Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 2 of 17) - आरबीआई - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 2 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Balasore Gramya |
Ballia Kshetriya |
Banaskantha |
Bara Banki |
Bardhaman |
Bareilly Kshetriya |
|||||||||
Bank |
Gramin Bank |
Mehsana |
Gramin Bank |
Gramin Bank |
Gramin Bank |
|||||||||
Items |
|
|
Gramin Bank |
|
|
|
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
1. |
Capital |
88 |
88 |
1321 |
1321 |
100 |
742 |
100 |
483 |
921 |
921 |
100 |
100 |
|
(1.4) |
(1.2) |
(7.0) |
(6.0) |
(1.1) |
(7.1) |
(0.5) |
(2.4) |
(5.2) |
(4.2) |
(1.0) |
(0.7) |
|||
2. |
Reserves and Surplus |
- |
- |
8 |
8 |
- |
- |
453 |
444 |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
(2.5) |
(2.2) |
- |
- |
- |
- |
|||
3. |
Deposits |
3758 |
4608 |
13533 |
16629 |
5916 |
7047 |
15536 |
17092 |
13490 |
17176 |
8812 |
13125 |
|
(58.7) |
(61.2) |
(71.5) |
(75.4) |
(67.7) |
(67.2) |
(85.2) |
(84.9) |
(75.9) |
(78.1) |
(83.9) |
(89.5) |
|||
3.1. |
Demand deposits |
49 |
45 |
260 |
654 |
140 |
136 |
747 |
996 |
94 |
124 |
348 |
426 |
|
3.2. |
Savings bank deposits |
1164 |
1412 |
5746 |
7449 |
2080 |
2295 |
8256 |
8910 |
5569 |
6714 |
4490 |
8045 |
|
3.3. |
Term deposits |
2544 |
3151 |
7526 |
8527 |
3696 |
4616 |
6533 |
7186 |
7827 |
10338 |
3975 |
4654 |
|
4. |
Borrowings |
1220 |
1220 |
1158 |
1107 |
1411 |
1593 |
1333 |
1314 |
1004 |
1028 |
918 |
1103 |
|
(19.1) |
(16.2) |
(6.1) |
(5.0) |
(16.1) |
(15.2) |
(7.3) |
(6.5) |
(5.7) |
(4.7) |
(8.7) |
(7.5) |
|||
4.1. |
From banks* |
119 |
119 |
0 |
49 |
169 |
190 |
1333 |
147 |
8 |
26 |
140 |
200 |
|
4.2. |
From others |
1101 |
1101 |
1158 |
1058 |
1242 |
1403 |
- |
1167 |
997 |
1003 |
778 |
903 |
|
5. |
Other liabilities |
1337 |
1611 |
2910 |
2952 |
1317 |
1104 |
814 |
809 |
2361 |
2860 |
667 |
333 |
|
(20.9) |
(21.4) |
(15.4) |
(13.4) |
(15.1) |
(10.5) |
(4.5) |
(4.0) |
(13.3) |
(13.0) |
(6.4) |
(2.3) |
|||
5.1. |
Bills Payable |
- |
- |
17 |
26 |
4 |
10 |
37 |
38 |
- |
5 |
24 |
68 |
|
5.2. |
Inter-office adjustments |
36 |
15 |
- |
- |
31 |
- |
41 |
64 |
77 |
23 |
- |
28 |
|
5.3. |
Interest accrued |
631 |
817 |
- |
- |
670 |
691 |
31 |
15 |
1220 |
1733 |
64 |
89 |
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5.4. |
Others (including provisions) |
670 |
779 |
2893 |
2925 |
613 |
403 |
705 |
692 |
1064 |
1099 |
579 |
148 |
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Total Liabilities |
6402 |
7527 |
18930 |
22053 |
8745 |
10485 |
18236 |
20143 |
17776 |
21984 |
10497 |
14660 |
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1. |
Cash in hand |
43 |
66 |
118 |
101 |
92 |
120 |
179 |
178 |
154 |
193 |
150 |
191 |
|
(0.7) |
(0.9) |
(0.6) |
(0.5) |
(1.1) |
(1.1) |
(1.0) |
(0.9) |
(0.9) |
(0.9) |
(1.4) |
(1.3) |
|||
2. |
Balances with RBI |
116 |
137 |
408 |
481 |
198 |
220 |
469 |
522 |
456 |
541 |
275 |
400 |
|
(1.8) |
(1.8) |
(2.2) |
(2.2) |
(2.3) |
(2.1) |
(2.6) |
(2.6) |
(2.6) |
(2.5) |
(2.6) |
(2.7) |
|||
3. |
Balances with banks in India |
221 |
594 |
7564 |
10022 |
1857 |
2880 |
4858 |
4651 |
740 |
6238 |
2992 |
5405 |
|
(3.4) |
(7.9) |
(40.0) |
(45.4) |
(21.2) |
(27.5) |
(26.6) |
(23.1) |
(4.2) |
(28.4) |
(28.5) |
(36.9) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
- |
3718 |
- |
96 |
- |
|
- |
- |
- |
- |
- |
- |
- |
- |
(20.9) |
- |
(0.9) |
- |
|||
5. |
Investments |
- |
- |
2878 |
3352 |
1298 |
1716 |
7751 |
8720 |
5976 |
6880 |
1380 |
2718 |
|
- |
- |
(15.2) |
(15.2) |
(14.8) |
(16.4) |
(42.5) |
(43.3) |
(33.6) |
(31.3) |
(13.1) |
(18.5) |
|||
6. |
Advances |
3020 |
2954 |
5435 |
5709 |
2827 |
2988 |
2813 |
3017 |
4821 |
5422 |
2749 |
2760 |
|
(47.2) |
(39.2) |
(28.7) |
(25.9) |
(32.3) |
(28.5) |
(15.4) |
(15.0) |
(27.1) |
(24.7) |
(26.2) |
(18.8) |
|||
6.1. |
Bills purchased and discounted |
7 |
2 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
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6.2. |
Cash credits, overdrafts & loans |
652 |
685 |
487 |
593 |
503 |
803 |
2813 |
733 |
265 |
341 |
1256 |
- |
|
6.3. |
Term loans |
2360 |
2267 |
4947 |
5116 |
2324 |
2185 |
- |
2284 |
4556 |
5081 |
1493 |
2760 |
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7. |
Fixed Assets |
15 |
14 |
14 |
13 |
14 |
15 |
22 |
23 |
24 |
22 |
12 |
11 |
|
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
2987 |
3762 |
2513 |
2339 |
2459 |
2547 |
2144 |
3033 |
1887 |
2688 |
2842 |
3175 |
|
(46.7) |
(50.0) |
(13.3) |
(10.6) |
(28.1) |
(24.3) |
(11.8) |
(15.1) |
(10.6) |
(12.2) |
(27.1) |
(21.7) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
- |
12 |
- |
- |
- |
- |
7 |
- |
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8.2. |
Interest accrued |
9 |
15 |
- |
- |
138 |
168 |
2108 |
2950 |
1072 |
2033 |
412 |
753 |
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8.3. |
Others |
2978 |
3748 |
2513 |
2339 |
2320 |
2367 |
36 |
83 |
815 |
656 |
2423 |
2422 |
Total Assets |
6402 |
7527 |
18930 |
22053 |
8745 |
10485 |
18236 |
20143 |
17776 |
21984 |
10497 |
14660 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Bastar Kshetriya |
Basti Gramin |
Begusarai Kshetriya |
Bhagalpur Banka |
Bhagirath |
Bhandara |
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Gramin Bank |
Bank |
Gramin Bank |
Kshetriya |
Gramin Bank |
Gramin Bank |
|||||||||
Items |
|
|
|
Gramin Bank |
|
|
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
1. |
Capital |
100 |
100 |
100 |
187 |
75 |
177 |
71 |
100 |
309 |
309 |
100 |
100 |
|
(2.0) |
(1.6) |
(0.5) |
(0.8) |
(3.1) |
(4.9) |
(2.0) |
(1.3) |
(1.2) |
(1.0) |
(2.2) |
(1.8) |
|||
2. |
Reserves and Surplus |
- |
- |
73 |
73 |
- |
- |
- |
- |
1198 |
2238 |
- |
- |
|
- |
- |
(0.4) |
(0.3) |
- |
- |
- |
- |
(4.8) |
(7.2) |
- |
- |
|||
3. |
Deposits |
4127 |
4992 |
13452 |
17719 |
1784 |
2854 |
2806 |
3928 |
20887 |
25668 |
3625 |
4673 |
|
(81.4) |
(81.6) |
(72.2) |
(75.4) |
(73.9) |
(79.3) |
(80.3) |
(50.1) |
(83.3) |
(82.6) |
(80.3) |
(81.9) |
|||
3.1. |
Demand deposits |
343 |
580 |
334 |
642 |
65 |
239 |
179 |
204 |
1201 |
2844 |
59 |
61 |
|
3.2. |
Savings bank deposits |
1795 |
1944 |
7658 |
10510 |
828 |
1402 |
1414 |
1965 |
11841 |
14361 |
1484 |
1989 |
|
3.3. |
Term deposits |
1988 |
2469 |
5459 |
6568 |
891 |
1213 |
1212 |
1759 |
7845 |
8463 |
2082 |
2623 |
|
4. |
Borrowings |
198 |
277 |
1656 |
1868 |
119 |
118 |
208 |
467 |
1747 |
1769 |
420 |
514 |
|
(3.9) |
(4.5) |
(8.9) |
(7.9) |
(4.9) |
(3.3) |
(5.9) |
(6.0) |
(7.0) |
(5.7) |
(9.3) |
(9.0) |
|||
4.1. |
From banks* |
- |
- |
120 |
120 |
- |
- |
- |
- |
270 |
270 |
64 |
63 |
|
4.2. |
From others |
198 |
277 |
1536 |
1748 |
119 |
118 |
208 |
467 |
1477 |
1499 |
355 |
451 |
|
5. |
Other liabilities |
643 |
750 |
3351 |
3652 |
437 |
450 |
408 |
3342 |
946 |
1106 |
368 |
422 |
|
(12.7) |
(12.3) |
(18.0) |
(15.5) |
(18.1) |
(12.5) |
(11.7) |
(42.6) |
(3.8) |
(3.6) |
(8.1) |
(7.4) |
|||
5.1. |
Bills Payable |
49 |
36 |
30 |
34 |
- |
- |
- |
- |
32 |
90 |
- |
- |
|
5.2. |
Inter-office adjustments |
- |
18 |
- |
118 |
- |
- |
12 |
2774 |
70 |
99 |
- |
- |
|
5.3. |
Interest accrued |
389 |
449 |
1513 |
1600 |
106 |
166 |
162 |
234 |
21 |
19 |
- |
- |
|
|
5.4. |
Others (including provisions) |
205 |
247 |
1809 |
1900 |
331 |
284 |
234 |
334 |
824 |
898 |
368 |
422 |
|
Total Liabilities |
5068 |
6120 |
18633 |
23499 |
2415 |
3599 |
3492 |
7837 |
25087 |
31090 |
4512 |
5709 |
|
1. |
Cash in hand |
32 |
40 |
172 |
158 |
35 |
52 |
59 |
54 |
475 |
432 |
62 |
82 |
|
(0.6) |
(0.7) |
(0.9) |
(0.7) |
(1.5) |
(1.4) |
(1.7) |
(0.7) |
(1.9) |
(1.4) |
(1.4) |
(1.4) |
|||
2. |
Balances with RBI |
138 |
173 |
440 |
570 |
61 |
90 |
79 |
114 |
640 |
763 |
111 |
145 |
|
(2.7) |
(2.8) |
(2.4) |
(2.4) |
(2.5) |
(2.5) |
(2.3) |
(1.5) |
(2.5) |
(2.5) |
(2.5) |
(2.5) |
|||
3. |
Balances with banks in India |
1729 |
2131 |
5845 |
8923 |
1052 |
1770 |
1233 |
1996 |
12279 |
14598 |
1000 |
1278 |
|
(34.1) |
(34.8) |
(31.4) |
(38.0) |
(43.5) |
(49.2) |
(35.3) |
(25.5) |
(48.9) |
(47.0) |
(22.2) |
(22.4) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
5. |
Investments |
75 |
7 |
5750 |
6979 |
247 |
515 |
285 |
359 |
5690 |
7705 |
365 |
424 |
|
(1.5) |
(0.1) |
(30.9) |
(29.7) |
(10.2) |
(14.3) |
(8.2) |
(4.6) |
(22.7) |
(24.8) |
(8.1) |
(7.4) |
|||
6. |
Advances |
770 |
1136 |
4797 |
5279 |
655 |
700 |
1348 |
1949 |
4108 |
4179 |
1532 |
2123 |
|
(15.2) |
(18.6) |
(25.7) |
(22.5) |
(27.1) |
(19.4) |
(38.6) |
(24.9) |
(16.4) |
(13.4) |
(34.0) |
(37.2) |
|||
6.1. |
Bills purchased and discounted |
- |
- |
- |
- |
1 |
- |
2 |
3 |
1 |
- |
- |
- |
|
6.2. |
Cash credits, overdrafts & loans |
253 |
349 |
1135 |
2111 |
22 |
26 |
84 |
109 |
4108 |
4178 |
588 |
823 |
|
6.3. |
Term loans |
516 |
787 |
3662 |
3168 |
632 |
674 |
1262 |
1837 |
- |
- |
944 |
1299 |
|
7. |
Fixed Assets |
6 |
6 |
15 |
14 |
7 |
10 |
18 |
22 |
20 |
24 |
15 |
19 |
|
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.3) |
(0.3) |
(0.5) |
(0.3) |
(0.1) |
(0.1) |
(0.3) |
(0.3) |
|||
8. |
Other Assets |
2318 |
2627 |
1613 |
1577 |
358 |
463 |
470 |
3341 |
1875 |
3390 |
1427 |
1638 |
|
(45.7) |
(42.9) |
(8.7) |
(6.7) |
(14.8) |
(12.9) |
(13.5) |
(42.6) |
(7.5) |
(10.9) |
(31.6) |
(28.7) |
|||
8.1. |
Inter - office adjustments (net) |
44 |
- |
42 |
- |
32 |
28 |
- |
2800 |
- |
- |
31 |
68 |
|
8.2. |
Interest accrued |
27 |
41 |
1061 |
1508 |
51 |
176 |
96 |
145 |
1788 |
3304 |
- |
- |
|
|
8.3. |
Others |
2247 |
2587 |
510 |
68 |
275 |
259 |
374 |
396 |
87 |
86 |
1396 |
1570 |
Total Assets |
5068 |
6120 |
18633 |
23499 |
2415 |
3599 |
3492 |
7837 |
25087 |
31090 |
4512 |
5709 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |