(Amount in Rs. lakh)

As on 31st March

Adhiyaman

Akola

Alaknanda

Aligarh

Allahabad Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

75

373

75

100

75

100

75

96

75

100

(2.6)

(9.9)

(1.9)

(2.0)

(2.2)

(2.1)

(0.5)

(0.4)

(0.6)

(0.6)

2.

Reserves and Surplus

-

-

8

-

-

-

-

1506

-

-

-

-

(0.2)

-

-

-

-

(6.4)

-

-

2.1.

Statutory Reserves

-

-

8

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

1506

-

-

3.

Deposits

1740

2158

2705

3264

2822

3686

11962

16386

11007

14556

(59.4)

(57.2)

(69.2)

(66.2)

(81.7)

(77.5)

(73.4)

(69.5)

(84.4)

(88.2)

3.1.

Demand Deposits

46

58

139

107

100

71

335

420

490

697

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

46

58

139

107

100

71

335

420

490

697

3.2.

Savings Deposits

698

890

1614

2022

1272

1589

4645

5749

5472

6965

3.3.

Term Deposits

996

1209

952

1135

1450

2027

6982

10217

5045

6894

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

996

1209

952

1135

1450

2027

6982

10217

5045

6894

3.A.

Deposits of branches in India

1740

2158

2705

3264

2822

3686

11962

16386

11007

14556

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1045

1057

596

695

282

312

3086

4095

1014

829

(35.7)

(28.0)

(15.3)

(14.1)

(8.2)

(6.5)

(18.9)

(17.4)

(7.8)

(5.0)

4.1.

Borrowings in India

1045

1057

596

695

282

312

3086

4095

1014

829

(i)

From Reserve Bank of India

406

395

-

-

-

-

-

-

-

-

(ii)

From other Banks

639

662

130

134

20

30

472

618

2

-

(iii)

From other Institutions and Agencies

-

-

467

561

262

282

2614

3476

1012

829

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

67

186

523

873

276

659

1182

1487

950

1012

(2.3)

(4.9)

(13.4)

(17.7)

(8.0)

(13.9)

(7.2)

(6.3)

(7.3)

(6.1)

5.1.

Bills Payable

-

-

7

1

-

27

456

121

27

37

5.2.

Inter-office Adjustments

-

-

-

-

4

4

160

708

73

65

5.3.

Interest Accrued

18

24

27

31

239

378

36

97

67

71

5.4.

Others (including provisions)

48

162

489

841

32

250

529

560

783

839

Total Liabilities

2928

3775

3907

4932

3454

4757

16304

23570

13046

16497

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Adhiyaman

Akola

Alaknanda

Aligarh

Allahabad Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Cash in hand

26

45

88

84

24

47

263

440

150

188

(0.9)

(1.2)

(2.3)

(1.7)

(0.7)

(1.0)

(1.6)

(1.9)

(1.1)

(1.1)

2.

Balances with RBI

52

64

84

90

87

123

395

510

345

460

(1.8)

(1.7)

(2.2)

(1.8)

(2.5)

(2.6)

(2.4)

(2.2)

(2.6)

(2.8)

3.

Balances with banks in India

628

1096

1230

1447

37

2508

4870

6171

597

4416

(21.5)

(29.0)

(31.5)

(29.3)

(1.1)

(52.7)

(29.9)

(26.2)

(4.6)

(26.8)

4.

Money at call and short notice

-

-

-

-

1298

-

-

-

2615

-

-

-

-

-

(37.6)

-

-

-

(20.0)

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

55

80

-

-

1042

629

2650

6305

1367

2842

(1.9)

(2.1)

(0.0)

(0.0)

(30.2)

(13.2)

(16.3)

(26.8)

(10.5)

(17.2)

6.A.

Investments in India

55

80

-

-

1042

629

2650

6305

1367

2842

(i)

Government securities

-

-

-

-

-

-

150

150

110

-

(ii)

Other approved securities

-

-

-

-

-

-

50

200

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

5

30

-

-

15

179

-

-

1257

2732

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

2050

5555

-

-

(vi)

Others

50

50

-

-

1027

450

400

400

-

110

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

1869

2177

1378

1927

554

770

6418

8004

5246

4580

(63.8)

(57.7)

(35.3)

(39.1)

(16.0)

(16.2)

(39.4)

(34.0)

(40.2)

(27.8)

7.1.

Bills purchased and discounted

5

29

31

39

-

-

1

2

-

1

7.2.

Cash credits, overdrafts & loans

1408

1626

274

455

220

263

2336

3454

387

231

7.3.

Term loans

456

522

1073

1432

334

507

4081

4547

4859

4349

8.

Fixed Assets

14

13

9

9

7

7

26

30

27

31

(0.5)

(0.4)

(0.2)

(0.2)

(0.2)

(0.1)

(0.2)

(0.1)

(0.2)

(0.2)

8.1.

Premises

-

13

9

-

-

-

26

-

-

-

8.2.

Other Fixed assets

14

-

-

9

7

7

-

30

27

31

9.

Other Assets

284

299

1117

1375

406

674

1682

2110

2699

3980

(9.7)

(7.9)

(28.6)

(27.9)

(11.7)

(14.2)

(10.3)

(9.0)

(20.7)

(24.1)

9.1.

Inter - office adjustments (net)

4

-

44

131

-

258

-

-

-

-

9.2.

Interest accrued

9

9

-

-

100

-

210

517

-

-

9.3.

Tax paid

-

-

-

-

-

-

-

43

-

-

9.4.

Stationery and Stamps

3

2

3

3

2

3

7

11

8

8

9.5.

Others

268

288

1070

1241

304

413

1465

1539

2691

3973

Total Assets

2928

3775

3907

4932

3454

4757

16304

23570

13046

16497

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Alwar

Ambala

Aravali

Arunachal

Aurangabad

Bharatpur

Kurukshetra

Kshetriya

Pradesh

Jalana

Gramin Bank

Gramin Bank

Gramin Bank

Rural Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(11)

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

1.

Capital

75

88

75

88

75

96

311

311

545

545

(0.9)

(0.9)

(1.4)

(1.2)

(1.5)

(1.9)

(18.0)

(15.1)

(6.8)

(4.2)

2.

Reserves and Surplus

-

-

-

-

-75

-2028

-

-

-

-

-

-

-

-

(-1.5)

(-40.9)

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-75

-2028

-

-

-

-

3.

Deposits

7020

8984

4276

5518

4288

5972

1224

1438

5313

9265

(87.9)

(88.7)

(80.4)

(74.0)

(86.9)

(120.6)

(70.8)

(69.8)

(66.8)

(71.5)

3.1.

Demand Deposits

326

452

25

52

163

363

52

65

273

2452

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

326

452

25

52

163

363

52

65

273

2452

3.2.

Savings Deposits

2784

3103

1282

1658

1424

1647

775

816

3608

4840

3.3.

Term Deposits

3910

5429

2969

3808

2700

3962

396

558

1431

1973

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

3910

5429

2969

3808