Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE : PUNJAB

(Amount in Rupees Thousand)

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARH SAHIB

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

41,851

130,18,46

32,734

125,77,06

22,053

116,63,67

14,133

34,17,53

1.

Direct Finance

40,473

116,65,91

32,358

118,56,71

21,760

106,99,96

13,594

31,46,71

2.

Indirect Finance

1,378

13,52,55

376

7,20,35

293

9,63,71

539

2,70,82

II.

INDUSTRY

12,815

543,48,41

5,390

89,25,59

2,287

59,55,75

2,248

125,00,67

1.

Mining & Quarrying

13

18,97

2

17,55

3

5,78

4

38,48

2.

Manufacturing & Processing

12,727

541,08,97

5,359

88,56,81

2,262

58,27,67

2,234

123,35,22

3.

Electricity, Gas & Water

32

87,33

12

13,53

12

19,81

8

1,26,46

4.

Construction

43

1,33,14

17

37,70

10

1,02,49

2

51

III.

TRANSPORT OPERATORS

4,954

11,43,67

1,567

9,38,52

1,073

7,42,05

498

1,58,30

IV.

PROFESSIONAL AND OTHER SERVICES

3,208

22,32,95

1,497

8,55,49

481

5,60,08

327

29,51,58

V.

PERSONAL LOANS

35,815

124,68,24

11,564

44,99,71

8,299

47,80,96

5,653

15,95,27

1.

Loans for Purchase of Consumer Durables

3,811

6,08,65

543

97,85

597

76,27

341

39,50

2.

Loans for Housing

4,344

33,41,22

3,943

22,76,22

3,973

31,70,04

1,017

6,82,64

3.

Rest of the Personal Loans

27,660

85,18,37

7,078

21,25,64

3,729

15,34,65

4,295

8,73,13

VI.

TRADE

26,564

110,14,33

9,661

56,57,33

4,575

37,28,17

4,280

32,89,57

1.

Wholesale Trade

3,721

58,44,81

951

26,62,05

629

8,14,43

738

20,77,02

2.

Retail Trade

22,843

51,69,52

8,710

29,95,28

3,946

29,13,74

3,542

12,12,55

VII.

FINANCE

121

16,33,50

13

16,19

2

37,00

5

86,08

VIII.

ALL OTHERS

15,428

93,84,07

4,824

18,19,35

2,624

13,87,08

1,645

7,27,95

TOTAL BANK CREDIT

1,40,756

1052,43,63

67,250

352,89,24

41,394

288,54,76

28,789

247,26,95

OF WHICH:

1. Artisans & Village Industries

2,494

8,15,19

2,093

3,77,86

210

72,28

420

71,83

2. Other Small Scale Industries

7,364

209,40,50

2,393

23,29,75

1,197

29,24,09

872

9,26,74

FEROZPUR

GURDASPUR

HOSHIARPUR

JALANDHAR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

51,694

184,95,99

29,539

73,14,24

26,765

75,55,51

26,585

136,80,16

1.

Direct Finance

50,157

173,08,70

28,479

68,59,81

26,146

71,64,82

25,954

104,62,54

2.

Indirect Finance

1,537

11,87,29

1,060

4,54,43

619

3,90,69

631

32,17,62

II.

INDUSTRY

4,772

84,03,22

6,168

78,77,98

9,047

301,32,39

12,912

475,85,85

1.

Mining & Quarrying

5

4,22

10

20,22

4

1,97

5

18,72

2.

Manufacturing & Processing

4,743

83,57,37

6,135

77,70,90

9,020

300,56,35

12,851

474,02,56

3.

Electricity, Gas & Water

17

26,80

12

64,07

20

70,26

33

1,09,98

4.

Construction

7

14,83

11

22,79

3

3,81

23

54,59

III.

TRANSPORT OPERATORS

2,697

6,58,17

3,339

8,81,63

1,652

8,31,64

1,748

17,10,49

IV.

