REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31^st March

Langpi Dehangi

Madhubani

Magadh

Mahakaushal

Malaprabha

Rural Bank

Kshetriya Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(201)

(202)

(203)

(204)

(205)

(206)

(207)

(208)

(209)

(210)

1.

Capital

71

84

75

88

595

687

75

91

712

712

(2.8)

(2.7)

(1.5)

(1.4)

(2.4)

(2.1)

(3.4)

(2.9)

(1.9)

(1.6)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

487

79

-

-

-

-

-

-

-

-

(1.3)

(0.2)

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

49

79

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

437

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

1883

2272

4149

5507

20495

25116

1732

2276

21930

26316

(74.7)

(74.3)

(83.1)

(88.4)

(83.8)

(78.4)

(79.5)

(71.9)

(57.0)

(58.6)

3.1.

Demand Deposits

190

235

128

190

749

631

99

130

365

644

(i) From Banks

-

-

-

-

145

-

-

-

-

-

(ii) From Others

190

235

128

190

604

631

99

130

365

644

3.2.

Savings Deposits

997

1115

1667

2055

10724

12677

696

920

7961

9721

3.3.

Term Deposits

696

922

2354

3263

9022

11809

937

1225

13604

15951

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

696

922

2354

3263

9022

11809

937

1225

13604

15951

3.A.

Deposits of branches in India

1883

2272

4149

5507

20495

25116

1732

2276

21930

26316

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

173

244

196

45

905

935

44

42

13360

15285

(6.9)

(8.0)

(3.9)

(0.7)

(3.7)

(2.9)

(2.0)

(1.3)

(34.7)

(34.0)

4.1.

Borrowings in India

173

244

196

45

905

935

44

42

13360

15285

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii) From other Banks

26

25

-

-

130

130

-

-

3125

3231

(iii) From other Institutions and Agencies

147

219

196

45

775

805

44

42

10235

12054

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

395

457

571

587

2472

5304

327

757

1975

2539

(15.6)

(14.9)

(11.4)

(9.4)

(10.1)

(16.6)

(15.0)

(23.9)

(5.1)

(5.7)

5.1.

Bills Payable

-

-

-

-

65

71

23

30

297

463

5.2.

Inter-office Adjustments

9

-

-

-

627

732

-

-

129

278

5.3.

Interest Accrued

131

183

5

-

30

37

93

140

409

213

5.4.

Others (including provisions)

255

273

566

587

1750

4464

211

587

1140

1584

Total Liabilities

2522

3057

4992

6227

24467

32042

2177

3165

38463

44930

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Langpi Dehangi

Madhubani

Magadh

Mahakaushal

Malaprabha

Rural Bank

Kshetriya Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(201)

(202)

(203)

(204)

(205)

(206)

(207)

(208)

(209)

(210)

1.

Cash in hand

13

14

45

50

281

348

56

92

744

728

(0.5)

(0.5)

(0.9)

(0.8)

(1.1)

(1.1)

(2.6)

(2.9)

(1.9)

(1.6)

2.

Balances with RBI

71

71

127

167

630

766

54

73

677

812

(2.8)

(2.3)

(2.6)

(2.7)

(2.6)

(2.4)

(2.5)

(2.3)

(1.8)

(1.8)

3.

Balances with banks in India

67

122

1041

1632

5816

6909

558

837

8086

9762

(2.6)

(4.0)

(20.9)

(26.2)

(23.8)

(21.6)

(25.6)

(26.4)

(21.0)

(21.7)

4.

Money at call and short notice

500

448

-

-

-

-

-

-

-

-

(19.8)

(14.7)

-

-

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

187

400

-

-

-

-

-

-

-

-

(7.4)

(13.1)

-

-

7148

10496

-

-

2141

5843

6.A.

