Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 6 of 30) - आरबीआई - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 6 of 30)
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Karur Vysya | Lakshmi Vilas | Lord Krishna | Nainital | Nedungadi | |||||||||||||
Bank | Bank | Bank | Bank | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (41) | (42) | | (43) | (44) | | (45) | (46) | | (47) | (48) | | (49) | (50) |
1. | Capital | 598 | 600 | 1135 | 1149 | 1200 | 1200 | 100 | 100 | 1096 | 1020 | ||||||
(0.4) | (0.3) | (1.0) | (0.9) | (2.6) | (1.7) | (0.4) | (0.3) | (2.1) | (1.6) | ||||||||
2. | Reserves and Surplus | 8272 | 11548 | 5112 | 6600 | 903 | 1263 | 507 | 807 | 668 | 2415 | ||||||
(5.4) | (5.9) | (4.6) | (4.9) | (1.9) | (1.8) | (2.3) | (2.8) | (1.3) | (3.7) | ||||||||
2.1. | Statutory Reserves | 2866 | 3988 | 2187 | 3239 | 449 | 617 | 228 | 250 | 383 | 527 | ||||||
2.2. | Capital Reserves | 73 | 477 | 63 | 221 | - | 17 | - | 241 | 130 | 129 | ||||||
2.3. | Share Premium | 495 | 500 | 1411 | 1437 | - | - | - | - | - | 1360 | ||||||
2.4. | Revenue and other Reserves | 4836 | 6581 | 1440 | 1690 | 434 | 624 | 280 | 316 | 79 | 179 | ||||||
2.5. | Balance of Profit | 3 | 2 | 12 | 14 | 20 | 5 | - | - | 76 | 221 | ||||||
3. | Deposits | 115880 | 157549 | 91313 | 113251 | 39147 | 60346 | 21123 | 27188 | 46569 | 58344 | ||||||
(75.8) | (81.2) | (82.2) | (84.6) | (83.6) | (84.6) | (93.9) | (93.9) | (88.5) | (89.0) | ||||||||
3.1. | Demand Deposits | 15880 | 19816 | 14472 | 15907 | 2747 | 4482 | 1977 | 2783 | 4885 | 5749 | ||||||
(i) | From Banks | 775 | 1375 | 251 | 610 | 120 | 318 | 86 | 94 | 7 | 10 | ||||||
(ii) | From Others | 15105 | 18441 | 14221 | 15297 | 2627 | 4163 | 1891 | 2690 | 4878 | 5740 | ||||||
3.2. | Savings Deposits | 11403 | 13411 | 10896 | 11759 | 4634 | 5388 | 7522 | 9237 | 9988 | 10954 | ||||||
3.3. | Term Deposits | 88597 | 124322 | 65945 | 85585 | 31767 | 50477 | 11625 | 15168 | 31696 | 41641 | ||||||
(i) | From Banks | 15178 | 14362 | 6504 | 11909 | 1848 | 1136 | 39 | 506 | 190 | 524 | ||||||
(ii) | From Others | 73419 | 109960 | 59441 | 73677 | 29918 | 49341 | 11585 | 14662 | 31506 | 41117 | ||||||
3.A. | Deposits of branches in India | 115880 | 157549 | 91313 | 113251 | 39147 | 60346 | 21123 | 27188 | 46569 | - | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | 58344 | ||||||
4. | Borrowings | 20125 | 12518 | 7442 | 5502 | 3401 | 4843 | 42 | 49 | 1370 | 1136 | ||||||
(13.2) | (6.4) | (6.7) | (4.1) | (7.3) | (6.8) | (0.2) | (0.2) | (2.6) | (1.7) | ||||||||
4.1. | Borrowings in India | 20125 | 12386 | 7442 | 5405 | 3401 | 4843 | 42 | 49 | 1258 | 1119 | ||||||
(i) | From Reserve Bank of India | 6905 | - | 2766 | 46 | - | - | - | - | 138 | - | ||||||
(ii) | From other Banks | 10354 | 8597 | 75 | 48 | 9 | - | - | 31 | - | 4 | ||||||
(iii) | From other Institutions and Agencies | 2866 | 3789 | 4601 | 5312 | 3392 | 4843 | 42 | 18 | 1120 | 1115 | ||||||
