Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,23,537

879,19

815,69

8,44,486

1681,89

1527,31

6

12,29

10,04

1.

Direct Finance

4,21,736

783,79

725,98

8,35,271

1330,90

1236,22

6

12,29

10,04

2.

Indirect Finance

1,801

95,41

89,71

9,215

350,99

291,08

-

-

-

II.

INDUSTRY

59,928

4083,74

3236,00

98,366

4467,62

3455,21

615

1009,30

757,30

1.

Mining & Quarrying

645

120,58

112,41

554

111,80

90,29

1

1,14

5,16

2.

Food Manufacturing and Processing

2,338

230,29

171,64

4,037

409,93

301,10

40

156,71

110,97

(a) Rice Mills, Flour and Dal Mills

527

23,23

21,07

1,032

37,85

34,64

-

-

-

(b) Sugar

53

93,58

70,48

57

79,53

70,00

-

-

-

(c) Edible Oils and Vanaspati

237

25,49

18,61

359

26,17

26,85

-

-

-

(d) Tea Processing

3

4,33

20

11

27,51

9,15

9

114,70

91,01

(e) Processing of Fruits & Vegetables

40

15,59

6,38

109

23,91

18,19

4

3,86

2,57

(f) Others

1,478

68,07

54,90

2,469

214,96

142,26

27

38,15

17,38

3.

Beverage and Tobacco

180

58,70

45,54

436

151,35

111,82

15

22,09

19,33

4.

Textiles

2,192

536,82

366,10

3,208

442,59

348,70

55

136,15

83,75

(a) Cotton Textiles

354

153,22

118,20

439

111,04

76,91

18

91,85

58,80

(b) Jute Textiles

14

16

14

20

6,71

6,66

-

-

-

(c) Handloom Textiles & Khadi

100

1,66

1,48

144

8,49

8,09

-

-

-

(d) Other Textiles

1,724

381,78

246,28

2,605

316,35

257,04

37

44,30

24,95

5.

Paper, Paper Products and Printing

833

70,78

46,75

1,682

91,48

69,24

4

65

1,40

6.

Leather and Leather Products

251

81,41

62,11

459

43,44

37,31

-

-

-

7.

Rubber and Rubber Products

215

30,19

24,64

384

63,00

57,65

1

21

21

8.

Chemicals and Chemical Products

1,113

250,99

199,63

2,206

346,54

283,66

35

40,09

31,36

(a) Heavy Industrial Chemicals

92

31,12

17,85

190

26,75

23,16

11

2,30

2,22

(b) Fertilizers

31

48,74

42,86

60

65,41

57,22

-

-

-

(c) Drugs and Pharmaceuticals

212

84,68

70,01

377

116,18

83,00

12

22,77

16,64

(d) Non-Edible Oils

23

8,51

7,04

43

2,45

2,13

-

-

-

(e) Other Chemicals & Chemical Products

755

77,94

61,88

1,536

135,75

118,15

12

15,02

12,50

9.

Petroleum, Coal Products & Nuclear Fuels

527

43,65

41,67

115

22,01

11,94

2

1,32

24

10.

Manufacture of Cement & Cement Products

191

44,26

25,81

342

40,78

40,37

-

-

-

11.

Basic Metals & Metal Products

1,678

306,29

292,49

3,017

404,14

338,15

19

25,00

21,97

(a) Iron and Steel

438

193,96

199,25

891

226,02

196,69

1

10,00

10,00

(b) Non-Ferrous Metals

69

23,87

17,81

188

44,64

34,53

3

2,60

2,43

(c) Other Metal Products

1,171

88,46

75,43

1,938

133,48

106,94

15

12,40

9,54

12.

Engineering

3,720

1561,28

1305,51

4,455

1427,44

1035,25

174

470,41

360,60

(a) Heavy Engineering

407

329,95

307,51

470

514,34

326,18

22

26,87

23,93

(b) Light Engineering

1,758

690,79

607,34

1,904

354,65

290,46

32

107,34

72,28

(c) Electrical Machinery & Goods

786

170,59

129,06

1,105

164,78

129,95

51

85,73

60,32

(d) Electronic Machinery & Goods

769

369,96

261,59

976

393,67

288,66

69

250,47

204,08

13.

Vehicles, Vehicle Parts & Transport Equipments

703

285,77

181,92

1,445

217,19

144,40

23

66,21

38,64

14.

Other Industries

44,741

385,64

326,98

74,514

529,63

445,77

240

69,80

67,12

15.

