(Amount in Rs. lakh)

As on 31st March

Sagar Gramin

Sahyadri Gramin

Samastipur Kshetriya

Samyukt Kshetriya

Sangameshwar

Santhal Parganas

Items

Bank

Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(301)

(302)

(303)

(304)

(305)

(306)

(307)

(308)

(309)

(310)

(311)

(312)

1.

Capital

1427

1661

100

616

84

100

187

187

100

2008

88

1227

(5.9)

(5.5)

(2.0)

(10.9)

(0.8)

(0.7)

(0.4)

(0.3)

(0.8)

(13.4)

(0.5)

(5.4)

2.

Reserves and Surplus

-

-

-

-

-

-

1458

3337

1

1

1119

-

-

-

-

-

-

-

(3.3)

(6.2)

-

-

(6.3)

-

3.

Deposits

18139

23761

2712

3334

7894

10381

40756

48535

7503

9304

13493

17806

(75.5)

(78.7)

(55.1)

(58.7)

(9.8)

(77.7)

(91.1)

(89.5)

(59.0)

(62.2)

(75.9)

(78.8)

3.1.

Demand deposits

157

185

130

139

371

418

1933

2238

815

654

465

619

3.2.

Savings bank deposits

8205

10081

827

1067

4049

5334

19012

23287

2700

3281

8450

11636

3.3.

Term deposits

9777

13494

1755

2128

3475

4629

19811

23010

3987

5369

4577

5552

4.

Borrowings

1100

1120

1419

1527

806

1291

1623

1633

2545

2656

1211

1286

(4.6)

(3.7)

(28.9)

(26.9)

(8.1)

(9.7)

(3.6)

(3.0)

(20.0)

(17.8)

(6.8)

(5.7)

4.1.

From banks*

-

-

172

177

106

261

152

131

514

577

228

183

4.2.

From others

1100

1120

1248

1350

700

1030

1471

1502

2031

2079

983

1103

5.

Other liabilities

3369

3654

687

198

1107

1592

726

511

2560

978

1873

2286

(14.0)

(12.1)

(14.0)

(3.5)

(11.2)

(11.9)

(1.6)

(0.9)

(20.1)

(6.5)

(10.5)

(10.1)

5.1.

Bills Payable

120

438

87

63

-

-

81

98

77

74

305

256

5.2.

Inter-office adjustments

39

-

36

56

-

-

12

-

-

-

-

-

5.3.

Interest accrued

270

286

20

48

653

969

313

391

644

771

1164

1408

5.4.

Others (including provisions)

2940

2930

545

32

454

623

320

22

1839

133

404

623

Total Liabilities

24034

30196

4919

5675

9890

13364

44749

54203

12709

14948

17784

22605

1.

Cash in hand

214

240

96

67

91

85

599

540

199

227

70

95

(0.9)

(0.8)

(2.0)

(1.2)

(0.9)

(0.6)

(1.3)

(1.0)

(1.6)

(1.5)

(0.4)

(0.4)

2.

Balances with RBI

569

747

83

109

262

346

1236

1537

220

307

448

531

(2.4)

(2.5)

(1.7)

(1.9)

(2.6)

(2.6)

(2.8)

(2.8)

(1.7)

(2.1)

(2.5)

(2.3)

3.

Balances with banks in India

5940

7908

1704

1737

4278

5704

26295

26224

3042

2755

1369

2058

(24.7)

(26.2)

(34.7)

(30.6)

(43.3)

(42.7)

(58.8)

(48.4)

(23.9)

(18.4)

(7.7)

(9.1)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

8076

8751

-

-

-

-

-

-

-

-

-

-

(45.4)

(38.7)

5.

Investments

7200

9654

211

577

600

2049

8610

15193

2548

4653

1900

4235

(30.0)

(32.0)

(4.3)

(10.2)

(6.1)

(15.3)

(19.2)

(28.0)

(20.1)

(31.1)

(10.7)

(18.7)

6.

Advances

5673

6306

2331

2695

1870

2115

5495

5855

4810

5404

2629

3055

(23.6)

(20.9)

(47.4)

(47.5)

(18.9)

(15.8)

(12.3)

(10.8)

(37.8)

(36.2)

(14.8)

(13.5)

6.1.

Bills purchased and discounted

-

-

1

-

-

-

5

4

-

-

-

-

6.2.

Cash credits, overdrafts & loans

46

84

918

990

691

885

674

700

3244

2370

883

1005

6.3.

Term loans

5627

6222

1412

1705

1179

1230

4816

5151

1566

3035

1746

2050

7.

Fixed Assets

40

50

15

16

15

15

40

47

15

20

8

12

(0.2)

(0.2)

(0.3)

(0.3)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

-

(0.1)

8.

Other Assets

4398

5292

478

474

2773

3050

2474

4807

1874

1582

3284

3869

(18.3)

(17.5)

(9.7)

(8.4)

(28.0)

(22.8)

(5.5)

(8.9)

(14.7)

(10.6)

(18.5)

(17.1)

8.1.

Inter - office adjustments (net)

-

82

-

-

177

98

-

62

24

86

132

73

8.2.

Interest accrued

770

1262

31

111

114

157

2286

4473

116

152

892

1504

8.3.

Others

3628

3948

447

363

2483

2795

189

272

1734

1344

2260

2292

Total Assets

24034

30196

4919

5675

9890

13364

44749

54203

12709

14948

17784

22605

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Saran Kshetriya

Sarayu

Shahajahanpur

Shahdol Kshetriya

Sharda

Shekhawati

Gramin Bank

Gramin Bank

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(313)

(314)

(315)

(316)

(317)

(318)

(319)

(320)

(321)

(322)

(323)

(324)

1.

Capital

75

83

279

279

100

652

100

100

100

1135

1582

2081

(1.0)

(0.9)

(3.8)

(2.5)

(1.8)

(7.8)

(2.1)

(1.6)

(1.1)

(10.6)

(8.2)

(9.2)

2.

Reserves and Surplus

-

-

228

575

-

-

-

-

1035

-

-

-

-

-

(3.1)

(5.2)

-

-

-

-

(11.6)

-

-

-

3.

Deposits

6667

8574

5890

8881

3858

5784

4024

5595

6914

8528

14010

16712

(88.5)

(89.6)

(79.7)

(80.3)

(70.8)

(68.8)

(86.3)

(88.3)

(77.4)

(80.0)

(72.4)

(74.2)

3.1.

Demand deposits

31

47

196

1013

150

356

327

538

291

475

207

305

3.2.

Savings bank deposits

2718

3919

3615

5378

2046

3252

1618

2382

2280

2966

4052

5192

3.3.

Term deposits

3919

4608

2079

2490

1663

2176

2080

2675

4344

5087

9752

11215

4.

Borrowings

363

397

847

989

1061

1314

123

170

297

344

1852

1870

(4.8)

(4.1)

(11.5)

(8.9)

(19.5)

(15.6)

(2.6)

(2.7)

(3.3)

(3.2)

(9.6)

(8.3)

4.1.

From banks*

-

-

845

211

1061

195

-

-

-

-

26

20

4.2.

From others

363

397

1

779

-

1119

123

170

297

344

1826

1850

5.

Other liabilities

431

515

147

336

433

657

418

469

583

657

1900

1846

(5.7)

(5.4)

(2.0)

(3.0)

(7.9)

(7.8)

(9.0)

(7.4)

(6.5)

(6.2)

(9.8)

(8.2)

5.1.

Bills Payable

-

-

9

13

18

52

11

7

42

24

38

46

5.2.

Inter-office adjustments

-

-

-

85

48

174

-

-

-

22

33

34

5.3.

Interest accrued

36

50

33

46

11

17

15

18

5

6

44

46

5.4.

Others (including provisions)

395

465

106

192

356

415

392

443

536

606

1786

1720

Total Liabilities

7535

9568

7390

11060

5452

8407

4665

6334

8929

10664

19344

22508

1.

Cash in hand

63

53

189

142

35

27

39

73

118

107

377

585

(0.8)

(0.6)

(2.6)

(1.3)

(0.6)

(0.3)

(0.8)

(1.2)

(1.3)

(1.0)

(1.9)

(2.6)

2.

Balances with RBI

199

258

180

270

120

200

121

160

204

252

441

509

(2.6)

(2.7)

(2.4)

(2.4)

(2.2)

(2.4)

(2.6)

(2.5)

(2.3)

(2.4)

(2.3)

(2.3)

3.

Balances with banks in India

3020

4357

176

434

1782

3250

1997

1536

3885

4622

3366

5690

(40.1)

(45.5)

(2.4)

(3.9)

(32.7)

(38.7)

(42.8)

(24.3)

(43.5)

(43.3)

(17.4)

(25.3)

4.

Money at call and short notice

-

-

-

-

-

-

-

1183

-

-

-

-

-

-

-

-

-

-

-

(18.7)

-

-

-

-

5.

Investments

-

25

4804

7511

1007

2025

-

325

1350

2003

3802

3986

-

(0.3)

(65.0)

(67.9)

(18.5)

(24.1)

-

(5.1)

(15.1)

(18.8)

(19.7)

(17.7)

6.

Advances

1960

2072

1639

2274

1774

2350

983

1153

1514

1745

7579

7981

(26.0)

(21.7)

(22.2)

(20.6)

(32.5)

(27.9)

(21.1)

(18.2)

(17.0)

(16.4)

(39.2)

(35.5)

6.1.

Bills purchased and discounted

-

-

1

-

-

-

127

95

-

-

14

55

6.2.

Cash credits, overdrafts & loans

200

211

687

1083

631

1029

57

80

58

140

1055

1177

6.3.

Term loans

1760

1861

951

1190

1142

1321

799

979

1456

1605

6510

6749

7.

Fixed Assets

5

5

16

21

6

11

6

6

11

10

14

11

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

2289

2798

386

408

728

545

1519

1896

1848

1925

3766

3746

(30.4)

(29.2)

(5.2)

(3.7)

(13.3)

(6.5)

(32.6)

(29.9)

(20.7)

(18.1)