SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: JAMMU & KASHMIR |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
32,370 |
307,58 |
246,58 |
10,601 |
134,58 |
86,67 |
|
1. |
Direct Finance |
31,441 |
297,55 |
238,76 |
10,320 |
107,08 |
81,33 |
|
2. |
Indirect Finance |
929 |
10,03 |
7,81 |
281 |
27,50 |
5,34 |
II. |
INDUSTRY |
9,182 |
410,37 |
303,55 |
4,649 |
443,55 |
318,03 |
|
1. |
Mining & Quarrying |
26 |
2,34 |
1,94 |
22 |
4,88 |
3,26 |
|
2. |
Food Manufacturing & Processing |
377 |
37,57 |
30,85 |
235 |
34,81 |
26,16 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
145 |
26,03 |
22,18 |
90 |
15,51 |
13,03 |
|
|
(b) |
Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
97 |
4,04 |
3,06 |
33 |
5,08 |
4,15 |
|
|
(d) |
Tea Processing |
1 |
7 |
4 |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
20 |
1,00 |
71 |
15 |
6,46 |
3,85 |
|
|
(f) |
Others |
114 |
6,43 |
4,86 |
97 |
7,76 |
5,14 |
|
3. |
Beverage & Tobacco |
7 |
45 |
44 |
7 |
6,41 |
5,95 |
|
4. |
Textiles |
373 |
9,68 |
6,30 |
306 |
182,54 |
134,16 |
|
|
(a) |
Cotton Textiles |
20 |
59 |
36 |
41 |
174,43 |
127,28 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
8 |
8 |
5 |
1 |
3 |
3 |
|
|
(c) |
Handloom Textiles & Khadi |
176 |
1,70 |
1,13 |
178 |
92 |
67 |
|
|
(d) |
Other Textiles & Textile Products |
169 |
7,30 |
4,76 |
86 |
7,15 |
6,19 |
|
5. |
Paper, Paper Products & Printing |
40 |
2,65 |
2,02 |
42 |
15,64 |
7,34 |
|
6. |
Leather & Leather Products |
20 |
61 |
48 |
18 |
25 |
16 |
|
7. |
Rubber & Plastic Products |
45 |
3,21 |
2,50 |
56 |
8,94 |
5,62 |
|
8. |
Chemicals & Chemical Products |
37 |
28,07 |
21,29 |
46 |
32,66 |
30,84 |
|
|
(a) |
Heavy Industrial Chemicals |
7 |
26,96 |
20,32 |
7 |
8,39 |
8,31 |
|
|
(b) |
Fertilisers |
– |
– |
– |
2 |
60 |
53 |
|
|
(c) |
Drugs & Pharmaceuticals |
17 |
24 |
18 |
5 |
9,67 |
9,44 |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
1 |
20 |
20 |
|
|
(e) |
Other Chemicals & Chemical Products |
13 |
87 |
79 |
31 |
13,81 |
12,35 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
1 |
33 |
29 |
2 |
75 |
33 |
|
10. |
Manufacture of Cement & Cement Products |
27 |
2,16 |
1,78 |
45 |
13,78 |
7,25 |
|
11. |
Basic Metals & Metal Products |
104 |
11,09 |
10,00 |
110 |
33,41 |
23,15 |
|
|
(a) |
Iron & Steel |
22 |
6,90 |
6,17 |
32 |
17,88 |
11,56 |
|
|
(b) |
Non-Ferrous Metals |
3 |
32 |
32 |
10 |
10,07 |
7,34 |
|
|
(c) |
Metal Products |
79 |
3,87 |
3,51 |
68 |
5,46 |
4,25 |
|
12. |
Engineering |
118 |
86,75 |
25,68 |
111 |
32,40 |
16,65 |
|
|
(a) |
Heavy Engineering |
10 |
82 |
77 |
8 |
1,21 |
85 |
|
|
(b) |
Light Engineering |
49 |
8,59 |
5,79 |
42 |
1,11 |
89 |
|
|
(c) |
Electrical Machinery & Goods |
48 |
77,21 |
19,04 |
50 |
28,86 |
13,79 |
|
|
(d) |
Electronic Machinery & Goods |
11 |
12 |
8 |
11 |
1,22 |
1,11 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
354 |
4,07 |
2,89 |
112 |
8,94 |
7,00 |
|
14. |
Other Industries |
6,395 |
62,83 |
45,28 |
2,808 |
38,89 |
27,47 |
|
15. |
Electricity, Gas & Water |
3 |
125,06 |
125,02 |
9 |
1,46 |
1,07 |
|
|
(a) |
Electricity Generation & Transmission |
2 |
125,03 |
125,01 |
1 |
5 |
5 |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
6 |
36 |
20 |
|
|
(c) |
Gas, Steam & Water Supply |
1 |
3 |
1 |
2 |
1,05 |
82 |
|
16. |
Construction |
1,255 |
33,51 |
26,82 |
720 |
27,78 |
21,65 |
III. |
TRANSPORT OPERATORS |
8,131 |
270,03 |
193,97 |
4,141 |
153,83 |
99,63 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,711 |
72,05 |
50,94 |
957 |
255,29 |
41,53 |
V. |
PERSONAL LOANS |
1,10,634 |
866,58 |
665,15 |
57,344 |
513,33 |
372,64 |
|
1. |
Loans for Purchase of Consumer Durables |
7,456 |
40,95 |
29,23 |
2,799 |
19,36 |
15,00 |
|
2. |
Loans for Housing |
6,309 |
155,01 |
130,39 |
4,291 |
116,37 |
93,54 |
|
3. |
Rest of the Personal Loans |
96,869 |
670,62 |
505,53 |
50,254 |
377,61 |
264,09 |
VI. |
TRADE |
|
30,023 |
392,86 |
301,65 |
18,569 |
1204,06 |
265,32 |
|
1. |
Wholesale Trade |
784 |
21,91 |
18,83 |
422 |
755,27 |
21,38 |
|
2. |
Retail Trade |
29,239 |
370,95 |
282,81 |
18,147 |
448,79 |
243,94 |
VII. |
FINANCE |
|
206 |
784,52 |
669,04 |
43 |
1,69 |
1,32 |
VIII. |
ALL OTHERS |
12,964 |
161,56 |
125,83 |
4,243 |
50,79 |
34,82 |
TOTAL BANK CREDIT |
2,05,221 |
3265,56 |
