REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Nadia

Nagaland

Nagarjuna

Nainital Almora

Nalanda

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(241)

(242)

(243)

(244)

(245)

(246)

(247)

(248)

(249)

(250)

1.

Capital

84

96

255

312

75

100

63

100

63

75

(1.0)

(0.8)

(45.3)

(44.5)

(0.4)

(0.5)

(1.2)

(1.3)

(0.9)

(0.8)

2.

Reserves and Surplus

-

-

-

-

-

-

-

912

-

-

-

-

-

-

-

-

-

(11.9)

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

912

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

6069

7541

245

294

12054

13396

4091

5497

5913

7947

(72.9)

(65.8)

(43.4)

(42.0)

(70.4)

(63.4)

(78.0)

(71.9)

(85.8)

(87.8)

3.1.

Demand Deposits

75

93

33

40

918

780

136

230

250

438

(i) From Banks

-

-

-

-

-

-

3

1

-

-

(ii) From Others

75

93

33

40

918

780

133

228

250

438

3.2.

Savings Deposits

3079

3223

137

161

5412

5728

1566

1983

2608

3206

3.3.

Term Deposits

2915

4225

75

92

5724

6888

2389

3285

3055

4302

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

2915

4225

75

92

5724

6888

2389

3285

3055

4302

3.A.

Deposits of branches in India

6069

7541

245

294

12054

13396

4091

5497

5913

7947

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1442

1813

14

9

2096

3472

880

884

149

186

(17.3)

(15.8)

(2.5)

(1.3)

(12.2)

(16.4)

(16.8)

(11.6)

(2.2)

(2.1)

4.1.

Borrowings in India

1442

1813

14

9

2096

3472

880

884

149

186

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii) From other Banks

1440

1813

2

-

486

878

25

89

97

93

(iii) From other Institutions and Agencies

2

-

12

9

1610

2593

854

796

52

93

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

733

2017

49

86

2909

4161

212

249

767

839

(8.8)

(17.6)

(8.8)

(12.2)

(17.0)

(19.7)

(4.0)

(3.3)

(11.1)

(9.3)

5.1.

Bills Payable

-

-

-

-

861

807

35

77

-

-

5.2.

Inter-office Adjustments

3

22

-

-

-

218

-

-

52

31

5.3.

Interest Accrued

52

64

13

15

585

905

53

56

7

10

5.4.

Others (including provisions)

679

1931

37

70

1464

2231

124

116

709

798

Total Liabilities

8328

11467

563

700

17134

21129

5245

7643

6891

9047

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Nadia

Nagaland

Nagarjuna

Nainital Almora

Nalanda

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(241)

(242)

(243)

(244)

(245)

(246)

(247)

(248)

(249)

(250)

1.

Cash in hand

59

94

2

5

605

595

52

74

96

170

(0.7)

(0.8)

(0.3)

(0.7)

(3.5)

(2.8)

(1.0)

(1.0)

(1.4)

(1.9)

2.

Balances with RBI

186

231

9

10

397

428

123

164

177

239

(2.2)

(2.0)

(1.6)

(1.4)

(2.3)

(2.0)

(2.3)

(2.1)

(2.6)

(2.6)

3.

Balances with banks in India

1469

2737

291

387

3837

4888

1285

2725

1505

1955

(17.6)

(23.9)

(51.7)

(55.3)

(22.4)

(23.1)

(24.5)

(35.7)

(21.8)

(21.6)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

2247

3170

-

-

2440

2040

391

886

709

1500

(27.0)

(27.6)

-

-

(14.2)

(9.7)

(7.5)

(11.6)

(10.3)

(16.6)

6.A.

Investments in India

2247

3170

-

-

2440

2040

391

886

709

1500

(i) Government securities

200

200

-

-

1500

1500

100

75

-

-

(ii) Other approved securities

323

323

-

-

-

-

-

-

-

1500

(iii) Shares

-

-

-

-

-

-

-

-

709

-

(iv) Debentures and Bonds

872

2010

-

-

340

540

291

811

-

-

(v) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi) Others

852

637

-

-

600

-

-

-

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

2691

3021

85

106

6156

7282

2298

2530

2425

2504

(32.3)

(26.3)

(15.1)

(15.2)

(35.9)

(34.5)

(43.8)

(33.1)

(35.2)

(27.7)

7.1.

Bills purchased and discounted

-

-

-

-

-

-

2

2

105

154

7.2.

Cash credits, overdrafts & loans

2

3

65

82

4134

5209

492

516

205

318

7.3.

Term loans

2689

3018

20

24

2023

2073

1804

2012

2115

2032

8.

Fixed Assets

16

16

1

1

22

22

14

15

13

13

(0.2)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.3)

(0.2)

(0.2)

(0.1)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

16

16

1

1

22

22

14

15

13

13

9.

Other Assets

1661

2198

175

191

3677

5875

1081

1248

1966

2666

(19.9)

(19.2)

(31.0)

(27.2)

(21.5)

(27.8)

(20.6)

(16.3)

(28.5)

(29.5)

9.1.

Inter - office adjustments (net)

-

-

14

-

441

-

14

88

-

-

9.2.

Interest accrued

170

308

17

4

374

617

37

129

44

105

9.3.

Tax paid

-

-

-

-

-

-

-

3

-

-

9.4.

Stationery and Stamps

2

2

1

1

11

10

7

6

2

3

9.5.

Others

1489

1889

142

186

2850

5248

1023

1022

1920

2558

Total Assets

8328

11467

563

700

17134

21129

5245

7643

6891

9047

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

: Figures in brackets indicate percent share in total.

-

: Nil or negligible.

Source

: Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31 March

Netravati

Nimar

North Malabar

Palamau

Panchmahal

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(251)

(252)

(253)

(254)

(255)

(256)

(257)

(258)

(259)

(260)

1.

Capital

75

100

75

100

75

100

75

88

75

1230

(4.4)

(4.7)

(0.9)

(0.8)

(0.3)

(0.4)

(0.9)

(0.8)

(1.2)

(13.9)

2.

Reserves and Surplus

-

-

-

1479

1094

2018

-

-

44

-

-

-

-

(12.5)

(5.0)

(7.1)

-

-

(0.7)

-

2.1.

Statutory Reserves

-

-

-

-

329

567

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

1479

764

1451

-

-

44

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

1141

1409

6373

8363

12313

15119

7066

8869

4234

5493

(67.0)

(66.0)

(76.9)

(70.4)

(56.4)

(53.2)

(82.7)

(83.0)

(66.1)

(62.0)

3.1.

Demand Deposits

36

33

410

448

585

729

236

289

42

73

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

36

33

410

448

585

729

236

289

42

73

3.2.

Savings Deposits

385

433

2652

2958

4372

4844

4500

5231

1769

2273

3.3.

Term Deposits

720

943

3311

4957

7357

9545

2330

3349

2422

3146

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

720

943

3311

4957

7357

9545

2330

3349

2422

3146

3.A.

Deposits of branches in India

1141

1409

6373

8363

12313

15119

7066

8869

4234

5493

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-