Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

5,49,709

2113,56

1587,33

10,73,010

3299,15

2733,32

1.

Direct Finance

5,47,883

1928,85

1448,36

10,59,332

2916,25

2501,59

2.

Indirect Finance

1,826

184,71

138,96

13,678

382,91

231,73

II.

INDUSTRY

85,602

4290,82

2778,47

2,31,340

7209,31

5788,73

1.

Mining & Quarrying

694

74,95

52,70

182

23,14

18,44

2.

Food Manufacturing & Processing

1,167

617,29

432,17

10,455

1565,66

1289,87

(a)

Rice Mills, Flour & Dal Mills

580

93,33

65,53

6,315

416,29

272,64

(b)

Sugar

113

385,24

267,72

255

837,45

736,52

(c)

Edible Oils & Vanaspati

96

36,47

28,68

894

82,54

69,55

(d)

Tea Processing

7

3,07

2,83

32

25,48

23,29

(e)

Processing of Fruits & Vegetables

18

1,23

1,34

73

14,92

12,94

(f)

Others

353

97,97

66,06

2,886

188,98

174,93

3.

Beverage & Tobacco

33

15,73

11,25

102

94,42

64,78

4.

Textiles

925

334,93

279,37

13,643

978,80

777,54

(a)

Cotton Textiles

149

103,58

68,49

1,089

200,04

193,19

(b)

Jute Textiles

31

1,85

1,71

24

8,65

4,20

(c)

Handloom Textiles & Khadi

74

4,26

3,30

1,233

42,34

39,20

(d)

Other Textiles

671

225,24

205,88

11,297

727,76

540,96

5.

Paper, Paper Products & Printing

374

72,00

44,12

2,491

305,71

259,84

6.

Leather & Leather Products

307

138,25

92,28

1,843

329,29

278,19

7.

Rubber & Rubber Products

202

21,83

18,82

589

157,77

140,96

8.

Chemicals & Chemical Products

761

250,48

185,41

4,103

757,26

677,20

(a)

Heavy Industrial Chemicals

21

1,07

96

113

397,43

365,13

(b)

Fertilisers

47

104,13

68,92

86

70,14

62,04

(c)

Drugs & Pharmaceuticals

192

35,96

31,59

695

92,48

68,63

(d)

Non-Edible Oils

19

12,39

11,50

66

15,06

14,04

(e)

Other Chemicals & Chemical Products

482

96,94

72,45

3,143

182,16

167,37

9.

Petroleum, Coal Products & Nuclear Fuels

55

19,71

17,78

124

20,84

12,11

10.

Manufacture of Cement & Cement Products

76

26,84

22,96

773

35,40

34,10

11.

Basic Metals & Metal Products

1,202

1580,05

695,30

5,522

854,23

596,97

(a)

Iron & Steel

230

1364,30

533,99

675

335,94

279,24

(b)

Non-Ferrous Metals

238

49,09

43,82

376

173,31

77,17

(c)

Other Metal Products

734

166,66

117,49

4,471

344,97

240,56

12.

Engineering

643

462,74

328,20

3,855

570,66

418,11

(a)

Heavy Engineering

121

103,48

75,68

195

72,60

63,52

(b)

Light Engineering

182

40,86

25,87

1,888

71,78

59,52

(c)

Electrical Machinery & Goods

275

249,92

147,84

1,514

254,79

171,54

(d)

Electronic Machinery & Goods

65

68,47

78,81

258

171,50

123,54

13.

Vehicles, Vehicle Parts & Transport Equipments

216

138,23

155,09

1,580

191,41

126,49

14.

Other Industries

78,699

521,36

433,21

1,83,850

1026,99

879,20

15.

Electricity, Gas & Water

48

9,08

5,73

76

239,89

166,71

(a)

Electricity Generation & Transmission

32

5,52

3,26

54

238,45

165,54

(b)

Non-Conventional Energy

—

—

—

1

2

3

(c)

Gas, Steam & Water Supply

16

3,56

2,47

21

1,42

1,14

16.

Construction

200

7,35

4,08

2,152

57,85

48,20

III.

TRANSPORT OPERATORS

4,416

232,63

221,86

22,720

197,99

159,65

IV.

PROFESSIONAL AND OTHER SERVICES

12,584

195,10

164,30

72,882

508,14

411,62

V.

PERSONAL LOANS

2,37,161

1122,52

939,43

5,54,629

2599,43

2239,64

1.

Loans for Purchase of Consumer Durables

10,559

46,44

36,50

40,446

144,77

117,96

2.

Loans for Housing

40,491

424,87

385,79

99,082

950,26

831,01

3.

Rest of the Personal Loans

1,86,111

651,21

517,15

4,15,101

1504,40

1290,67

VI..

TRADE

72,723

2149,90

1887,49

2,77,280

2298,71

1901,92

1.

Wholesale Trade

7,806

1765,61

1575,03

27,161

817,08

634,24

2.

Retail Trade

64,917

384,29

312,46

2,50,119

1481,63

1267,68

VII.

FINANCE

347

45,49

33,65

978

745,17

536,89

VIII.

ALLOTHERS

64,177

605,07

477,22

1,97,233

1762,56

1480,81

TOTAL BANK CREDIT

10,26,719

10755,09

8089,75

24,30,072

18620,46

15252,58

OF WHICH:

1. Artisans & Village Industries

8,018

36,42

34,57

54,970

191,82

165,68

2. Other Small Scale Industries

56,719

903,35

681,82

98,567

1990,70

1576,10

CENTRAL REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

12,84,677

1987,67

1574,38

1.

Direct Finance

—

—

—

12,53,041

1936,68

1532,92

2.

Indirect Finance

—

—

—

31,636

50,99

41,46

II.

INDUSTRY

2,332

307,92

231,77

2,40,431

353,46

279,76

1.

Mining & Quarrying

—

—

—

21

1,80

1,69

2.

Food Manufacturing & Processing

7

10,07

10,09

2,368

23,79

18,29

(a)

Rice Mills, Flour & Dal Mills

—

—

—

1,219

15,33

11,65

(b)

Sugar

—

—

—

2

13

12

(c)

Edible Oils & Vanaspati

—

—

—

365

3,23

2,19

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

6

9,40

9,35

—

—

—

(f)

Others

1

67

73

782

5,10

4,31

3.

Beverage & Tobacco

—

—

—

7

25

23

4.

Textiles

15

10,53

9,21

540

3,54

3,02

(a)

Cotton Textiles

3

2,27

2,11

42

39

33

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

42

26

21

(d)

Other Textiles

12

8,26

7,10

456

2,89

2,48

5.

Paper, Paper Products & Printing

1

39

39

98

1,31

83

6.

Leather & Leather Products

5

5,64

1,31

138

1,30

1,23

7.

Rubber & Rubber Products

4

4,15

5,44

11

6

6

8.

Chemicals & Chemical Products

12

40,82

25,64

247

2,06

1,95

(a)

Heavy Industrial Chemicals

2

4,84

39

1

5

2

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

5

30,25

21,54

29

17

14

(d)

Non-Edible Oils

—

—

—

4

12

12

(e)

Other Chemicals & Chemical Products

5

5,73

3,71

213

1,73

1,68

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

3

29

18

10.

Manufacture of Cement & Cement Products

—

—

—

170

1,46

1,02

11.

Basic Metals & Metal Products

13

13,70

10,70

615

5,44

4,87

(a)

Iron & Steel

6

9,45

7,45

1

35

41

(b)

Non-Ferrous Metals

2

2,70

2,88

4

31

26

(c)

Other Metal Products

5

1,55

38

610

4,78

4,20

12.

Engineering

39

45,03

37,82

695

7,02

6,03

(a)

Heavy Engineering

5

2,99

2,85

37

1,33

1,09

(b)

Light Engineering

13

7,10

6,23

508

4,56

3,90

(c)

Electrical Machinery & Goods

4

2,38

2,67

149

1,05

89

(d)

Electronic Machinery & Goods

17

32,57

26,06

1

8

15

13.

Vehicles, Vehicle Parts & Transport Equipments

95

149,12

116,28

576

7,08

5,28

14.

Other Industries

2,141

28,48

14,89

2,34,713

294,22

231,54

15.

Electricity, Gas & Water

—

—

—

1

38

32

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

1

38

32

16.

Construction

—

—

—

228

3,46

3,21

III.

TRANSPORT OPERATORS

—

—

—

67,333

161,49

115,19

IV.

PROFESSIONAL AND OTHER SERVICES

15

26,56

86

1,05,507

128,38

98,47

V.

PERSONAL LOANS

2,166

25,22

10,03

2,83,166

575,77

480,79

1.

Loans for Purchase of Consumer Durables

112

3,84

3,41

21,114

41,22

34,13

2.

Loans for Housing

10

1,00

73

52,216

170,48

149,19

3.

Rest of the Personal Loans

2,044

20,38

5,89

2,09,836

364,07

297,47

VI..

TRADE

32

9,38

5,70

3,98,764

531,78

416,25

1.

Wholesale Trade

1

57

56

13,688

24,47

19,86

2.

Retail Trade

31

8,81

5,14

3,85,076

507,31

396,38

VII.

FINANCE

6

23,50

16,74

63

2,11

1,69

VIII.

ALLOTHERS

5

31

31

61,586

74,49

59,86

TOTAL BANK CREDIT

4,556

392,90

265,41

24,41,527

3815,15

3026,39

OF WHICH:

1. Artisans & Village Industries

—

—

—

1,38,844

163,27

128,07

2. Other Small Scale Industries

89

23,12

18,94

42,774

71,31

57,07

CENTRAL REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

4,600

11,08

9,34

29,11,996

7411,46

5904,36

1.