4.2. | Borrowings outside India | - | 132 | - | 97 | - | - | - | - | 112 | 17 | ||||||
5. | Other liabilities | 8014 | 11876 | 6075 | 7345 | 2183 | 3664 | 735 | 816 | 2893 | 2658 | ||||||
(5.2) | (6.1) | (5.5) | (5.5) | (4.7) | (5.1) | (3.3) | (2.8) | (5.5) | (4.1) | ||||||||
5.1. | Bills Payable | 4544 | 5047 | 2694 | 2619 | 224 | 514 | 281 | 444 | 770 | 883 | ||||||
5.2. | Inter-office Adjustments | 146 | 3177 | 464 | 482 | 746 | 2065 | 219 | 42 | 1113 | 653 | ||||||
5.3. | Interest Accrued | 1522 | 1539 | 1154 | 1224 | 301 | 631 | 141 | 184 | 569 | 729 | ||||||
5.4. | Others (including provisions) | 1801 | 2113 | | 1763 | 3019 | | 913 | 454 | | 94 | 147 | | 441 | 394 | ||
Total Liabilities | 152889 | 194091 | 111077 | 133847 | 46835 | 71316 | 22507 | 28961 | 52596 | 65574 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Karur Vysya | Lakshmi Vilas | Lord Krishna | Nainital | Nedungadi | |||||||||||||
Bank | Bank | Bank | Bank | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (41) | (42) | | (43) | (44) | | (45) | (46) | | (47) | (48) | | (49) | (50) |
1. | Cash in hand | 1998 | 2729 | 1294 | 2027 | 791 | 916 | 313 | 471 | 879 | 880 | ||||||
(1.3) | (1.4) | (1.2) | (1.5) | (1.7) | (1.3) | (1.4) | (1.6) | (1.7) | (1.3) | ||||||||
2. | Balances with RBI | 16957 | 16494 | 13099 | 9454 | 4668 | 6789 | 2963 | 2726 | 6854 | 5603 | ||||||
(11.1) | (8.5) | (11.8) | (7.1) | (10.0) | (9.5) | (13.2) | (9.4) | (13.0) | (8.5) | ||||||||
3. | Balances with banks in India | 970 | 6628 | 1357 | 6979 | 2357 | 4358 | 3191 | 6360 | 1178 | 441 | ||||||
(0.6) | (3.4) | (1.2) | (5.2) | (5.0) | (6.1) | (14.2) | (22.0) | (2.2) | (0.7) | ||||||||
4. | Money at call and short notice | - | - | - | - | 18 | - | 225 | - | - | - | ||||||
- | - | - | - | - | - | (1.0) | - | - | - | ||||||||
5. | Balances with banks outside India | 217 | 420 | 521 | - | - | - | - | - | 2 | 40 | ||||||
6. | Investments | 40783 | 57517 | 39376 | 46988 | 10403 | 17511 | 8052 | 10451 | 14178 | 19671 | ||||||
(26.7) | (29.6) | (35.4) | (35.1) | (22.2) | (24.6) | (35.8) | (36.1) | (27.0) | (30.0) | ||||||||
6.A. | Investments in India | 40783 | 57517 | 39376 | 46988 | 10403 | 17511 | 8052 | 10451 | 14178 | 19671 | ||||||
(i) | Government securities | 32206 | 45919 | 22458 | 26729 | 7085 | 12113 | 5271 | 6620 | 10533 | 14166 | ||||||
(ii) | Other approved securities | 3253 | 4493 | 5183 | 5157 | 2387 | 2640 | 642 | 579 | 2125 | 2243 | ||||||
(iii) | Shares | 1229 | 1073 | 437 | 429 | 30 | 23 | 2 | 2 | 4 | 36 | ||||||
(iv) | Debentures and Bonds | 3237 | 5929 | 11103 | 14575 | 837 | 2649 | 1393 | 1959 | 936 | 2534 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) | Others | 859 | 104 | 195 | 99 | 64 | 84 | 743 | 1292 | 581 | 692 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 82430 | 95626 | 49282 | 60838 | 27010 | 39306 | 6880 | 7427 | 25399 | 36307 | ||||||
