NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND

NATIONALISED BANKS

FOREIGN BANKS

ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,689

27,05

22,37

7,128

67,12

57,97

-

-

-

1. Direct Finance

3,665

26,48

21,96

6,555

22,44

19,11

-

-

-

2. Indirect Finance

24

58

42

573

44,67

38,86

-

-

-

II.

INDUSTRY

2,219

77,48

44,83

3,615

551,14

445,35

-

-

-

1. Mining & Quarrying

15

17,14

77

27

1,54

1,28

-

-

-

2. Food Manufacturing & Processing

115

14,24

11,10

361

60,61

45,38

-

-

-

(a) Rice Mills, Flour & Dal Mills

43

6,90

136

22,55

16,35

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

11

2,30

1,72

30

2,36

2,29

-

-

-

(d) Tea Processing

1

9

1

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

4

1

12

9,42

8,79

-

-

-

(f) Others

59

4,93

3,44

183

26,28

17,95

-

-

-

3. Beverage & Tobacco

1

5

2

25

4,76

4,84

-

-

-

4. Textiles

298

12,15

10,06

273

17,82

9,34

-

-

-

(a) Cotton Textiles

28

2,51

1,60

9

10,55

2,97

-

-

-

(b) Jute & Other Natural Fibre Textiles

1

25

11

2

6

6

-

-

-

(c) Handloom Textiles & Khadi

5

4

3

18

15

13

-

-

-

(d) Other Textiles & Textile Products

264

9,34

8,32

244

7,06

6,18

-

-

-

5. Paper, Paper Products & Printing

16

1,57

1,21

52

3,27

3,01

-

-

-

6. Leather & Leather Products

38

31

29

36

64

37

-

-

-

7. Rubber & Plastic Products

17

98

79

75

4,29

3,67

-

-

-

8. Chemicals & Chemical Products

19

2,76

2,44

81

15,02

13,09

-

-

-

(a) Heavy Industrial Chemicals

2

23

22

13

2,05

1,94

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

2

1,24

1,24

10

2,70

2,30

-

-

-

(d) Non-Edible Oils

2

25

21

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

13

1,04

77

58

10,26

8,84

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

6

44

30

-

-

-

10. Manufacture of Cement & Cement Products

2

13

12

33

4,48

3,51

-

-

-

11. Basic Metals & Metal Products

37

3,17

2,66

128

13,68

12,31

-

-

-

(a) Iron & Steel

8

2,04

1,73

15

8,40

7,87

-

-

-

(b) Non-Ferrous Metals

1

5

4

3

1,47

1,16

-

-

-

(c) Metal Products

28

1,08

89

110

3,80

3,28

-

-

-

12. Engineering

46

4,46

3,72

365

96,66

94,43

-

-

-

(a) Heavy Engineering

1

2

2

27

2,40

1,95

-

-

-

(b) Light Engineering

10

87

79

144

4,73

4,08

-

-

-

(c) Electrical Machinery & Goods

33

3,50

2,85

128

86,51

85,88

-

-

-

(d) Electronic Machinery & Goods

2

7

6

66

3,03

2,52

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

2

4,72

4

36

3,05

1,35

-

-

-

14. Other Industries

1,538

13,21

9,96

1,979

38,35

31,55

-

-

-

15. Electricity, Gas & Water

3

23

14

2

275,00

210,71

-

-

-

(a) Electricity Generation & Transmission

-

-

-

2

275,00

210,71

-

-

-

(b) Non-Conventional Energy

1

3

3

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

20

11

-

-

-

-

-

-

16. Construction

72

2,35

1,51

136

11,54

10,20

-

-

-

III.

TRANSPORT OPERATORS

987

30,33

19,80

1,958

25,21

22,23

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

314

5,96

4,23

1,685

34,65

28,17

-

-

-

V.

PERSONAL LOANS

24,658

275,60

220,11

28,062

292,93

245,78

-

-

-

1. Loans for Purchase of Consumer Durables

856

4,67

3,73

1,247

6,35

4,86

-

-

-

2. Loans for Housing

3,370

84,10

74,87

3,462

85,55

81,49

-

-

-

3. Rest of the Personal Loans

20,432

186,83

141,51

23,353

201,03

159,43

-

-

-

VI.

TRADE

3,658

69,33

53,58

11,302

187,88

151,55

1

1,15

1,13

1. Wholesale Trade

308

28,43

22,55

467

32,46

24,22

-

-

-

2. Retail Trade

3,350

40,90

31,03

10,835

155,42

127,34

1

1,15

1,13

VII.

FINANCE

1

2

-

269

505,76

337,19

-

-

-

VIII.

ALL OTHERS

12,214

155,32

119,38

3,282

30,18

25,43

-

-

-

TOTAL BANK CREDIT

47,740

641,08

484,30

57,301

1694,87

1313,68

1

1,15

1,13

OF WHICH : 1. Artisans and Village & Tiny Industries

1,539

22,13

16,65

688

6,79

5,88

-

-

-

2. Other Small Scale Industries

380

21,11

13,72

2,234

115,89

90,95

-

-

-

NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIALBANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

15,679

64,99

52,36

14,099

192,17

146,02

40,595

351,33

278,73

1. Direct Finance

15,440

64,11

51,70

13,476

181,58

137,15

39,136

294,61

229,91

2. Indirect Finance

239

88

66

623

10,58

8,87

1,459

56,72

48,82

II.

INDUSTRY

1,608

6,27

5,14

13,277

553,87

427,98

20,719

1188,75

923,30

1. Mining & Quarrying

-

-

-

33

13,51

4,44

75

32,19

6,49

2. Food Manufacturing & Processing

16

79

62

584

101,67

83,70

1,076

177,30

140,80

(a) Rice Mills, Flour & Dal Mills

7

48

46

113

36,45

29,19

299

66,38

51,92

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

4

5

3

80

7,63

5,88

125

12,33

9,92

(d) Tea Processing

-

-

-

-

-

-

1

9

1

(e) Processing of Fruits & Vegetables

3

19

9

24

6,39

5,84

40

16,04

14,74

(f) Others

2

7

3

367

51,20

42,79

611

82,47

64,21

3. Beverage & Tobacco

-

-

-

7

4,06

3,95

33

8,87

8,82

4. Textiles

2

-

-

630

115,28

83,31

1,203

145,26

102,72

(a) Cotton Textiles

1

-

-

38

87,79

63,39

76

100,85

67,96

(b) Jute & Other Natural Fibre Textiles

-

-

-

4

2,25

1,92

7

2,56

2,09

(c) Handloom Textiles & Khadi

-

-

-

283

5,60

3,67

306

5,79

3,83

(d) Other Textiles & Textile Products

1

-

-305

19,65

14,33

814

36,06

28,84

5. Paper, Paper Products & Printing

-

-

-

114

7,98

6,54

182

12,82

10,76

6. Leather & Leather Products

4

2

1

161

3,70

3,41

239

4,66

4,08

7. Rubber & Plastic Products

1

2

45

9,75

8,57

138

15,04

13,04

8. Chemicals & Chemical Products

2

6

6

90

25,00

21,53

192

42,84

37,12

(a) Heavy Industrial Chemicals

-

-

-

2

63

48

17

2,92

2,65

(b) Fertilisers

-

-

-

3

1,50

1,44

3

1,50

1,44

(c) Drugs & Pharmaceuticals

2

6

6

39

86

57

53

4,87

4,17

(d) Non-Edible Oils

-

-

-

-

-

-

2

25

21

(e) Other Chemicals & Chemical Products

-

-

-

46

22,00

19,04

117

33,31

28,65

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

33

24

7

77

54

10. Manufacture of Cement & Cement Products

1

2

2

47

60,68

52,26

83

65,31

55,92

11. Basic Metals & Metal Products

12

50

42

148

25,65

16,74

325

42,99

32,13

(a) Iron & Steel

-

-

-

24

8,62

7,07

47

19,07

16,67

(b) Non-Ferrous Metals

-

-

-

5

43

17

9

1,95

1,36

(c) Metal Products

12

50

42

119

16,59

9,51

269

21,98

14,10

12. Engineering

5

17

15

277

10,56

8,91

693

111,86

107,21

(a) Heavy Engineering

-

-

-

10

1,10

94

38

3,52

2,91

(b) Light Engineering

3

14

12

125

2,69

2,17

282

8,42

7,16

(c) Electrical Machinery & Goods

1

2

2

118

6,41

5,48

280

96,44

94,23

(d) Electronic Machinery & Goods

1

2

1

24

35

32

93

3,46

2,92

13. Vehicles, Vehicle Parts & Transport Equipments

31

33

20

200

3,40

2,20

269

11,49

3,79

14. Other Industries

1,344

2,41

2,05

9,982

101,83

75,68

14,843

155,81

119,24

15. Electricity, Gas & Water

17

68

63

17

2,12

1,23

39

278,03

212,71

(a) Electricity Generation & Transmission

17

68

63

-

-

-

19

275,68

211,34

(b) Non-Conventional Energy

-

-

-

7

1,16

62

8

1,20

65

(c) Gas, Steam & Water Supply

-

-

-

10

96

61

12

1,16

72

16. Construction

173

1,26

99

941

68,37

55,23

1,322

83,53

67,92

III.

TRANSPORT OPERATORS

2,482

42,56

29,95

7,201

274,19

195,50

12,628

372,28

267,48

IV.

PROFESSIONAL AND OTHER SERVICES

309

1,38

99

1,744

1535,40

1706,62

4,052

1577,40

1740,01

V.

PERSONAL LOANS

19,461

81,21

66,82

1,40,163

958,77

738,16

2,12,344

1608,52

1270,86

1. Loans for Purchase of Consumer Durables

1,854

5,87

4,08

11,070

60,60

46,49

15,027

77,48

59,16

2. Loans for Housing

1,260

16,61

13,72

10,482

228,33

187,50

18,574

414,60

357,58

3. Rest of the Personal Loans

16,347

58,73

49,01

1,18,611

669,85

504,16

1,78,743

1116,44

854,12

VI.

TRADE

6,522

32,68

24,59

32,344

1002,33

853,52

53,827

1293,38

1084,37

1. Wholesale Trade

395

2,62

2,10

2,311

542,33

498,63

3,481

605,85

547,50

2. Retail Trade

6,127

30,06

22,49

30,033

460,00

354,89

50,346

687,53

536,87

VII.

FINANCE

39

58

45

57

9,47

5,55

366

515,82

343,19

VIII.

ALL OTHERS

1,624

8,17

7,08

15,009

114,68

79,38

32,129

308,35

231,28

TOTAL BANK CREDIT

47,724

237,84

187,37

2,23,894

4640,88

4152,74

3,76,660

7215,83

6139,21

OF WHICH : 1. Artisans and Village & Tiny Industries

1,063

2,52

2,20

7,038

44,03

31,39

10,328

75,48

56,12

2. Other Small Scale Industries

289

58

49

1,052

185,19

135,75

3,955

322,77

240,92