Direct Finance

4,520

6,42

4,95

28,64,776

6788,19

5487,82

2.

Indirect Finance

80

4,66

4,39

47,220

623,26

416,54

II.

INDUSTRY

6,086

373,80

312,41

5,65,791

12535,31

9391,14

1.

Mining & Quarrying

2

52

59

899

100,41

73,43

2.

Food Manufacturing & Processing

126

16,45

9,57

14,123

2233,26

1759,98

(a)

Rice Mills, Flour & Dal Mills

39

4,75

4,53

8,153

529,70

354,35

(b)

Sugar

4

5,73

49

374

1228,55

1004,85

(c)

Edible Oils & Vanaspati

4

5

5

1,359

122,29

100,48

(d)

Tea Processing

—

—

—

39

28,55

26,12

(e)

Processing of Fruits & Vegetables

12

2,40

1,76

109

27,94

25,39

(f)

Others

67

3,52

2,75

4,089

296,23

248,79

3.

Beverage & Tobacco

7

6,42

4,21

149

116,82

80,47

4.

Textiles

228

86,26

66,18

15,351

1414,07

1135,33

(a)

Cotton Textiles

56

34,70

28,41

1,339

340,98

292,52

(b)

Jute Textiles

—

—

—

55

10,50

5,91

(c)

Handloom Textiles & Khadi

12

38

42

1,361

47,25

43,12

(d)

Other Textiles

160

51,18

37,36

12,596

1015,34

793,77

5.

Paper, Paper Products & Printing

94

14,03

12,34

3,058

393,44

317,52

6.

Leather & Leather Products

37

14,90

9,94

2,330

489,37

382,94

7.

Rubber & Rubber Products

8

76

67

814

184,57

165,95

8.

Chemicals & Chemical Products

133

86,81

90,77

5,256

1137,43

980,98

(a)

Heavy Industrial Chemicals

12

11,82

11,89

149

415,20

378,38

(b)

Fertilisers

3

16,67

14,53

136

190,93

145,49

(c)

Drugs & Pharmaceuticals

28

1,79

1,39

949

160,64

123,28

(d)

Non-Edible Oils

—

—

—

89

27,57

25,65

(e)

Other Chemicals & Chemical Products

90

56,54

62,97

3,933

343,09

308,19

9.

Petroleum, Coal Products & Nuclear Fuels

5

21

9

187

41,05

30,16

10.

Manufacture of Cement & Cement Products

10

97

1,12

1,029

64,67

59,20

11.

Basic Metals & Metal Products

221

63,62

50,58

7,573

2517,03

1358,42

(a)

Iron & Steel

58

43,24

37,36

970

1753,27

858,44

(b)

Non-Ferrous Metals

8

15,52

9,11

628

240,94

133,24

(c)

Other Metal Products

155

4,86

4,11

5,975

522,82

366,74

12.

Engineering

104

39,95

33,83

5,336

1125,40

823,99

(a)

Heavy Engineering

16

9,03

6,52

374

189,43

149,67

(b)

Light Engineering

38

11,89

10,93

2,629

136,18

106,44

(c)

Electrical Machinery & Goods

35

2,94

3,23

1,977

511,08

326,18

(d)

Electronic Machinery & Goods

15

16,10

13,15

356

288,72

241,70

13.

Vehicles, Vehicle Parts & Transport Equipments

41

13,56

12,69

2,508

499,39

415,83

14.

Other Industries

5,039

19,42

16,61

5,04,442

1890,47

1575,45

15.

Electricity, Gas & Water

10

7,35

73

135

256,70

173,49

(a)

Electricity Generation & Transmission

—

—

—

86

243,97

168,80

(b)

Non-Conventional Energy

1

3

6

2

5

8

(c)

Gas, Steam & Water Supply

9

7,32

67

47

12,68

4,61

16.

Construction

21

2,57

2,49

2,601

71,22

57,99

III.

TRANSPORT OPERATORS

1,265

6,25

4,11

95,734

598,36

500,82

IV.

PROFESSIONAL AND OTHER SERVICES

4,070

32,90

25,53

1,95,058

891,09

700,78

V.

PERSONAL LOANS

20,234

85,71

73,63

10,97,356

4408,65

3743,53

1.

Loans for Purchase of Consumer Durables

1,171

3,31

2,37

73,402

239,58

194,37

2.

Loans for Housing

2,662

19,44

16,32

1,94,461

1566,05

1383,04

3.

Rest of the Personal Loans

16,401

62,97

54,94

8,29,493

2603,02

2166,12

VI..

TRADE

10,353

94,82

72,07

7,59,152

5084,59

4283,43

1.

Wholesale Trade

1,243

48,92

35,62

49,899