(Amount in Rs. lakh)

As on 31st March

Puri

Rae Bareli Kshetriya

Raigarh Kshetriya

Rajgarh Kshetriya

Ranchi Kshetriya

Rani Laxmibai

Gramya Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(277)

(278)

(279)

(280)

(281)

(282)

(283)

(284)

(285)

(286)

(287)

(288)

1.

Capital

100

100

1107

1385

100

1114

100

100

79

100

93

100

(0.6)

(0.5)

(8.0)

(8.3)

(1.5)

(12.1)

(2.0)

(1.5)

(0.8)

(0.8)

(1.6)

(1.6)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

1

1

-

-

-

-

-

-

-

-

-

-

-

-

3.

Deposits

10176

13726

11495

13828

5405

6713

4127

5574

8227

10840

4115

5057

(62.7)

(72.2)

(82.8)

(83.4)

(81.2)

(73.1)

(83.4)

(83.3)

(82.6)

(84.4)

(72.7)

(79.9)

3.1.

Demand deposits

324

276

409

481

712

732

237

253

496

735

108

99

3.2.

Savings bank deposits

3399

4077

5090

6213

2165

2894

1551

2106

3873

5221

1713

2170

3.3.

Term deposits

6454

9373

5996

7134

2528

3088

2339

3215

3858

4884

2294

2789

4.

Borrowings

2553

3273

849

787

367

397

347

577

888

838

666

458

(15.7)

(17.2)

(6.1)

(4.7)

(5.5)

(4.3)

(7.0)

(8.6)

(8.9)

(6.5)

(11.8)

(7.2)

4.1.

From banks*

571

682

849

-

24

25

27

31

15

-

112

21

4.2.

From others

1982

2591

-

787

343

372

320

547

873

838

553

437

5.

Other liabilities

3391

1902

436

590

787

956

373

440

771

1059

784

714

(20.9)

(10.0)

(3.1)

(3.6)

(11.8)

(10.4)

(7.6)

(6.6)

(7.7)

(8.3)

(13.9)

(11.3)

5.1.

Bills Payable

65

63

9

12

-

-

21

48

-

-

17

9

5.2.

Inter-office adjustments

826

669

64

94

-

-

-

-

40

-

-

-

5.3.

Interest accrued

91

101

85

101

519

664

12

14

-

302

18

7

5.4.

Others (including provisions)

2409

1070

277

384

268

293

340

378

731

757

749

698

Total Liabilities

16221

19001

13887

16590

6659

9181

4948

6692

9965

12837

5658

6330

1.

Cash in hand

179

210

181

157

47

29

108

117

102

121

91

81

(1.1)

(1.1)

(1.3)

(0.9)

(0.7)

(0.3)

(2.1)

(1.8)

(1.0)

(0.9)

(1.6)

(1.3)

2.

Balances with RBI

322

417

345

415

182

230

120

162

246

315

120

156

(2.0)

(2.2)

(2.5)

(2.5)

(2.7)

(2.5)

(2.4)

(2.4)

(2.5)

(2.5)

(2.1)

(2.5)

3.

Balances with banks in India

2467

3642

5029

5153

3314

4773

1222

1613

3039

4184

304

278

(15.2)

(19.2)

(36.2)

(31.1)

(49.8)

(52.0)

(24.6)

(24.1)

(30.5)

(32.6)

(5.4)

(4.4)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

1333

1551

-

-

-

-

-

-

-

-

-

-

(23.6)

(24.5)

5.

Investments

1584

2010

3716

6217

100

211

665

1186

1328

2190

-

-

(9.8)

(10.6)

(26.8)

(37.5)

(1.5)

(2.3)

(18.4)

(17.7)

(13.3)

(17.1)

-

-

6.

Advances

4942

5932

2468

2694

1159

1435

1470

2024

2824

3190

1769

1921

(30.5)

(31.2)

(17.8)

(16.2)

(17.4)

(15.6)

(30.3)

(30.3)

(28.3)

(24.8)

(31.3)

(30.3)

6.1.

Bills purchased and discounted

3

63

2

2

-

0

-

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

1503

2784

2463

2692

523

505

406

502

2272

2521

197

260

6.3.

Term loans

3437

3086

3

-

635

930

1064

1523

552

669

1572

1661

7.

Fixed Assets

8

10

22

29

7

6

16

14

36

38

14

13

-

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.3)

(0.2)

(0.4)

(0.3)

(0.3)

(0.2)

8.

Other Assets

6718

6779

2127

1925

1851

2498

1349

1575

2390

2799

2027

2330

(41.4)

(35.7)

(15.3)

(11.6)

(27.8)

(27.2)

(27.3)

(23.5)

(24.0)

(21.8)

(35.8)

(36.8)

8.1.

Inter - office adjustments (net)

-

-

-

-

43

80

73

97

-

93

7

20

8.2.

Interest accrued

138

203

763

553

124

625

60

110

57

-

32

35

8.3.

Others

6580

6575

1364

1372

1685

1793

1216

1367

2333

2706

1988

2275

Total Assets

16221

19001

13887

16590

6659

9181

4948

6692

9965

12837

5658

6330

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Rushikulya

Ratlam Mandsaur

Ratnagiri Sindhudurg

Rayalaseema

Rewa Sidhi

Sabarkantha-

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gandhinagar

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(289)

(290)

(291)

(292)

(293)

(294)

(295)

(296)

(297)

(298)

(299)

(300)

1.

Capital

1174

1174

738

738

100

100

1354

1520

668

876

486

486

(9.3)

(7.6)

(11.1)

(9.1)

(2.3)

(1.9)

(4.0)

(3.8)

(3.5)

(4.1)

(8.6)

(7.0)

2.

Reserves and Surplus

-

-

-

-

-

-

1693

418

-

-

-

-

-

-

-

-

-

-

(5.0)

(1.1)

-

-

-

-

3.

Deposits

8141

10546

5055

6314

3593

4511

21186

26170

16100

18715

3821

5068

(64.5)

(68.3)

(76.1)

(78.2)

(82.5)

(84.6)

(62.7)

(66.2)

(84.1)

(86.8)

(67.7)

(73.4)

3.1.

Demand deposits

289

371

158

177

170

208

793

883

1287

1363

251

364

3.2.

Savings bank deposits

1982

2511

1665

2235

1250

1537

6034

6440

6375

7697

1313

1839

3.3.

Term deposits

5871

7664

3231

3903

1250

2765

14359

18847

8438

9655

2257

2865

4.

Borrowings

1762

1960

585

647

514

511

7898

7064

1468

1287

772

814

(14.0)

(12.7)

(8.8)

(8.0)

(11.8)

(9.6)

(23.4)

(17.9)

(7.7)

(6.0)

(13.7)

(11.8)

4.1.

From banks*

325

273

585

17

54

73

7898

7064

3

-

32

43

4.2.

From others

1437

1687

-

630

460

438

-

-

1465

1287

739

771

5.

Other liabilities

1546

1758

261

375

150

209

1645

4369

915

687

562

536

(12.2)

(11.4)

(3.9)

(4.6)

(3.4)

(3.9)

(4.9)

(11.0)

(4.8)

(3.2)

(10.0)

(7.8)

5.1.

Bills Payable

18

31

2

4

5

26

503

722

38

12

7

3

5.2.

Inter-office adjustments

-

-

-

22

-

-

5

-

-

84

157

64

5.3.

Interest accrued

47

64

12

39

4

4

65

157

-

145

265

329

5.4.

Others (including provisions)

1482

1662

247

309

141

178

1071

3490

876

447

134

139

Total Liabilities

12623

15437

6639

8075

4357

5330

33775

39540

19151

21566

5641

6903

1.

Cash in hand

106

115

123

83

53

46

357

568

178

360

76

65

(0.8)

(0.7)

(1.9)

(1.0)

(1.2)

(0.9)

(1.1)

(1.4)

(0.9)

(1.7)

(1.3)

(0.9)

2.

Balances with RBI

240

370

150

192

109

137

615

723

490

555

121

144

(1.9)

(2.4)

(2.3)

(2.4)

(2.5)

(2.6)

(1.8)

(1.8)

(2.6)

(2.6)

(2.1)

(2.1)

3.

Balances with banks in India

178

153

445

2333

347

769

7223

13358

7975

8519

571

1805

(1.4)

(1.0)

(6.7)

(28.9)

(8.0)

(14.4)

(21.4)

(33.8)

(41.6)

(39.5)

(10.1)

(26.1)

4.

Money at call and short notice

1735

1432

2658

2154

-

-

-

-

-

-

2092

1238

(13.7)

(9.3)

(40.0)

(26.7)

-

-

-

-

-

-

(37.1)

(17.9)

5.

Investments

3924

5799

201

201

1190

1270

2582

1328

3300

4812

769

1503

(31.1)

(37.6)

(3.0)

(2.5)

(27.3)

(23.8)

(7.6)

(3.4)

(17.2)

(22.3)

(13.6)

(21.8)

6.

Advances

4222

5322

2186

2383

1786

2191

21997

22433

5448

5345

1618

1833

(33.5)

(34.5)

(32.9)

(29.5)

(41.0)

(41.1)

(65.1)

(56.7)

(28.4)

(24.8)

(28.7)

(26.6)

6.1.

Bills purchased and discounted

38

37

-

-

2

3

256

36

100

226

16

2

6.2.

Cash credits, overdrafts & loans

2636

3169

657

746

507

607

14542

16286

346

378

293

368

6.3.

Term loans

1548

2116

1529

1637

1277

1581

7200

6111

5001

4741

1309

1463

7.

Fixed Assets

20

22

15

16

20

26

95

99

34

33

12

12

(0.2)

(0.1)

(0.2)

(0.2)

(0.5)

(0.5)

(0.3)

(0.3)

(0.2)

(0.2)

(0.2)

(0.2)

8.

Other Assets

2199

2223

861

712

852

892

906

1031

1726

1941

382

304

(17.4)

(14.4)

(13.0)

(8.8)

(20.0)

(16.7)