OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Items

Dhanalakshmi Bank

Federal Bank

Ganesh Bank of Kurundwad

Global Trust Bank

HDFC Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Capital

1374

1451

2165

2171

3

3

10400

10400

20000

20000

(1.1)

(1.2)

(0.4)

(0.3)

-

-

(3.9)

(2.8)

(11.0)

(10.6)

2.

Reserves and Surplus

4008

4952

30910

35238

369

479

7974

13772

4398

8513

(3.3)

(4.1)

(5.7)

(4.8)

(4.5)

(4.6)

(3.0)

(3.6)

(2.4)

(3.0)

2.1.

Statutory Reserves

633

954

8439

11032

144

201

2255

4748

1435

3014

2.2.

Capital Reserves

590

620

1051

1499

25

-

-

-

-

-

2.3.

Share Premium

2272

2731

14801

14885

-

-

-

-

-

-

2.4.

Revenue and other Reserves

511

646

6557

7684

200

278

5710

9021

-

-

2.5.

Balance of Profit

2

2

63

138

-

-

8

3

2963

5499

3.

Deposits

107633

104029

460340

642442

7130

9226

227934

328537

127907

219174

(88.3)

(85.9)

(84.3)

(87.9)

(86.8)

(88.1)

(86.0)

(86.9)

(70.5)

(77.4)

3.1.

Demand deposits

7699

6779

26543

32756

527

606

17445

21381

40886

67321

(i) From banks

-

3

2238

3860

36

65

10

1

15

76

(ii) From others

7699

6777

24304

28896

491

541

17435

21380

40871

67245

3.2.

Savings bank deposits

8640

9676

58374

66335

1304

1557

2278

4742

6867

17735

3.3.

Term deposits

91294

87573

375423

543351

5300

7063

208210

302413

80154

134118

(i) From banks

23575

12402

61527

157964

176

321

61781

73692

-

-

(ii) From others

67719

75171

313896

385387

5124

6742

146430

228722

80154

134118

3.A.

Deposits of branches in India

107633

104029

460340

642442

7130

9226

227934

328537

127907

219174

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

3806

2419

28666

23155

323

334

7079

3638

19928

5470

(3.1)

(2.0)

(5.2)

(3.2)

(3.9)

(3.2)

(2.7)

(1.0)

(11.0)

(1.9)

4.1.

Borrowings in India

3806

2419

28666

23155

323

334

6649

1533

19685

4759

(i) From Reserve Bank of India

-

39

6700

825

-

-

4958

-

-

-

(ii) From other banks

1500

-

7500

5500

-

-

-

-

11521

9

(iii) From other institutions and agencies

2306

2380

14466

16830

323

334

1690

1533

8164

4750

4.2.

Borrowings outside India

-

-

-

-

-

-

430

2106

243

711

5.

Other liabilities

5065

8243

24112

28068

392

429

11767

21802

9326

19841

(4.2)

(6.8)

(4.4)

(3.8)

(4.8)

(4.1)

(4.4)

(5.8)

(5.1)

(7.0)

5.1.

Bills payable

63

76

11350

11232

44

42

1901

3987

3008

5803

5.2.

Inter-office adjustments

391

2375

-

-

32

-

-

-

-

-

5.3.

Interest accrued

968

927

2679

4489

53

62

3875

4925

1078

3701

5.4.

Others (including provisions)

3642

4865

10083

12348

263

325

5990

12890

5240

10337

Total Liabilities

121886

121093

546192

731074

8217

10471

265153

378149

181559

282998

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

Dhanalakshmi Bank

Federal Bank

Ganesh Bank of Kurundwad

Global Trust Bank

HDFC Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)

1.

Cash in hand

1329

1181

5148

5867

182

245

427

516

458

1126

(1.1)

(1.0)

(0.9)

(0.8)

(2.2)

(2.3)

(0.2)

(0.1)

(0.3)

(0.4)

2.

Balances with RBI

10987

8687

29383

36458

685

905

24869

30109

17367

20084

(9.0)

(7.2)

(5.4)

(5.0)

(8.3)

(8.6)

(9.4)

(8.0)

(9.6)

(7.1)

3.

Balances with banks in India

14949

7580

25192

12250

353

388

908

1083

1961

839

(12.3)

(6.3)

(4.6)

(1.7)

(4.3)

(3.7)

(0.3)

(0.3)

(1.1)

(0.3)

4.

Money at call and short notice

500

4825

-

-

137

244

1488

7562

6092

31634

(0.4)

(4.0)

-

-

(1.7)

(2.3)

(0.6)

(2.0)

(3.4)

(11.2)

5.

Balances with banks outside India

-

58

3351

10581

-

-

204

90

446

426

-

-

(0.6)

(1.4)

-

-

(0.1)

-

(0.2)

(0.2)

6.

Investments

30070

35453

145617

236595

1719

1964

66207

121511

72972

112133

(24.7)

(29.3)

(26.7)

(32.4)

(20.9)

(18.8)

(25.0)

(32.1)

(40.2)

(39.6)

6.A.

Investments in India

30070

35453

145617

236595

1719

1964

66207

121511

72972

112133

(i)

Government securities

21871

24292

98620

153444

1336

1592

60779

82433

36513

57329

(ii)

Other approved securities

1119

1073

7542

7784

372

362

585

585

-

-

(iii)

Shares

124

951

3311

12536

-

-

2122

3375

858

2153

(iv)

Debentures and bonds

5950

8618

32875

60171

10

10

2338

33417

30967

48187

(v)

Subsidiaries and joint ventures

-

-

1500

1500

-

-

-

-

-

-

(vi)

Others

1006

519

1769

1160

1

1

384

1701

4634

4464

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

56241

57606

299941

392117

4534

5639

146246

175585

57526

84198

(46.1)

(47.6)

(54.9)

(53.6)

(55.2)

(53.9)

(55.2)

(46.4)

(31.7)

(29.8)

7.1.

Bills purchased and discounted

5361

5796

95386

140433

57

93

46356

42036

4426

27495

7.2.

Cash credits, overdrafts & loans

33071

30454

145556

174111

1592

2351

81896

91143

22582

23502

7.3.

Term loans

17809

21357

58998

77573

2885

3195

17994

42406

30518

33201

8.

Fixed Assets

1303

1373

13430

15559

428

894

16154

27563

9867

11031

(1.1)

(1.1)

(2.5)

(2.1)

(5.2)

(8.5)

(6.1)

(7.3)

(5.4)

(3.9)

8.1.

Premises

652

628

3251

6499

344

700

5853

10541

3807

4142

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

318

388

8.3.

Other fixed assets

651

745

10179

9059

84

193

10301

17022

5742

6501

9.

Other Assets

6507

4331

24130

21648

179

191

8650

14128

14870

21527

(5.3)

(3.6)

(4.4)

(3.0)

(2.2)

(1.8)

(3.3)

(3.7)

(8.2)

(7.6)

9.1.

Inter - office adjustments (net)

-

-

7433

1870

-

40

-

-

-

-

9.2.

Interest accrued

1847

2097

7170

10446

63

92

2208

5189

2968

3204

9.3.

Tax paid

296

598

3816

5739

64

16

50

-

33

398

9.4.

Stationery and stamps

43

34

182

181

18

20

3

5

9

3

9.5.

Others

4321

1602

5529

3412

34

23

6388

8934

11860

17922

Total Assets

121886

121093

546192

731074

8217

10471

265153

378149

181559

282998

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

ICICI Bank

IDBI Bank

IndusInd Bank

Jammu & Kashmir Bank

Karnataka Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)

(39)

(40)

1.

Capital

15000

16500

10000

10000

12000

15786

700

3000

1349

1350

(8.4)

(5.0)

(12.7)

(4.5)

(3.4)

(3.1)

(0.2)

(0.5)

(0.5)

(0.3)

2.

Reserves and Surplus

3188

10175

462

2467

15947

35482

17025

24537

16398

21447

(1.8)

(3.1)

(0.6)

(1.1)

(4.5)

(7.1)

(4.0)

(4.4)

(5.7)

(5.6)

2.1.

Statutory Reserves

3186

5886

92

493

3490

6490

2730

4389

6409

9617

2.2.

Capital Reserves

-

-

-

-

-

-

33

33

-

232

2.3.

Share Premium

-

3750

-

-

8000

21251

-

3500

7189

7198

2.4.

Revenue and other Reserves

-

500

-

-

4430

7630

14262

16615

2800

4400

2.5.

Balance of Profit

2

39

370

1974

26

111

-

-

1

1

3.

Deposits

134760

262902

50525

184553

309310

427334

365814

488246

251059

340835

(75.6)

(80.2)

(63.9)

(83.8)

(86.8)

(85.0)

(86.4)

(87.3)

(86.8)

(88.3)

3.1.

Demand deposits

31633

36317

6191

56348

21172

34203

64867

80164

24508

25167

(i) From banks

335

372

4

5

350

1428

3662

6928

351

366

(ii) From others

31298

35945

6186

56343

20822

32775

61205

73236

24157

24801

3.2.

Savings bank deposits

4967

10374

455

1619

2677

4384

90597

104191

40994

45189

3.3.

Term deposits

98160

216211

43879

126586

285462

388747

210350

303891

185558

270479

(i) From banks

9447

25856

5179

17278

35957

61959

20007

36121

8171

21964

(ii) From others

88713

190356

38700

109307

249505

326787

190343

267771

177387

248515

3.A.

Deposits of branches in India

134760

262902

50525

184553

309310

427334

365814

488246

251059

340835

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

9299

19223

15546

16081

6843

6262

1793

1232

8761

9200

(5.2)

(5.9)

(19.7)

(7.3)

(1.9)

(1.2)

(0.4)

(0.2)

(3.0)

(2.4)

4.1.

Borrowings in India

9299

19223

15465

16081

6843

6262

1258

1190

8761

9200

(i) From Reserve Bank of India

-

-

2540

2581

-

-

-

-

-

-

(ii) From other banks

8003

2929

6325

10800

5259

1981

1037

178

2

-

(iii) From other institutions and agencies

1295

16294

6600

2700

1584

4281

222

1011

8758

9200

4.2.

Borrowings outside India

-

-

81

-

-

-

534

43

-

-

5.

Other liabilities

15940

19143

2498

7051

12050

17697

38066

42544

11834

13138

(8.9)

(5.8)

(3.2)

(3.2)

(3.4)

(3.5)

(9.0)

(7.6)

(4.1)

(3.4)

5.1.

Bills payable

6879

10781

942

3065

3734

4828

20123

18412

2243

2578

5.2.

Inter-office adjustments

-

-

-

-

-

209

7743

6053

1762

884

5.3.

Interest accrued

567

1756

366

2280

4617

6330

2729

3209

1167

1392

5.4.

Others (including provisions)

8495

6606

1190

1705

3700

6330

7472

14868

6661

8284

Total Liabilities

178187

327943

79032

220153

356150

502560

423398

559559

289401

385969

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

ICICI Bank

IDBI Bank

IndusInd Bank

Jammu & Kashmir Bank

Karnataka Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998