2556,70 |
1,00,547 |
2757,12 |
1219,97 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
5,502 |
57,90 |
40,07 |
1,919 |
23,36 |
16,73 |
|
|
2. |
Other Small Scale Industries |
1,704 |
50,29 |
40,29 |
1,222 |
156,61 |
100,61 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: JAMMU & KASHMIR |
(Amount in Rupees Lakh) |
OCCUPATION
|
URBAN |
METROPOLITAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
2,840 |
103,69 |
82,21 |
– |
– |
– |
|
1. |
Direct Finance |
2,709 |
55,68 |
46,07 |
– |
– |
– |
|
2. |
Indirect Finance |
131 |
48,01 |
36,14 |
– |
– |
– |
II. |
INDUSTRY |
11,543 |
2993,73 |
3232,69 |
– |
– |
– |
|
1. |
Mining & Quarrying |
49 |
27,87 |
23,18 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
635 |
163,93 |
104,61 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
171 |
49,99 |
37,15 |
– |
– |
– |
|
|
(b) |
Sugar |
1 |
21 |
23 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
29 |
5,14 |
3,95 |
– |
– |
– |
|
|
(d) |
Tea Processing |
1 |
90 |
3 |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
16 |
15,42 |
15,20 |
– |
– |
– |
|
|
(f) |
Others |
417 |
92,26 |
48,04 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
57 |
18,31 |
13,56 |
– |
– |
– |
|
4. |
Textiles |
1,181 |
52,27 |
31,72 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
55 |
6,00 |
3,57 |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
4 |
43 |
39 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
192 |
5,24 |
3,50 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
930 |
40,60 |
24,25 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
192 |
25,87 |
14,74 |
– |
– |
– |
|
6. |
Leather & Leather Products |
180 |
5,75 |
4,68 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
112 |
18,15 |
15,64 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
156 |
48,56 |
41,40 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
12 |
1,66 |
1,19 |
– |
– |
– |
|
|
(b) |
Fertilisers |
1 |
90 |
85 |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
52 |
16,94 |
15,67 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
91 |
29,06 |
23,69 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
7 |
67 |
56 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
52 |
115,24 |
110,95 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
254 |
71,53 |
54,02 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
66 |
18,97 |
17,56 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
18 |
29,27 |
18,64 |
– |
– |
– |
|
|
(c) |
Metal Products |
170 |
23,29 |
17,83 |
– |
– |
– |
|
12. |
Engineering |
649 |
44,14 |
37,20 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
13 |
1,39 |
1,12 |
– |
– |
– |
|
|
(b) |
Light Engineering |
315 |
17,27 |
14,54 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
186 |
21,80 |
18,64 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
135 |
3,68 |
2,89 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
61 |
15,38 |
15,18 |
– |
– |
– |
|
14. |
Other Industries |
6,783 |
151,39 |
118,82 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
29 |
601,70 |
598,11 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
18 |
601,10 |
597,67 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
11 |
60 |
44 |
– |
– |
– |
|
16. |
Construction |
1,146 |
1632,97 |
2048,33 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
4,235 |
164,27 |
122,87 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,854 |
447,65 |
374,58 |
– |
– |
– |
V. |
PERSONAL LOANS |
1,16,573 |
1408,90 |
1102,06 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
9,718 |
58,23 |
41,26 |
– |
– |
– |
|
2. |
Loans for Housing |
11,967 |
393,69 |
325,62 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
94,888 |
956,98 |
735,18 |
– |
– |
– |
VI. |
TRADE |
|
19,801 |
1163,32 |
1031,49 |
– |
– |
– |
|
1. |
Wholesale Trade |
2,177 |
638,96 |
653,02 |
– |
– |
– |
|
2. |
Retail Trade |
17,624 |
524,36 |
378,47 |
– |
– |
– |
VII. |
FINANCE |
|
262 |
11,43 |
6,33 |
– |
– |
– |
VIII. |
ALL OTHERS |
13,556 |
501,29 |
426,26 |
– |
– |
– |
TOTAL BANK CREDIT |
1,71,664 |
6794,29 |
6378,50 |
– |
– |
– |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
3,282 |
27,53 |
20,95 |
– |
– |
– |
|
|
2. |
Other Small Scale Industries |
5,009 |
328,89 |
232,26 |
– |
– |
– |
|