(53.9) | (49.3) | (44.4) | (45.5) | (57.7) | (55.1) | (30.6) | (25.6) | (48.3) | (55.4) | ||||||||
7.1. | Bills purchased and discounted | 10340 | 14368 | 8400 | 9443 | 3863 | 3923 | 133 | 210 | 1608 | 2528 | ||||||
7.2. | Cash credits, overdrafts & loans | 46345 | 50131 | 27858 | 33529 | 18325 | 26875 | 6747 | 7217 | 17926 | 23577 | ||||||
7.3. | Term loans | 25746 | 31127 | 13023 | 17867 | 4822 | 8508 | - | - | 5865 | 10203 | ||||||
8. | Fixed Assets | 5171 | 4908 | 2674 | 3060 | 685 | 1151 | 105 | 348 | 352 | 494 | ||||||
(3.4) | (2.5) | (2.4) | (2.3) | (1.5) | (1.6) | (0.5) | (1.2) | (0.7) | (0.8) | ||||||||
8.1. | Premises | 400 | 590 | 725 | 842 | 2 | 3 | 36 | 273 | 182 | 215 | ||||||
8.2. | Other Fixed assets | 4771 | 4318 | 1949 | 2218 | 683 | 1148 | 69 | 75 | 171 | 279 | ||||||
9. | Other Assets | 4362 | 9769 | 3476 | 4500 | 903 | 1286 | 779 | 1177 | 3754 | 2137 | ||||||
(2.9) | (5.0) | (3.1) | (3.4) | (1.9) | (1.8) | (3.5) | (4.1) | (7.1) | (3.3) | ||||||||
9.1. | Inter - office adjustments (net) | 1657 | - | - | - | - | - | - | 661 | - | - | ||||||
9.2. | Interest accrued | 1497 | 2213 | 1162 | 1216 | 385 | 528 | 446 | - | 812 | 746 | ||||||
9.3. | Tax paid | 68 | 2257 | 1558 | 2534 | 158 | 137 | 169 | 264 | 673 | 554 | ||||||
9.4. | Stationery and Stamps | - | 90 | 44 | 54 | 12 | 19 | 3 | 4 | 42 | 57 | ||||||
9.5. | Others | 1139 | 5209 | | 712 | 696 | | 347 | 602 | | 160 | 247 | | 2227 | 780 | ||
Total Assets | 152889 | 194091 | 111077 | 133847 | 46835 | 71316 | 22507 | 28961 | 52596 | 65574 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Punjab Co-operative | Ratnakar Bank | Sangli Bank | SBI Commercial & | South Indian | |||||||||||||
Bank | | | Intl. Bank | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (51) | (52) | | (53) | (54) | | (55) | (56) | | (57) | (58) | | (59) | (60) |
1. | Capital | 24 | 150 | 150 | 648 | 650 | 10000 | 1416 | 1418 | ||||||||
(0.6) | (0.7) | (0.6) | (0.7) | (0.6) | (23.1) | (0.7) | (0.6) | ||||||||||
2. | Reserves and Surplus | 454 | 531 | 686 | 2747 | 2958 | -823 | 6435 | 6749 | ||||||||
(10.6) | (2.5) | (2.7) | (3.0) | (2.9) | (-1.9) | (3.1) | (2.9) | ||||||||||
2.1. | Statutory Reserves | 30 | 342 | 450 | 587 | 713 | 1 | 1617 | 1867 | ||||||||
2.2. | Capital Reserves | 308 | 2 | 39 | 2 | 130 | - | 1471 | 1532 | ||||||||
2.3. | Share Premium | - | - | - | - | - | - | 1850 | 1850 | ||||||||
2.4. | Revenue and other Reserves | 116 | 187 | 194 | 2155 | 2112 | - | 1477 | 1477 | ||||||||
2.5. | Balance of Profit | - | 1 | 4 | 3 | 3 | -824 | 21 | 24 | ||||||||
3. | Deposits | 3553 | 17447 | 21802 | 82342 | 93693 | 29012 | 172388 | 209659 | ||||||||
(83.1) | (82.9) | (84.4) | (91.1) | (92.1) | (66.9) | (83.9) | (88.5) | ||||||||||
3.1. | Demand Deposits | 344 | N | 2297 | 2587 | 16854 | 15783 | N | 1501 | 12385 | 14131 | ||||||
