(Amount in Rs. lakh)

As on 31st March

Bhilwara-Ajmer

Bhojpur Rohtas

Bijapur

Bikaner

Bilaspur Raipur

Bolangir Anchalik

Kshetriya

Gramin Bank

Gramin Bank

Kshetriya

Kshetriya

Gramin Bank

Items

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(49)

(50)

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

(59)

(60)

1.

Capital

659

659

718

1802

737

737

88

100

100

918

100

100

(8.0)

(6.7)

(2.2)

(4.4)

(4.0)

(3.5)

(5.2)

(4.2)

(0.7)

(4.5)

(0.6)

(0.5)

2.

Reserves and Surplus

-

-

5

-

186

737

-

-

-

-

-

-

-

-

-

-

(1.0)

(3.5)

-

-

-

-

-

-

3.

Deposits

6045

7250

29856

35115

10976

12597

1207

1663

12738

16114

11939

13787

(72.9)

(73.1)

(89.7)

(85.2)

(59.1)

(59.1)

(71.2)

(69.7)

(84.0)

(79.8)

(71.8)

(72.7)

3.1.

Demand deposits

432

510

1412

1803

296

285

58

61

1203

1649

942

1107

3.2.

Savings bank deposits

1601

1874

13350

16234

4198

4723

325

441

4803

6253

5988

6869

3.3.

Term deposits

4012

4866

15095

17079

6483

7590

824

1160

6732

8211

5010

5811

4.

Borrowings

1203

1418

1250

1871

5529

5278

152

360

824

1158

2766

3002

(14.5)

(14.3)

(3.8)

(4.5)

(29.8)

(24.8)

(9.0)

(15.1)

(5.4)

(5.7)

(16.6)

(15.8)

4.1.

From banks*

89

81

1250

-

1171

1034

10

-

211

195

551

512

4.2.

From others

1114

1337

-

1871

4358

4244

141

360

612

963

2215

2491

5.

Other liabilities

386

587

1442

2441

1153

1974

249

263

1506

2015

1832

2087

(4.7)

(5.9)

(4.3)

(5.9)

(6.2)

(9.3)

(14.7)

(11.0)

(9.9)

(10.0)

(11.0)

(11.0)

5.1.

Bills Payable

11

17

-

-

-

202

8

3

-

-

153

206

5.2.

Inter-office adjustments

-

-

-

-

76

235

5

5

-

-

-

-

5.3.

Interest accrued

59

70

55

50

123

175

112

146

1269

1468

923

1098

5.4.

Others (including provisions)

317

499

1387

2391

955

1362

123

109

237

547

756

782

Total Liabilities

8294

9914

33271

41230

18582

21322

1695

2385

15167

20205

16637

18976

1.

Cash in hand

198

207

674

791

285

377

4

5

109

117

234

179

(2.4)

(2.1)

(2.0)

(1.9)

(1.5)

(1.8)

(0.2)

(0.2)

(0.7)

(0.6)

(1.4)

(0.9)

2.

Balances with RBI

180

215

928

1157

320

394

41

59

417

528

398

474

(2.2)

(2.2)

(2.8)

(2.8)

(1.7)

(1.8)

(2.4)

(2.5)

(2.7)

(2.6)

(2.4)

(2.5)

3.

Balances with banks in India

1772

2508

1558

1298

579

365

23

8

6322

9123

620

579

(21.4)

(25.3)

(4.7)

(3.1)

(3.1)

(1.7)

(1.3)

(0.3)

(41.7)

(45.2)

(3.7)

(3.1)

4.

Money at call and short notice

-

-

8877

10164

4850

5792

418

657

-

-

3407

4069

-

-

(26.7)

(24.7)

(26.1)

(27.2)

(24.7)

(27.5)

-

-

(20.5)

(21.4)

5.

Investments

1000

1144

9197

12883

1510

2033

110

65

1362

1323

455

480

(12.1)

(11.5)

(27.6)

(31.2)

(8.1)

(9.5)

(6.5)

(2.7)

(9.0)

(6.5)

(2.7)

(2.5)

6.

Advances

4209

4973

7502

9319

10630

11705

560

950

3009

4297

4143

4617

(50.7)

(50.2)

(22.5)

(22.6)

(57.2)

(54.9)

(33.0)

(39.8)

(19.8)

(21.3)

(24.9)

(24.3)

6.1.

Bills purchased and discounted

47

54

527

129

1

3

-

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

856

1345

1338

1520

4806

5386

154

231

1243

1569

2128

2029

6.3.

Term loans

3305

3575

5637

7670

5823

6316

405

719

1766

2728

2015

2588

7.

Fixed Assets

28

32

45

45

83

84

13

13

12

12

12

19

(0.3)

(0.3)

(0.1)

(0.1)

(0.4)

(0.4)

(0.7)

(0.6)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

908

835

4491

5573

326

572

527

628

3936

4804

7368

8561

(10.9)

(8.4)

(13.5)

(13.5)

(1.8)

(2.7)

(31.1)

(26.3)

(26.0)

(23.8)

(44.3)

(45.1)

8.1.

Inter - office adjustments (net)

83

67

325

1285

-

-

-

-

115

268

193

200

8.2.

Interest accrued

236

210

1778

2361

258

477

14

33

291

673

468

547

8.3.

Others

590

558

2388

1928

68

94

514

595

3531

3863

6707

7814

Total Assets

8294

9914

33271

41230

18582

21322

1695

2385

15167

20205

16637

18976

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Buldhana

Bundelkhand

Bundi-Chittor

Cachar

Cauvery

Chaitanya

Gramin Bank

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Items

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(61)

(62)

(63)

(64)

(65)

(66)

(67)

(68)

(69)

(70)

(71)

(72)

1.

Capital

100

336

1259

1812

96

1645

96

96

1429

1429

489

540

(2.9)

(8.9)

(10.3)

(12.3)

(1.3)

(17.9)

(2.0)

(1.5)

(8.3)

(7.4)

(5.7)

(5.2)

2.

Reserves and Surplus

234

-

-

-

-

-

505

859

1

1

-

-

(6.8)

-

-

-

-

-

(10.5)

(13.1)

-

-

-

-

3.

Deposits

2107

2312

9018

10747

5254

6899

3267

4718

9474

11117

5399

7171

(61.2)

(61.4)

(74.0)

(73.2)

(71.8)

(75.2)

(68.0)

(72.1)

(55.1)

(57.2)

(63.1)

(68.8)

3.1.

Demand deposits

39

42

809

1026

210

261

93

114

716

1044

260

289

3.2.

Savings bank deposits

1152

1212

3018

3645

1471

2273

1474

2204

2580

2880

1132

1479

3.3.

Term deposits

916

1059

5192

6075

3573

4365

1700

2399

6178

7193

4006

5403

4.

Borrowings

751

795

634

624

1488

1622

243

323

2886

3700

2110

2282

(21.8)

(21.1)

(5.2)

(4.2)

(20.3)

(17.7)

(5.1)

(4.9)

(16.8)

(19.0)

(24.7)

(21.9)

4.1.

From banks*

125

121

32

41

119

108

-

-

704

779

509

559

4.2.

From others

626

674

601

583

1369

1515

243

323

2183

2921

1601

1723

5.

Other liabilities

253

322

1270

1506

475

555

691

542

3392

3180

556

433

(7.3)

(8.6)

(10.4)

(10.3)

(6.5)

(6.0)

(14.4)

(8.3)

(19.7)

(16.4)

(6.5)

(4.2)

5.1.

Bills Payable

15

8

-

-

37

61

-

-

-

-

14

25

5.2.

Inter-office adjustments

-

-

19

18

-

-

1

-

241

100

-

58

5.3.

Interest accrued

19

-

1040

320

28

35

12

48

1384

1263

33

29

5.4.

Others (including provisions)

219

314

212

1168

411

459

678

494

1767

1816

509

321

Total Liabilities

3446

3766

12181

14689

7313

9176

4802

6539

17182

19426

8553

10427

1.

Cash in hand

54

58

87

114

98

120

51

89

138

151

266

282

(1.6)

(1.5)

(0.7)

(0.8)

(1.3)

(1.3)

(1.1)

(1.4)

(0.8)

(0.8)

(3.1)

(2.7)

2.

Balances with RBI

69

69

283

337

163

210

100

135

320

326

178

229

(2.0)

(1.8)

(2.3)

(2.3)

(2.2)

(2.3)

(2.1)

(2.1)

(1.9)

(1.7)

(2.1)

(2.2)

3.

Balances with banks in India

1098

985

5771

6208

1829

4193

629

2019

1715

377

3014

4086

(31.9)

(26.2)

(47.4)

(42.3)

(25.0)

(45.7)

(13.1)

(30.9)

(10.0)

(1.9)

(35.2)

(39.2)

4.

Money at call and short notice

-

-

-

-

-

-

467

-

2869

2855

-

-

-

-

-

-

-

-

(9.7)

-

(16.7)

(14.7)

-

-

5.

Investments

135

189

741

1726

58

97

912

1457

1700

4226

682

1093

(3.9)

(5.0)

(6.1)

(11.8)

(0.8)

(1.1)

(19.0)

(22.3)

(9.9)

(21.8)

(8.0)

(10.5)

6.

Advances

1705

2108

2186

2406

3242

3817

1151

1202

8307

9534

3906

4340

(49.5)

(56.0)

(17.9)

(16.4)

(44.3)

(41.6)

(24.0)

(18.4)

(48.3)

(49.1)

(45.7)

(41.6)

6.1.

Bills purchased and discounted

-

75

-

-

2

5

-

-

138

141

25

23

6.2.

Cash credits, overdrafts & loans

471

635

834

860

3240

40

159

262

4722

5483

2873

3169

6.3.

Term loans

1235

1398

1352

1547

-

3772

991

941

3447

3910

1008

1147

7.

Fixed Assets

14

18

10

9

15

15

7

8

16

15

18

22

(0.4)

(0.5)

(0.1)

(0.1)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

8.

Other Assets

371

338

3102

3888

1908

2271

1486

1629

2118

1942

490

374

(10.8)

(9.0)

(25.5)