Electricity, Gas & Water

134

29,57

16,11

214

96,75

75,59

1

95

57

(a) Electricity Generation & Transmission

68

19,44

10,08

161

94,63

73,91

1

95

57

(b) Non-Conventional Energy

20

1,02

1,36

25

1,05

96

-

-

-

(c) Gas, Steam & Water Supply

46

9,12

4,67

28

1,07

72

-

-

-

16.

Construction

467

47,52

16,68

1,298

69,53

63,97

5

18,58

15,96

III.

TRANSPORT OPERATORS

16,681

114,10

93,06

36,244

290,72

237,16

6

8,60

3,18

IV.

PROFESSIONAL AND OTHER SERVICES

25,823

127,25

100,45

1,25,398

505,02

429,34

61

75,48

51,89

V.

PERSONAL LOANS

2,93,735

785,24

693,93

4,92,556

1439,89

1292,02

11,633

120,12

102,21

1.

Loans for Purchase of Consumer Durables

20,218

38,90

33,59

33,361

64,23

52,89

57

12

12

2.

Loans for Housing

15,644

177,73

155,37

57,896

413,89

376,87

112

14,45

14,37

3.

Rest of the Personal Loans

2,57,873

568,61

504,98

4,01,299

961,76

862,26

11,464

105,56

87,72

VI.

TRADE

1,46,812

577,34

476,41

2,31,502

892,79

752,54

21

22,61

6,05

1.

Wholesale Trade

8,506

203,54

144,21

8,961

328,19

270,14

8

4,08

3,82

2.

Retail Trade

1,38,306

373,80

332,21

2,22,541

564,59

482,40

13

18,53

2,23

VII.

FINANCE

339

166,19

115,55

833

570,58

423,61

28

166,03

117,74

VIII. ALL OTHERS

1,53,388

584,30

538,11

2,31,678

777,39

709,90

135

79,72

45,16

TOTAL BANK CREDIT

11,20,243

7317,36

6069,21

20,61,063

10625,88

8827,09

12,505

1494,16

1093,57

OF WHICH :

1. Artisans & Village Industries

10,299

20,25

19,65

23,971

51,44

46,00

-

-

-

2. Other Small Scale Industries

33,787

711,96

594,32

53,664

892,64

716,97

53

34,36

27,41

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,20,270

638,81

626,27

56,433

266,69

247,37

18,44,732

3478,86

3226,68

1.

Direct Finance

5,01,671

615,46

604,24

55,047

243,91

227,12

18,13,731

2986,35

2803,61

2.

Indirect Finance

18,599

23,35

22,03

1,386

22,77

20,25

31,001

492,52

423,08

II.

INDUSTRY

38,817

56,89

50,82

9,614

762,84

667,65

2,07,340

10380,39

8166,98

1.

Mining & Quarrying

77

3,17

2,85

152

39,01

31,94

1,429

275,70

242,65

2.

Food Manufacturing and Processing

1,778

11,10

10,03

785

106,72

96,88

8,978

914,74

690,61

(a) Rice Mills, Flour and Dal Mills

145

1,56

1,19

218

19,29

15,80

1,922

81,93

72,70

(b) Sugar

4

3

5

14

9,42

9,61

128

182,55

150,15

(c) Edible Oils and Vanaspati

38

65

57

63

2,85

2,26

697

55,15

48,29

(d) Tea Processing

-

-

-

1

14

15

24

146,67

100,51

(e) Processing of Fruits & Vegetables

82

46

40

9

48

57

244

44,30

28,11

(f) Others

1,509

8,40

7,82

480

74,55

68,49

5,963

404,13

290,85

3.

Beverage and Tobacco

25

24

20

96

31,16

29,45

752

263,54

206,34

4.

Textiles

232

1,31

1,10

741

92,49

75,55

6,428

1209,36

875,20

(a) Cotton Textiles

15

9

8

129

16,36

15,45

955

372,57

269,43

(b) Jute Textiles

26

14

12

1

-

-

61

7,02

6,92

(c) Handloom Textiles & Khadi

21

8

6

9

5,73

4,41

274

15,95

14,04

(d) Other Textiles

170

1,00

84

602

70,39

55,69

5,138

813,83

584,79

5.

Paper, Paper Products and Printing

52

76

67

358

36,08

32,22

2,929

199,74

150,27

6.

Leather and Leather Products

32

20

18

77

12,45

8,60

819

137,50

108,21

7.

Rubber and Rubber Products

6

3

3

75

5,55

4,59

681

98,98

87,12

8.

Chemicals and Chemical Products

41

39

31

388

37,76

36,30

3,783

675,78

551,27

(a) Heavy Industrial Chemicals

1

1

1

20

3,58

3,34

314

63,75

46,58

(b) Fertilizers

4

1

1

3

23

41

98

114,39

100,50

(c) Drugs and Pharmaceuticals

9

8

7

77

12,84

12,78

687

236,54

182,50

(d) Non-Edible Oils

6

7

6

4

19

18

76

11,22

9,41

(e) Other Chemicals & Chemical Products

21

23

16

284

20,93

19,59

2,608

249,87

212,28

9.

Petroleum, Coal Products & Nuclear Fuels

2

3

3

18

12,45

12,38

664

79,46

66,25

10.

Manufacture of Cement & Cement Products

7

14

13

95

25,65

17,24

635

110,83

83,55

11.

Basic Metals & Metal Products

58

57

48

489

67,95

63,74

5,261

803,94

716,82

(a) Iron and Steel

11

8

5

164

49,86

48,08

1,505

479,91

454,07

(b) Non-Ferrous Metals

15

15

13

26

1,10

99

301

72,35

55,89

(c) Other Metal Products

32

35

30

299

16,99

14,66

3,455

251,69

206,86

12.

Engineering

205

2,38

2,07

804

127,10

108,10

9,358

3588,61

2811,52

(a) Heavy Engineering

90

1,48

1,31

75

9,86

8,74

1,064

882,49

667,68

(b) Light Engineering

43

31

24

273

49,59

41,17

4,010

1202,69

1011,49

(c) Electrical Machinery & Goods

33

26

23

219

29,25

22,41

2,194

450,61

341,96

(d) Electronic Machinery & Goods

39

34

28

237

38,40

35,78

2,090

1052,83

790,39

13.

Vehicles, Vehicle Parts & Transport Equipments

190

2,82

2,41

293

22,27

20,20

2,654

594,26

387,58

14.

Other Industries

36,038

32,64

29,35

4,712

81,64

69,60

1,60,245

1099,35

938,83

15.

Electricity, Gas & Water

17

14

10

16

67

64

382

128,08

93,02

(a) Electricity Generation & Transmission

10

8

5

10

53

51

250

115,63

85,12

(b) Non-Conventional Energy

3

3

2

2

8

7

50

2,18

2,42

(c) Gas, Steam & Water Supply

4

3

4

4

6

6

82

10,27

5,48

16.

Construction

57

98

89

515

63,91

60,23

2,342

200,52

157,74

III.

TRANSPORT OPERATORS

9,802

66,18

54,66

7,564

86,78

73,06

70,297

566,38

461,11

IV.

PROFESSIONAL AND OTHER SERVICES

37,605

36,07

31,36

10,952

186,91

160,11

1,99,839

930,73

773,15

V.

PERSONAL LOANS

1,11,603

127,83

116,64

1,37,928

341,81

305,27

10,47,455

2814,89

2510,08

1.

Loans for Purchase of Consumer Durables

7,647

9,50

7,65

22,909

28,38

20,50

84,192

141,13

114,75

2.

Loans for Housing

3,894

33,63

31,49

4,834

61,60

56,45

82,380

701,30

634,55

3.

Rest of the Personal Loans

1,00,062

84,71

77,50

1,10,185

251,82

228,32

8,80,883

1972,46

1760,78

VI.

TRADE

1,03,750

115,17

101,81

31,527

481,32

391,38

5,13,612

2089,23

1728,19

1.

Wholesale Trade

4,775

10,18

9,36

3,566

275,68

219,57

25,816

821,68

647,09

2.

Retail Trade

98,975

104,99

92,45

27,961

205,64

171,82

4,87,796

1267,55

1081,10

VII.

FINANCE

73

1,20

1,08

481

259,89

208,29

1,754

1163,88

866,27

VIII. ALL OTHERS

1,31,261

87,68

83,87

27,752

259,46

242,34

5,44,214

1788,55

1619,38

TOTAL BANK CREDIT

9,53,181

1129,83

1066,50

2,82,251

2645,68

2295,47

44,29,243

23212,92

  19351,84

OF WHICH :

1. Artisans & Village Industries

26,559

28,90

25,96

1,009

3,16

2,76

61,838

103,75

94,37

2. Other Small Scale Industries

10,871

15,09

13,74

4,651

230,19

205,43

1,03,026

1884,24

1557,87