Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation - 1997 - आरबीआई - Reserve Bank of India
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation - 1997
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(Amount in Rs. lakh) |
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As on 31st March |
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Credit Limit |
Outstanding |
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No. of |
Percent |
Amount |
Percent |
Amount |
Percent |
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Occupation |
Accounts |
share |
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share |
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share |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
I. |
Agriculture |
22524364 |
40.5 |
3698055 |
10.5 |
3163415 |
11.1 |
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1. |
Direct Finance |
22224763 |
40.0 |
3094621 |
8.8 |
2721736 |
9.6 |
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2. |
Indirect Finance |
299601 |
0.5 |
603434 |
1.7 |
441680 |
1.6 |
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II. |
Industry |
4427994 |
8.0 |
17826683 |
50.8 |
14031360 |
49.3 |
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1. |
Mining and Quarrying |
17631 |
- |
548342 |
1.6 |
378707 |
1.3 |
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2. |
Food Manufacturing and Processing |
127220 |
0.2 |
1519012 |
4.3 |
1152491 |
4.1 |
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a) Rice, flour and dal mills |
38284 |
0.1 |
270266 |
0.8 |
210362 |
0.7 |
|||
b) Sugar |
1579 |
- |
276804 |
0.8 |
227647 |
0.8 |
|||
c) Edible oils & vanaspati |
16812 |
- |
301900 |
0.9 |
217891 |
0.8 |
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d) Tea processing |
1605 |
- |
176432 |
0.5 |
117046 |
0.4 |
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e) Processing of fruits & vegetables |
2324 |
- |
36261 |
0.1 |
27054 |
0.1 |
|||
f) Others |
66616 |
0.1 |
457349 |
1.3 |
352490 |
1.2 |
|||
3. |
Beverage and Tobacco |
6084 |
- |
226224 |
0.6 |
170981 |
0.6 |
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4. |
Textiles |
142787 |
0.3 |
2906836 |
8.3 |
2233875 |
7.9 |
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a) Cotton textiles |
36960 |
0.1 |
1183174 |
3.4 |
923485 |
3.2 |
|||
b) Jute textiles |
1759 |
- |
55995 |
0.2 |
42674 |
0.2 |
|||
c) Handloom textiles & Khadi |
11502 |
- |
51209 |
0.1 |
42586 |
0.1 |
|||
d) Other textiles and textile goods |
92566 |
0.2 |
1616458 |
4.6 |
1225129 |
4.3 |
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5. |
Paper, Paper Products and Printing |
43648 |
0.1 |
465091 |
1.3 |
379385 |
1.3 |
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6. |
Leather and Leather Products |
15882 |
- |
273856 |
0.8 |
220270 |
0.8 |
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7. |
Rubber and Rubber Products |
13063 |
- |
281105 |
0.8 |
232519 |
0.8 |
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8. |
Chemicals & Chemical Products |
76599 |
0.1 |
2539133 |
7.2 |
1952158 |
6.9 |
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a) Heavy industrial chemicals |
8092 |
- |
476446 |
1.4 |
341394 |
1.2 |
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b) Fertilisers |
2197 |
- |
333886 |
1.0 |
245225 |
0.9 |
|||
c) Drugs and pharmaceuticals |
15028 |
- |
731725 |
2.1 |
583661 |
2.1 |
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d) Non-edible oils |
1749 |
- |
33925 |
0.1 |
29499 |
0.1 |
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e) Other Chemicals & Chemical Products |
49533 |
0.1 |
963151 |
2.7 |
752379 |
2.6 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
5785 |
- |
362934 |
1.0 |
304247 |
1.1 |
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10. |
Manufacture of Cement & Cement Products |
9541 |
- |
283683 |
0.8 |
233107 |
0.8 |
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11. |
Basic Metals and Metal Products |
86975 |
0.2 |
2129490 |
6.1 |
1730352 |
6.1 |
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a) Iron and steel |
28676 |
0.1 |
1507581 |
4.3 |
1238883 |
4.4 |
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b) Non-ferrous metals |
6159 |
- |
157015 |
0.4 |
125082 |
0.4 |
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c) Other metal products |
52140 |
0.1 |
464894 |
1.3 |
366387 |
1.3 |
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12. |
Engineering |
102645 |
0.2 |
2744694 |
7.8 |
2155915 |
7.6 |
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a) Heavy engineering |
14659 |
- |
761837 |
2.2 |
575790 |
2.0 |
|||
b) Light engineering |
42200 |
0.1 |
660772 |
1.9 |
510894 |
1.8 |
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c) Electrical machinery & goods |
26592 |
- |
699866 |
2.0 |
544028 |
1.9 |
|||
d) Electronic machinery & goods |
19194 |
- |
622219 |
1.8 |
525203 |
1.8 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
33009 |
0.1 |
694562 |
2.0 |
537262 |
1.9 |
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14. |
Other Industries |
3711536 |
6.7 |
1942830 |
5.5 |
1618734 |
5.7 |
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15. |
Electricity, Gas & Water |
11393 |
- |
465205 |
1.3 |
345286 |
1.2 |
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a) Electricity Generation & Transmission |
9809 |
- |
433825 |
1.2 |
320404 |
1.1 |
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b) Non-Conventional Energy |
503 |
- |
15569 |
- |
12527 |
- |
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c) Gas, Steam & Water Supply |
1081 |
- |
15810 |
- |
12355 |
- |
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16. |
Construction |
24196 |
- |
443686 |
1.3 |
386073 |
1.4 |
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III. |
Transport operators |
1122131 |
2.0 |
630264 |
1.8 |
520206 |
1.8 |
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IV. |
Professional and other services |
2177329 |
3.9 |
1085451 |
3.1 |
894184 |
3.1 |
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V. |
Personal Loans |
11432406 |
20.6 |
3312163 |
9.4 |
2820132 |
9.9 |
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1. |
Loans for Purchase of Consumer Durables |
768459 |
1.4 |
118949 |
0.3 |
97361 |
0.3 |
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2. |
Loans for Housing |
1033802 |
1.9 |
893108 |
2.5 |
794599 |
2.8 |
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3. |
Rest of the Personal Loans |
9630145 |
17.3 |
2300106 |
6.6 |
1928173 |
6.8 |
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VI. |
Trade |
8947094 |
16.1 |
4570405 |
13.0 |
3744043 |
13.2 |
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1. |
Wholesale Trade |
413569 |
0.7 |
2675594 |
7.6 |
2128311 |
7.5 |
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of which : Food Procurement |
121 |
- |
874998 |
2.5 |
795881 |
2.8 |
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2. |
Retail Trade |
8533525 |
15.3 |
1894811 |
5.4 |
1615732 |
5.7 |
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VII. |
Finance |
21970 |
- |
1404312 |
4.0 |
1129334 |
4.0 |
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VIII. |
All others |
4964629 |
8.9 |
2534334 |
7.2 |
2134656 |
7.5 |
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Total Bank Credit |
55617917 |
100.0 |
35061667 |
100.0 |
28437330 |
100.0 |
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Of which : |
1. Artisan &Village Industries |
2066264 |
3.7 |
206270 |
0.6 |
182465 |
0.6 |
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2. Other Small Scale Industries |
1737692 |
3.1 |
3363890 |
9.6 |
2679332 |
9.4 |
- |
: Nil or negligible. |
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Source |
: Basic Statistical Return - 1. |