REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Pandyan

Parvatiya

Patliputra

Pinakini

Pithoragarh

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(261)

(262)

(263)

(264)

(265)

(266)

(267)

(268)

(269)

(270)

1.

Capital

75

100

88

46

71

75

100

75

96

(0.4)

(0.4)

(2.7)

(3.1)

(3.6)

(0.7)

(0.6)

(2.0)

(2.0)

2.

Reserves and Surplus

-

-

-

-

-

-

68

6

18

-

-

-

-

-

-

(0.4)

(0.2)

(0.4)

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

68

6

18

2.5.

Balance of Profit

-

-

-

N

-

-

-

-

-

-

3.

Deposits

13293

16766

2360

O

1280

1709

7273

10238

3051

3740

(71.1)

(73.3)

(72.8)

(85.8)

(85.3)

(67.0)

(59.2)

(80.1)

(78.4)

3.1.

Demand Deposits

326

426

109

T

22

40

420

960

82

47

(i) From Banks

-

-

-

-

-

-

-

-

-

(ii) From Others

326

426

109

22

40

420

960

82

47

3.2.

Savings Deposits

4154

4875

762

A

491

527

2081

2941

1352

1450

3.3.

Term Deposits

8813

11465

1489

768

1142

4772

6337

1617

2243

(i) From Banks

-

-

-

V

1

1

-

-

-

-

(ii) From Others

8813

11465

1489

767

1141

4772

6337

1617

2243

3.A.

Deposits of branches in India

13293

16766

2360

A

1280

1709

7273

10238

3051

3740

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

I

4.

Borrowings

4301

4873

366

55

56

2282

2898

425

496

(23.0)

(21.3)

(11.3)

L

(3.7)

(2.8)

(21.0)

(16.8)

(11.1)

(10.4)

4.1.

Borrowings in India

4301

4873

366

55

56

2282

2898

425

496

(i) From Reserve Bank of India

-

-

-

A

-

-

-

-

-

-

(ii) From other Banks

1651

2359

56

-

-

514

602

59

83

(iii) From other Institutions and Agencies

2650

2514

311

B

55

56

1768

2296

365

413

4.2.

Borrowings outside India

-

-

-

L

-

-

-

-

-

-

5.

Other liabilities

1033

1121

429

E

111

167

1219

3977

254

420

(5.5)

(4.9)

(13.2)

(7.4)

(8.3)

(11.2)

(23.0)

(6.7)

(8.8)

5.1.

Bills Payable

422

357

1

-

1

223

555

-

-

5.2.

Inter-office Adjustments

-

33

16

4

17

47

77

-

1

5.3.

Interest Accrued

87

105

265

2

2

25

27

247

394

5.4.

Others (including provisions)

524

625

147

105

147

925

3318

7

24

Total Liabilities

18702

22860

3243

1492

2003

10849

17281

3811

4770

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

                    REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Pandyan

Parvatiya

Patliputra

Pinakini

Pithoragarh

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(261)

(262)

(263)

(264)

(265)

(266)

(267)

(268)

(269)

(270)

1.

Cash in hand

261

416

14

31

61

123

378

31

37

(1.4)

(1.8)

(0.4)

(2.1)

(3.1)

(1.1)

(2.2)

(0.8)

(0.8)

2.

Balances with RBI

411

523

79

39

62

214

268

96

121

(2.2)

(2.3)

(2.4)

(2.6)

(3.1)

(2.0)

(1.6)

(2.5)

(2.5)

3.

Balances with banks in India

4679

4848

34

50

39

1969

5084

56

45

(25.0)

(21.2)

(1.1)

(3.3)

(2.0)

(18.1)

(29.4)

(1.5)

(0.9)

4.

Money at call and short notice

-

-

764

191

393

-

-

1247

2100

-

-

(23.5)

(12.8)

(19.6)

-

-

(32.7)

(44.0)

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

6.

Investments

112

396

1026

N

471

646

-

30

1088

1063

(0.6)

(1.7)

(31.6)

(31.6)

(32.2)

-

(0.2)

(28.5)

(22.3)

6.A.

Investments in India

112

396

1026

O

471

646

-

30

1088

1063

(i) Government securities

-

-

-

100

100

-

-

710

710

(ii) Other approved securities

67

67

-

T

-

-

-

-

-

-

(iii) Shares

-

-

830

-

228

-

-

90

-

(iv) Debentures and Bonds

45

279

100

38

-

-

30

-

353

(v) Subsidiaries and joint ventures

-

-

-

A

-

-

-

-

-

-

(vi) Others

-

50

96

333

318

-

-

288

-

6.B.

Investments outside India

-

-

-

V

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

A

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

7.

Advances

10018

12910

789

I

307

377

7247

8829

1047

1137

(53.6)

(56.5)

(24.3)

(20.6)

(18.8)

(66.8)

(51.1)

(27.5)

(23.8)

7.1.

Bills purchased and discounted

152

69

-

L

-

10

5

14

-

-

7.2.

Cash credits, overdrafts & loans

7054

9572

234

63

95

83

65

312

348

7.3.

Term loans

2812

3269

555

A

244

272

7159

8750

735

790

8.

Fixed Assets

35

42

7

7

6

30

33

6

7

(0.2)

(0.2)

(0.2)

B

(0.5)

(0.3)

(0.3)

(0.2)

(0.2)

(0.1)

8.1.

Premises

1

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

34

42

7

L

7

6

30

33

6

7

9.

Other Assets

3186

3725

530

396

418

1267

2658

240

260

(17.0)

(16.3)

(16.4)

E

(26.5)

(20.9)

(11.7)

(15.4)

(6.3)

(5.5)

9.1.

Inter - office adjustments (net)

35

-

-

37

-

-

-

-

-

9.2.

Interest accrued

245

278

187

-

48

24

72

109

175

9.3.

Tax paid

-

-

12

1

-

-

-

-

4

9.4.

Stationery and Stamps

13

15

-

-

1

9

14

4

4

9.5.

Others

2892

3431

331

359

370

1233

2572

126

76

Total Assets

18702

22860

3243

1492

2003

10849

17281

3811

4770

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 - 97

                    REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Pragjyotish Gaonlia

Pratapgarh

Prathama Bank

Puri

Rae Bareli

Bank

Kshetriya Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(271)

(272)

(273)

(274)

(275)

(276)

(277)

(278)

(279)

(280)

1.

Capital

1978

2604

75

100

875

875

75

100

75

1107

(6.7)

(7.5)

(0.8)

(0.8)

(2.3)

(1.9)

(0.6)

(0.6)

(0.7)

(8.0)

2.

Reserves and Surplus

49

49

-

-

-

-

-

-

-

-

(0.2)

(0.1)

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

44

44

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

5

5

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

20375

23936

8724

11333

25576

30882

7455

10176

9202

11495

(69.2)

(69.3)

(88.0)

(89.5)

(68.3)

(67.4)

(57.7)

(62.7)

(88.4)

(82.8)

3.1.

Demand Deposits

2507

2498

242

453

892

1179

203

324

292

409

(i) From Banks

-

-

-

-

14

8

-

-

-

-

(ii) From Others

2507

2498

242

453

877

1171

203

324

292

409

3.2.

Savings Deposits

10903

11889

4579

5210

15611

18486

2821

3399

4384

5090

3.3.

Term Deposits

6964

9549

3903

5670

9073

11218

4431

6454

4525

5996

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

6964

9549

3903

5670

9073

11218

4431

6454

4525

5996

3.A.

Deposits of branches in India

20375

23936

8724

11333

25576

30882

7455

10176

9202

11495

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-