PROFESSIONAL AND OTHER SERVICES

1,570

9,63,29

1,523

4,66,44

1,785

4,21,48

3,665

24,33,28

V.

PERSONAL LOANS

12,866

59,73,65

16,717

55,71,27

14,651

47,84,61

40,330

181,71,13

1.

Loans for Purchase of Consumer Durables

872

1,19,17

1,166

2,82,71

1,016

1,98,91

2,052

4,07,93

2.

Loans for Housing

3,344

31,13,49

2,406

15,30,03

2,115

15,70,30

5,593

50,73,72

3.

Rest of the Personal Loans

8,650

27,40,99

13,145

37,58,53

11,520

30,15,40

32,685

126,89,48

VI.

TRADE

12,911

55,94,26

15,685

38,42,65

11,145

30,54,57

13,658

155,54,88

1.

Wholesale Trade

1,390

20,86,52

566

8,25,49

693

6,05,22

1,405

85,34,56

2.

Retail Trade

11,521

35,07,74

15,119

30,17,16

10,452

24,49,35

12,253

70,20,32

VII.

FINANCE

13

23,17

8

66,22

5

9,93

73

5,08,42

VIII.

ALL OTHERS

7,020

22,45,11

8,165

23,60,97

7,043

20,91,37

15,923

116,52,03

TOTAL BANK CREDIT

93,543

423,56,86

81,144

283,81,40

72,093

488,81,50

1,14,894

1112,96,24

OF WHICH:

1. Artisans & Village Industries

1,881

2,84,98

2,090

3,91,28

5,370

6,99,74

942

3,36,31

2. Other Small Scale Industries

2,125

32,68,81

2,904

47,40,16

2,765

16,56,09

8,176

267,58,03

KAPURTHALA

LUDHIANA

MANSA

MOGA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

13,725

40,49,45

50,436

181,04,98

19,424

57,00,69

15,407

40,91,78

1.

Direct Finance

13,538

34,43,34

48,952

160,15,84

19,331

55,44,78

15,149

35,14,65

2.

Indirect Finance

187

6,06,11

1,484

20,89,14

93

1,55,91

258

5,77,13

II.

INDUSTRY

2,904

124,74,54

26,525

2216,01,66

2,465

9,85,13

1,248

16,98,80

1.

Mining & Quarrying

94

1,22,66

20

85,78

-

-

5

4,52

2.

Manufacturing & Processing

2,806

123,42,99

26,437

2210,26,25

2,464

9,73,30

1,223

15,22,54

3.

Electricity, Gas & Water

2

87

45

1,39,80

-

-

4

15,38

4.

Construction

2

8,02

23

3,49,83

1

11,83

16

1,56,36

III.

TRANSPORT OPERATORS

655

2,53,19

2,352

18,18,46

713

1,44,31

546

3,83,51

IV.

PROFESSIONAL AND OTHER SERVICES

918

7,48,98

4,244

69,80,70

863

2,36,95

592

4,53,59

V.

PERSONAL LOANS

9,974

41,60,81

42,071

199,93,01

3,060

7,20,89

5,450

17,18,61

1.

Loans for Purchase of Consumer Durables

775

1,11,22

2,679

6,32,48

106

12,25

619

68,76

2.

Loans for Housing

1,039

9,88,75

7,763

74,46,46

368

2,26,20

820

3,66,84

3.

Rest of the Personal Loans

8,160

30,60,84

31,629

119,14,07

2,586

4,82,44

4,011

12,83,01

VI.

TRADE

5,846

43,21,99

19,188

1135,57,62

3,935

10,46,58

4,263

13,74,79

1.

Wholesale Trade

348

26,41,90

4,675

1052,60,49

158

1,07,33

111

1,94,83

2.

Retail Trade

5,498

16,80,09

14,513

82,97,13

3,777

9,39,25

4,152

11,79,96

VII.

FINANCE

37

1,45,30

35

3,03,05

2

1,38

12

7,47

VIII.

ALL OTHERS

2,792

16,82,25

19,968

230,57,95

782

2,86,73

1,607

10,59,88

TOTAL BANK CREDIT

36,851

278,36,51

1,64,819

4054,17,43

31,244

91,22,66

29,125

107,88,43

OF WHICH:

1. Artisans & Village Industries

436

86,93

1,420

18,87,15

1,602

1,28,45

238

60,41

2. Other Small Scale Industries

1,477

29,92,73

18,182

881,35,81

721

4,92,14

680

8,95,25

MUKTSAR

NAWANSHAHAR

PATIALA

RUPNAGAR

SANGRUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

25

26

27

28

29

30

31

32

33

34

I.

AGRICULTURE

14,673

36,88,68

7,463

13,33,66

53,057

247,47,25

21,349

65,77,64

68,038

224,48,17

1.

Direct Finance

14,341

31,68,20

7,396

12,88,90

51,061

184,16,63

21,043

53,22,12

66,976

209,85,86

2.

Indirect Finance

332

5,20,48

67

44,76

1,996

63,30,62

306

12,55,52

1,062

14,62,31

II.

INDUSTRY

1,352

20,20,33

1,285

5,41,32

6,988

398,68,52

5,237

221,83,96

9,619

115,88,17

1.

Mining & Quarrying

1

51

3

1,22,42

14

28,96

17

30,15

51

56,26

2.

Manufacturing & Processing

1,348

20,14,76

1,282

4,18,90

6,921

395,09,51

5,197

220,87,47

9,552

114,87,79

3.

Electricity, Gas & Water

3

5,06

-

-

39

2,78,11

8

12,93

15

43,64

4.

Construction

-

-

-

-

14

51,94

15

53,41

1

48

III.

TRANSPORT OPERATORS

705

94,34

390

1,05,25

2,341

25,53,16

1,730

9,19,94

1,973

7,43,53

IV.

PROFESSIONAL AND OTHER SERVICES

261

2,64,63

486

1,43,74

2,122

15,11,22

1,036

3,18,73

1,044

3,95,94

V.

PERSONAL LOANS

4,084

9,61,91

5,504

13,68,76

33,011

115,70,21

16,101

50,22,68

15,521

69,04,86

1.

Loans for Purchase of Consumer Durables

402

61,75

373

78,09

2,513

4,23,72

1,796

3,03,57

656

99,32

2.

Loans for Housing

668

2,21,85

440

2,63,58

6,772

54,02,22

2,187

13,37,17

4,306

42,47,91

3.

Rest of the Personal Loans

3,014

6,78,31

4,691

10,27,09

23,726

57,44,27

12,118

33,81,94

10,559

25,57,63

VI.

TRADE

3,242

12,56,69

2,983

6,25,50

16,449

111,16,84

7,698

27,20,86

12,474

69,71,81

1.

Wholesale Trade

212

4,70,33

62

1,20,87

1,630

31,81,87

135

4,14,43

1,722

34,06,62

2.

Retail Trade

3,030

7,86,36

2,921

5,04,63

14,819

79,34,97

7,563

23,06,43

10,752

35,65,19

VII.

FINANCE

1

-

2

17

46

1,64,25

3

3,11

14

15,09

VIII.

ALL OTHERS

1,668

9,39,70

2,302

2,84,56

10,934

87,48,52

4,541

22,29,10

8,182

32,15,86

TOTAL BANK CREDIT

25,986

92,26,28

20,415

44,02,96

1,24,948

1002,79,97

57,695

399,76,02

1,16,865

522,83,43

OF WHICH:

1. Artisans & Village Industries

298

53,35

807

69,34

1,369

3,72,75

1,910

7,15,28

3,025

4,97,62

2. Other Small Scale Industries

705

8,26,55

326

1,50,48

3,756

92,08,54

2,430

37,32,96

5,214

48,87,55