Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

13,82,656

2995,43

2736,92

5,49,228

1812,43

1665,26

1. Direct Finance

13,68,087

2829,94

2595,11

5,42,482

1560,66

1430,71

2. Indirect Finance

14,569

165,48

141,81

6,746

251,77

234,55

II.

INDUSTRY

77,466

1035,74

883,39

90,020

1143,62

953,04

1. Mining & Quarrying

73

24,69

20,88

118

45,50

42,52

2. Food Manufacturing & Processing

2,758

216,24

171,67

2,349

395,57

301,03

(a) Rice Mills, Flour & Dal Mills

891

25,09

19,92

998

43,68

34,36

(b) Sugar

13

51,46

51,66

28

65,18

45,68

(c) Edible Oils & Vanaspati

122

2,20

1,74

326

20,74

18,54

(d) Tea Processing

4

6,63

6,86

8

10,82

7,64

(e) Processing of Fruits & Vegetables

26

2,04

1,90

6

86

73

(f) Others

1,702

128,83

89,60

983

254,30

194,07

3. Beverage & Tobacco

43

19,60

11,31

67

8,75

7,92

4. Textiles

691

85,15

72,52

2,524

59,49

50,76

(a) Cotton Textiles

31

28,65

17,63

137

11,17

10,06

(b) Jute Textiles

4

15

17

6

89

93

(c) Handloom Textiles & Khadi

153

1,18

1,17

174

1,55

1,41

(d) Other Textiles

503

55,16

53,54

2,207

45,88

38,37

5. Paper, Paper Products & Printing

259

5,45

4,63

610

50,31

44,48

6. Leather & Leather Products

35

11,14

11,37

146

5,48

6,60

7. Rubber & Rubber Products

53

4,04

3,27

122

3,33

2,97

8. Chemicals & Chemical Products

362

37,66

32,04

566

38,08

33,74

(a) Heavy Industrial Chemicals

13

1,12

89

22

2,77

2,42

(b) Fertilisers

2

8,03

7,73

6

44

46

(c) Drugs & Pharmaceuticals

63

1,84

1,58

171

8,39

7,36

(d) Non-Edible Oils

6

88

76

8

1,51

1,45

(e) Other Chemicals & Chemical Products

278

25,79

21,08

359

24,97

22,04

9. Petroleum, Coal Products & Nuclear Fuels

11

195,64

184,97

18

1,27

1,16

10. Manufacture of Cement & Cement Products

86

2,23

1,88

156

16,72

16,21

11. Basic Metals & Metal Products

267

62,92

53,38

645

88,97

79,87

(a) Iron & Steel

35

53,23

46,09

68

63,92

59,98

(b) Non-Ferrous Metals

8

67

41

9

4,58

2,79

(c) Other Metal Products

224

9,02

6,88

568

20,46

17,10

12. Engineering

1,127

121,32

104,50

1,049

89,78

78,18

(a) Heavy Engineering

139

36,15

26,55

57

39,71

25,06

(b) Light Engineering

676

20,20

11,58

547

30,58

28,31

(c) Electrical Machinery & Goods

265

30,51

28,98

410

11,26

8,86

(d) Electronic Machinery & Goods

47

34,46

37,39

35

8,22

15,95

13. Vehicles, Vehicle Parts & Transport Equipments

753

37,29

30,94

1,302

19,83

17,78

14. Other Industries

70,608

198,15

170,67

79,597

293,20

247,05

15. Electricity, Gas & Water

16

2,29

1,58

32

12,33

9,38

(a) Electricity Generation & Transmission

6

1,53

1,02

22

11,65

8,72

(b) Non-Conventional Energy

2

7

8

3

21

20

(c) Gas, Steam & Water Supply

8

69

48

7

48

46

16. Construction

324

11,92

7,79

719

15,01

13,38

III.

TRANSPORT OPERATORS

22,159

196,25

147,36

19,240

198,00

147,00

IV.

PROFESSIONAL AND OTHER SERVICES

86,763

172,91

148,24

63,761

286,18

241,75

V.

PERSONAL LOANS

3,86,039

861,19

755,38

3,88,587

1155,63

1006,37

1. Loans for Purchase of Consumer Durables

26,990

61,39

49,39

30,602

81,33

65,09

2. Loans for Housing

32,977

214,98

193,34

52,759

384,83

342,69

3. Rest of the Personal Loans

3,26,072

584,83

512,65

3,05,226

689,47

598,59

VI.

TRADE

2,47,847

610,50

547,83

1,56,193

694,63

597,07

1. Wholesale Trade

7,609

179,15

169,73

7,679

182,84

152,14

2. Retail Trade

2,40,238

431,35

378,09

1,48,514

511,78

444,93

VII.

FINANCE

676

17,62

15,71

1,101

62,10

47,42

VIII.

ALL OTHERS

1,32,196

273,44

247,99

77,970

379,97

355,76

TOTAL BANK CREDIT

23,35,802

6163,09

5482,83

13,46,100

5732,56

5013,66

OF WHICH: 1. Artisans & Village Industries

38,878

53,40

47,34

30,010

50,99

47,34

2. Other Small Scale Industries

28,877

239,22

183,44

44,962

386,91

336,93

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

89,168

464,96

408,91

8,901

612,19

470,25

1. Direct Finance

87,467

370,11

329,12

6,274

103,35

93,59

2. Indirect Finance

1,701

94,84

79,78

2,627

508,84

376,66

II.

INDUSTRY

64,771

2033,95

1672,43

1,00,520

10754,99

8219,61

1. Mining & Quarrying

129

24,94

17,12

318

338,49

209,38

2. Food Manufacturing & Processing

1,833

354,87

258,55

821

562,71

398,69

(a) Rice Mills, Flour & Dal Mills

588

61,70

55,82

51

17,78

17,25

(b) Sugar

23

81,00

64,64

49

158,87

87,65

(c) Edible Oils & Vanaspati

233

31,66

24,70

23

16,45

18,49

(d) Tea Processing

4

8,62

4,98

4

1,57

1,04

(e) Processing of Fruits & Vegetables

17

3,09

1,07

79

44,96

41,67

(f) Others

968

168,80

107,35

615

323,08

232,59

3. Beverage & Tobacco

91

107,01

63,78

136

175,26

161,49

4. Textiles

1,362

127,21

109,44

3,066

1110,84

820,15

(a) Cotton Textiles

152

91,36

77,84

357

127,04

103,54

(b) Jute Textiles

4

30

25

10

3,01

2,31

(c) Handloom Textiles & Khadi

47

2,93

2,62

55

95,73

21,85

(d) Other Textiles

1,159

32,62

28,74

2,644

885,05

692,45

5. Paper, Paper Products & Printing

1,019

46,64

34,89

1,838

137,15

107,40

6. Leather & Leather Products

165

8,55

7,91

426

102,23

84,55

7. Rubber & Rubber Products

258

61,16

47,31

332

67,07

45,70

8. Chemicals & Chemical Products

1,253

107,39

90,31

2,458

751,87

543,55

(a) Heavy Industrial Chemicals

43

3,86

3,38

73

39,18

27,63

(b) Fertilisers

20

9,06

7,36

48

44,68

34,76

(c) Drugs & Pharmaceuticals

229

11,44

9,80

551

258,42

193,86

(d) Non-Edible Oils

18

11,10

6,88

7

82

71

(e) Other Chemicals & Chemical Products

943

71,93

62,88

1,779

408,77

286,60

9. Petroleum, Coal Products & Nuclear Fuels

25

119,70

110,73

75

31,69

22,60

10. Manufacture of Cement & Cement Products

184

16,48

18,87

242

41,46

42,17

11. Basic Metals & Metal Products

1,366

372,09

315,80

2,526

707,61

614,49

(a) Iron & Steel

301

273,42

248,37

445

409,19

394,85

(b) Non-Ferrous Metals

55

44,56

22,45

110

44,97

30,51

(c) Other Metal Products

1,010

54,11

44,97

1,971

253,46

189,14

12. Engineering

2,140

152,24

117,24

6,475

4016,62

3038,68

(a) Heavy Engineering

134

29,85

22,72

434

1290,90

882,45

(b) Light Engineering

1,164

45,56

37,18

3,246

1035,07

786,17

(c) Electrical Machinery & Goods

732

63,29

48,32

1,811

554,97

465,94

(d) Electronic Machinery & Goods

110

13,53

9,03

984

1135,68

904,11

13. Vehicles, Vehicle Parts & Transport Equipments

714

63,89

67,85

548

329,56

149,70

14. Other Industries

53,220

371,66

332,38

80,061

1293,59

1030,68

15. Electricity, Gas & Water

57

19,92

18,80

129

828,08

740,32

(a) Electricity Generation & Transmission

43

18,89

18,03

82

811,81

724,79

(b) Non-Conventional Energy

5

24

16

28

13,34

12,90

(c) Gas, Steam & Water Supply

9

80

62

19

2,94

2,64

16. Construction

955

80,20

61,44

1,069

260,76

210,05

III.

TRANSPORT OPERATORS

17,114

185,02

143,61

18,562

225,29

174,31

IV.

PROFESSIONAL AND OTHER SERVICES

37,891

424,84

369,35

25,828

818,98

552,13

V.

PERSONAL LOANS

3,38,956

1538,70

1339,23

4,16,404

2292,78

1807,29

1. Loans for Purchase of Consumer Durables

33,139

101,95

80,34

47,126

164,92

134,53

2. Loans for Housing

66,325

691,29

613,55

41,521

714,76

638,74

3. Rest of the Personal Loans

2,39,492

745,46

645,35

3,27,757

1413,10

1034,02

VI.

TRADE

82,711

734,03

610,95

43,835

1237,09

984,35

1. Wholesale Trade

10,783

256,10

198,40

11,639

624,10

467,25

2. Retail Trade

71,928

477,93

412,55

32,196

612,99

517,11

VII.

FINANCE

355

123,11

106,45

772

1431,00

1210,20

VIII.

ALL OTHERS

59,879

479,71

418,78

1,02,424

1216,59

1069,25

TOTAL BANK CREDIT

6,90,845

5984,31

5069,72

7,17,246

18588,91

14487,39

OF WHICH: 1. Artisans & Village Industries

18,541

36,01

33,72

13,389

27,46

26,35

2. Other Small Scale Industries

34,369

635,82

517,13

47,512

1709,95

1345,23