(i) | From Banks | 1 | O | 112 | 66 | 819 | 234 | O | 244 | 148 | 141 | ||||||
(ii) | From Others | 343 | T | 2185 | 2521 | 16035 | 15550 | T | 1257 | 12238 | 13990 | ||||||
3.2. | Savings Deposits | 858 | 3125 | 3524 | 20740 | 23269 | 619 | 28535 | 32802 | ||||||||
3.3. | Term Deposits | 2351 | A | 12025 | 15690 | 44747 | 54642 | A | 26892 | 131467 | 162726 | ||||||
(i) | From Banks | 160 | V | 111 | 116 | 3308 | 4200 | V | - | 274 | - | ||||||
(ii) | From Others | 2191 | A | 11914 | 15574 | 41439 | 50442 | A | 26892 | 131194 | 162726 | ||||||
3.A. | Deposits of branches in India | 3553 | I | 17447 | 21802 | 82342 | 93693 | I | 29012 | 172388 | 209659 | ||||||
3.B. | Deposits of branches outside India | - | L | - | - | - | - | L | - | - | - | ||||||
A | A | ||||||||||||||||
4. | Borrowings | 27 | B | 914 | 897 | 1504 | 344 | B | - | 13831 | 4182 | ||||||
(0.6) | L | (4.3) | (3.5) | (1.7) | (0.3) | L | - | (6.7) | (1.8) | ||||||||
4.1. | Borrowings in India | 27 | E | 914 | 897 | 1387 | 310 | E | - | 13346 | 3997 | ||||||
(i) | From Reserve Bank of India | - | - | - | 916 | - | - | 5710 | - | ||||||||
(ii) | From other Banks | 27 | - | 100 | 5 | 5 | - | - | - | ||||||||
(iii) | From other Institutions and Agencies | - | 914 | 797 | 466 | 305 | - | 7636 | 3997 | ||||||||
4.2. | Borrowings outside India | - | - | - | 118 | 34 | - | 487 | 185 | ||||||||
5. | Other liabilities | 216 | 2007 | 2294 | 3132 | 4092 | 5171 | 11440 | 14765 | ||||||||
(5.0) | (9.5) | (8.9) | (3.5) | (4.0) | (11.9) | (5.6) | (6.2) | ||||||||||
5.1. | Bills Payable | 96 | 719 | 797 | 1042 | 1239 | 214 | 2492 | 3865 | ||||||||
5.2. | Inter-office Adjustments | - | 101 | 128 | - | - | 470 | 2658 | 324 | ||||||||
5.3. | Interest Accrued | 16 | 137 | 207 | 863 | 942 | 4487 | 1460 | 2082 | ||||||||
5.4. | Others (including provisions) | 105 | | | 1051 | 1162 | | 1227 | 1911 | | | - | | 4830 | 8494 | ||
Total Liabilities | 4275 | 21049 | 25829 | 90373 | 101738 | 43360 | 205511 | 236772 | |||||||||
| | | | (100.0) | | | (100.0) | (100.0) | | (100.0) | (100.0) | | | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Punjab Co-operative | Ratnakar Bank | Sangli Bank | SBI Commercial & | South Indian | |||||||||||||
Bank | | | Intl. Bank | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (51) | (52) | | (53) | (54) | | (55) | (56) | | (57) | (58) | | (59) | (60) |
1. | Cash in hand | 84 | 302 | 529 | 1354 | 1656 | 45 | 2255 | 2711 | ||||||||
(2.0) | (1.4) | (2.0) | (1.5) | (1.6) | (0.1) | (1.1) | (1.1) | ||||||||||
2. | Balances with RBI | 470 | 2450 | 2271 | 10606 | 8686 | 1474 | 21425 | 19952 | ||||||||
(11.0) | (11.6) | (8.8) | (11.7) | (8.5) | (3.4) | (10.4) | (8.4) | ||||||||||
3. | Balances with banks in India | 613 | 656 | 549 | 902 | 6319 | 1 | 1744 | 4458 | ||||||||
(14.3) | (3.1) | (2.1) | (1.0) | (6.2) | - | (0.8) | (1.9) | ||||||||||
4. | Money at call and short notice | - | 370 | - | - | 300 | - | 3500 | - | ||||||||
