Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 11 of 17) - आरबीआई - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 11 of 17)
| | | | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||||
Mewar Anchalik | Mithila Kshetriya | Mizoram Rural | Monghyr Kshetriya | Murshidabad | Muzaffarnagar | |||||||||
Items | Gramin Bank | Gramin Bank | Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||
1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | |||
| | | (229) | (230) | (231) | (232) | (233) | (234) | (235) | (236) | (237) | (238) | (239) | (240) |
1. | Capital | 88 | 100 | 93 | 100 | - | 746 | 91 | 1811 | - | 100 | 339 | 381 | |
(1.1) | (1.0) | (1.0) | (0.9) | (12.6) | (0.5) | (8.2) | (1.4) | (7.7) | (6.4) | |||||
2. | Reserves and Surplus | - | - | - | - | - | 1711 | - | - | - | - | |||
- | - | - | - | - | (9.0) | - | - | - | - | |||||
3. | Deposits | 6530 | 8472 | 6837 | 8970 | 3978 | 13982 | 18167 | 5684 | 3334 | 4828 | |||
(82.3) | (81.0) | (76.6) | (81.2) | (67.2) | (73.3) | (81.9) | (79.8) | (75.9) | (80.8) | |||||
3.1. | Demand deposits | 269 | 410 | 159 | 471 | 743 | 888 | 1166 | 106 | 14 | 24 | |||
3.2. | Savings bank deposits | 1651 | 2069 | 3114 | 3980 | 1999 | 6813 | 8783 | 1701 | 1852 | 3202 | |||
3.3. | Term deposits | 4610 | 5993 | 3564 | 4518 | 1237 | 6281 | 8219 | 3876 | 1467 | 1602 | |||
4. | Borrowings | 513 | 645 | 431 | 336 | 407 | 332 | 386 | 571 | 513 | 503 | |||
(6.5) | (6.2) | (4.8) | (3.0) | N | (6.9) | (1.7) | (1.7) | N | (8.0) | (11.7) | (8.4) | |||
4.1. | From banks* | 20 | 15 | 83 | 51 | o | 22 | 332 | - | o | - | 513 | 88 | |
4.2. | From others | 493 | 630 | 348 | 286 | t | 385 | - | 386 | t | 571 | - | 416 | |
5. | Other liabilities | 802 | 1245 | 1560 | 1634 | a | 788 | 2949 | 1821 | a |
| 208 | 262 | |
(10.1) | (11.9) | (17.5) | (14.8) | v | (13.3) | (15.5) | (8.2) | v | (10.8) | (4.7) | (4.4) | |||
5.1. | Bills Payable | 5 | 20 | - | - | a | - | 35 | 24 | a | - | 2 | 1 | |
5.2. | Inter-office adjustments | 62 | 36 | - | 42 | i | 323 | - | - | i | - | 18 | 46 | |
5.3. | Interest accrued | 547 | 984 | 13 | 18 | l | 82 | 421 | 187 | l | 36 | 8 | 16 | |
| 5.4. | Others (including provisions) | 187 | 205 | 1547 | 1574 | a | 383 | 2493 | 1610 | a | 733 | 180 | 199 |
| | Total Liabilities | 7934 | 10461 | 8920 | 11040 | b | 5919 | 19066 | 22185 | b | 7124 | 4393 | 5974 |
1. | Cash in hand | 81 | 85 | 75 | 81 | l | 72 | 230 | 312 | l | 72 | 114 | ||
(1.0) | (0.8) | (0.8) | (0.7) | e | (1.2) | (1.2) | (1.4) | e | (0.8) | (1.6) | (1.9) | |||
2. | Balances with RBI | 210 | 295 | 192 | 270 | 132 | 405 | 495 | 172 | 102 | 156 | |||
(2.6) | (2.8) | (2.2) | (2.4) | (2.2) | (2.1) | (2.2) | (2.4) | (2.3) | (2.6) | |||||
3. | Balances with banks in India | 3129 | 4392 | 2822 | 4411 | 1718 | 7129 | 8481 | 138 | 207 | 2388 | |||
(39.4) | (42.0) | (31.6) | (39.9) | (29.0) | (37.4) | (38.2) | (1.9) | (4.7) | (40.0) | |||||
4. | Money at call and short notice | - | - | - | - | - | - | - | 971 | 1313 | - | |||
- | - | - | - | - | - | - | (13.6) | (29.9) | - | |||||
5. | Investments | 1125 | 1175 | - | 218 | 1605 | 2053 | 3626 | 2476 | 1075 | 1493 | |||
