Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,96,880

1565,49

1413,88

4,52,391

888,76

800,29

1.

Direct Finance

8,86,787

1398,73

1276,97

4,46,306

788,88

725,54

2.

Indirect Finance

10,093

166,76

136,91

6,085

99,89

74,75

II.

INDUSTRY

48,022

1310,47

1104,71

44,453

1099,82

967,94

1.

Mining & Quarrying

266

7,30

6,86

283

17,54

15,14

2.

Food Manufacturing & Processing

2,044

99,22

85,15

2,065

153,91

127,72

(a) Rice Mills, Flour & Dal Mills

590

12,38

9,89

523

27,30

26,50

(b) Sugar

24

26,95

23,34

22

45,41

41,38

(c) Edible Oils & Vanaspati

222

15,39

13,68

324

32,56

20,11

(d) Tea Processing

1

2

1

3

19

3

(e) Processing of Fruits & Vegetables

128

3,73

3,29

64

5,35

5,25

(f) Others

1,079

40,76

34,94

1,129

43,10

34,46

3.

Beverage & Tobacco

56

1,18

95

74

6,23

5,85

4.

Textiles

631

159,17

145,80

851

172,95

171,52

(a) Cotton Textiles

292

99,46

91,54

331

126,43

108,90

(b) Jute Textiles

5

7

8

12

35

20

(c) Handloom Textiles & Khadi

35

31

32

41

4,45

2,89

(d) Other Textiles

299

59,33

53,87

467

41,71

59,54

5.

Paper, Paper Products & Printing

538

71,02

68,57

924

64,54

58,86

6.

Leather & Leather Products

145

3,86

3,31

200

2,23

2,06

7.

Rubber & Rubber Products

119

56,40

57,94

171

8,46

7,58

8.

Chemicals & Chemical Products

906

257,70

212,52

1,141

146,31

127,83

(a) Heavy Industrial Chemicals

88

33,13

27,50

126

23,84

22,31

(b) Fertilisers

7

3,79

3,06

14

10,88

12,06

(c) Drugs & Pharmaceuticals

155

67,36

54,28

162

28,68

21,42

(d) Non-Edible Oils

28

5,17

6,01

38

3,11

2,87

(e) Other Chemicals & Chemical Products

628

148,24

121,67

801

79,80

69,17

9.

Petroleum, Coal Products & Nuclear Fuels

64

40,43

34,94

57

7,31

4,41

10.

Manufacture of Cement & Cement Products

131

26,45

20,12

212

15,99

14,53

11.

Basic Metals & Metal Products

976

220,70

161,56

1,251

164,05

139,84

(a) Iron & Steel

232

148,78

114,47

185

52,06

46,15

(b) Non-Ferrous Metals

30

12,36

11,46

42

51,69

42,17

(c) Other Metal Products

714

59,55

35,62

1,024

60,30

51,52

12.

Engineering

924

165,37

146,67

1,370

117,07

97,51

(a) Heavy Engineering

151

45,13

35,97

210

28,02

25,54

(b) Light Engineering

365

27,33

23,93

584

42,16

29,62

(c) Electrical Machinery & Goods

247

46,47

44,23

345

39,93

37,50

(d) Electronic Machinery & Goods

161

46,43

42,54

231

6,96

4,85

13.

Vehicles, Vehicle Parts & Transport Equipments

736

27,01

17,93

699

25,79

18,84

14.

Other Industries

39,862

141,85

121,33

33,854

131,22

119,94

15.

Electricity, Gas & Water

65

8,71

4,37

91

6,31

5,25

(a) Electricity Generation & Transmission

42

7,46

3,08

59

5,32

4,43

(b) Non-Conventional Energy

1

-

-

6

7

3

(c) Gas, Steam & Water Supply

22

1,25

1,29

26

92

80

16.

Construction

559

24,11

16,68

1,210

59,92

51,05

III.

TRANSPORT OPERATORS

27,550

207,31

167,23

21,014

177,05

144,07

IV.

PROFESSIONAL AND OTHER SERVICES

82,087

144,83

124,15

50,571

185,30

153,49

V.

PERSONAL LOANS

1,64,053

410,94

370,42

1,71,938

600,12

526,84

1.

Loans for Purchase of Consumer Durables

11,090

21,36

17,63

12,631

24,28

20,30

2.

Loans for Housing

14,990

103,28

93,45

20,652

241,81

207,43

3.

Rest of the Personal Loans

1,37,973

286,30

259,34

1,38,655

334,03

299,11

VI.

TRADE

2,33,365

791,05

742,26

1,56,839

518,10

446,71

1.

Wholesale Trade

9,092

403,33

394,37

6,361

98,60

86,61

2.

Retail Trade

2,24,273

387,73

347,89

1,50,478

419,50

360,09

VII.

FINANCE

87

8,32

6,99

111

45,29

40,28

VIII.

ALL OTHERS

49,509

115,20

105,30

54,262

168,32

152,92

TOTAL BANK CREDIT

15,01,553

4553,61

4034,93

9,51,579

3682,78

3232,53

OF WHICH:

1. Artisans & Village Industries

22,314

27,39

24,44

14,976

28,66

26,28

2. Other Small Scale Industries

18,542

255,14

219,28

20,066

314,56

280,89

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

81,233

426,91

342,33

11,722

1085,21

895,16

1.

Direct Finance

79,286

258,04

232,78

9,967

346,44

273,61

2.

