(Amount in Rs. lakh)

As on 31st March

Chhindwara Seoni

Chikmagalur

Chitradurga

Cuttack

Damoh Panna

Kshetriya Gramin Bank

Kodagu Gramin Bank

Gramin Bank

Gramya Bank

Sagar Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(81)

(82)

(83)

(84)

(85)

(86)

(87)

(88)

(89)

(90)

1.

Capital

75

75

75

754

75

96

100

100

75

100

(1.3)

(1.0)

(1.4)

(10.9)

(0.8)

(0.8)

(0.5)

(0.4)

(1.3)

(1.4)

2.

Reserves and Surplus

-

-

-

-

-

-

6

6

-

-

-

-

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

6

6

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

4353

5765

3527

4276

5721

7116

11712

13986

4394

6036

(77.1)

(77.8)

(66.2)

(62.0)

(64.1)

(56.7)

(55.5)

(52.5)

(76.3)

(81.9)

3.1.

Demand Deposits

549

527

101

96

179

286

282

282

198

386

(i)

From Banks

-

-

-

-

-

-

45

21

-

-

(ii)

From Others

549

527

101

96

179

286

237

261

198

386

3.2.

Savings Deposits

1578

2117

1422

1680

1847

2157

4980

5665

1498

2035

3.3.

Term Deposits

2226

3122

2005

2500

3696

4672

6450

8039

2699

3615

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

2226

3122

2005

2500

3696

4672

6450

8039

2699

3615

3.A.

Deposits of branches in India

4353

5765

3527

4276

5721

7116

11712

13986

4394

6036

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

71

116

1567

1669

2318

2759

1980

1968

503

536

(1.3)

(1.2)

(29.4)

(24.2)

(26.0)

(22.0)

(9.4)

(7.4)

(8.7)

(7.3)

4.1.

Borrowings in India

71

116

1567

1669

2318

2759

1980

1968

503

536

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

447

486

(ii)

From other Banks

-

-

610

401

510

588

296

167

56

51

(iii)

From other Institutions and Agencies

71

116

957

1268

1807

2171

1684

1801

-

-

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

1148

1427

155

197

815

796

7311

10598

784

700

(20.3)

(19.3)

(2.9)

(2.9)

(9.1)

(6.4)

(34.6)

(39.8)

(13.6)

(9.5)

5.1.

Bills Payable

-

-

-

2

189

383

21

67

-

-

5.2.

Inter-office Adjustments

-

-

-

-

70

82

601

158

23

27

5.3.

Interest Accrued

-

-

9

14

67

78

1276

1711

365

568

5.4.

Others (including provisions)

1148

1427

146

181

488

254

5413

8662

396

105

Total Liabilities

5647

7408

5325

6896

8929

12540

21109

26658

5757

7373

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Chhindwara Seoni

Chikmagalur

Chitradurga

Cuttack

Damoh Panna

Kshetriya Gramin Bank

Kodagu Gramin Bank

Gramin Bank

Gramya Bank

Sagar Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(81)

(82)

(83)

(84)

(85)

(86)

(87)

(88)

(89)

(90)

1.

Cash in hand

157

216

82

143

74

145

225

230

30

63

(2.8)

(2.9)

(1.5)

(2.1)

(0.8)

(1.2)

(1.1)

(0.9)

(0.5)

(0.9)

2.

Balances with RBI

136

184

105

121

189

215

409

509

143

198

(2.4)

(2.5)

(2.0)

(1.8)

(2.1)

(1.7)

(1.9)

(1.9)

(2.5)

(2.7)

3.

Balances with banks in India

1658

2207

1378

1436

1784

3809

6101

6591

2460

3599

(29.4)

(30.0)

(25.9)

(20.8)

(20.0)

(30.4)

(28.9)

(24.7)

(42.7)

(48.8)

4.

Money at call and short notice

-

-

-

-

-

-

100

700

-

-

-

-

-

-

-

-

(0.5)

(2.6)

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

-

-

-

782

402

1020

310

1710

-

-

-

-

-

(11.3)

(4.5)

(8.1)

(1.5)

(6.4)

-

-

6.A.

Investments in India

-

-

-

782

402

1020

310

1710

-

-

(i)

Government securities

-

-

-

-

5

5

-

-

-

-

(ii)

Other approved securities

-

-

-

-

-

-

-

-

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

-

-

-

782

25

765

110

1110

-

-

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

-

-

372

250

200

600

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

2187

2911

3159

3854

5100

5326

9083

9451

1221

1063

(38.7)

(39.3)

(59.3)

(55.9)

(57.1)

(42.5)

(43.0)

(35.5)

(21.2)

(14.4)

7.1.

Bills purchased and discounted

54

13

1

4

-

2

30

55

-

-

7.2.

Cash credits, overdrafts & loans

402

693

827

1021

3539

3647

1632

896

286

417

7.3.

Term loans

1731

2205

2331

2829

1561

1677

7422

8500

934

646

8.

Fixed Assets

17

17

20

19

17

23

42

46

12

12

(0.3)

(0.3)

(0.4)

(0.3)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

17

17

20

19

17

23

42

46

12

12

9.

Other Assets

1492

1872

581

542

1362

2003

4839

7422

1891

2437

(26.4)

(25.3)

(10.9)

(7.9)

(15.3)

(16.0)

(22.9)

(27.8)

(32.8)

(33.1)

9.1.

Inter - office adjustments (net)

136

103

15

27

-

-

-

-

-

-

9.2.

Interest accrued

-

13

19

39

48

101

104

280

75

101

9.3.

Tax paid

-

-

-

-

-

-

12

12

-

-

9.4.

Stationery and Stamps

10

5

4

5

12

14

6

8

2

3

9.5.

Others

1346

1756

543

470

1303

1888

4718

7123

1813

2332

Total Assets

5647

7408

5325

6896

8929

12540

21109

26658

5757

7373

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Devipatan

Dewas Shajapur

Dhenkanal

Dungarpur-Banswara

Durg

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Rajnandgaon Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(91)

(92)

(93)

(94)

(95)

(96)

(97)

(98)

(99)

(100)

1.

Capital

50

1497

75

100

75

873

75

96

100

1444

(0.5)

(10.1)

(1.3)

(1.4)

(1.2)

(9.5)

(2.5)

(2.4)

(0.7)

(7.0)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

8539

11470

4953

6332

3951

5393

2387

3240

10428

13583

(86.8)

(77.3)

(87.8)

(88.6)

(64.2)

(58.9)

(78.8)

(79.3)

(70.2)

(66.3)

3.1.

Demand Deposits

806

1198

119

214

41

121

67

176

1299

653

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

806

1198

119

214

41

121

67

176

1299

653

3.2.

Savings Deposits

5090

6459

1780

2207

1157

1344

934

1108

4356

5774

3.3.

Term Deposits

2643

3813

3053

3911

2753

3929

1385

1955

4772

7156

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

2643

3813

3053

3911

2753

3929