(0.0) | (1.8) | - | - | (0.3) | - | (1.7) | - | ||||||||||
5. | Balances with banks outside India | - | - | - | 13 | 99 | 3727 | 824 | 1221 | ||||||||
6. | Investments | 1047 | 6500 | 8316 | 26969 | 37705 | 11246 | 63196 | 82327 | ||||||||
(24.5) | (30.9) | (32.2) | (29.8) | (37.1) | (25.9) | (30.8) | (34.8) | ||||||||||
6.A. | Investments in India | 1047 | N | 6500 | 8316 | 26969 | 37705 | N | 11246 | 63196 | 82327 | ||||||
(i) | Government securities | 632 | O | 4671 | 5857 | 21652 | 31093 | O | 9992 | 33892 | 49891 | ||||||
(ii) | Other approved securities | 221 | T | 466 | 438 | 2988 | 2795 | T | 625 | 9979 | 10050 | ||||||
(iii) | Shares | 1 | 3 | 55 | 146 | 136 | - | 229 | 189 | ||||||||
(iv) | Debentures and Bonds | 153 | A | 1244 | 1850 | 1957 | 3543 | A | 397 | 6838 | 16874 | ||||||
(v) | Subsidiaries and joint ventures | - | V | - | - | - | - | V | - | 177 | 177 | ||||||
(vi) | Others | 40 | A | 116 | 116 | 226 | 138 | A | 232 | 12080 | 5147 | ||||||
6.B. | Investments outside India | - | I | - | - | - | - | I | - | - | - | ||||||
(i) | Government securities | - | L | - | - | - | - | L | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | A | - | - | - | - | A | - | - | - | ||||||
(iii) | Others | - | B | - | - | - | - | B | - | - | - | ||||||
7. | Advances | 1459 | L | 9157 | 12299 | 42214 | 39181 | L | 14471 | 102840 | 115436 | ||||||
(34.1) | E | (43.5) | (47.6) | (46.7) | (38.5) | E | (33.4) | (50.0) | (48.8) | ||||||||
7.1. | Bills purchased and discounted | 38 | 346 | 464 | 11367 | 9262 | 834 | 14870 | 14611 | ||||||||
7.2. | Cash credits, overdrafts & loans | 966 | 4473 | 6339 | 20859 | 21653 | 5694 | 47515 | 50261 | ||||||||
7.3. | Term loans | 454 | 4338 | 5496 | 9988 | 8266 | 7942 | 40455 | 50564 | ||||||||
8. | Fixed Assets | 124 | 477 | 672 | 2411 | 2369 | 5400 | 2402 | 2460 | ||||||||
(2.9) | (2.3) | (2.6) | (2.7) | (2.3) | (12.5) | (1.2) | (1.0) | ||||||||||
8.1. | Premises | 114 | 193 | 191 | 2023 | 2031 | 5322 | 1799 | 1764 | ||||||||
8.2. | Other Fixed assets | 10 | 284 | 480 | 388 | 338 | 78 | 603 | 695 | ||||||||
9. | Other Assets | 478 | 1138 | 1193 | 5903 | 5423 | 6997 | 7326 | 8209 | ||||||||
(11.2) | (5.4) | (4.6) | (6.5) | (5.3) | (16.1) | (3.6) | (3.5) | ||||||||||
9.1. | Inter - office adjustments (net) | - | - | - | 945 | 507 | - | - | - | ||||||||
9.2. | Interest accrued | 69 | 271 | 337 | 1204 | 1487 | 413 | 4643 | 4896 | ||||||||
9.3. | Tax paid | 61 | 636 | 731 | 1519 | 1709 | 6427 | 1829 | 2524 | ||||||||
9.4. | Stationery and Stamps | 2 | 19 | 22 | 53 | 57 | 1 | 126 | 132 | ||||||||
9.5. | Others | 346 | | | 211 | 104 | | 2181 | 1663 | | | 156 | | 728 | 656 | ||
Total Assets | 4275 | 21049 | 25829 | 90373 | 101738 | 43360 | 205511 | 236772 | |||||||||
| | | | (100.0) | | | (100.0) | (100.0) | | (100.0) | (100.0) | | | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |