Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 15 of 30) - आरबीआई - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 15 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Chhindwara Seoni | Chikmagalur | Chitradurga | Cuttack | Damoh Panna | |||||||||||||
Kshetriya Gramin Bank | Kodagu Gramin Bank | Gramin Bank | Gramya Bank | Sagar Kshetriya Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (81) | (82) | | (83) | (84) | | (85) | (86) | | (87) | (88) | | (89) | (90) | |
1. | Capital | 75 | 75 | 75 | 754 | 75 | 96 | 100 | 100 | 75 | 100 | ||||||
(1.3) | (1.0) | (1.4) | (10.9) | (0.8) | (0.8) | (0.5) | (0.4) | (1.3) | (1.4) | ||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | 6 | 6 | - | - | ||||||
- | - | - | - | - | - | - | - | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | 6 | 6 | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 4353 | 5765 | 3527 | 4276 | 5721 | 7116 | 11712 | 13986 | 4394 | 6036 | ||||||
(77.1) | (77.8) | (66.2) | (62.0) | (64.1) | (56.7) | (55.5) | (52.5) | (76.3) | (81.9) | ||||||||
3.1. | Demand Deposits | 549 | 527 | 101 | 96 | 179 | 286 | 282 | 282 | 198 | 386 |
(i) | From Banks | - | - | - | - | - | - | 45 | 21 | - | - | ||||||
(ii) | From Others | 549 | 527 | 101 | 96 | 179 | 286 | 237 | 261 | 198 | 386 | ||||||
3.2. | Savings Deposits | 1578 | 2117 | 1422 | 1680 | 1847 | 2157 | 4980 | 5665 | 1498 | 2035 | ||||||
3.3. | Term Deposits | 2226 | 3122 | 2005 | 2500 | 3696 | 4672 | 6450 | 8039 | 2699 | 3615 | ||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 2226 | 3122 | 2005 | 2500 | 3696 | 4672 | 6450 | 8039 | 2699 | 3615 | ||||||
3.A. | Deposits of branches in India | 4353 | 5765 | 3527 | 4276 | 5721 | 7116 | 11712 | 13986 | 4394 | 6036 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 71 | 116 | 1567 | 1669 | 2318 | 2759 | 1980 | 1968 | 503 | 536 | ||||||
(1.3) | (1.2) | (29.4) | (24.2) | (26.0) | (22.0) | (9.4) | (7.4) | (8.7) | (7.3) | ||||||||
4.1. | Borrowings in India | 71 | 116 | 1567 | 1669 | 2318 | 2759 | 1980 | 1968 | 503 | 536 |
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | 447 | 486 | |||||||
(ii) | From other Banks | - | - | 610 | 401 | 510 | 588 | 296 | 167 | 56 | 51 | |||||||
(iii) | From other Institutions and Agencies | 71 | 116 | 957 | 1268 | 1807 | 2171 | 1684 | 1801 | - | - | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 1148 | 1427 | 155 | 197 | 815 | 796 | 7311 | 10598 | 784 | 700 | |||||||
(20.3) | (19.3) | (2.9) | (2.9) | (9.1) | (6.4) | (34.6) | (39.8) | (13.6) | (9.5) | |||||||||
5.1. | Bills Payable | - | - | - | 2 | 189 | 383 | 21 | 67 | - | - | |||||||
5.2. | Inter-office Adjustments | - | - | - | - | 70 | 82 | 601 | 158 | 23 | 27 | |||||||
5.3. | Interest Accrued | - | - | 9 | 14 | 67 | 78 | 1276 | 1711 | 365 | 568 | |||||||
5.4. | Others (including provisions) | 1148 | 1427 | | 146 | 181 | | 488 | 254 | | 5413 | 8662 | | 396 | 105 | |||
Total Liabilities | 5647 | 7408 | 5325 | 6896 | 8929 | 12540 | 21109 | 26658 | 5757 | 7373 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | ||
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Chhindwara Seoni | Chikmagalur | Chitradurga | Cuttack | Damoh Panna | ||||||||||||||
Kshetriya Gramin Bank | Kodagu Gramin Bank | Gramin Bank | Gramya Bank | Sagar Kshetriya Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (81) | (82) | | (83) | (84) | | (85) | (86) | | (87) | (88) | | (89) | (90) | ||
1. | Cash in hand | 157 | 216 | 82 | 143 | 74 | 145 | 225 | 230 | 30 | 63 | |||||||
(2.8) | (2.9) | (1.5) | (2.1) | (0.8) | (1.2) | (1.1) | (0.9) | (0.5) | (0.9) | |||||||||
2. | Balances with RBI | 136 | 184 | 105 | 121 | 189 | 215 | 409 | 509 | 143 | 198 | |||||||
(2.4) | (2.5) | (2.0) | (1.8) | (2.1) | (1.7) | (1.9) | (1.9) | (2.5) | (2.7) | |||||||||
3. | Balances with banks in India | 1658 | 2207 | 1378 | 1436 | 1784 | 3809 | 6101 | 6591 | 2460 | 3599 | |||||||
(29.4) | (30.0) | (25.9) | (20.8) | (20.0) | (30.4) | (28.9) | (24.7) | (42.7) | (48.8) | |||||||||
4. | Money at call and short notice | - | - | - | - | - | - | 100 | 700 | - | - | |||||||
- | - | - | - | - | - | (0.5) | (2.6) | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | - | - | - | 782 | 402 | 1020 | 310 | 1710 | - | - | |||||||
- | - | - | (11.3) | (4.5) | (8.1) | (1.5) | (6.4) | - | - | |||||||||
6.A. | Investments in India | - | - | - | 782 | 402 | 1020 | 310 | 1710 | - | - |
(i) | Government securities | - | - | - | - | 5 | 5 | - | - | - | - | ||||||
(ii) | Other approved securities | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | - | - | - | 782 | 25 | 765 | 110 | 1110 | - | - | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | - | - | - | - | 372 | 250 | 200 | 600 | - | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 2187 | 2911 | 3159 | 3854 | 5100 | 5326 | 9083 | 9451 | 1221 | 1063 |
(38.7) | (39.3) | (59.3) | (55.9) | (57.1) | (42.5) | (43.0) | (35.5) | (21.2) | (14.4) | ||||||||
7.1. | Bills purchased and discounted | 54 | 13 | 1 | 4 | - | 2 | 30 | 55 | - | - | ||||||
7.2. | Cash credits, overdrafts & loans | 402 | 693 | 827 | 1021 | 3539 | 3647 | 1632 | 896 | 286 | 417 | ||||||
7.3. | Term loans | 1731 | 2205 | 2331 | 2829 | 1561 | 1677 | 7422 | 8500 | 934 | 646 | ||||||
8. | Fixed Assets | 17 | 17 | 20 | 19 | 17 | 23 | 42 | 46 | 12 | 12 | ||||||
(0.3) | (0.3) | (0.4) | (0.3) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | (0.2) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 17 | 17 | 20 | 19 | 17 | 23 | 42 | 46 | 12 | 12 | ||||||
9. | Other Assets | 1492 | 1872 | 581 | 542 | 1362 | 2003 | 4839 | 7422 | 1891 | 2437 | ||||||
(26.4) | (25.3) | (10.9) | (7.9) | (15.3) | (16.0) | (22.9) | (27.8) | (32.8) | (33.1) | ||||||||
9.1. | Inter - office adjustments (net) | 136 | 103 | 15 | 27 | - | - | - | - | - | - | ||||||
9.2. | Interest accrued | - | 13 | 19 | 39 | 48 | 101 | 104 | 280 | 75 | 101 | ||||||
9.3. | Tax paid | - | - | - | - | - | - | 12 | 12 | - | - | ||||||
9.4. | Stationery and Stamps | 10 | 5 | 4 | 5 | 12 | 14 | 6 | 8 | 2 | 3 | ||||||
9.5. | Others | 1346 | 1756 | | 543 | 470 | | 1303 | 1888 | | 4718 | 7123 | | 1813 | 2332 | ||
Total Assets | 5647 | 7408 | 5325 | 6896 | 8929 | 12540 | 21109 | 26658 | 5757 | 7373 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | ||||
