State : Himachal Pradesh - आरबीआई - Reserve Bank of India
State : Himachal Pradesh
Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to OccupationMarch 2001 |
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NORTHERN REGION |
(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
4 |
5 |
6 |
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|
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I. |
AGRICULTURE |
93,037 |
210,56 |
159,19 |
9,081 |
44,40 |
35,59 |
1. Direct Finance |
91,322 |
201,27 |
151,84 |
8,835 |
32,16 |
25,10 |
|
2. Indirect Finance |
1,715 |
9,29 |
7,35 |
246 |
12,24 |
10,48 |
|
II. |
INDUSTRY |
25,178 |
467,55 |
410,09 |
5,038 |
374,30 |
325,45 |
1. Mining & Quarrying |
56 |
4,97 |
3,90 |
27 |
1,89 |
1,54 |
|
2. Food Manufacturing & Processing |
259 |
36,77 |
29,86 |
117 |
18,66 |
16,13 |
|
(a) Rice Mills, Flour & Dal Mills |
107 |
15,77 |
10,39 |
48 |
1,94 |
2,14 |
|
(b) Sugar |
4 |
12 |
9 |
1 |
5 |
5 |
|
(c) Edible Oils & Vanaspati |
42 |
6,50 |
5,91 |
6 |
3,13 |
1,85 |
|
(d) Tea Processing |
1 |
4 |
4 |
8 |
29 |
24 |
|
(e) Processing of Fruits & Vegetables |
10 |
6,21 |
6,09 |
5 |
37 |
34 |
|
(f) Others |
95 |
8,13 |
7,34 |
49 |
12,89 |
11,51 |
|
3. Beverage & Tobacco |
7 |
1,71 |
1,64 |
13 |
95 |
64 |
|
4. Textiles |
166 |
62,87 |
55,34 |
138 |
25,24 |
23,14 |
|
(a) Cotton Textiles |
48 |
29,59 |
23,95 |
8 |
3,68 |
1,04 |
|
(b) Jute Textiles |
— |
— |
— |
7 |
21 |
18 |
|
(c) Handloom Textiles & Khadi |
31 |
47 |
41 |
74 |
7,05 |
7,08 |
|
(d) Other Textiles |
87 |
32,80 |
30,98 |
49 |
14,31 |
14,85 |
|
5. Paper, Paper Products & Printing |
97 |
5,59 |
5,90 |
76 |
4,24 |
5,20 |
|
6. Leather & Leather Products |
85 |
75 |
48 |
19 |
33 |
36 |
|
7. Rubber & Rubber Products |
84 |
3,00 |
2,79 |
59 |
1,54 |
1,31 |
|
8. Chemicals & Chemical Products |
219 |
73,73 |
46,21 |
74 |
26,33 |
23,93 |
|
(a) Heavy Industrial Chemicals |
12 |
9,11 |
6,11 |
9 |
57 |
50 |
|
(b) Fertilisers |
3 |
34 |
36 |
— |
— |
— |
|
(c) Drugs & Pharmaceuticals |
33 |
26,41 |
7,60 |
29 |
16,80 |
14,39 |
|
(d) Non-Edible Oils |
5 |
31 |
28 |
6 |
30 |
27 |
|
(e) Other Chemicals & Chemical Products |
166 |
37,57 |
31,86 |
30 |
8,66 |
8,76 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
5 |
41 |
37 |
4 |
45 |
44 |
|
10. Manufacture of Cement & Cement Products |
55 |
2,09 |
1,82 |
24 |
2,06 |
2,01 |
|
11. Basic Metals & Metal Products |
371 |
77,88 |
84,04 |
107 |
12,71 |
10,34 |
|
(a) Iron & Steel |
80 |
42,58 |
53,70 |
15 |
1,21 |
1,17 |
|
(b) Non-Ferrous Metals |
32 |
8,28 |
6,85 |
— |
— |
— |
|
(c) Other Metal Products |
259 |
27,01 |
23,49 |
92 |
11,51 |
9,17 |
|
12. Engineering |
237 |
58,17 |
54,01 |
141 |
6,47 |
5,00 |
|
(a) Heavy Engineering |
22 |
8,02 |
5,86 |
21 |
3,43 |
2,94 |
|
(b) Light Engineering |
80 |
17,01 |
18,78 |
34 |
92 |
44 |
|
(c) Electrical Machinery & Goods |
106 |
10,86 |
9,94 |
66 |
1,25 |
87 |
|
(d) Electronic Machinery & Goods |
29 |
22,28 |
19,42 |
20 |
86 |
76 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
99 |
20,51 |
19,54 |
25 |
21,41 |
19,58 |
|
14. Other Industries |
23,241 |
91,85 |
77,31 |
3,871 |
89,91 |
85,62 |
|
15. Electricity, Gas & Water |
4 |
20,11 |
20,08 |
9 |
158,40 |
128,26 |
|
(a) Electricity Generation & Transmission |
1 |
20,00 |
20,00 |
8 |
158,35 |
128,20 |
|
(b) Non-Conventional Energy |
2 |
7 |
5 |
— |
— |
— |
|
(c) Gas, Steam & Water Supply |
1 |
4 |
3 |
1 |
5 |
5 |
|
16. Construction |
193 |
7,16 |
6,81 |
334 |
3,71 |
1,95 |
|
III. |
TRANSPORT OPERATORS |
8,651 |
135,29 |
82,13 |
2,450 |
83,19 |
47,31 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,903 |
35,75 |
28,00 |
2,668 |
29,94 |
22,05 |
V. |
PERSONAL LOANS |
95,244 |
334,22 |
275,04 |
38,285 |
233,41 |
193,90 |
1. Loans for Purchase of Consumer Durables |
8,218 |
23,87 |
18,30 |
3,970 |
12,27 |
9,43 |
|
2. Loans for Housing |
14,076 |
106,81 |
89,65 |
7,809 |
130,45 |
109,93 |
|
3. Rest of the Personal Loans |
72,950 |
203,53 |
167,09 |
26,506 |
90,69 |
74,53 |
|
VI. |
TRADE |
25,652 |
140,18 |
111,17 |
8,655 |
111,73 |
93,31 |
1. Wholesale Trade |
1,315 |
30,13 |
23,78 |
535 |
31,33 |
24,37 |
|
2. Retail Trade |
24,337 |
110,05 |
87,38 |
8,120 |
80,39 |
68,94 |
|
VII. |
FINANCE |
9 |
56 |
48 |
12 |
2,83 |
2,75 |
VIII. |
ALL OTHERS |
16,819 |
71,65 |
62,55 |
9,430 |
93,81 |
54,37 |
|
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TOTAL BANK CREDIT |
2,72,493 |
1395,76 |
1128,66 |
75,619 |
973,59 |
774,72 |
|
OF WHICH: 1. Artisans & Village Industries |
12,988 |
27,12 |
20,94 |
1,421 |
5,30 |
4,33 |
|
2. Other Small Scale Industries |
8,954 |
147,10 |
127,53 |
2,271 |
49,72 |
44,49 |
|
Note : There are no Urban and Metropolitan Centres in Himachal Pradesh. |
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