

19

10,67

8,65

4

11

8

3.

Beverage & Tobacco

1

95

81

—

—

—

4.

Textiles

129

32,13

28,03

17

3,90

5,03

(a) Cotton Textiles

17

2,45

1,94

1

8

9

(b) Jute & Other Natural Fibre Textiles

2

7,50

7,15

—

—

—

(c) Handloom Textiles & Khadi

4

4

4

—

—

—

(d) Other Textiles & Textile Products

106

22,15

18,90

16

3,83

4,93

5.

Paper, Paper Products & Printing

52

11,00

8,73

7

30

24

6.

Leather & Leather Products

20

2,11

1,78

3

1,36

1,45

7.

Rubber & Plastic Products

74

22,23

17,52

26

4,22

2,78

8.

Chemicals & Chemical Products

51

425,26

224,22

4

14

11

(a) Heavy Industrial Chemicals

5

160,04

34,82

—

—

—

(b) Fertilisers

6

235,90

165,67

—

—

—

(c) Drugs & Pharmaceuticals

14

17,26

13,27

2

8

7

(d) Non-Edible Oils

1

20

21

—

—

—

(e) Other Chemicals & Chemical Products

25

11,86

10,26

2

6

4

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

4

6,44

5,89

3

2,55

2,55

11.

Basic Metals & Metal Products

106

18,67

16,46

17

14,67

8,53

(a) Iron & Steel

42

4,60

4,26

11

9,63

8,44

(b) Non-Ferrous Metals

5

80

79

—

—

—

(c) Metal Products

59

13,27

11,42

6

5,04

9

12.

Engineering

158

208,54

169,56

22

2,33

2,28

(a) Heavy Engineering

13

15,11

13,17

2

43

43

(b) Light Engineering

46

138,40

132,07

7

1,57

1,54

(c) Electrical Machinery & Goods

52

10,95

7,25

11

33

31

(d) Electronic Machinery &Goods

47

44,09

17,07

2

1

—

13.

Vehicles, Vehicle Parts & Transport Equipments

27

141,61

51,22

7

7

5

14.

Other Industries

314

30,14

16,17

74

1,66

1,48

15.

Electricity, Gas & Water

10

214,76

78,68

—

—

—

(a) Electricity Generation & Transmission

7

43,92

43,83

—

—

—

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

2

170,81

34,81

—

—

—

16.

Construction

12

76,35

76,61

—

—

—

III.

TRANSPORT OPERATORS

148

9,63

8,59

48

1,27

1,06

IV.

PROFESSIONAL AND OTHER SERVICES

416

38,26

18,13

96

6,31

4,17

V.

PERSONAL LOANS

9,375

63,99

54,07

3,926

21,72

18,71

1.

Loans for Purchase of Consumer Durables

330

1,70

1,30

136

41

34

2.

Loans for Housing

511

14,02

11,97

108

2,63

2,36

3.

Rest of the Personal Loans

8,534

48,26

40,81

3,682

18,69

16,02

VI.

TRADE

1,897

51,21

45,41

400

123,37

121,58

1.

Wholesale Trade

90

30,73

29,32

32

118,89

119,02

2.

Retail Trade

1,807

20,49

16,10

368

4,48

2,56

VII.

FINANCE

40

68,05

67,53

10

2

2

VIII.

ALL OTHERS

2,601

226,21

123,71

668

7,47

5,26

TOTAL BANK CREDIT

16,254

1802,51

1081,24

5,494

193,28

176,88

OF WHICH:

1.Artisansand Village & TinyIndustries

321

28,96

26,19

59

2,43

2,12

2.Other Small Scale Industries

349

37,16

26,88

74

7,63

2,45

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

5,448

2954,00

2161,29

1.

Direct Finance

—

—

—

4,170

87,45

77,09

2.

Indirect Finance

—

—

—

1,278

2866,55

2084,20

II.

INDUSTRY

—

—

—

91,772

40944,37

31324,12

1.

Mining & Quarrying

—

—

—

182

845,85

821,38

2.

Food Manufacturing & Processing

—

—

—

1,042

2816,86

2151,01

(a) RiceMills, Flour & DalMills

—

—

—

280

1474,08

1185,74

(b) Sugar

—

—

—

39

349,26

248,73

(c) Edible Oils & Vanaspati

—

—

—

153

190,13

150,86

(d) Tea Processing

—

—

—

6

99

80

(e) Processing of Fruits & Vegetables

—

—

—

41

142,78

72,54

(f) Others

—

—

—

523

659,62

492,33

3.

Beverage & Tobacco

—

—

—

133

671,24

525,68

4.

Textiles

—

—

—

8,558

4135,58

3193,41

(a) Cotton Textiles

—

—

—

1,407

1351,90

1093,95

(b) Jute & Other Natural Fibre Textiles

—

—

—

39

14,35

13,78

(c) Handloom Textiles & Khadi

—

—

—

116

29,89

23,24

(d) Other Textiles & Textile Products

—

—

—

6,996

2739,44

2062,44

5.

Paper, Paper Products & Printing

—

—

—

2,608

1707,31

1367,53

6.

Leather & Leather Products

—

—

—

905

483,18

347,96

7.

Rubber & Plastic Products

—

—

—

4,065

1122,51

872,54

8.

Chemicals & Chemical Products

—

—

—

14,907

3236,03

2331,48

(a) Heavy Industrial Chemicals

—

—

—

272

158,55

124,70

(b) Fertilisers

—

—

—

125

1356,58

929,92

(c) Drugs & Pharmaceuticals

—

—

—

542

868,99

583,01

(d) Non-Edible Oils

—

—

—

68

186,76

186,31

(e) Other Chemicals & Chemical Products

—

—

—

13,900

665,15

507,53

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

279

4094,11

3808,17

10.

Manufacture of Cement & Cement Products

—

—

—

170

304,65

229,53

11.

Basic Metals & Metal Products

—

—

—

3,190

4639,08

3837,62

(a) Iron & Steel

—

—

—

585

3609,67

3059,37

(b) Non-Ferrous Metals

—

—

—

401

199,38

128,11

(c) Metal Products

—

—

—

2,204

830,02

650,15

12.

Engineering

—

—

—

10,066

5816,31

3614,66

(a) Heavy Engineering

—

—

—

511

830,94

495,74

(b) Light Engineering

—

—

—

3,862

1602,41

1032,29

(c) Electrical Machinery & Goods

—

—

—

2,665

1567,02

865,95

(d) Electronic Machinery &Goods

—

—

—

3,028

1815,94

1220,67

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1,846

1792,33

1380,36

14.

Other Industries

—

—

—

39,390

1744,03

1318,84

15.

Electricity, Gas & Water

—

—

—

186

2846,25

1683,89

(a) Electricity Generation & Transmission

—

—

—

137

2772,72

1612,06

(b) Non-Conventional Energy

—

—

—

8

15,14

16,55

(c) Gas, Steam & Water Supply

—

—

—

41

58,39

55,28

16.

Construction

—

—

—

4,245

4689,05

3840,05

III.

TRANSPORT OPERATORS

—

—

—

5,350

723,15

604,78

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

21,953

3951,39

2838,05

V.

PERSONAL LOANS

—

—

—

10,35,179

8764,62

5774,15

1.

Loans for Purchase of Consumer Durables

—

—

—

18,510

112,93

94,50

2.

Loans for Housing

—

—

—

42,289

2086,89

1706,60

3.

Rest of the Personal Loans

—

—

—

9,74,380

6564,79

3973,06

VI.

TRADE

—

—

—

38,899

15668,14

12473,80

1.

Wholesale Trade

—

—

—

13,456

13832,89

11050,96

2.

Retail Trade

—

—

—

25,443

1835,25

1422,84

VII.

FINANCE

—

—

—

2,987

11544,41

9599,36

VIII.

ALL OTHERS

—

—

—

1,11,693

7637,86

5747,93

TOTAL BANK CREDIT

—

—

—

13,13,281

92187,95

70523,48

OF WHICH:

1.Artisansand Village & TinyIndustries

—

—

—

4,298

173,59

144,37

2.Other Small Scale Industries

—

—

—

34,597

3014,56

2369,96