(14.2) | (11.2) | - | (2.0) | (27.1) | (10.8) | (16.3) | (34.8) | (24.5) | (25.0) | |||||
6. | Advances | 1910 | 2308 | 2586 | 2639 | 1331 | 5007 | 5686 | 1910 | 1081 | 1176 | |||
(24.1) | (22.1) | (29.0) | (23.9) | (22.5) | (26.3) | (25.6) | (26.8) | (24.6) | (19.7) | |||||
6.1. | Bills purchased and discounted | 1 | 1 | 2 | 1 | - | 775 | 1413 | - | 4 | - | |||
6.2. | Cash credits, overdrafts & loans | 615 | 255 | 309 | 364 | 438 | 556 | 554 | 512 | 114 | 108 | |||
6.3. | Term loans | 1295 | 2052 | 2276 | 2275 | 894 | 3677 | 3719 | 1398 | 963 | 1068 | |||
7. | Fixed Assets | 13 | 15 | 12 | 15 | 14 | 23 | 27 | 9 | 15 | 15 | |||
(0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) | (0.4) | (0.2) | |||||
8. | Other Assets | 1466 | 2191 | 3232 | 3406 | 1047 | 4219 | 3558 | 1392 | 528 | 632 | |||
(18.5) | (20.9) | (36.2) | (30.8) | (17.7) | (22.1) | (16.0) | (19.5) | (12.0) | (10.6) | |||||
8.1. | Inter - office adjustments (net) | - | - | 72 | - | - | 915 | 216 | 18 | - | - | |||
8.2. | Interest accrued | 176 | 758 | 220 | 13 | 225 | - | - | 17 | 120 | 255 | |||
| 8.3. | Others | 1290 | 1434 | 2940 | 3393 | | 822 | 3304 | 3342 | | 1357 | 408 | 377 |
Total Assets | 7934 | 10461 | 8920 | 11040 | 5919 | 19066 | 22185 | 7124 | 4393 | 5974 | ||||
| | | (100.0) | (100.0) | (100.0) | (100.0) | | (100.0) | (100.0) | (100.0) | | (100.0) | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||||
Nadia | Nagaland | Nagarjuna | Nainital Almora | Nalanda | Netravati | |||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Kshetriya | Gramin Bank | Gramin Bank | |||||||||
Items | | | | Gramin Bank | | | ||||||||
1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | 1997 | 1998 | |||
| | | (241) | (242) | (243) | (244) | (245) | (246) | (247) | (248) | (249) | (250) | (251) | (252) |
1. | Capital | 96 | 1238 | 312 | 312 | 100 | 705 | 100 | 100 | 75 | 100 | 100 | 377 | |
(0.8) | (8.6) | (44.5) | (35.8) | (0.5) | (2.8) | (1.3) | (1.0) | (0.8) | (0.9) | (4.7) | (12.9) | |||
2. | Reserves and Surplus | - | - | - | - | - | - | 912 | 998 | - | - | - | - | |
- | - | - | - | - | - | (11.9) | (10.2) | - | - | - | - | |||
3. | Deposits | 7541 | 9607 | 294 | 467 | 13396 | 16357 | 5497 | 7264 | 7947 | 10133 | 1409 | 1812 | |
(65.8) | (66.5) | (42.0) | (53.5) | (63.4) | (65.6) | (71.9) | (74.4) | (87.8) | (88.2) | (66.0) | (61.9) | |||
3.1. | Demand deposits | 93 | 165 | 40 | 146 | 780 | 1095 | 230 | 204 | 438 | 449 | 33 | 46 | |
3.2. | Savings bank deposits | 3223 | 4140 | 161 | 202 | 5728 | 6286 | 1983 | 2888 | 3206 | 4294 | 433 | 493 | |
3.3. | Term deposits | 4225 | 5301 | 92 | 118 | 6888 | 8977 | 3285 | 4173 | 4302 | 5391 | 943 | 1272 | |
4. | Borrowings | 1813 | 2241 | 9 | 6 | 3472 | 3739 | 884 | 1089 | 186 | 240 | 531 | 609 | |
(15.8) | (15.5) | (1.3) | (0.7) | (16.4) | (15.0) | (11.6) | (11.1) | (2.1) | (2.1) | (24.9) | (20.8) | |||
4.1. | From banks* | 1813 | - | - | - | 878 | 1075 | 89 | 100 | 93 | 98 | 63 | 63 | |
4.2. | From others | - | 2241 | 9 | 6 | 2593 | 2664 | 796 | 989 | 93 | 142 | 468 | 546 | |