Investments in India

187

400

-

-

(29.2)

(32.8)

-

-

(5.6)

(13.0)

(i) Government securities

-

-

-

-

7148

10496

-

-

2141

5843

(ii) Other approved securities

-

-

-

-

1000

1000

-

-

515

515

(iii) Shares

-

-

-

-

-

-

-

-

226

130

(iv) Debentures and Bonds

187

400

-

-

-

-

-

-

-

-

(v) Subsidiaries and joint ventures

-

-

-

-

2277

7737

-

-

-

-

(vi) Others

-

-

-

-

-

-

-

-

-

-

6.B.

Investments outside India

-

-

-

-

3871

1759

-

-

1400

5198

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

649

693

1624

1471

8218

8805

676

810

24976

25193

(25.7)

(22.7)

(32.5)

(23.6)

(33.6)

(27.5)

(31.0)

(25.6)

(64.9)

(56.1)

7.1.

Bills purchased and discounted

-

-

-

-

85

10

8

13

34

40

7.2.

Cash credits, overdrafts & loans

217

240

140

187

475

672

93

116

4243

9142

7.3.

Term loans

432

453

1484

1284

7658

8124

574

681

20699

16011

8.

Fixed Assets

6

8

9

9

41

42

11

8

145

155

(0.2)

(0.3)

(0.2)

(0.1)

(0.2)

(0.1)

(0.5)

(0.2)

(0.4)

(0.3)

8.1.

Premises

-

-

-

-

-

-

-

-

73

77

8.2.

Other Fixed assets

6

8

9

9

41

42

11

8

72

77

9.

Other Assets

1029

1301

2145

2898

2333

4675

822

1345

1695

2438

(40.8)

(42.6)

(43.0)

(46.5)

(9.5)

(14.6)

(37.8)

(42.5)

(4.4)

(5.4)

9.1.

Inter - office adjustments (net)

-

1

19

20

-

-

12

11

-

-

9.2.

Interest accrued

25

50

40

76

845

1182

3

4

119

209

9.3.

Tax paid

-

-

-

-

-

-

-

-

-

-

9.4.

Stationery and Stamps

5

6

2

3

4

5

2

3

41

48

9.5.

Others

999

1244

2085

2800

1484

3487

806

1328

1535

2181

Total Assets

2522

3057

4992

6227

24467

32042

2177

3165

38463

44930

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Mallabhum

Malwa

Mandla

Manipur

Manjira

Gramin Bank

Gramin Bank

Balaghat Kshetriya

Rural Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(211)

(212)

(213)

(214)

(215)

(216)

(217)

(218)

(219)

(220)

1.

Capital

75

100

75

100

75

100

665

665

75

100

(0.3)

(0.3)

(1.4)

(1.5)

(2.1)

(2.0)

(35.1)

(26.5)

(0.7)

(0.7)

2.

Reserves and Surplus

37

37

100

250

1

1

1

1

-85

-329

(0.1)

(0.1)

(1.9)

(3.8)

-

-

(0.1)

-

-

(-2.4)

2.1.

Statutory Reserves

1

1

-

-

1

1

1

1

60

60

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

113

2.4.

Revenue and other Reserves

35

35

100

250

-

-

-

-

120

349

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-265

-851

3.

Deposits

21694

27599

3472

4167

3055

4182

791

1029

5460

7251

(84.8)

(83.6)

(64.7)

(63.1)

(83.6)

(85.3)

(41.7)

(41.1)

(51.0)

(53.3)

3.1.

Demand Deposits

159

250

281

204

590

727

79

133

189

289

(i)

From Banks

-

-

-

6

-

-

-

-

-

-

(ii)

From Others

159

250

281

198

590

727

79

133

189

289

3.2.

Savings Deposits

9626

10432

1322

1601

1125

1584

269

311

1568

2188

3.3.

Term Deposits

11908

16917

1869

2362

1340

1871

444

585

3703

4774

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

11908

16917

1869

2362

1340

1871

444

585

3703

4774

3.A.

Deposits of branches in India

21694

27599

3472

4167

3055

4182

791

1029

5460

7251

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-