SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: HARYANA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of Accounts

Amount Out- standing

No. of Accounts

Amount Out- standing

No. of Accounts

Amount Out- standing

No. of Accounts

Amount Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,04,548

1852,13

1,50,572

1030,50

56,076

361,40

5,11,196

3244,03

1. Direct Finance

3,00,473

1825,43

1,48,645

1014,99

55,592

357,54

5,04,710

3197,95

2. Indirect Finance

4,075

26,70

1,927

15,52

484

3,86

6,486

46,08

II.

INDUSTRY

7,930

20,80

5,746

25,28

17,399

134,86

31,075

180,94

III.

TRANSPORT OPERATORS

1,478

3,63

791

4,23

2,496

16,75

4,765

24,61

IV.

PROFESSIONAL AND OTHER SERVICES

2,946

9,12

3,148

15,86

16,562

101,42

22,656

126,40

V.

PERSONAL LOANS

78,097

398,65

83,496

441,03

2,54,065

1527,40

4,15,658

2367,08

1. Loans for Purchase of Consumer Durables

5,685

25,71

4,101

20,17

11,707

65,16

21,493

111,04

2. Loans for Housing

13,771

117,11

12,574

123,90

57,318

591,10

83,663

832,11

3. Rest of the Personal Loans

58,641

255,84

66,821

296,96

1,85,040

871,13

3,10,502

1423,93

VI.

TRADE

34,908

84,23

30,887

128,05

46,736

207,13

1,12,531

419,40

1. Wholesale Trade

939

3,87

669

6,52

3,353

26,38

4,961

36,77

2. Retail Trade

33,969

80,36

30,218

121,53

43,383

180,74

1,07,570

382,63

VII.

FINANCE

440

1,36

128

50

359

1,97

927

3,83

VIII.

ALL OTHERS

29,316

141,92

17,205

107,97

40,351

286,04

86,872

535,94

TOTAL BANK CREDIT

4,59,663

2511,84

2,91,973

1753,41

4,34,044

2636,97

11,85,680

6902,23

OF WHICH : 1. Artisans and Village & Tiny Industries

5,551

9,87

2,365

6,70

1,120

5,27

9,036

21,85

2. Other Small Scale Industries

1,677

8,01

1,611

8,51

10,382

76,15

13,670

92,68

STATE: HIMACHAL PRADESH

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

1,52,025

441,72

7,764

28,15

442

2,00

1,60,231

471,87

1. Direct Finance

1,50,365

436,38

7,682

27,74

425

1,78

1,58,472

465,90

2. Indirect Finance

1,660

5,35

82

41

17

21

1,759

5,96

II.

INDUSTRY

10,390

43,80

1,671

9,06

256

1,86

12,317

54,71

III.

TRANSPORT OPERATORS

2,954

23,75

720

4,42

161

1,61

3,835

29,77

IV.

PROFESSIONAL AND OTHER SERVICES

6,213

26,03

1,460

7,19

412

2,64

8,085

35,86

V.

PERSONAL LOANS

1,00,385

470,92

20,114

110,25

13,310

73,92

1,33,809

655,08

1. Loans for Purchase of Consumer Durables

5,695

20,44

1,130

6,17

627

2,74

7,452

29,35

2. Loans for Housing

16,063

143,29

3,538

34,60

1,825

20,50

21,426

198,40

3. Rest of the Personal Loans

78,627

307,18

15,446

69,48

10,858

50,67

1,04,931

427,33

VI.

TRADE

39,706

197,40

5,729

32,21

1,898

11,16

47,333

240,77

1. Wholesale Trade

435

2,42

243

2,43

80

1,01

758

5,86

2. Retail Trade

39,271

194,98

5,486

29,78

1,818

10,15

46,575

234,91

VII.

FINANCE

416

1,55

31

17

34

24

481

1,96

VIII.