Indirect Finance

1,947

168,88

109,55

1,755

738,77

621,55

II.

INDUSTRY

44,436

3894,94

3198,97

79,908

54869,40

42776,79

1.

Mining & Quarrying

179

9,37

8,18

487

478,99

301,14

2.

Food Manufacturing & Processing

1,965

322,19

264,06

2,092

1483,75

1090,26

(a) Rice Mills, Flour & Dal Mills

539

69,82

57,41

179

86,17

72,94

(b) Sugar

30

94,57

75,65

26

91,05

53,02

(c) Edible Oils & Vanaspati

309

84,14

64,50

210

430,24

318,25

(d) Tea Processing

19

3,97

2,72

23

83,60

65,30

(e) Processing of Fruits & Vegetables

68

5,27

4,26

139

98,00

61,62

(f) Others

1,000

64,44

59,51

1,515

694,70

519,14

3.

Beverage & Tobacco

122

33,76

30,57

288

316,75

290,31

4.

Textiles

4,559

435,69

364,35

8,151

7824,19

5436,20

(a) Cotton Textiles

2,963

239,17

188,68

1,845

3013,10

2202,45

(b) Jute Textiles

26

2,01

2,55

49

5,31

5,01

(c) Handloom Textiles & Khadi

144

12,35

9,13

46

23,83

19,88

(d) Other Textiles

1,426

182,15

163,98

6,211

4781,94

3208,86

5.

Paper, Paper Products & Printing

1,522

98,44

100,90

3,476

1126,47

929,38

6.

Leather & Leather Products

300

15,09

12,82

663

190,12

140,52

7.

Rubber & Rubber Products

340

36,13

33,40

794

365,56

312,71

8.

Chemicals & Chemical Products

2,760

793,90

661,96

9,975

10362,73

7813,30

(a) Heavy Industrial Chemicals

300

151,96

108,44

1,517

2449,31

1982,98

(b) Fertilisers

29

23,12

19,47

169

690,91

424,26

(c) Drugs & Pharmaceuticals

434

209,55

180,88

2,301

3027,41

2303,73

(d) Non-Edible Oils

66

16,54

13,82

63

121,46

110,31

(e) Other Chemicals & Chemical Products

1,931

392,74

339,35

5,925

4073,64

2992,03

9.

Petroleum, Coal Products & Nuclear Fuels

148

62,67

53,86

583

5540,57

4298,04

10.

Manufacture of Cement & Cement Products

315

34,54

30,64

322

781,11

685,62

11.

Basic Metals & Metal Products

2,943

480,31

396,08

6,530

5950,36

5068,37

(a) Iron & Steel

708

275,91

224,72

2,215

4556,75

3929,55

(b) Non-Ferrous Metals

114

23,06

20,99

528

386,99

310,77

(c) Other Metal Products

2,121

181,35

150,38

3,787

1006,61

828,04

12.

Engineering

4,182

814,20

614,43

11,316

7996,10

6016,45

(a) Heavy Engineering

559

259,30

174,69

2,211

3050,89

2135,00

(b) Light Engineering

1,778

216,72

171,29

4,341

1796,62

1406,77

(c) Electrical Machinery & Goods

962

199,92

155,21

2,501

1643,84

1227,08

(d) Electronic Machinery & Goods

883

138,26

113,23

2,263

1504,76

1247,60

13.

Vehicles, Vehicle Parts & Transport Equipments

1,061

237,37

175,05

1,679

2124,96

1604,79

14.

Other Industries

22,409

361,21

305,17

30,695

7252,36

6101,35

15.

Electricity, Gas & Water

167

44,00

34,30

284

762,95

661,86

(a) Electricity Generation & Transmission

82

37,74

28,77

209

604,28

535,37

(b) Non-Conventional Energy

8

50

38

11

6,27

5,24

(c) Gas, Steam & Water Supply

77

5,76

5,16

64

152,41

121,25

16.

Construction

1,464

116,06

113,22

2,573

2312,45

2026,49

III.

TRANSPORT OPERATORS

22,897

222,69

184,52

23,060

1209,99

1055,81

IV.

PROFESSIONAL AND OTHER SERVICES

37,726

280,73

234,83

35,666

2332,94

1978,09

V.

PERSONAL LOANS

1,80,328

793,02

698,34

5,68,370

4105,29

3321,83

1.

Loans for Purchase of Consumer Durables

14,554

30,48

24,24

14,972

44,63

36,46

2.

Loans for Housing

32,035

339,66

306,39

62,513

946,40

875,54

3.

Rest of the Personal Loans

1,33,739

422,88

367,71

4,90,885

3114,25

2409,83

VI.

TRADE

92,193

676,71

567,99

72,253

13021,26

11282,74

1.

Wholesale Trade

6,865

245,91

201,84

23,921

11449,82

10025,17

2.

Retail Trade

85,328

430,80

366,15

48,332

1571,44

1257,57

VII.

FINANCE

186

56,60

42,77

2,742

6684,98

5243,75

VIII.

ALL OTHERS

56,831

321,92

277,59

1,05,629

4485,00

3728,80

TOTAL BANK CREDIT

5,15,830

6673,51

5547,35

8,99,350

87794,07

70282,97

OF WHICH:

1. Artisans & Village Industries

4,511

20,63

18,75

4,741

36,51

31,62

2. Other Small Scale Industries

25,176

988,91

834,14

34,420

5776,88

4210,10