5. | Other liabilities | 2017 | 1364 | 86 | 87 | 4161 | 4133 | 249 | 319 | 839 | 1017 | 94 | 130 | |
(17.6) | (9.4) | (12.2) | (10.0) | (19.7) | (16.6) | (3.3) | (3.3) | (9.3) | (8.8) | (4.4) | (4.5) | |||
5.1. | Bills Payable | - | - | - | - | 807 | 653 | 77 | 88 | - | - | 4 | 31 | |
5.2. | Inter-office adjustments | 22 | 78 | - | - | 218 | - | - | - | 31 | 24 | - | - | |
5.3. | Interest accrued | 64 | 79 | 15 | 12 | 905 | 1013 | 56 | 66 | 10 | 13 | 4 | 5 | |
| 5.4. | Others (including provisions) | 1931 | 1207 | 70 | 75 | 2231 | 2468 | 116 | 165 | 798 | 979 | 87 | 95 |
| | Total Liabilities | 11467 | 14449 | 700 | 871 | 21129 | 24934 | 7643 | 9770 | 9047 | 11489 | 2135 | 2928 |
1. | Cash in hand | 94 | 147 | 5 | 3 | 595 | 689 | 74 | 114 | 170 | 199 | 32 | 26 | |
(0.8) | (1.0) | (0.7) | (0.4) | (2.8) | (2.8) | (1.0) | (1.2) | (1.9) | (1.7) | (1.5) | (0.9) | |||
2. | Balances with RBI | 231 | 290 | 10 | 10 | 428 | 517 | 164 | 219 | 239 | 303 | 39 | 51 | |
(2.0) | (2.0) | (1.4) | (1.2) | (2.0) | (2.1) | (2.1) | (2.2) | (2.6) | (2.6) | (1.8) | (1.7) | |||
3. | Balances with banks in India | 2737 | 3934 | 387 | 478 | 4888 | 6721 | 2725 | 3184 | 1955 | 2919 | 463 | 1011 | |
(23.9) | (27.2) | (55.3) | (54.9) | (23.1) | (27.0) | (35.7) | (32.6) | (21.6) | (25.4) | (21.7) | (34.5) | |||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | - | - | |
- | - | - | - | - | - | - | - | - | - | - | - | |||
5. | Investments | 3170 | 3893 | - | 5 | 2040 | 2276 | 886 | 1996 | 1500 | 2170 | 49 | 49 | |
(27.6) | (26.9) | - | (0.6) | (9.7) | (9.1) | (11.6) | (20.4) | (16.6) | (18.9) | (2.3) | (1.7) | |||
6. | Advances | 3021 | 3571 | 106 | 128 | 7282 | 8069 | 2530 | 3010 | 2504 | 2516 | 1125 | 1369 | |
(26.3) | (24.7) | (15.2) | (14.7) | (34.5) | (32.4) | (33.1) | (30.8) | (27.7) | (21.9) | (52.7) | (46.7) | |||
6.1. | Bills purchased and discounted | - | - | - | - | - | - | 2 | 7 | 154 | 92 | - | 1 | |
6.2. | Cash credits, overdrafts & loans | 3 | 393 | 82 | 7 | 5209 | 5483 | 516 | 663 | 318 | 436 | 177 | 225 | |
6.3. | Term loans | 3018 | 3178 | 24 | 120 | 2073 | 2586 | 2012 | 2340 | 2032 | 1988 | 947 | 1143 | |
7. | Fixed Assets | 16 | 18 | 1 | 1 | 22 | 24 | 15 | 19 | 13 | 13 | 9 | 9 | |
(0.1) | (0.1) | (0.2) | (0.1) | (0.1) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.4) | (0.3) | |||
8. | Other Assets | 2198 | 2596 | 191 | 246 | 5875 | 6638 | 1248 | 1228 | 2666 | 3368 | 417 | 413 | |
(19.2) | (18.0) | (27.2) | (28.3) | (27.8) | (26.6) | (16.3) | (12.6) | (29.5) | (29.3) | (19.5) | (14.1) | |||
8.1. | Inter - office adjustments (net) | - | - | - | 70 | - | 409 | 88 | 102 | - | - | 32 | 31 | |
8.2. | Interest accrued | 308 | 405 | 4 | 4 | 617 | 895 | 129 | 169 | 105 | 122 | 13 | 14 | |
| 8.3. | Others | 1891 | 2190 | 186 | 173 | 5258 | 5334 | 1031 | 957 | 2561 | 3246 | 372 | 369 |
Total Assets | 11467 | 14449 | 700 | 871 | 21129 | 24934 | 7643 | 9770 | 9047 | 11489 | 2135 | 2928 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
Notes | : | 1. | Figures in bracket indicate percent share in total. |
2. | *Including Reserve Bank of India. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |