Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,78,408

523,65

475,11

4,11,047

554,24

507,68

3

6

5

1.

Direct Finance

3,73,343

462,65

422,22

4,08,258

506,55

472,14

3

6

5

2.

Indirect Finance

5,065

61,00

52,88

2,789

47,69

35,54

-

-

-

II.

INDUSTRY

87,209

1398,82

1204,69

53,685

1338,80

1004,69

45

70,35

76,20

1.

Mining & Quarrying

248

18,47

16,17

102

4,78

3,99

-

-

-

2.

Food Manufacturing and Processing

4,327

288,47

247,54

2,166

399,31

274,19

19

56,78

62,29

(a) Rice Mills, Flour and Dal Mills

478

13,16

11,82

298

6,88

5,97

-

-

-

(b) Sugar

4

1,43

1,48

3

3

2

-

-

-

(c) Edible Oils and Vanaspati

329

17,54

13,25

282

20,88

17,36

-

-

-

(d) Tea Processing

39

52,30

36,43

33

24,20

23,83

12

24,59

15,52

(e) Processing of Fruits & Vegetables

130

5,11

4,67

34

94

66

-

-

-

(f) Others

3,347

198,94

179,89

1,516

346,37

226,36

7

32,18

46,76

3.

Beverage and Tobacco

95

2,60

1,76

122

8,27

7,53

1

14

1

4.

Textiles

1,358

69,31

63,60

1,594

181,08

143,55

-

-

-

(a) Cotton Textiles

134

32,96

29,67

184

75,09

65,89

-

-

-

(b) Jute Textiles

13

94

93

11

2,68

2,41

-

-

-

(c) Handloom Textiles & Khadi

73

2,25

68

100

6,86

5,89

-

-

-

(d) Other Textiles

1,138

33,15

32,31

1,299

96,45

69,35

-

-

-

5.

Paper, Paper Products and Printing

764

52,55

34,98

639

45,02

37,16

-

-

-

6.

Leather and Leather Products

136

5,76

5,41

170

1,51

1,42

-

-

-

7.

Rubber and Rubber Products

843

103,42

93,29

591

69,65

58,70

3

4,69

2,90

8.

Chemicals and Chemical Products

1,311

184,98

151,59

1,303

112,36

83,52

4

1,09

22

(a) Heavy Industrial Chemicals

71

21,06

16,77

55

17,46

16,07

-

-

-

(b) Fertilizers

37

73,44

47,76

20

35,77

13,55

-

-

-

(c) Drugs and Pharmaceuticals

211

12,93

9,99

262

11,89

11,27

2

24

21

(d) Non-Edible Oils

21

8,37

9,79

12

1,76

1,36

-

-

-

(e) Other Chemicals & Chemical Products

971

69,18

67,28

954

45,48

41,27

2

85

1

9.

Petroleum, Coal Products & Nuclear Fuels

53

8,16

5,87

34

4,05

3,00

-

-

-

10.

Manufacture of Cement & Cement Products

245

9,03

3,85

179

6,46

3,48

-

-

-

11.

Basic Metals & Metal Products

952

57,51

58,70

845

59,54

54,49

7

4,22

4,33

(a) Iron and Steel

178

37,44

40,90

163

13,34

15,25

-

-

-

(b) Non-Ferrous Metals

65

2,12

1,46

41

20,41

20,44

2

87

1,08

(c) Other Metal Products

709

17,95

16,34

641

25,79

18,80

5

3,35

3,25

12.

Engineering

1,152

303,46

270,55

1,086

182,79

151,74

5

2,30

5,88

(a) Heavy Engineering

60

31,84

24,83

55

4,30

4,17

1

1

1

(b) Light Engineering

479

27,32

23,37

371

18,17

15,22

1

1

1

(c) Electrical Machinery & Goods

318

175,30

168,40

278

92,08

65,76

3

2,27

5,87

(d) Electronic Machinery & Goods

295

69,01

53,96

382

68,23

66,59

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

449

11,84

10,33

568

12,97

10,83

1

53

25

14.

Other Industries

74,871

239,33

206,96

43,843

164,54

137,57

4

59

30

15.

Electricity, Gas & Water

72

14,15

10,59

65

63,97

11,15

-

-

-

(a) Electricity Generation & Transmission

56

12,50

9,36

53

63,66

10,97

-

-

-

(b) Non-Conventional Energy

7

96

1,06

3

5

5

-

-

-

(c) Gas, Steam & Water Supply

9

69

17

9

26

14

-

-

-

16.

Construction

333

29,78

23,50

378

22,50

22,38

1

3

3

III.

TRANSPORT OPERATORS

21,427

163,79

130,59

14,063

100,43

84,96

6

2,15

1,41

IV.

PROFESSIONAL AND OTHER SERVICES

16,928

98,28

81,32

76,706

170,77

138,71

3

8

2

V.

PERSONAL LOANS

3,08,313

873,98

786,08

1,90,365

698,80

639,07

2,619

25,59

20,75

1.

Loans for Purchase of Consumer Durables

51,453

81,00

70,67

15,834

28,19

23,71

-

-

-

2.

Loans for Housing

27,631

265,44

246,22

27,879

186,34

170,51

400

1,62

1,62

3.

Rest of the Personal Loans

2,29,229

527,55

469,19

1,46,652

484,27

444,85

2,219

23,97

19,13

VI.

TRADE

1,43,190

741,18

625,86

1,14,464

627,39

475,53

31

38,52

26,97

1.

Wholesale Trade

8,168

351,39

287,83

3,553

317,39

241,40

19

34,46

24,60

2.

Retail Trade

1,35,022

389,80

338,03

1,10,911

310,00

234,13

12

4,06

2,37

VII.

FINANCE

66

11,36

10,54

178

50,41

43,55

7

7,62

4,65

VIII. ALL OTHERS

92,319

236,51

219,74

1,38,509

406,93

352,40

343

2,05

2,05

TOTAL BANK CREDIT

10,47,860

4047,56

3533,92

9,99,017

3947,76

3246,58

3,057

146,41

132,11

OF WHICH :

1. Artisans & Village Industries

28,620

60,04

51,95

14,600

28,26

23,11

-

-

-

2. Other Small Scale Industries

49,085

343,58

316,73

31,005

468,22

340,37

1

6,00

23,46

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,73,811

186,13

186,27

1,42,290

253,18

232,24

12,05,559

1517,26

1401,35

1.

Direct Finance

2,72,669

185,10

185,19

1,39,744

224,26

211,49

11,94,017

1378,62

1291,09

2.

Indirect Finance

1,142

1,03

1,08

2,546

28,92

20,75

11,542

138,64

110,26

II.

INDUSTRY

25,371

23,91

22,43

34,909

960,87

774,53

2,01,219

3792,75

3082,54

1.

Mining & Quarrying

42

55

49

173

7,49

7,49

565

31,28

28,14

2.

Food Manufacturing and Processing

550

1,96

1,72

2,154

358,97

247,57

9,216

1105,48

833,31

(a) Rice Mills, Flour and Dal Mills

79

58

49

453

16,48

15,47

1,308

37,10

33,75

(b) Sugar

-

-

-

4

31

16

11

1,77

1,66

(c) Edible Oils and Vanaspati

39

44

40

391

13,84

11,86

1,041

52,70

42,86

(d) Tea Processing

-

-

-

26

12,24

8,79

110

113,34

84,57

(e) Processing of Fruits & Vegetables

3

1

1

28

4,00

3,73

195

10,06

9,07

(f) Others

429

92

82

1,252

312,11

207,57

6,551

890,52

661,40

3.

Beverage and Tobacco

7

4

3

200

16,35

16,46

425

27,39

25,79

4.

Textiles

154

95

90

991

57,45

49,13

4,097

308,79

257,18

(a) Cotton Textiles

26

21

20

69

9,47

14,42

413

117,73

110,17

(b) Jute Textiles

-

-

-

16

16

15

40

3,78

3,49

(c) Handloom Textiles & Khadi

-

-

-

66

2,57

2,12

239

11,68

8,70

(d) Other Textiles

128

74

70

840

45,26

32,45

3,405

175,61

134,81

5.

Paper, Paper Products and Printing

27

20

19

673

41,59

32,79

2,103

139,37

105,11

6.

Leather and Leather Products

8

6

5

67

3,05

2,91

381

10,38

9,79

7.

Rubber and Rubber Products

12

8

7

635

73,11

56,83

2,084

250,94

211,78

8.

Chemicals and Chemical Products

27

26

25

913

44,26

39,86

3,558

342,94

275,44

(a) Heavy Industrial Chemicals

-

-

-

21

96

97

147

39,48

33,81

(b) Fertilizers

-

-

-

8

23

22

65

109,44

61,54

(c) Drugs and Pharmaceuticals

7

9

9

262

21,06

18,69

744

46,22

40,25

(d) Non-Edible Oils

2

1

1

16

42

50

51

10,55

11,66

(e) Other Chemicals & Chemical Products

18

15

15

606

21,58

19,48

2,551

137,25

128,18

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

24

1,72

1,64

111

13,93

10,51

10.

Manufacture of Cement & Cement Products

10

10

11

219

3,24

2,89

653

18,84

10,33

11.

Basic Metals & Metal Products

48

33

28

484

10,83

9,56

2,336

132,43

127,36

(a) Iron and Steel

12

8

6

89

4,04

3,90

442

54,90

60,11

(b) Non-Ferrous Metals

-

-

-

18

17

23

126

23,58

23,22

(c) Other Metal Products

36

25

22

377

6,61

5,43

1,768

53,95

44,03

12.

Engineering

31

28

26

810

38,84

38,00

3,084

527,66

466,43

(a) Heavy Engineering

2

6

6

49

1,69

1,36

167

37,90

30,44

(b) Light Engineering

5

3

2

278

5,05

4,27

1,134

50,57

42,88

(c) Electrical Machinery & Goods

20

14

13

198

16,68

18,15

817

286,48

258,30

(d) Electronic Machinery & Goods

4

5

4

285

15,43

14,22

966

152,71

134,82

13.

Vehicles, Vehicle Parts & Transport Equipments

21

19

17

594

10,49

8,92

1,633

36,03

30,49

14.

Other Industries

24,420

18,55

17,59

25,249

186,81

163,07

1,68,387

609,82

525,47

15.

Electricity, Gas & Water

2

1

1

45

1,05

96

184

79,18

22,70

(a) Electricity Generation & Transmission

2

1

1

23

42

36

134

76,59

20,70

(b) Non-Conventional Energy

-

-

-

14

37

36

24

1,37

1,46

(c) Gas, Steam & Water Supply

-

-

-

8

26

24

26

1,21

55

16.

Construction

12

36

32

1,678

105,62

96,45

2,402

158,29

142,69

III.

TRANSPORT OPERATORS

1,389

15,96

13,16

31,875

324,43

267,98

68,760

606,75

498,10

IV.

PROFESSIONAL AND OTHER SERVICES

34,116

22,79

21,82

37,019

157,73

137,51

1,64,772

449,64

379,37

V.

PERSONAL LOANS

66,376

67,54

66,14

3,32,074

759,56

712,80

8,99,747

2425,47

2224,84

1.

Loans for Purchase of Consumer Durables

12,570

12,82

12,38

23,745

34,86

28,84

1,03,602

156,87

135,60

2.

Loans for Housing

3,052

11,13

10,77

28,057

214,27

193,46

87,019

678,80

622,59

3.

Rest of the Personal Loans

50,754

43,59

42,98

2,80,272

510,42

490,50

7,09,126

1589,80

1466,65

VI.

TRADE

1,24,229

103,55

98,93

72,555

856,28

686,75

4,54,469

2366,92

1914,03

1.

Wholesale Trade

62

52

52

5,215

409,32

318,41

17,017

1113,08

872,76

2.

Retail Trade

1,24,167

103,02

98,41

67,340

446,96

368,34

4,37,452

1253,83

1041,27

VII.

FINANCE

1

-

-

310

61,75

47,07

562

131,14

105,81

VIII. ALL OTHERS

42,466

31,95

31,14

2,67,820

422,43

375,18

5,41,457

1099,87

980,50

TOTAL BANK CREDIT

5,67,759

451,83

439,89

9,18,852

3796,22

3234,04

35,36,545

12389,79

10586,54

OF WHICH :

1. Artisans & Village Industries

14,344

9,39

8,87

5,396

10,87

9,51

62,960

108,57

93,43

2. Other Small Scale Industries

9,244

11,67

10,89

18,345

446,52

334,78

1,07,680

1275,99

1026,23