ALL OTHERS

16,114

58,55

3,088

20,17

3,272

10,88

22,474

89,60

TOTAL BANK CREDIT

3,28,203

1263,72

40,577

211,61

19,785

104,29

3,88,565

1579,62

OF WHICH: 1. Artisans and Village & Tiny Industries

5,204

17,79

622

3,02

74

46

5,900

21,26

2. Other Small Scale Industries

3,177

16,86

849

4,85

100

68

4,126

22,39

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

27,736

82,63

9,801

34,71

1,820

7,15

39,357

124,49

1. Direct Finance

26,889

79,53

9,541

33,96

1,807

7,06

38,237

120,55

2. Indirect Finance

847

3,10

260

75

13

9

1,120

3,94

II.

INDUSTRY

7,570

33,40

3,435

18,65

8,496

48,97

19,501

101,02

III.

TRANSPORT OPERATORS

2,170

16,48

857

7,54

1,336

12,06

4,363

36,08

IV.

PROFESSIONAL AND OTHER SERVICES

1,011

5,40

433

2,26

1,701

9,91

3,145

17,57

V.

PERSONAL LOANS

1,05,413

484,54

53,399

253,98

1,00,472

551,68

2,59,284

1290,19

1. Loans for Purchase of Consumer Durables

7,408

28,17

2,776

14,50

9,580

38,13

19,764

80,80

2. Loans for Housing

3,961

43,76

1,974

20,92

5,138

54,49

11,073

119,16

3. Rest of the Personal Loans

94,044

412,61

48,649

218,56

85,754

459,06

2,28,447

1090,23

VI.

TRADE

27,306

165,31

15,179

98,21

13,656

95,21

56,141

358,74

1. Wholesale Trade

545

2,43

54

56

338

2,09

937

5,08

2. Retail Trade

26,761

162,88

15,125

97,66

13,318

93,12

55,204

353,66

VII.

FINANCE

196

98

35

15

216

1,28

447

2,41

VIII.

ALL OTHERS

12,122

61,46

3,959

19,83

13,055

96,53

29,136

177,82

TOTAL BANK CREDIT

1,83,524

850,19

87,098

435,33

1,40,752

822,78

4,11,374

2108,31

OF WHICH: 1. Artisans and Village & Tiny Industries

5,175

19,49

1,798

7,90

3,122

13,53

10,095

40,92

2. Other Small Scale Industries

1,364

7,58

844

5,51

3,762

23,71

5,970

36,80

STATE: PUNJAB

OCCUPATION

RURAL

SEMI-URBAN URBAN / METROPOLITAN

TOTAL

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,74,785

2358,59

2,05,319

1446,50

43,286

307,99

6,23,390

4113,08

1. Direct Finance

3,71,085

2330,50

2,01,655

1414,24

42,619

302,19

6,15,359

4046,93

2. Indirect Finance

3,700

28,09

3,664

32,27

667

5,80

8,031

66,15

II.

INDUSTRY

14,763

42,69

10,575

51,84

19,406

131,73

44,744

226,26

III.

TRANSPORT OPERATORS

2,941

9,13

1,456

4,83

3,652

25,38

8,049

39,33

IV.

PROFESSIONAL AND OTHER SERVICES

5,473

25,23

5,355

23,69

10,339

58,20

21,167

107,12

V.

PERSONAL LOANS

1,06,189

519,67

1,59,749

906,62

2,80,455

1501,76

5,46,393

2928,05

1. Loans for Purchase of Consumer Durables

6,084

23,09

5,692

26,76

8,725

49,39

20,501

99,24

2. Loans for Housing

19,591

169,05

32,310

328,13

40,949

403,40

92,850

900,58

3. Rest of the Personal Loans

80,514

327,54

1,21,747

551,74

2,30,781

1048,96

4,33,042

1928,24

VI.

TRADE

40,741

123,61

38,704

197,63

28,983

162,73

1,08,428

483,98

1. Wholesale Trade

871

4,10

1,701

12,95

1,560

10,75

4,132

27,80

2. Retail Trade

39,870

119,52

37,003

184,68

27,423

151,98

1,04,296

456,18

VII.

FINANCE

332

1,62

269

1,45

415

2,32

1,016

5,39

VIII.

ALL OTHERS

21,972

114,26

27,674

158,18

44,860

286,94

94,506

559,39

TOTAL BANK CREDIT

5,67,196

3194,81

4,49,101

2790,75

4,31,396

2477,05

14,47,693

8462,61

OF WHICH: 1. Artisans and Village & Tiny Industries

7,849

16,20

2,187

8,48

1,016

6,06

11,052

30,74

2. Other Small Scale Industries

4,138

13,90

5,463

26,96

13,273

93,16

22,874

134,02

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: RAJASTHAN

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

OCCUPATION

No. of
Accounts

Amount
Out- standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

8,56,480

3359,05

4,04,865

1865,43

48,644

291,07

13,09,989

5515,55

1. Direct Finance

8,44,743

3315,34

4,02,109

1851,34

47,765

285,54

12,94,617

5452,22

2. Indirect Finance

11,737

43,72

2,756

14,09

879

5,53

15,372

63,33

II.

INDUSTRY

40,814

78,59

24,729

73,57

16,619

98,93

82,162

251,09

III.

TRANSPORT OPERATORS

4,030

11,77

2,472

9,49

12,376

98,60

18,878

119,87

IV.

PROFESSIONAL AND OTHER SERVICES

22,424

56,96

17,450

58,89

22,370

103,88

62,244

219,74

V.

PERSONAL LOANS

1,64,025

675,82

2,21,495

956,27

4,10,069

1880,72

7,95,589

3512,81

1. Loans for Purchase of Consumer Durables

8,801

28,80

9,798

31,18

11,156

49,90

29,755

109,88

2. Loans for Housing

21,137

155,07

22,998

211,48

41,167

411,29

85,302

777,84

3. Rest of the Personal Loans

1,34,087

491,95

1,88,699

713,61

3,57,746

1419,53

6,80,532

2625,09

VI.

TRADE

97,878

237,11

92,909

304,00

52,907

228,62

2,43,694

769,73

1. Wholesale Trade

2,450

7,02

1,698

7,95

1,656

15,02

5,804

29,99

2. Retail Trade

95,428

230,09

91,211

296,05

51,251

213,60

2,37,890

739,74

VII.

FINANCE

1,670

3,41

477

1,22

460

2,06

2,607

6,68

VIII.

ALL OTHERS

32,161

116,21

17,568

65,94

35,817

223,72

85,546

405,87

TOTAL BANK CREDIT

12,19,482

4538,92

7,81,965

3334,82

5,99,262

2927,60

26,00,709

10801,34

OF WHICH: 1. Artisans and Village & Tiny Industries

27,382

43,37

12,268

27,03

2,452

7,59

42,102

77,98

2. Other Small Scale Industries

9,970

24,85

9,135

33,37

7,157

40,82

26,262

99,03

CHANDIGARH

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

627

2,34

8

6

1,800

11,04

2,435

13,44

1. Direct Finance

611

2,26

8

6

1,608

8,47

2,227

10,79

2. Indirect Finance

16

8

–

–

192

2,57

208

2,65

II.

INDUSTRY

70

52

11

10

8,398

105,00

8,479

105,62

III.

TRANSPORT OPERATORS

23

14

1

–

1,541

8,75

1,565

8,89

IV.

PROFESSIONAL AND OTHER SERVICES

363

1,81

–

–

4,061

23,69

4,424

25,50

V.

PERSONAL LOANS

3,968

25,73

179

1,20

72,701

388,91

76,848

415,84

1. Loans for Purchase of Consumer Durables

128

88

5

1

3,513

17,98

3,646

18,88

2. Loans for Housing

1,434

14,52

36

16

10,405

102,62

11,875

117,30

3. Rest of the Personal Loans

2,406

10,33

138

1,02

58,783

268,30

61,327

279,66

VI.

TRADE

453

2,45

23

6

2,782

15,81

3,258

18,32

1. Wholesale Trade

12

14

8

2

392

2,76

412

2,91

2. Retail Trade

441

2,31

15

4

2,390

13,06

2,846

15,41

VII.

FINANCE

6

1

–

–

59

33

65

34

VIII.

ALL OTHERS

229

69

–

–

9,162

67,31

9,391

68,00

TOTAL BANK CREDIT

5,739

33,68

222

1,42

1,00,504

620,85

1,06,465

655,94

OF WHICH: 1. Artisans and Village & Tiny Industries

8

5

–

–

35

14

43

19

2. Other Small Scale Industries

52

36

1

–

6,994

90,61

7,047

90,97

TABLE No. 5.8 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SMALL BORROWAL ACCOUNTS OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTHERN REGION STATE: DELHI

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

1,090

5,38

245

1,18

3,647

24,26

4,982

30,82

1. Direct Finance

1,081

5,30

223

1,06

3,126

22,92

4,430

29,28

2. Indirect Finance

9

7

22

13

521

1,34

552

1,54

II.

INDUSTRY

344

1,22

178

89

88,718

452,24

89,240

454,34

III.

TRANSPORT OPERATORS

57

43

38

29

4,297

30,89

4,392

31,62

IV.

PROFESSIONAL AND OTHER SERVICES

736

3,82

462

2,66

15,165

99,09

16,363

105,57

V.

PERSONAL LOANS

8,869

45,97

5,648

29,17

12,52,266

5067,77

12,66,783

5142,92

1. Loans for Purchase of Consumer Durables

110

67

422

2,51

32,437

276,09

32,969

279,27

2. Loans for Housing

519

3,92

270

2,78

39,157

385,79

39,946

392,50

3. Rest of the Personal Loans

8,240

41,38

4,956

23,88

11,80,672

4405,89

11,93,868

4471,16

VI.

TRADE

1,010

3,58

391

2,15

24,592

233,27

25,993

238,99

1. Wholesale Trade

22

9

6

9

9,911

130,56

9,939

130,74

2. Retail Trade

988

3,49

385

2,06

14,681

102,71

16,054

108,25

VII.

FINANCE

2

3

–

–

435

3,12

437

3,15

VIII.

ALL OTHERS

815

4,29

1,094

5,45

1,44,621

969,16

1,46,530

978,90

TOTAL BANK CREDIT

12,923

64,73

8,056

41,79

15,33,741

6879,79

15,54,720

6986,31

OF WHICH: 1. Artisans and Village & Tiny Industries

188

47

56

21

297

1,66

541

2,34

2. Other Small Scale Industries

115

54

44

32

46,841

123,51

47,000

124,37

NORTH–EASTERN REGION

STATE: ARUNACHAL PRADESH

OCCUPATION

RURAL

SEMI-URBAN

URBAN / METROPOLITAN

TOTAL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

7,014

11,58

3,090

10,19

–

–

10,104

21,78

1. Direct Finance

6,401

11,02

3,074

10,16

–

–

9,475

21,19

2. Indirect Finance

613

56

16

3

–

–

629

59

II.

INDUSTRY

819

3,54

880

6,64

–

–

1,699

10,18

III.

TRANSPORT OPERATORS

338

1,69

335

3,70

–

–

673

5,39

IV.

PROFESSIONAL AND OTHER SERVICES

197

1,13

279

1,86

–

–

476

3,00

V.

PERSONAL LOANS

9,290

41,06

9,549

62,39

–

–

18,839

103,45

1. Loans for Purchase of Consumer Durables

508

1,26

540

4,27

–

–

1,048

5,54

2. Loans for Housing

80

67

457

2,71

–

–

537

3,39

3. Rest of the Personal Loans

8,702

39,13

8,552

55,40

–

–

17,254

94,53

VI.

TRADE

1,362

8,74

1,679

12,73

–

–

3,041

21,47

1. Wholesale Trade

42

37

3

4

–

–

45

41

2. Retail Trade

1,320

8,37

1,676

12,69

–

–

2,996

21,06

VII.

FINANCE

1

–

1

–

–

–

2

–

VIII.

ALL OTHERS

312

2,28

2,268

27,68

–

–

2,580

29,96

TOTAL BANK CREDIT

19,333

70,03

18,081

125,20

–

–

37,414

195,22

OF WHICH: 1. Artisans and Village & Tiny Industries

529

1,95

242

1,99

–

–

771

3,94

2. Other Small Scale Industries

106

38

401

2,41

–

–

507

2,79