As on 31st March | |||||||||||||||||
Devipatan | Dewas Shajapur | Dhenkanal | Dungarpur-Banswara | Durg | |||||||||||||
Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Rajnandgaon Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (91) | (92) | | (93) | (94) | | (95) | (96) | | (97) | (98) | | (99) | (100) | |
1. | Capital | 50 | 1497 | 75 | 100 | 75 | 873 | 75 | 96 | 100 | 1444 | ||||||
(0.5) | (10.1) | (1.3) | (1.4) | (1.2) | (9.5) | (2.5) | (2.4) | (0.7) | (7.0) | ||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | - | - | - | - | ||||||
- | - | - | - | - | - | - | - | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 8539 | 11470 | 4953 | 6332 | 3951 | 5393 | 2387 | 3240 | 10428 | 13583 | ||||||
(86.8) | (77.3) | (87.8) | (88.6) | (64.2) | (58.9) | (78.8) | (79.3) | (70.2) | (66.3) | ||||||||
3.1. | Demand Deposits | 806 | 1198 | 119 | 214 | 41 | 121 | 67 | 176 | 1299 | 653 |
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 806 | 1198 | 119 | 214 | 41 | 121 | 67 | 176 | 1299 | 653 | ||||||
3.2. | Savings Deposits | 5090 | 6459 | 1780 | 2207 | 1157 | 1344 | 934 | 1108 | 4356 | 5774 | ||||||
3.3. | Term Deposits | 2643 | 3813 | 3053 | 3911 | 2753 | 3929 | 1385 | 1955 | 4772 | 7156 | ||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | From Others | 2643 | 3813 | 3053 | 3911 | 2753 | 3929 | 1385 | 1955 | 4772 | 7156 | ||||||
3.A. | Deposits of branches in India | 8539 | 11470 | 4953 | 6332 | 3951 | 5393 | 2387 | 3240 | 10428 | 13583 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 708 | 823 | 297 | 399 | 1447 | 1908 | 347 | 347 | 1447 | 1599 | ||||||
(7.2) | (5.5) | (5.3) | (5.6) | (23.5) | (20.8) | (11.5) | (8.5) | (9.7) | (7.8) | ||||||||
4.1. | Borrowings in India | 708 | 823 | 297 | 399 | 1447 | 1908 | 347 | 347 | 1447 | 1599 |
(i) | From Reserve Bank of India | - | - | - | - | - | - | 334 | 342 | - | - | |||||||
(ii) | From other Banks | 41 | 43 | 3 | 4 | 340 | 474 | 13 | 6 | 106 | 112 | |||||||
(iii) | From other Institutions and Agencies | 667 | 780 | 294 | 395 | 1107 | 1434 | - | - | 1341 | 1488 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 546 | 1045 | 316 | 312 | 677 | 984 | 219 | 403 | 2879 | 3870 | |||||||
(5.5) | (7.0) | (5.6) | (4.4) | (11.0) | (10.7) | (7.2) | (9.9) | (19.4) | (18.9) | |||||||||
5.1. | Bills Payable | 7 | 14 | 1 | 2 | 9 | 18 | 27 | 12 | 16 | 18 | |||||||
5.2. | Inter-office Adjustments | 71 | - | - | - | 27 | 67 | - | - | 63 | 99 | |||||||
5.3. | Interest Accrued | 15 | 18 | 6 | 7 | 53 | 156 | 17 | 21 | 22 | 991 | |||||||
5.4. | Others (including provisions) | 452 | 1013 | | 309 | 303 | | 587 | 743 | | 175 | 370 | | 2778 | 2762 | |||
Total Liabilities | 9843 | 14834 | 5640 | 7144 | 6149 | 9158 | 3028 | 4086 | 14854 | 20496 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | ||
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Devipatan | Dewas Shajapur | Dhenkanal | Dungarpur-Banswara | Durg | ||||||||||||||
Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Rajnandgaon Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (91) | (92) | | (93) | (94) | | (95) | (96) | | (97) | (98) | | (99) | (100) | ||
1. | Cash in hand | 191 | 278 | 101 | 143 | 67 | 114 | 37 | 49 | 156 | 192 | |||||||
(1.9) | (1.9) | (1.8) | (2.0) | (1.1) | (1.2) | (1.2) | (1.2) | (1.0) | (0.9) | |||||||||
2. | Balances with RBI | 255 | 334 | 148 | 177 | 120 | 165 | 79 | 97 | 308 | 439 | |||||||
(2.6) | (2.3) | (2.6) | (2.5) | (2.0) | (1.8) | (2.6) | (2.4) | (2.1) | (2.1) | |||||||||
3. | Balances with banks in India | 3226 | 5971 | 1522 | 1953 | 688 | 1928 | 921 | 1146 | 654 | 525 | |||||||
(32.8) | (40.3) | (27.0) | (27.3) | (11.2) | (21.1) | (30.4) | (28.0) | (4.4) | (2.6) | |||||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | 4466 | 6238 | |||||||
- | - | - | - | - | - | - | - | (30.1) | (30.4) | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 2298 | 3000 | 1047 | 1325 | 1317 | 1680 | - | 200 | 1000 | 3402 | |||||||
(23.3) | (20.2) | (18.6) | (18.5) | (21.4) | (18.3) | - | (4.9) | (6.7) | (16.6) | |||||||||
6.A. | Investments in India | 2298 | 3000 | 1047 | 1325 | 1317 | 1680 | - | 200 | 1000 | 3402 |
(i) | Government securities | 10 | 10 | 197 | 300 | 150 | 150 | - | - | 600 | 1752 | ||||||
(ii) | Other approved securities | - | - | 550 | 1025 | 172 | - | - | - | 100 | 750 | ||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) | Debentures and Bonds | 1400 | 2990 | - | - | 994 | 1530 | - | 200 | - | - | ||||||
(v) | Subsidiaries and joint ventures | 888 | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | - | - | 300 | - | - | - | - | - | 300 | 900 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - |
7. | Advances | 2490 | 2994 | 1573 | 1849 | 2566 | 3569 | 1156 | 1500 | 5843 | 6437 |
(25.3) | (20.2) | (27.9) | (25.9) | (41.7) | (39.0) | (38.2) | (36.7) | (39.3) | (31.4) | ||||||||
7.1. | Bills purchased and discounted | - | - | - | - | 1 | 4 | 8 | 54 | - | - | ||||||
7.2. | Cash credits, overdrafts & loans | 222 | 338 | 381 | 405 | 320 | 498 | 178 | 246 | 950 | 1104 | ||||||
7.3. | Term loans | 2268 | 2656 | 1193 | 1444 | 2246 | 3066 | 970 | 1200 | 4892 | 5333 | ||||||
8. | Fixed Assets | 25 | 25 | 9 | 8 | 9 | 11 | 12 | 14 | 26 | 27 | ||||||
(0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.1) | (0.4) | (0.3) | (0.2) | (0.1) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 25 | 25 | 9 | 8 | 9 | 11 | 12 | 14 | 26 | 27 | ||||||
9. | Other Assets | 1359 | 2232 | 1239 | 1689 | 1383 | 1691 | 824 | 1081 | 2402 | 3236 | ||||||
(13.8) | (15.0) | (22.0) | (23.6) | (22.5) | (18.5) | (27.2) | (26.4) | (16.2) | (15.8) | ||||||||
9.1. | Inter - office adjustments (net) | - | 66 | 6 | 33 | - | - | 71 | 20 | - | - | ||||||
9.2. | Interest accrued | 261 | 556 | 99 | 179 | 75 | 129 | 28 | 52 | 199 | 356 | ||||||
9.3. | Tax paid | - | - | - | - | - | - | - | - | 2 | 3 | ||||||
9.4. | Stationery and Stamps | 6 | 7 | 3 | 4 | 7 | 7 | 3 | 4 | 4 | 5 | ||||||
9.5. | Others | 1092 | 1603 | | 1132 | 1474 | | 1301 | 1555 | | 721 | 1005 | | 2197 | 2873 | ||
Total Assets | 9843 | 14834 | 5640 | 7144 | 6149 | 9158 | 3028 | 4086 | 14854 | 20496 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |