State : Tamil Nadu - आरबीआई - Reserve Bank of India
State : Tamil Nadu
Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
MARCH 2001 |
(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
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1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
4,92,951 |
1147,12 |
1031,14 |
12,83,628 |
3119,51 |
2854,21 |
||
1. Direct Finance |
4,88,043 |
1067,50 |
971,78 |
12,70,628 |
2594,00 |
2417,75 |
|||
2. Indirect Finance |
4,908 |
79,62 |
59,36 |
13,000 |
525,51 |
436,46 |
|||
II. |
INDUSTRY |
1,10,611 |
9185,78 |
6944,81 |
2,17,965 |
13950,22 |
11248,36 |
||
1. Mining & Quarrying |
186 |
195,80 |
131,00 |
570 |
320,02 |
227,79 |
|||
2. Food Manufacturing & Processing |
1,156 |
802,19 |
526,01 |
3,620 |
1321,26 |
1121,51 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
401 |
49,91 |
36,31 |
1,116 |
96,65 |
82,63 |
||
(b) |
Sugar |
76 |
418,82 |
254,76 |
90 |
636,82 |
530,50 |
||
(c) |
Edible Oils & Vanaspati |
167 |
60,35 |
49,90 |
423 |
38,93 |
31,53 |
||
(d) |
Tea Processing |
77 |
36,59 |
26,06 |
220 |
62,19 |
44,47 |
||
(e) |
Processing of Fruits & Vegetables |
14 |
12,44 |
8,30 |
73 |
162,77 |
158,81 |
||
(f) |
Others |
421 |
224,07 |
150,67 |
1,698 |
323,91 |
273,58 |
||
3. Beverage & Tobacco |
81 |
52,30 |
43,56 |
162 |
124,52 |
119,37 |
|||
4. Textiles |
6,508 |
2245,74 |
1725,84 |
17,168 |
3556,16 |
2860,30 |
|||
(a) |
Cotton Textiles |
1,654 |
1054,27 |
771,86 |
6,442 |
2043,98 |
1652,99 |
||
(b) |
Jute Textiles |
16 |
5,35 |
5,37 |
19 |
5,53 |
4,52 |
||
(c) |
Handloom Textiles & Khadi |
247 |
28,89 |
26,66 |
1,170 |
82,55 |
70,33 |
||
(d) |
Other Textiles |
4,591 |
1157,23 |
921,94 |
9,537 |
1424,11 |
1132,46 |
||
5. Paper, Paper Products & Printing |
1,092 |
294,80 |
253,43 |
4,268 |
355,92 |
332,16 |
|||
6. Leather & Leather Products |
995 |
714,71 |
481,95 |
2,929 |
725,43 |
605,97 |
|||
7. Rubber & Rubber Products |
200 |
186,74 |
150,48 |
696 |
118,08 |
90,15 |
|||
8. Chemicals & Chemical Products |
2,005 |
1086,93 |
894,77 |
5,278 |
1470,61 |
1157,48 |
|||
(a) |
Heavy Industrial Chemicals |
73 |
114,39 |
72,16 |
259 |
135,42 |
87,77 |
||
(b) |
Fertilisers |
44 |
243,04 |
243,02 |
121 |
532,97 |
429,92 |
||
(c) |
Drugs & Pharmaceuticals |
224 |
238,08 |
91,50 |
564 |
263,27 |
244,95 |
||
(d) |
Non-Edible Oils |
27 |
20,34 |
18,42 |
38 |
24,54 |
22,69 |
||
(e) |
Other Chemicals & Chemical Products |
1,637 |
471,07 |
469,66 |
4,296 |
514,42 |
372,14 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
80 |
248,99 |
222,89 |
122 |
361,77 |
235,86 |
|||
10. Manufacture of Cement & Cement Products |
169 |
281,06 |
243,11 |
312 |
288,27 |
257,54 |
|||
11. Basic Metals & Metal Products |
1,164 |
342,09 |
313,37 |
4,382 |
1023,06 |
932,72 |
|||
(a) |
Iron & Steel |
140 |
115,29 |
114,23 |
827 |
685,50 |
625,35 |
||
(b) |
Non-Ferrous Metals |
63 |
37,16 |
33,13 |
90 |
53,54 |
55,53 |
||
(c) |
Other Metal Products |
961 |
189,64 |
166,01 |
3,465 |
284,02 |
251,84 |
||
12. Engineering |
1,629 |
605,84 |
492,47 |
9,548 |
1366,14 |
1064,19 |
|||
(a) |
Heavy Engineering |
315 |
169,37 |
138,62 |
608 |
336,16 |
235,84 |
||
(b) |
Light Engineering |
466 |
115,33 |
102,11 |
3,949 |
299,20 |
242,37 |
||
(c) |
Electrical Machinery & Goods |
653 |
194,66 |
156,71 |
4,398 |
482,85 |
382,19 |
||
(d) |
Electronic Machinery & Goods |
195 |
126,49 |
95,03 |
593 |
247,94 |
203,79 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
399 |
768,61 |
442,47 |
1,832 |
922,25 |
689,22 |
|||
14. Other Industries |
94,707 |
976,71 |
793,71 |
1,61,159 |
1199,74 |
988,32 |
|||
15. Electricity, Gas & Water |
76 |
306,01 |
161,66 |
166 |
494,04 |
304,13 |
|||
(a) |
Electricity Generation & Transmission |
65 |
299,56 |
156,20 |
92 |
424,60 |
274,11 |
||
(b) |
Non-Conventional Energy |
3 |
5,65 |
4,89 |
13 |
31,74 |
13,99 |
||
(c) |
Gas, Steam & Water Supply |
8 |
80 |
57 |
61 |
37,70 |
16,03 |
||
16. Construction |
164 |
77,27 |
68,08 |
5,753 |
302,94 |
261,67 |
|||
III. |
TRANSPORT OPERATORS |
5,712 |
173,89 |
124,04 |
17,889 |
373,84 |
326,58 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
11,920 |
293,43 |
214,05 |
1,33,468 |
1470,18 |
1193,28 |
||
V. |
PERSONAL LOANS |
3,57,852 |
1767,24 |
1474,51 |
8,26,644 |
3526,76 |
3199,70 |
||
1. Loans for Purchase of Consumer Durables |
41,444 |
119,73 |
95,20 |
91,927 |
222,72 |
184,16 |
|||
2. Loans for Housing |
56,951 |
748,98 |
661,07 |
1,17,436 |
1379,76 |
1256,87 |
|||
3. Rest of the Personal Loans |
2,59,457 |
898,53 |
718,23 |
6,17,281 |
1924,28 |
1758,67 |
|||
VI. |
TRADE |
57,421 |
2942,76 |
2294,40 |
1,86,978 |
3642,76 |
3266,91 |
||
1. Wholesale Trade |
5,019 |
909,52 |
753,11 |
16,579 |
2430,24 |
2241,82 |
|||
2. Retail Trade |
52,402 |
2033,23 |
1541,29 |
1,70,399 |
1212,52 |
1025,08 |
|||
VII. |
FINANCE |
957 |
1169,20 |
701,55 |
1,524 |
947,49 |
793,98 |
||
VIII. |
ALL OTHERS |
48,362 |
1293,77 |
1058,80 |
2,47,098 |
2183,52 |
1898,63 |
||
|
|||||||||
TOTAL BANK CREDIT |
10,85,786 |
17973,17 |
13843,29 |
29,15,194 |
29214,27 |
24781,65 |
|||
OF WHICH: |
1. Artisans & Village Industries |
8,280 |
27,18 |
24,70 |
25,621 |
83,07 |
79,67 |
||
2. Other Small Scale Industries |
69,845 |
2229,85 |
1791,10 |
1,01,717 |
3079,45 |
2565,45 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL |
||||||||
BANKS |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
5 |
13,33 |
12,54 |
1,45,620 |
152,48 |
138,70 |
||
1. Direct Finance |
1 |
8 |
8 |
1,38,578 |
143,53 |
131,18 |
|||
2. Indirect Finance |
4 |
13,25 |
12,45 |
7,042 |
8,96 |
7,52 |
|||
II. |
INDUSTRY |
5,730 |
4704,55 |
2998,54 |
13,685 |
15,37 |
13,27 |
||
1. Mining & Quarrying |
9 |
5,41 |
3,12 |
— |
— |
— |
|||
2. Food Manufacturing & Processing |
25 |
38,51 |
31,35 |
21 |
1,05 |
92 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
13 |
20 |
16 |
||
(b) |
Sugar |
3 |
16,01 |
15,67 |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
6 |
1,20 |
1,20 |
3 |
3 |
3 |
||
(d) |
Tea Processing |
1 |
5,50 |
2,98 |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
15 |
15,80 |
11,50 |
5 |
81 |
74 |
||
3. Beverage & Tobacco |
5 |
12,25 |
5,10 |
— |
— |
— |
|||
4. Textiles |
148 |
429,85 |
251,91 |
29 |
38 |
30 |
|||
(a) |
Cotton Textiles |
97 |
316,21 |
173,86 |
6 |
2 |
2 |
||
(b) |
Jute Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
— |
— |
— |
||
(d) |
Other Textiles |
51 |
113,64 |
78,05 |
23 |
36 |
28 |
||
5. Paper, Paper Products & Printing |
16 |
60,94 |
25,13 |
19 |
36 |
25 |
|||
6. Leather & Leather Products |
20 |
17,33 |
16,80 |
— |
— |
— |
|||
7. Rubber & Rubber Products |
8 |
28,51 |
5,92 |
1 |
3 |
1 |
|||
8. Chemicals & Chemical Products |
109 |
449,60 |
346,19 |
17 |
26 |
19 |
|||
(a) |
Heavy Industrial Chemicals |
12 |
65,06 |
59,93 |
— |
— |
— |
||
(b) |
Fertilisers |
3 |
22,04 |
2,10 |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
7 |
58,63 |
58,08 |
1 |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
87 |
303,87 |
226,08 |
16 |
25 |
19 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
19 |
148,29 |
72,16 |
1 |
3 |
1 |
|||
10. Manufacture of Cement & Cement Products |
44 |
405,22 |
327,76 |
3 |
3 |
2 |
|||
11. Basic Metals & Metal Products |
33 |
87,70 |
44,58 |
3 |
3 |
2 |
|||
(a) |
Iron & Steel |
19 |
39,76 |
24,48 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
1 |
3,94 |
3,94 |
— |
— |
— |
||
(c) |
Other Metal Products |
13 |
43,99 |
16,15 |
3 |
3 |
2 |
||
12. Engineering |
163 |
1397,27 |
868,06 |
39 |
38 |
33 |
|||
(a) |
Heavy Engineering |
23 |
246,45 |
148,38 |
9 |
24 |
22 |
||
(b) |
Light Engineering |
57 |
640,10 |
311,18 |
23 |
10 |
8 |
||
(c) |
Electrical Machinery & Goods |
46 |
198,27 |
136,07 |
7 |
3 |
3 |
||
(d) |
Electronic Machinery & Goods |
37 |
312,46 |
272,43 |
— |
— |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
143 |
1157,93 |
697,44 |
3 |
6 |
6 |
|||
14. Other Industries |
4,958 |
297,63 |
201,41 |
13,539 |
12,71 |
11,11 |
|||
15. Electricity, Gas & Water |
10 |
151,55 |
90,23 |
— |
— |
— |
|||
(a) |
Electricity Generation & Transmission |
4 |
128,07 |
74,61 |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
6 |
23,48 |
15,61 |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
20 |
16,57 |
11,38 |
10 |
6 |
5 |
|||
III. |
TRANSPORT OPERATORS |
35 |
8,18 |
5,17 |
1,216 |
2,86 |
2,21 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,317 |
419,49 |
324,59 |
21,346 |
27,68 |
23,36 |
||
V. |
PERSONAL LOANS |
1,76,518 |
2062,53 |
1904,35 |
52,712 |
87,54 |
79,94 |
||
1. Loans for Purchase of Consumer Durables |
3,477 |
67,05 |
49,61 |
17,994 |
24,10 |
22,47 |
|||
2. Loans for Housing |
12,616 |
770,73 |
765,91 |
3,133 |
14,11 |
11,66 |
|||
3. Rest of the Personal Loans |
1,60,425 |
1224,75 |
1088,83 |
31,585 |
49,33 |
45,81 |
|||
VI. |
TRADE |
804 |
406,60 |
354,21 |
40,377 |
38,29 |
34,16 |
||
1. Wholesale Trade |
743 |
302,09 |
298,31 |
2,006 |
2,71 |
2,48 |
|||
2. Retail Trade |
61 |
104,51 |
55,90 |
38,371 |
35,59 |
31,68 |
|||
VII. |
FINANCE |
101 |
606,00 |
386,58 |
1 |
1 |
— |
||
VIII. |
ALL OTHERS |
45,834 |
465,29 |
415,00 |
38,984 |
40,17 |
37,32 |
||
|
|||||||||
TOTAL BANK CREDIT |
2,30,344 |
8685,98 |
6400,97 |
3,13,941 |
364,40 |
328,97 |
|||
OF WHICH: |
1. Artisans & Village Industries |
— |
— |
— |
6,910 |
6,37 |
5,61 |
||
2. Other Small Scale Industries |
94 |
141,73 |
98,70 |
3,271 |
4,19 |
3,67 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
2,17,515 |
686,11 |
619,54 |
21,39,719 |
5118,55 |
4656,13 |
||
1. Direct Finance |
2,10,477 |
545,78 |
489,83 |
21,07,727 |
4350,88 |
4010,63 |
|||
2. Indirect Finance |
7,038 |
140,33 |
129,71 |
31,992 |
767,67 |
645,51 |
|||
II. |
INDUSTRY |
59,088 |
7026,07 |
5589,49 |
4,07,079 |
34881,99 |
26794,47 |
||
1. Mining & Quarrying |
174 |
36,81 |
30,39 |
939 |
558,04 |
392,31 |
|||
2. Food Manufacturing & Processing |
3,812 |
623,37 |
530,00 |
8,634 |
2786,37 |
2209,80 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
1,196 |
134,91 |
106,36 |
2,726 |
281,67 |
225,45 |
||
(b) |
Sugar |
29 |
128,84 |
114,70 |
198 |
1200,48 |
915,63 |
||
(c) |
Edible Oils & Vanaspati |
340 |
74,37 |
67,56 |
939 |
174,89 |
150,22 |
||
(d) |
Tea Processing |
56 |
58,44 |
50,74 |
354 |
162,71 |
124,24 |
||
(e) |
Processing of Fruits & Vegetables |
23 |
6,42 |
3,92 |
110 |
181,64 |
171,03 |
||
(f) |
Others |
2,168 |
220,40 |
186,72 |
4,307 |
784,98 |
623,21 |
||
3. Beverage & Tobacco |
105 |
71,64 |
64,25 |
353 |
260,70 |
232,28 |
|||
4. Textiles |
11,167 |
2535,20 |
1946,84 |
35,020 |
8767,34 |
6785,20 |
|||
(a) |
Cotton Textiles |
5,604 |
1710,83 |
1313,52 |
13,803 |
5125,32 |
3912,25 |
||
(b) |
Jute Textiles |
45 |
4,94 |
2,83 |
80 |
15,82 |
12,73 |
||
(c) |
Handloom Textiles & Khadi |
301 |
48,97 |
29,54 |
1,718 |
160,40 |
126,53 |
||
(d) |
Other Textiles |
5,217 |
770,46 |
600,95 |
19,419 |
3465,80 |
2733,69 |
||
5. Paper, Paper Products & Printing |
1,529 |
319,24 |
272,45 |
6,924 |
1031,26 |
883,43 |
|||
6. Leather & Leather Products |
467 |
158,89 |
112,37 |
4,411 |
1616,36 |
1217,10 |
|||
7. Rubber & Rubber Products |
253 |
106,31 |
81,67 |
1,158 |
439,66 |
328,22 |
|||
8. Chemicals & Chemical Products |
2,032 |
588,03 |
453,76 |
9,441 |
3595,43 |
2852,40 |
|||
(a) |
Heavy Industrial Chemicals |
134 |
33,99 |
27,49 |
478 |
348,86 |
247,35 |
||
(b) |
Fertilisers |
144 |
184,38 |
144,50 |
312 |
982,44 |
819,54 |
||
(c) |
Drugs & Pharmaceuticals |
272 |
121,86 |
94,70 |
1,068 |
681,85 |
489,24 |
||
(d) |
Non-Edible Oils |
28 |
4,41 |
4,00 |
93 |
49,29 |
45,11 |
||
(e) |
Other Chemicals & Chemical Products |
1,454 |
243,38 |
183,07 |
7,490 |
1532,99 |
1251,15 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
78 |
112,92 |
112,05 |
300 |
872,00 |
642,97 |
|||
10. Manufacture of Cement & Cement Products |
115 |
194,18 |
175,84 |
643 |
1168,76 |
1004,27 |
|||
11. Basic Metals & Metal Products |
1,405 |
421,88 |
341,47 |
6,987 |
1874,75 |
1632,15 |
|||
(a) |
Iron & Steel |
533 |
313,59 |
270,97 |
1,519 |
1154,15 |
1035,04 |
||
(b) |
Non-Ferrous Metals |
97 |
31,53 |
14,51 |
251 |
126,17 |
107,11 |
||
(c) |
Other Metal Products |
775 |
76,75 |
55,99 |
5,217 |
594,43 |
490,00 |
||
12. Engineering |
2,040 |
434,91 |
281,67 |
13,419 |
3804,54 |
2706,71 |
|||
(a) |
Heavy Engineering |
282 |
156,56 |
88,61 |
1,237 |
908,78 |
611,67 |
||
(b) |
Light Engineering |
980 |
90,49 |
67,40 |
5,475 |
1145,22 |
723,14 |
||
(c) |
Electrical Machinery & Goods |
581 |
123,24 |
79,30 |
5,685 |
999,04 |
754,30 |
||
(d) |
Electronic Machinery & Goods |
197 |
64,62 |
46,35 |
1,022 |
751,50 |
617,61 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
703 |
343,50 |
278,33 |
3,080 |
3192,36 |
2107,52 |
|||
14. Other Industries |
33,880 |
715,27 |
614,01 |
3,08,243 |
3202,06 |
2608,56 |
|||
15. Electricity, Gas & Water |
49 |
134,31 |
104,35 |
301 |
1085,91 |
660,36 |
|||
(a) |
Electricity Generation & Transmission |
25 |
120,24 |
98,98 |
186 |
972,48 |
603,90 |
||
(b) |
Non-Conventional Energy |
8 |
8,30 |
4,73 |
30 |
69,17 |
39,22 |
||
(c) |
Gas, Steam & Water Supply |
16 |
5,77 |
64 |
85 |
44,26 |
17,25 |
||
16. Construction |
1,279 |
229,62 |
190,03 |
7,226 |
626,46 |
531,20 |
|||
III. |
TRANSPORT OPERATORS |
6,789 |
282,32 |
220,49 |
31,641 |
841,10 |
678,50 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
28,755 |
904,94 |
764,75 |
1,96,806 |
3115,72 |
2520,02 |
||
V. |
PERSONAL LOANS |
2,50,014 |
1289,56 |
1083,13 |
16,63,740 |
8733,62 |
7741,63 |
||
1. Loans for Purchase of Consumer Durables |
24,925 |
67,63 |
56,13 |
1,79,767 |
501,23 |
407,57 |
|||
2. Loans for Housing |
23,914 |
373,64 |
299,60 |
2,14,050 |
3287,22 |
2995,13 |
|||
3. Rest of the Personal Loans |
2,01,175 |
848,29 |
727,39 |
12,69,923 |
4945,17 |
4338,93 |
|||
VI. |
TRADE |
72,720 |
2188,85 |
1726,78 |
3,58,300 |
9219,26 |
7676,46 |
||
1. Wholesale Trade |
20,959 |
1166,08 |
908,09 |
45,306 |
4810,64 |
4203,81 |
|||
2. Retail Trade |
51,761 |
1022,76 |
818,70 |
3,12,994 |
4408,62 |
3472,65 |
|||
VII. |
FINANCE |
1,486 |
1053,06 |
806,20 |
4,069 |
3775,75 |
2688,31 |
||
VIII. |
ALL OTHERS |
82,160 |
1116,87 |
941,54 |
4,62,438 |
5099,62 |
4351,29 |
||
|
|||||||||
TOTAL BANK CREDIT |
7,18,527 |
14547,79 |
11751,92 |
52,63,792 |
70785,60 |
57106,80 |
|||
OF WHICH: |
1. Artisans & Village Industries |
9,286 |
28,81 |
27,36 |
50,097 |
145,44 |
137,34 |
||
2. Other Small Scale Industries |
26,174 |
1773,92 |
1358,32 |
2,01,101 |
7229,14 |
5817,24 |
|||
|